Congratulations Earl and Chris.
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1 Genesis News Merrimack Valley Housing Partnership 2010 Congratulations Earl and Chris. Persistence paid off for Earl Williams, Jr. when he purchased his first home in the Belvedere section of Lowell. Earl and his son Chris are settling in to their home and adjusting to the joys and responsibilities of home ownership. Earl s process of buying was a bit complicated but well worth the effort. After completing home buyer training, he utilized the Massachusetts Housing Partnership s Soft Second Mortgage Program. He is elated to have a fixed interest rate of 3.99%. Sovereign Bank helped him to participate in the Section 8 to Homeownership Program. The City of Lowell provided down payment assistance through its federally funded HOME program. Legally blind and a single dad, Earl works as a tax examiner for the IRS. Chris is an eighth grader in Lowell. They are both excited about expanding their family with the addition of a foster child. Originally from Florida, Earl has made Massachusetts his home for six years. We wish Earl and Chris the best and congratulate them on their good fortune.
2 Touch Van...Builder Magazine Dalia Diaz credit issues..lospan44..june 09 Anne and Efthemios Scondras...town program..june 09, bought in Dracut
3 TD Banknorth gift of $7,500 presented to the Merrimack Valley Housing Partnership on June 23, From left: Steve Maguire (TD Banknorth Loan Officer), John Pacheco, Jr. (Business Development and Sales Manager), Jim Wilde (MVHP Executive Director), Shelly Letoureau (Business Development and Sales Manager), Ed Alcantara (MVHP Home buyer Counselor), Maria Lopez (MVHP Project Coordinator) Town Program-Heather Price, Tyngsboro, worked with Donna K. closed August 09 George & Linda Arsenault town program, bought in Westford, June 09
4 Sovereign Bank Foundation: August 18, 2009 $2,500 From left: Anthony Arcand (Business Development), Paul Krenitsky, Jim Wilde, Pauline Le (Branch Manager), Ed Alcantara Annual appeal mailing party: from left: Marcos Melendez, josafina aymerich, Miguel melendez
5 Steve Maguire of TD Bank CMAA9 Sept 09 Attorney Jason Woodward Danielle Hamel bought in Westford, Sept 09 enterprise bank...new lottery Matthew Bombaci, town program, Barret Farm townhouses in Billerica, Sept 09
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8 Spanish Class September 2009 Matthew Picardi Town Program, Oct 09, Tyngsborough...worked with Donna Koulas Anabela DaCosta Tyngsboro, November worked with Donna Koulas
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12 Contributors We are enormously appreciative of our supporters. The following organizations made financial contributions to MVHP from January 2009 through February All Saints Episcopal Church Chelmsford Anonymous Individuals TD Banknorth Charitable Foundation Bank of America Foundation Boston Private Bank & Trust Company Christ Church United Dracut Christ Church United Lowell Citizens Bank Foundation Citizens Housing and Planning Association (CHAPA) - HUD Grant Richard K. and Nancy L. Donahue Charitable Foundation Trust Enterprise Bank The Aubert J. Fay Charitable Fund Fidelity Foundation The Fieldstone Foundation Paul & Phyllis Fireman Charitable Foundation Greater Lowell Community Foundation Community Grant City of Lowell HOME Technical Assistance Grant City of Lowell Lead Paint Grant Lowell Cooperative Bank Lowell Development & Financial Corporation The Lowell Five Cent Savings Bank Massachusetts Dept. of Housing and Community Development Microsoft Employee Match Program Ministry At Large Missionary Oblates of Mary Immaculate Northeast Association of Realtors St. Paul s Episcopal Church North Andover Proctor & Gamble Foundation River Bank Adelard A. & Valeda Lea Roy Foundation Second Congregational Church West Boxford Sovereign Bank Foundation University of Massachusetts GEAR-UP Program Washington Savings Bank The Frederick E. Weber Charities Corporation
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