MAYBANK PERSONAL LOAN/MAYBANK ISLAMIC PERSONAL FINANCING-i CAMPAIGN 2017 TERMS AND CONDITIONS
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1 MAYBANK PERSONAL LOAN/MAYBANK ISLAMIC PERSONAL FINANCING-i CAMPAIGN 2017 TERMS AND CONDITIONS 1. The Campaign Period 1.1 The terms and Conditions shall govern the MAYBANK PERSONAL LOAN/MAYBANK ISLAMIC PERSONAL FINANCING-i CAMPAIGN 2017 ( Campaign ) commencing from 05 November 2017 to 31 January 2018 (both dates inclusive) ( Campaign Period ) 2. Eligibility 2.1 The Campaign is open to customers of Malayan Banking Berhad (Co. No K) ( MBB ) and Maybank Islamic Berhad (Co. No M) ( MIB ) (collectively referred to as the Bank ) with good credit assessment and fulfill the relevant terms & conditions as may be determined by the Bank. 2.2 To qualify the customers must : (i) Minimum of 21 years old (ii) Maximum age is 60 years (iii) Minimum income requirement per customer is RM30, per annum (iv) New MBB customer of Personal Loan and NEW MIB customer of Personal Financing ( Eligible Customers ). 2.3 The following persons are NOT eligible to apply (participate): (i) Existing Maybank Personal Loan/Maybank Islamic Personal Financing-i customer (ii) Existing Maybank/Maybank Islamic Personal Cash customer (iii) Maybank Group employee 3. Features of this Campaign 3.1 Loan/Financing amount, fixed rate and tenure as follows : Loan/Financing Amount Fixed Profit Rate (per annum) RM5,000-RM20,000 8% RM20,001-RM50,000 7% RM50,000-RM100, % Tenure Minimum 2 years Maximum 6 years 3.2 Campaign Mechanics (i) (ii) (iii) (iv) (v) (vi) Apply for Maybank Personal Loan/Maybank Islamic Personal Financing-i and stand a chance to win Cash Prize. Cash Prizes: 1X Grand Prize RM5,000 1X First Prize RM3,000 1X Second Prize RM2,000 Consolation Prize RM100 x 100 winners Eligible to Maybank Personal Loan/Maybank Islamic Personal Financing-i customers whose application approved during the Campaign Period. No contest entry is required. Entries will be automated upon approval of loan/financing. The winner will be selected via Maybank s Randomizer Programme. 1
2 3.3 Cash Prizes (i) The Bank will notify the selected winner either in writing or by phone within 6-12 weeks after the Campaign Period ends. (ii) The Cash Prize will be credited to MBB/MIB CASA account of selected winner. (iii) The Cash Prize is not transferable and exchangeable for up-front credit of any kind, whether in part or in full. 4 General 4.1 By participating in this Campaign, the Eligible Customers agree and consent to allow his/ her personal data being collected, processed and used by the Bank in accordance with Maybank Privacy Notice, which may be viewed on ( Maybank s Privacy Notice ). 4.2 In addition and without prejudice to the terms in the Maybank s Privacy Notice, the Eligible Customers agree and consent to his/her personal data or information being collected, processed and used by the Bank for:- (i) (ii) The purposes of the Campaign; and Marketing and promotional activities conducted in such manner as the Bank believe to be fit in any media including but not limited to any form of advertising or publicity media and materials such as audio and/or visual recordings published through newspapers, television networks, radio stations or online and digital media and on the Internet, without further express consent from the Eligible Customers. Marketing and promotion activities include without limitation the use and/or publication of any details provided in and/or in connection to the entries, interviews material as well responses and related photographs. In this regard, Eligible Customers agree to co-operate and participate without further express consent and/or payment or consideration, in all reasonable advertising and publicity activities of the Bank in relation to the Campaign. 4.3 The Bank reserves the rights to withdraw, cancel, suspend, extend or terminate the Campaign earlier in whole or in part as the Bank may deem fit. The Bank also reserves the right to vary, supplement, delete, amend or modify any of these from time to time by giving at least minimum of twenty one (21) calendar days prior notice thereof and the notice shall be posted at or through any other channel or channels that the Bank may deem as appropriate and thereupon such amended details shall be deemed to become effective and shall be read and construed as if such amended details have been incorporated into and formed part of the. 4.4 By participating in the Campaign, the Eligible Customers are deemed to have read, understood and agreed to be bound by the stated herein and agree that any and all decisions made by the Bank in relation to the Campaign shall be final and conclusive. 4.5 All Eligible Customers shall be personally liable for all taxes, rates, government fees or any other charges that may be levied against them under the applicable laws, if any 2
3 4.6 The shall be supplemental to Maybank Personal Loan/Maybank Islamic Personal Financing-i General (as per in the application form) which regulates the provision of credit/financing facilities by the Bank, whichever is applicable. By participating in this campaign, Customers agrees to be bound by these terms and conditions. The shall prevail over any provisions or representatives contained in any promotional materials (including without limitation printed posters or leaflets) advertising the Campaign. 4.7 The Bank shall not be liable to any Eligible Customer for any loss or damage or whatsoever nature suffered by the Eligible Customer or any other party (including but not limited to, loss of income, profits or goodwill) howsoever arising, in relation to participation in the Campaign. 4.8 The Bank shall not be responsible and/or liable nor shall it accept any form of liability whatsoever nature and howsoever arising or suffered by the Eligible Customers resulting directly or indirectly from the Eligible Customers participation in the Campaign due to any act of God, war, riot, lockout, industrial action, fire, flood, drought, storm or any event beyond the reasonable control of the Bank. 4.9 The shall be governed by the laws of Malaysia and subject to the exclusive jurisdiction of the Malaysian courts. TERMA DAN SYARAT KEMPEN PEMBIAYAAN PERIBADI MAYBANK /PEMBIAYAAN PERIBADI-i MAYBANK ISLAMIK Tempoh Kempen 1.1 Terma-terma dan Syarat-syarat yang ditetapkan didalam KEMPEN PEMBIAYAAN PERIBADI MAYBANK /PEMBIAYAAN PERIBADI-i MAYBANK ISLAMIK 2017 ( Kempen ) ini bermula dari 05 November 2017 hingga 31 Januari 2018 (termasuk kedua-dua tarikh) ( Tempoh Kempen ) 2. Kelayakan 2.1 Kempen ini dibuka kepada pelanggan Malayan Banking Berhad (Co.No.3813-k) ( MBB ) dan Maybank Islamic Berhad (Co.No M) ( MIB ) (kedua-duanya dirujuk sebagai Bank ) yang mempunyai penilaian kredit yang baik dan memenuhi segala terma dan syarat yang ditetapkan oleh Bank. 2.2 Untuk layak, pelanggan mesti: i. Berumur 21 tahun dan keatas ii. Had umur maksima adalah 60 tahun iii. Pendapatan minima adalah RM30,000 setahun iv. Pelanggan baru Pembiayaan Peribadi MBB dan Pelanggan baru Pembiayaan Peribadi-i MIB( Pelanggan yang layak ) 2.3 Individu di bawah tidak layak menyertai kempen ini: i. Pelanggan Pembiayaan Peribadi MBB/Pembiayaan Peribadi-i MIB ii. Pelanggan MBB/MIB Personal Cash 3
4 iii. Kakitangan MBB/MIB 3. Ciri-ciri Kempen 3.1 Amaun Pinjaman/Pembiayaan, Kadar Keuntungan Tetap dan Tempoh pembiayaan seperti berikut: Amaun Pembiayaan Kadar Keuntungan Tetap (setahun) RM5,000-RM20,000 8% RM20,001-RM50,000 7% RM50,000-RM100, % Tempoh Minimum 2 tahun Maximum 6 tahun 3.2 Mekanisma Kempen i. Mohon Pembiayaan Peribadi MBB/Pembiayaan Peribadi-i MIB dan berpeluang memenangi Wang Tunai ii. Hadiah Wang Tunai: 1X Hadiah Utama RM5,000 1X Hadiah Pertama RM3,000 1X Hadiah Kedua RM2,000 Hadiah Saguhati : RM100 x 100 pemenang iii. Layak kepada pelanggan Pembiayaan Peribadi MBB/Pembiayaan Peribadi MIB yang diluluskan dalam tempoh kempen. iv. Tiada entri kempen yang diperlukan v. Entri adalah secara automatik setelah pinjaman/pembiayaan diluluskan dalam tempoh kempen. vi. Pemenang akan dipilih melalui Program Rawak Maybank. 3.3 Hadiah Wang Tunai (i) (ii) (iii) Pihak Bank akan memaklumkan kepada pemenang yang terpilih samada secara bertulis atau melalui telefon dalam masa 6-12 minggu selepas kempen tamat. Hadiah Wang Tunai akan dikreditkan ke akaun simpanan/semasa pelanggan yang terpilih sebagai pemenang. Hadiah Wang Tunai tidak boleh dipindahmilik dan ditukar kepada sebarang bentuk atau kredit samada secara separa atau penuh. 4 Terma-terma dan Syarat-syarat Umum 4.1 Dengan menyertai Kempen ini, Pelanggan yang Layak bersetuju untuk membenarkan data peribadi dikumpulkan, diproses dan digunakan oleh pihak Bank mengikut Notis Privasi Maybank, yang boleh didapati dilaman sesawang ("Notis Privasi Maybank"). 4.2 Sebagai tambahan dan tanpa prejudis terhadap syarat-syarat dalam Notis Privasi Maybank, Pelanggan Yang Layak bersetuju untuk data atau maklumat peribadinya dikumpulkan, diproses dan digunakan oleh pihak Bank untuk: - a) Tujuan Kempen; dan 4
5 b) Aktiviti promosi dan pemasaran yang dilakukan dengan cara yang dirasakan sesuai oleh pihak Bank didalam mana-mana media termasuk tetapi tidak terhad kepada sebarang bentuk pengiklanan atau media publisiti dan sebarang bahan seperti audio dan / atau rakaman visual yang diterbitkan melalui surat khabar, rangkaian televisyen, stesen radio atau media dalam talian dan digital dan di Internet, tanpa persetujuan selanjutnya dari Pelanggan Yang Layak. Kegiatan pemasaran dan promosi termasuk penggunaan dan / atau penerbitan apa-apa maklumat yang diberikan dalam dan / atau berkaitan dengan penyertaan, bahan wawancara serta respon dan gambar-gambar berkaitan secara tanpa batasan. Sehubungan ini, Pelanggan Yang Layak bersetuju untuk mematuhi dan mengambil bahagian tanpa persetujuan dan / atau pembayaran atau pertimbangan selanjutnya, dalam semua aktiviti pengiklanan dan publisiti yang munasabah oleh Pihak Bank berkaitan kempen. 4.3 Pihak Bank berhak dan mempunyai budi bicara mutlak untuk menarik diri, membatal, menggantung, melanjutkan atau menamatkan kempen ini lebih awal secara keseluruhan atau sebahagian yang dirasakan sesuai oleh pihak Bank. Pihak Bank juga berhak mengubah, menambah, memadam, meminda atau mengubahsuai sebarang Terma dan Syarat kempen dengan pemberitahuan sekurang-kurangnya 21 hari terlebih dahulu dan notis itu akan disiarkan di laman sesawang atau dengan kaedah lain yang dianggap sesuai dan wajar oleh pihak Bank. Sebarang pindaan adalah efektif dan haruslah dibaca dan difahami seolah-olah ia telah dimasukkan dan menjadi sebahagian daripada Terma dan Syarat. 4.4 Dengan menyertai Kempen ini, Pelanggan Yang Layak dianggap telah membaca, memahami dan bersetuju dengan Terma dan Syarat yang dinyatakan dan semua keputusan yang dibuat oleh pihak Bank berkaitan dengan Kempen adalah muktamad dan konklusif. 4.5 Semua Pelanggan Yang Layak bertanggungjawab secara peribadi keatas semua cukai, kadar, yuran kerajaan atau apa-apa caj lain yang mungkin dikenakan dibawah undang-undang berkaitan, jika ada. 4.6 Terma dan Syarat ini adalah syarat tambahan kepada Terma dan Syarat Am Pembiayaan Peribadi MBB/Pembiayaan Peribadi-i MIB (seperti dalam borang permohonan) dibawah peruntukan kemudahan kredit/pembiayaan oleh pihak Bank, mengikut mana yang berkaitan. Dengan menyertai kempen ini, Pelanggan bersetuju untuk terikat dengan segala Terma dan Syarat. Terma dan Syarat akan diguna pakai berbanding maklumat atau wakil yang terdapat dalam sebarang bahan promosi (termasuk poster atau risalah yang dicetak tanpa had) untuk mengiklankan kempen. 4.7 Pihak Bank tidak akan bertanggungjawab diatas sebarang kerugian atau kerosakan atau apa jua keadaan yang dialami oleh Pelanggan Yang Layak atau mana-mana pihak lain (termasuk tetapi tidak terhad kepada, kehilangan pendapatan, keuntungan atau nilai) walau apa pun yang berkaitan, berhubung dengan penyertaan dalam kempen. 5
6 4.8 Pihak Bank tidak akan bertanggungjawab ke atas tangungan untuk sebarang tindakan, tuntutan, kehilangan, kemusnahan, kos, caj dan perbelanjaan yang mungkin ditanggung Pelanggan Yang Layak secara langsung atau tidak langsung dengan menyertai Kempen akibat dari Tuhan, peperangan, rusuhan, sekat masuk, tindakan perindustrian, kebakaran, banjir, kemarau, ribut atau sebarang kejadian di luar kawalan pihak Bank. 4.9 Semua Terma dan Syarat yang ditetapkan di sini harus ditadbir oleh dan ditafsirkan mengikut undang-undang Malaysia. 6
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