The Incidence of Student Financial Aid: Evidence from the Pell Grant Program
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1 The Incdence of Student Fnancal Ad: Evdence from the Pell Grant Program Lesley Turner Unversty of Maryland October 16,
2 Background and Motvaton Affordablty and access to hgher educaton Large prvate returns, postve externaltes, credt constrants Ratonale for need-based student ad Federal Pell Grant Program $35 bllon provded to 9.5 mllon low-ncome students (2011) Effectveness of need-based ad depends on whether t stcks Tax ncdence framework Shft n the organzaton of hgher educaton Growth of the for-proft sector
3 Overvew Framework: Schools observe students ablty to pay and outsde ad Offer schedule of prces va: Overall tuton Indvdual dscounts (scholarshps) Data: Natonal Postsecondary Student Ad Survey (NPSAS) Questons: What s the economc ncdence of need-based ad? How much of every Pell $1 s passed-through to schools? Does behavor vary across sectors (control, selectvty)? Can we say somethng about schools objectves from ther response?
4 Contrbutons Estmate the economc ncdence of need-based ad Regresson dscontnuty (RD) and regresson knk (RK) desgns On average, students prces fall by $0.84 for every $1 of Pell Grant ad $0.16 passed-through to schools Hghlght a general vulnerablty of the RD desgn RD does not dentfy pass-through of outsde student ad Treatment of Pell Grant recept s multdmensonal Develop a combned RD/RK estmator Allows for separate dentfcaton of treatment dmensons Applcable n other crcumstances
5 The Pell Grant Program Year Maxmum Pell Grant (nomnal) Maxmum Pell Grant (2011$) COA
6 The Pell Grant Program Varaton n maxmum award not exogenous 75% of elgble students receve less than maxmum Statutory award for student n year t depends on both her expected famly contrbuton (EFC) and the maxmum award Pell t = max{ (maxpell t EFC t ), 0} Students wth 200,399 receve $400 Pell t EFC s a nonlnear functon of dependency status, ncome, assets, famly sze, number of sblngs also attendng college EFC worksheet
7 The Emprcal Dstrbuton of Pell Grant Ad Average Pell Award Dstance from Pell Grant Elgblty Threshold Schedules
8 The Regresson Knk Desgn Analogous to RD desgn Identfcaton from dscontnuous change n dervatve (versus change n level) of endogenous regressor (Nelsen et al., 2010; Card et al., 2009) Identfyng assumpton: Condtonal on unobservables, densty of EFC s smooth (contnuously dfferentable) at threshold for Pell Grant elgblty Imples that ndvduals cannot perfectly sort Encompasses dentfyng assumpton for RD desgn Strong testable predctons: Densty of EFC contnuous and smooth at threshold Dstrbuton of observable characterstcs contnuous and smooth
9 The Regresson Knk Desgn Analogous to RD desgn Identfcaton from dscontnuous change n dervatve (versus change n level) of endogenous regressor (Nelsen et al., 2010; Card et al., 2009) Key dentfyng assumpton: Condtonal on unobservables, densty of EFC s contnuously dfferentable at threshold for Pell Grant elgblty => Indvduals cannot perfectly sort
10 The RK Desgn: Testable Implcatons Densty of EFC contnuous and smooth at threshold Dstrbuton of observable characterstcs also contnuous and smooth These condtons are satsfed.
11 Testng Identfyng Assumptons: Densty of EFC Densty Dstance from Pell Grant Elgblty Threshold
12 Dstrbuton of Observable Characterstcs at Cut-Off for Pell Grant Elgblty A. Race B. Gender Percentage Nonwhte Percentage Male Dstance from Pell Grant Elgblty Threshold Dstance from Pell Grant Elgblty Threshold Average SAT Score D. SAT Score Average Age E. Age Dstance from Pell Grant Elgblty Threshold Dstance from Pell Grant Elgblty Threshold
13 Conceptual Framework: RD and RK Desgns Pell Grant Ad, Insttutonal Ad Change n level = 400 Change n slope = -1 Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
14 Conceptual Framework: RD and RK Desgns 1. No Crowd Out Pell Grant Ad, Insttutonal Ad Change n level = 400 Change n slope = -1 Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
15 Conceptual Framework: RD and RK Desgns 1. No Crowd Out Pell Grant Ad, Insttutonal Ad Change n level = 0 Change n slope = 0 Change n level = 400 Change n slope = -1 Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
16 Conceptual Framework: RD and RK Desgns 1. No Crowd Out Pell Grant Ad, Insttutonal Ad Change n level = 0 Change n slope = 0 RD Estmator Change n level = 400 Change n slope = -1 Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
17 Conceptual Framework: RD and RK Desgns 1. No Crowd Out Pell Grant Ad, Insttutonal Ad Change n level = 0 Change n slope = 0 0 RK Estmator RD Estmator Change n level = 400 Change n slope = -1 Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
18 Conceptual Framework: RD and RK Desgns 2. Full Crowd Out Pell Grant Ad, Insttutonal Ad Change n level = 400 Change n slope = -1 Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
19 Conceptual Framework: RD and RK Desgns 2. Full Crowd Out Change n level = -400 Change n slope = 1 Pell Grant Ad, Insttutonal Ad Change n level = 400 Change n slope = -1 Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
20 Conceptual Framework: RD and RK Desgns Change n level = -400 Change n slope = 1 2. Full Crowd Out RK Estmator Pell Grant Ad, Insttutonal Ad Change n level = 400 Change n slope = -1 Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
21 Conceptual Framework: RD and RK Desgns Pell Grant Ad, Insttutonal Ad Change n level = -400 Change n slope = 1 2. Full Crowd Out RK Estmator RD Estmator Change n level = 400 Change n slope = -1 Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
22 The Relatonshp between Insttutonal Ad and Pell Grants Insttutonal Grants, Pell Grants (Resdual) Dstance from Pell Grant Elgblty Threshold $200 EFC bns Pell Grants Insttutonal Grants Local lnear regresson
23 Parametrc RD and RK Estmaton DGP: Y Where: (Frst Stage) Pell t ~ ~ ~ ~ 1 ] (Reduced Form) y jt f RK estmator: RD estmator: Pell, gefcu Pell, Pell f 1 EFCt 0 1 EFCt 0 EFCt [ EFCt j t jt ~ ~ ~ ~ 1 ] EFCt 0 1 EFCt 0 EFCt [ EFCt j t jt ˆ ˆ RK RD ˆ ˆ ˆ ˆ
24 Parametrc RD and RK Estmaton DGP: Y Where: (Frst Stage) Pell t ~ ~ ~ ~ 1 ] (Reduced Form) y jt f RK estmator: RD estmator: Pell, gefcu Pell, Pell f 1 EFCt 0 1 EFCt 0 EFCt [ EFCt j t jt ~ ~ ~ ~ 1 ] EFCt 0 1 EFCt 0 EFCt [ EFCt j t jt ˆ ˆ RK RD ˆ ˆ ˆ ˆ
25 Parametrc RD and RK Estmaton DGP: Y Where: (Frst Stage) Pell t ~ ~ ~ ~ 1 ] (Reduced Form) y jt f RK estmator: RD estmator: Pell, gefcu Pell, Pell f 1 EFCt 0 1 EFCt 0 EFCt [ EFCt j t jt ~ ~ ~ ~ 1 ] EFCt 0 1 EFCt 0 EFCt [ EFCt j t jt ˆ ˆ RK RD ˆ ˆ ˆ ˆ
26 Parametrc RK Estmates Insttutonal Grants, Pell Grants (Resdual) ˆ 0.15 ˆ 0.70 (0.031) (0.007) Dstance from Pell Grant Elgblty Threshold Pell Grants Insttutonal Grants
27 Parametrc RK Estmates Insttutonal Grants, Pell Grants (Resdual) ˆ 0.15 ˆ 0.70 (0.031) (0.007) ˆ 0.22 RK (0.044) Dstance from Pell Grant Elgblty Threshold Pell Grants Insttutonal Grants
28 Parametrc RD Estmates Insttutonal Grants, Pell Grants (Resdual) ˆ 128 ˆ 398 (42.6) (12.5) ˆ 0.22 RK (0.044) Dstance from Pell Grant Elgblty Threshold Pell Grants Insttutonal Grants Robustness Tests
29 Parametrc RD Estmates Insttutonal Grants, Pell Grants (Resdual) ˆ 128 ˆ 398 (42.6) (12.5) ˆ 0.22 RK ˆ 0.32 RD (0.044) (0.106) Dstance from Pell Grant Elgblty Threshold Pell Grants Insttutonal Grants Robustness Tests
30 What do these parameters dentfy? A model of frm behavor Schools practce prce dscrmnaton N student groups wth demand Q p p s prce pad by students n group Constant margnal cost c Subsdy s Proft maxmzng monopolst solves: max p1,..., p p N N 1 Q p p c s c s where e 1 dp ds d c s ds e curvature of demand
31 What do these parameters dentfy? A model of frm behavor Schools practce prce dscrmnaton N student groups wth demand Q p p s prce pad by students n group Constant margnal cost c Subsdy s Proft maxmzng monopolst solves: max p1,..., p p N N 1 Q p p c s c s where e 1 dp ds d c s ds e curvature of demand
32 What do these parameters dentfy? A model of frm behavor Schools practce prce dscrmnaton N student groups wth demand Q p p s prce pad by students n group Constant margnal cost c Subsdy s Proft maxmzng monopolst solves: max p1,..., p p N N 1 Q p p c s c s where e 1 dp ds d c s ds e curvature of demand
33 What do these parameters dentfy? DGP: Where: Y f Pell, gefcu Pell, Pell f 1 dp If changes n μ are small: RK RD 1 ds As long as there s no nflecton pont n log demand: RD and RK should have same sgn
34 Understandng Dfferences n RD and RK Estmates Publc nsttuton prcng nconsstent wth proft-maxmzaton Unless student demand has very specfc features Alternatve framework: Schools have preferences over the characterstcs of students Recevng a Pell Grant affects how a school treats you Treatment of Pell Grant recept affects prcng n two ways Outsde ad + label
35 An Alternatve Model of Frm Behavor Schools have preferences over the characterstcs of students Recevng a Pell Grant affects how a school treats you α s the weght gven to students n group max p1,..., p N W N 1 N sq p s. t. Q p p c s 0 1
36 An Alternatve Model of Frm Behavor Schools have preferences over the characterstcs of students Recevng a Pell Grant affects how a school treats you α s the weght gven to students n group max p1,..., p N W N 1 N sq p s. t. Q p p c s 0 1 dp ds d d ~ ~ ds ds d ds c s s pass-through wllngness to pay
37 An Alternatve Model of Frm Behavor dp ds d d ~ ~ ds ds d ds c s s pass-through wllngness to pay Implcatons: 1. Pass-through smaller than n case of proft maxmzaton 2. If label does not depend on sze of Pell Grant: p s s u
38 RD Estmaton wth a Multdmensonal Treatment DGP: Y f Pell, gefcu Where: Pell, 1Pell Pell f The treatment of Pell Grant recept has two dmensons: (1) Addtonal dollar of outsde ad (pass-through) (2) Pell Grant recpent label (wllngness to pay)
39 RD Estmaton wth a Multdmensonal Treatment DGP: Where: Y f Pell, gefcu Pell, 1Pell Pell f RD Estmator: RD 0 0 lm E EFC efc0 - lm EY EFC efc0 0 Pell EFC efc - lm EPell EFC efc lm E Y RD 1 Pell 0 efc 0
40 RD Estmaton wth a Multdmensonal Treatment DGP: Where: Y f Pell, gefcu Pell, 1Pell Pell f RK Estmator: RK E Y lm 0 E lm 0 EFC efc EY EFC efc efc Pell EFC efc EPell EFC efc efc 0 0 lm 0 lm 0 efc efc 0 0 RK 1
41 RD Estmaton wth a Multdmensonal Treatment Implcatons: 0 RD estmates reduced form : RD 1 Pellefc RK estmates mpact of addtonal dollar: RK 1 RD + RK allows for separate estmaton of prcng response to outsde ad and wllngness to pay for Pell Grant recpents: 0 ˆ 0 ˆ ˆ 1 ˆ ˆ Pellefc RD RK RK 0 Capture: $0.22 of every Pell Grant dollar Wllngness to pay: $300 (16% ncrease n nsttutonal ad)
42 RD Estmaton wth a Multdmensonal Treatment Implcatons: 0 RD estmates reduced form : RD 1 Pellefc RK estmates mpact of addtonal dollar: RK 1 RD + RK allows for separate estmaton of prcng response to outsde ad and wllngness to pay for Pell Grant recpents: 0 ˆ 0 ˆ ˆ 1 ˆ ˆ Pellefc RD RK RK 0 Capture: $0.22 of every Pell Grant dollar Wllngness to pay: $300 (16% ncrease n nsttutonal ad)
43 Treatment Dmensons Pass-Through Wllngness to Pay A. All nsttutons (0.044)** (50.06)** Observatons 133,270 B. By sector Publc Nonselectve (0.017)** (63.31)** Publc Selectve (0.032)** (101.5)** Nonproft Nonselectve (0.060)* (216.6) Nonproft Selectve (0.101)** (248.3) For-proft (0.029)** (80.84) Observatons 133,270 Notes: Each column wthn a panel represents a separate regresson. Standard errors clustered at nsttuton level n parentheses; ** p<0.01, * p<0.05, + p<0.1.
44 Heterogenety by Sector: Publc Insttutons Pell Grants (Resdual) Insttutonal Grants (Resdual) Dstance from Pell Grant Elgblty Threshold Pell Grants Insttutonal Grants
45 Heterogenety by Sector: Nonselectve Prvate Insttutons Insttutonal Grants, Pell Grants (Resdual) Dstance from Pell Grant Elgblty Threshold Pell Grants Insttutonal Grants
46 Heterogenety by Sector: Selectve Nonprofts Insttutonal Grants, Pell Grants (Resdual) Dstance from Pell Grant Elgblty Threshold Pell Grants Insttutonal Grants
47 Heterogenety by Sector: Treatment Dmensons Pass-Through Wllngness to Pay A. All nsttutons (0.044)** (50.06)** Observatons 133,270 B. By sector Publc Nonselectve (0.017)** (63.31)** Publc Selectve (0.032)** (101.5)** Nonproft Nonselectve (0.060)* (216.6) Nonproft Selectve (0.101)** (248.3) For-proft (0.029)** (80.84) Observatons 133,270 Notes: Each column wthn a panel represents a separate regresson. Standard errors clustered at nsttuton level n parentheses; ** p<0.01, * p<0.05, + p<0.1. Student characterstcs Heterogenety by Year
48 Alternatve Explanatons Qualty upgradng? No dscontnutes n revenue/fte, expendtures/fte on nstructon, nsttutonal ad, student servces, Federal student loan default rates Mechancal relatonshp? Over 90 percent of students have unmet need $10,000 on average; $20,000 for selectve nonproft students Heterogeneous treatment effects? Elgblty threshold moves as maxmum Pell Grant ncreases Estmated crowd-out and wllngness to pay consstent across years Unmet need Qualty Upgradng SectonXyear estmates
49 Alternatve Explanatons Qualty upgradng? No dscontnutes n revenue/fte, expendtures/fte on nstructon, nsttutonal ad, student servces, Federal student loan default rates Mechancal relatonshp? Over 90 percent of students have unmet need $10,000 on average; $20,000 for selectve nonproft students Heterogeneous treatment effects? Elgblty threshold moves as maxmum Pell Grant ncreases Estmated crowd-out and wllngness to pay consstent across years Unmet need Qualty Upgradng SectonXyear estmates
50 Alternatve Explanatons Qualty upgradng? No dscontnutes n revenue/fte, expendtures/fte on nstructon, nsttutonal ad, student servces, Federal student loan default rates Mechancal relatonshp? Over 90 percent of students have unmet need $10,000 on average; $20,000 for selectve nonproft students Heterogeneous treatment effects? Elgblty threshold moves as maxmum Pell Grant ncreases Estmated crowd-out and wllngness to pay consstent across years Unmet need Qualty Upgradng SectonXyear estmates
51 Estmatng Total Crowd-Out Pell Grant Ad, Insttutonal Ad Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
52 Estmatng Total Crowd-Out Pell Grant Ad, Insttutonal Ad Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
53 Estmatng Total Crowd-Out Pell Grant Ad, Insttutonal Ad Total Pell Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
54 Estmatng Total Crowd-Out Pell Grant Ad, Insttutonal Ad Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
55 Estmatng Total Crowd-Out Pell Grant Ad, Insttutonal Ad Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
56 Estmatng Total Crowd-Out Pell Grant Ad, Insttutonal Ad A B Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
57 Estmatng Total Crowd-Out Pell Grant Ad, Insttutonal Ad A B Total Pell Dstance from Pell Grant Elgblty Threshold Pell Grant Observed Insttutonal Grants
58 Estmatng Total Crowd-Out Pass-through 95% CI All Insttutons [0.114, 0.212] Publc Insttutons [0.002, 0.060] Nonselectve Prvate Insttutons [0.062, 0.290] Selectve Nonproft Insttutons [0.563, 1.011]
59 Remanng Questons Where does the money go? Publc schools redstrbute among Pell Grant elgble Suggestve evdence that for-profts retan as profts How to value product? No large mpacts on probablty of attendng college Small degree of upgradng for margnally elgble students What happens n the long-run? Estmates represent short-run ncdence of Pell Grant ad Supply of publc, selectve nonproft nsttutons relatvely fxed Celln (2010) shows for-proft entry responds to Pell Grant generosty In long-run, wll ncreased entry drve rents lower?
60 Conclusons Two dmensons to treatment Pell Grant recpent label, extra dollar of outsde ad Wllngness to pay, pass-through RD estmates represent reduced form Combned RD/RK to separately dentfy dmensons Insght nto ndustral organzaton of hgher educaton Methods can be used n other crcumstances
61 Conclusons Dfferences n objectves across sectors Publc schools value Pell Grant status For-proft schools behave no dfferently than nonselectve nonprofts Dfferences n market power Pass-through sgnfcantly hgher n selectve nonproft sector Students prces fall by $0.84 for every $1 n Pell Grant ad In 2011, $35 bllon n Pell Grant subsdes $5 to $6 bllon passed-through to nsttutons va prce dscrmnaton
62 Addtonal Sldes
63 1980: Max Pell = $4950 (58% of COA) Percentage of Average Cost of Attendance The Pell Grant Program 2009: Max Pell = $5015 (27% of COA) Year Maxmum Pell Grant (2011$) Pct of COA Back 1976 Maxmum Pell Grant (2011$)
64 Calculatng Dependent Students EFC Back
65 The Pell Grant Program Predcted Pell EFC Pell award amounts n nomnal dollars Back
66 The Relatonshp between Insttutonal Ad and Pell Grants Insttutonal Grants, Pell Grants (Resdual) $200 EFC bns Dstance from Pell Grant Elgblty Threshold Back
67 RD & RK Estmates: Varyng Wndows and Polynomals Polynomal of IV (RK) IV (RD) Order: (1) (2) A. (EFC - k t ) n [-4100,10000] One (0.024)** (0.109)** Two (0.044)** (0.106)** Three (0.070) (0.174)+ Optmal Degree 2 2 Observatons 133, ,270 B. (EFC-k t ) n [-4000,4000] One (0.031)** (0.184)+ Two (0.107) (0.209) Three (0.110) (0.475) Optmal Degree 1 1 Observatons 87,290 87,290 Notes: Each cell represents a separate regresson. Standard errors clustered at nsttuton level n parentheses; ** p<0.01, * p<0.05, + p<0.1. Back
68 Treatment Dmensons by Sector and Year Publc Pass-through (0.051)+ (0.027) (0.023)** (0.019)** Wllngness to pay (355.9)+ (142.4) (408.9) (141.7)** Prvate Nonselectve Pass-through (0.053)* (0.107)+ (0.064)+ (0.061)** Wllngness to pay (353.0) (722.0) (514.3) (313.6) Nonproft Selectve Pass-through (0.606)** (0.241)** (0.178)** (0.141)** Wllngness to pay (932.4)+ (675.1) (1248) (572.5) Observatons 21,630 22,760 37,550 51,330 Notes: Each column represents a separate regresson. Standard errors clustered at nsttuton level n parentheses; ** p<0.01, * p<0.05, + p<0.1. Back
69 Heterogenety by Sector and Student Characterstcs Nonwhte Whte Independent Dependent Female Male (1) (2) (3) (4) (5) (6) Publc Pass-through (0.031)** (0.021)** (0.013)** (0.024)** (0.021)** (0.027)** Wllngness to pay (115.9)** (50.19)** (88.61)** (74.89)** (61.01)** (79.16)** Prvate Nonselectve Pass-through (0.047)** (0.0500)** (0.030) (0.053)** (0.044)** (0.049)** Wllngness to pay (159.0) (142.0) (116.5) (196.2) (139.6) (164.6) Nonproft Selectve Pass-through (0.163)** (0.138)** (0.128) (0.115)** (0.131)** (0.146)** Wllngness to pay (704.6) (256.6)+ (375.6) (309.7) (339.6) (367.3) Observatons 49,360 83,910 59,090 74,180 78,140 55,130 Notes: Each column represents a separate regresson. Standard errors clustered at nsttuton level n parentheses; ** p<0.01, * p<0.05, + p<0.1. Back
70 No Evdence of Qualty Upgradng Insttutonal Expendtures/FTE on: Tuton/FTE Revenue/FTE CDR Grants Instructon Student Servces (1) (2) (3) (4) (5) (6) A. All Sectors Mean of depvar $10,619 $19,038 $1,061 $6,214 $5, * Pell Grant Ad (0.142) (0.198) (0.015) (0.060) (0.072) (0.0001)** Observatons 66,950 77,470 66,940 83,810 84, ,800 Notes: Each column wthn a panel represents a separate regresson. Standard errors clustered at nsttuton level n parentheses; ** p<0.01, * p<0.05, + p<0.1.
71 No Evdence of Qualty Upgradng B. By Sector Insttutonal Expendtures/FTE on: Tuton/FTE Revenue/FTE CDR Grants Instructon Student Servces (1) (2) (3) (4) (5) (6) Nonselectve Publc Mean of depvar $5,160 $13,629 $1,086 $5,051 $3, * Pell Grant Ad (0.040)* (0.074)* (0.008)+ (0.024) (0.025)+ ( ) Selectve Publc Mean of depvar $7,839 $25,364 $1,495 $8,412 $5, * Pell Grant Ad (0.059) (0.170) (0.013)+ (0.064)* (0.036) (0.0001)** Nonselectve Nonproft Mean of depvar $15,247 $22,260 $799 $6,138 $7, * Pell Grant Ad (0.155) (0.259) (0.030) (0.088) (0.093) (0.0004) Selectve Nonproft Mean of depvar $22,449 $32,393 $1,500 $9,489 $10, * Pell Grant Ad (0.175) (0.288) (0.051) (0.097) (0.112) (0.0001)** For Proft Mean of depvar $14,409 $15,860 $353 $3,522 $8, * Pell Grant Ad (0.133)+ (0.161)+ (0.013) (0.057) (0.156) (0.0003)** Observatons 66,950 77,470 66,940 83,810 84, ,800 Notes: Each column wthn a panel represents a separate regresson. Standard errors clustered at nsttuton level n parentheses; ** p<0.01, * p<0.05, + p<0.1. Back
72 Any Unmet Need A. Nonselectve Publc B. Selectve Publc C. Nonselectve Nonproft D. Selectve Nonproft E. For-proft F. All Sectors Dstance from Pell Grant Elgblty Threshold Percentage
73 Total Unmet Need A. Nonselectve Publc B. Selectve Publc C. Nonselectve Nonproft D. Selectve Nonproft E. For-proft F. All Sectors Dstance from Pell Grant Elgblty Threshold Back Average Unmet Need
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