TERMS AND CONDITIONS RHB DEBIT CARD CAMPAIGN

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1 TERMS AND CONDITIONS RHB DEBIT CARD CAMPAIGN 1. RHB Bank Berhad (Company No M) and RHB Islamic Bank Berhad (Company No V) will be collectively referred to as RHB. 2. RHB Bank Debit Card and RHB Islamic Bank Debit Card-i will be collectively referred to as RHB Debit Card. CAMPAIGN PERIOD 3. The RHB Debit Card Campaign ( Campaign ) will run from 1 June to 30 September 2018, both dates inclusive ( Campaign Period ). ELIGIBILITY 4. The Campaign is open to the following ( the Participant ): a. Individual Current/ Savings Account Holder - all new and existing RHB Debit Card(s) issued by RHB. b. Company Current Account Holder- all new and existing RHB Company Current Account holders & of which the authorized employee of a company have applied for a RHB Corporate MyDebitCard/Card-i. Eligible companies include only Private Limited company (Sendirian Berhad) and Public Limited Company (Berhad). 5. The following individuals/entities shall not be eligible to participate in the Campaign:- a. Sole proprietorships, partnerships charitable/non-profit organizations, societies and schools. b. Representatives and/or agents (including advertising agencies, promotional agencies of RHB and their immediate family members). c. Individuals below the age of eighteen (18) years 6. It shall be the Participant(s) responsibility to ensure their mobile phone numbers or addressed provided are current and updated with RHB in the event of any changes being made to the same by them. RHB shall not be responsible to the Participant(s) for any loss (including loss of opportunity and consequential loss flowing there from) suffered in the event the Participant(s) mobile phone numbers or addresses in the RHB s record is not current or correct. CAMPAIGN MECHANICS Qualifying Criteria& Campaign Entries 7. The Participant(s) will be eligible to earn Campaign Entries when they spend using their RHB Debit Card in the following manner ( Eligible Spend ): For New RHB Debit Card users [A] No. of Entries First minimum spend of RM30 in a single transaction 10 For subsequent transactions: i. Every minimum spend of RM30 in a single transaction. 5 ii. Every minimum spend of RM30 in a single transaction online and on groceries. [B] 10 Terms and Conditions RHB Debit Card Campaign 1

2 For Existing RHB Debit Card users No. of Entries Every minimum spend of RM30 in a single transaction. 5 Every minimum spend of RM30 in a single transaction online and on groceries. [B] 10 [A] New RHB Debit Card users will be defined as RHB Debit Cards issued and activated during the Campaign Period. [B] Online and Groceries based transaction is made under MCC codes 5411, 5422, 5441, 5451, 5462 and Transaction Mode = M, D, S and U 8. Examples on computation of entries: New RHB Debit Card User Scenario Transaction Type Campaign Entries 1 Participant spends RM70 on first transaction Participant spends RM25 on first transaction. 0 3 Participantspends RM35 on utilities in subsequent transaction. 5 4 Participantspends RM60 on groceries in subsequent transaction. 10 Existing RHB Debit Card User Scenario Transaction Type Campaign Entries 1 Participant spends RM25 in a single transaction. 0 2 Participant spends RM35 on utilities in a single transaction. 5 3 Participantspends RM60 on groceries in a single transaction The following shall be considered as Eligible Spend for the purpose of the Campaign a. Retail Spend b. Online Purchases c. Recurring transactions d. e-debit transactions 10. The following shall NOT be considered as Eligible Spend for the purpose of this Campaign: a. Refunds b. Disputed, unauthorized or fraudulent retail transactions c. Payment of issuance fee, annual fee or replacement fee d. Charges for cash withdrawals and any other form of service/ miscellaneous fees e. Debit Card transactions via Auto-Teller Machine (ATM)s 11. The total number of winningparticipants are as stipulated in the table below ( Winners(s) ): Campaign Month Month From To General Winners RHB Staff Winners 1 01-Jun Jun Jul Jul Aug Aug Sept Sept Total Winners Grand Total 440 Terms and Conditions RHB Debit Card Campaign 2

3 12. Campaign Entries earned monthly shallnot be carried forward to the following month s Monthly Prize draw as the Participant has to continue to perform transactions each month to be eligible for the respective Monthly Prize draw. 13. The Participants must opt-in for the overseas and Card-Not-Present transactions before they can perform any of the said transactions via their RHB Debit Card. The Participants can choose to opt-in for these transactions via RHB Customers Care Centre or via any RHB ATMs. CAMPAIGN PRIZES 14. Campaign Prizes: Prize Category Prize Total Winners 1 (one) unit G-Shock watch worth 110 winners per month. Total Monthly Prize RM679 Monthly Prize winners is RHB does not make any representation or warranty with respect to the quality of the Prizes. In the event there is a manufacturing defect, lost or stolen, the Winner(s) are encouraged to call RHB Customer Service Centre at RHB Contact Details as stated below. 16. Each Participant is eligible to win one (1) Monthly Prize only throughout the Campaign Period. Repeated winners for Monthly Prizes are not allowed. 17. The Prizes may carry their own terms and conditions and these terms and conditions shall be applicable in addition to the terms and conditions contained herein. WINNERS SELECTION & PRIZES FULFILMENT CONDITIONS 18. The Monthly Prize winners will be determined and fulfillment will be done after each Campaign Month as per following:- Campaign Month Month From To 1 01-Jun Jun Jul Jul Aug Aug Sept Sept-18 Fulfillment Month Within 8 to 12 weeks from the end of Campaign Month 19. The following is the Winner(s) selection process that will be adopted to determine the Winner(s) of the Monthly Prize: a. Based on the Campaign Entries earned monthly, Participants will be shortlisted by RHB s computerized random selection system for the respective Monthly Prizes ( Shortlisted Participants ). b. At the point of shortlisting, all RHB Card(s) account of the Participant must not be delinquent, invalid and/or cancelled; otherwise the Participant will be disqualified. c. The Shortlisted Participants will receive a Short Message Service (SMS) from RHB from Monday to Thursday at 9.00am 6.00pm, containing one (1) question and instructions to reply, at their latest handphone numbers furnished to RHB and as maintained in RHB s records. d. Subject to terms and conditions herein, in respect of the Monthly Winners, the first one hundred and twenty five (125) Shortlisted Participants who responded via SMS with the correct answer Terms and Conditions RHB Debit Card Campaign 3

4 and in the fastest time and correct format as instructed in the SMS sent by RHB in the respective Campaign Month will be declared as the Monthly Winner. e. In the event, the Shortlisted Participant wrongly answers the question and/or do not respond to the question sent by RHB via SMS within three (3) calendar days will be disqualified for the particular Campaign Month. f. For the avoidance of any doubt, RHB is not liable for any telecommunication, roaming or phone charges which is to be borne by the Shortlisted Participant, whether in or outside Malaysia. g. Participants are encouraged to call RHB Customer Service Centre at RHB Contact Details as stated below to update their latest contact details. 20. All Winners will be notified of their winnings either in writing or via telephone within sixty (60) days from the end of the Campaign Month. 21. The Monthly Prizes are given on an as is basis and are not exchangeable for cash, credit, other items or vouchers in part or in full. The actual color and size of the Monthly Prize may vary from the pictures shown in the advertisement.winners are not allowed to choose the colour of the Monthly Prize. The decision on this shall be final, no correspondence or appeal will be entertained to change the Monthly Prize. In the event that the supplier is unable to supply the Monthly Prize(s), RHB reserves the right to substitute themonthly Prize(s) with another of similar value of specification within three (3) calendar days prior notice given either by mailing the aforesaid notices to the Participant(s); or by sending notice of the same via Short Message Service (SMS); or electronic mail to the Participant(s); or display at RHB branches or websites; or any other means of communication that may be deemed appropriate by RHB. 22. The Monthly Prizes will only be delivered to an address in Malaysia. No delivery will be made to PO Boxes or to an overseas address. GENERAL TERMS & CONDITIONS 1. By participating in the Campaign, the Participant: a. Agrees to be bound by the Terms and Conditions of the Campaign; b. Agrees to access RHB s Website to view the Terms and Conditions and undertakes to be kept upto-date on any change or variation to the Terms and Conditions; c. Agrees that the Prize(s) featured in all printed materials and/or RHB s Website are for illustration purposes only. Any props, accessories or equipment featured with the Prize(s) in any pictorial materials are for decorative purposes and shall not form part of the Prize(s); d. Agrees that RHB shall not be liable in any circumstances for any loss, defacement, tear, and damage, expired or stolen Prize(s). Any request for replacement of such loss, defaced, torn, damaged, expired or stolen Prize(s) shall not be entertained by RHB; e. Agrees that the Prize(s) are non-transferable to any third (3 rd ) party and non-exchangeable for upfront cash, credit, cheque or in kind; in part or in full; f. Agrees that RHB s decision on all matters relating to the Campaign, the Prize(s) shall be final, conclusive and binding against them and no further correspondence and/or appeal to dispute RHB s decision shall be entertained; Terms and Conditions RHB Debit Card Campaign 4

5 g. Agrees to be personally liable for all taxes, government fees or any other charges that may be levied against them under the applicable laws, if any, in relation to accepting the Prize(s); h. Agrees to discontinue any further participation in this Campaign by informing RHB if any future modifications of these Terms and Conditions are unacceptable. i. Agrees that by providing the personal information, the Participant consents to RHB processing their personal information for any and/or all of the following purposes ( Purpose ), if applicable: (a) administering this contest and contacting the Participant in relation to the same; (b) cross-selling, marketing and promotions of products and/or services of RHB Banking Group and its strategic alliances; or (c) other related and legitimate business purposes; j. Agree that the Participant personal information may be disclosed to other companies within the RHB Banking Group (which shall include its holding company, subsidiary(s), and any associated company(s), including any company as a result of any restructuring, merger, sale or acquisition), service providers, and vendors and any of their respective agents, servants and/or such persons, whether located within or outside Malaysia for the Purpose, if applicable, subject at all times to any laws (including regulations, standards, guidelines and/or obligations) applicable to RHB. k. Agree that it is necessary for RHB to process the Participant personal information for the Purpose, without which the Participant will not be able to participate in this Campaign. The Participant may exercise their options in respect of receiving marketing materials (including cross-selling, marketing and promotions as described above) by contacting us through the RHB Contact Details. l. Photographs/images of the Participant as Winner may be captured and may be used for RHB s publications, where applicable. m. The Participant may request for correction (if their personal information is inaccurate, out-dated, incomplete, etc.), access to (a prescribed fee may be charged), or deletion (if the Participant no longer have any existing products/services with RHB Banking Group) of the Participant personal information or limit the processing thereof at any time hereafter by submitting such request via the following RHB Contact Details: RHB Contact Details customer.service@rhbgroup.com Telephone number: Facsimile number: RHB Now Inbox: 2. RHB reserves its right to: a. Disqualify any and all entries from any Participant in this Campaign and prohibit that person from further participating in this Campaign in the event that there is suspicion that the Participant tampered with or benefited from the tampering of the regulations of this Campaign or the Terms and Conditions stated herein; b. Cancel, terminate or suspend the Campaign. Any cancellation, termination or suspension of the Campaign by RHB shall not entitle the Participant(s) to any claim or compensation against RHB for any loss or damage incurred by the Participant(s) as a direct and indirect result of such cancellation, termination or suspension; Terms and Conditions RHB Debit Card Campaign 5

6 c. Change the Prize(s) at its discretion to another Prize(s) of similar value as per the Terms and Conditions of this Campaign; d. Add, delete, suspend or vary the Terms and Conditions contained herein, either wholly or in part at its absolute discretion by way of posting on RHB website and/or other means of communication that may be deemed appropriate by RHB with twenty one(21) calendar days prior notice; 3. RHB shall not be liable for any default in respect of the Campaign due to any act of God, war, riot, strike, lockout, industrial action, fire, flood, storm, technical or system failures or any event beyond the reasonable control of RHB. 4. In the event of any inconsistency between these Terms and Conditions and any other brochure, marketing or promotional materials relating to the Campaign, these Terms and Conditions shall prevail. - End Terms and Conditions RHB Debit Card Campaign 6

7 1. RHB Bank Berhad (No. Syarikat 6171-M) dan RHB Islamic Bank Berhad (No. Syarikat V) akan secara kolektif dirujuk sebagai RHB. 2. Kad Debit RHB Bank dan Kad Debit-i RHB Islamic Bank akan secara kolektif dirujuk sebagai Kad Debit RHB. TEMPOH KEMPEN 3. Kempen Kad Debit RHB Campaign ( Campaign ) akan berlangsung daripada 1 Jun 2018 hingga 30 September 2018, termasuk kedua-dua tarikh yang dinyatakan. ( Tempoh Kempen ). KELAYAKAN TERMA DAN SYARAT KEMPEN KAD DEBIT RHB 4. Kempen ini terbuka kepada yang berikut ( Peserta ): a. Pemegang Akaun Semasa / Simpanan Individu - semua Kad Debit RHB yang baru dan sedia ada yang dikeluarkan oleh RHB. b. Pemegang Akaun Semasa Syarikat - semua pemegang Akaun Semasa Syarikat RHB yang baru dan sedia ada & di mana pekerja yang dibenarkan oleh syarikat telah memohon Kad / Kad-i MyDebit Korporat RHB. Syarikat yang layak hanya termasuk syarikat Sendirian Berhad and syarikat Berhad. 5. Individu/ Entiti yang berikut tidak layak menyertai Kempen ini:- a. Pemilik tunggal, perkongsian, organisasi amal/ pertubuhan bukan berasaskan keuntungan, persatuan dan sekolah b. Wakil dan/atau ejen (termasuk agensi pengiklanan dan agensi promosi) RHB dan ahli keluarga terdekat masing-masing. c. Individu di bawah umur lapan belas (18) tahun. 6. Ia adalah tanggungjawab Peserta untuk memastikan nombor telefon mudah alih mereka atau alamat e- mel yang diberikan adalah terkini dan dikemas kini dengan RHB sekiranya berlaku perubahan yang dibuat oleh mereka. RHB tidak akan bertanggungjawab kepada Peserta untuk sebarang kerugian (termasuk kehilangan peluang dan kerugian turutan yang mengalir dari sana) yang dialami sekiranya nombor telefon mudah alih Peserta atau alamat e-mel dalam rekod RHB tidak semasa atau betul. MEKANIK KEMPEN Syarat-syarat Kelayakan & Penyertaan Kempen yang Layak 7. Peserta akan layak untuk mendapat penyertaan Kempen ( Penyertaan Kempen ) apabila mereka membelanjakan menggunakan Kad Debit RHB mereka dengan cara berikut ("Perbelanjaan Layak"): Untuk Pengguna Kad Debit RHB Baru [A] Penyertaan Kempen Perbelanjaan minimum RM30 pertama dalam satu transaksi 10 Untuk transaksi seterusnya: i. Setiap perbelanjaan minimum RM30 dalam satu transaksi 5 ii. Setiap perbelanjaan minimum RM30 ke atas pembelian dalam talian dan 10 barangan runcit dalam satu transaksi. [B] Terms and Conditions RHB Debit Card Campaign 7

8 Untuk Pengguna Sedia Ada Kad Debit RHB Penyertaan Kempen Setiap perbelanjaan minimum RM30 dalam satu transaksi 5 Setiap perbelanjaan minimum RM30 ke atas pembelian dalam talian dan 10 barangan runcit dalam satu transaksi. [B] [A] Pengguna Kad Debit RHB Baru akan ditakrifkan sebagai Kad Debit RHB yang dikeluarkan dan diaktifkan semasa Tempoh Kempen. [B] Transaksi berasaskan talian dan barangan Groceries dibuat di bawah kod MC 5411, 5422, 5441, 5451, 5462 dan "Mod Transaksi = M, D, S dan U" 8. Contoh pengiraan Penyertaan Kempen: Pengguna Kad Debit RHB Baru Senario Jenis Transaksi Penyertaan Kempen 1 Peserta membelanjakan RM70 pada transaksi pertama Peserta membelanjakan RM25 pada transaksi pertama. 0 3 Peserta membelanjakan RM35 ke atas utiliti dalam transaksi berikutnya. 5 4 Peserta membelanjakan RM60 ke atas barangan runcit dalam transaksi berikutnya. Pengguna Sedia Ada Kad Debit RHB Senario Jenis Transaksi Penyertaan Kempen 1 Peserta membelanjakan RM25 dalam satu transaksi. 0 2 Peserta membelanjakan RM35 ke atas utiliti dalam satu transaksi. 5 3 Peserta membelanjakan RM60 ke atas barangan runcit dalam satu transaksi Berikut hendaklah dianggap sebagai "Perbelanjaan yang Layak" untuk tujuan Kempen a. Perbelanjaan runcit b. Pembelian dalam talian c. Urusniaga berulang d. Transaksi e-debit 10. Yang berikut TIDAK akan dianggap sebagai "Perbelanjaan Layak" untuk tujuan Kempen ini: a. Bayaran balik b. Transaksi runcit, tanpa kebenaran atau penipuan c. Bayaran yuran penerbitan, yuran tahunan atau yuran penggantian d. Bayaran untuk pengeluaran wang tunai dan lain-lain bentuk yuran perkhidmatan / bayaran pelbagai e. Urus niaga Kad Debit melalui Auto-Teller Machine (ATM) 11. Bilangan Peserta yang layak memenangi ( Pemenang ) adalah seperti jadual di bawah: Bulan Kempen Bulan Dari Ke Pemenang Umum Pemenang Kakitangan RHB 1 01-Jun Jun Julai Julai Ogos Ogos Sept Sept Jumlah Pemenang Jumlah besar Terms and Conditions RHB Debit Card Campaign 8

9 12. Penyertaan Kempen yang diperolehi setiap bulan tidak boleh dibawa ke cabutan Hadiah Bulanan untuk bulanan yang berikutnya, iaitu Peserta perlu terus melakukan transaksi setiap bulan untuk layak untuk cabutan Hadiah Bulanan yang berikutnya. 13. Peserta mesti memilih untuk transaksi luar negara dan transaksi tanpa kadw sebelum mereka boleh melakukan apa-apa transaksi tersebut melalui Kad Debit RHB mereka. Peserta boleh memilih untuk ikut serta dalam transaksi ini melalui Pusat Perkhidmatan Pelanggan RHB atau melalui mana-mana ATM RHB. HADIAH KEMPEN 14. Hadiah Kempen: Kategori Hadiah Hadiah Jumlah Pemenang 1 (satu) unit jam tangan G-Shock 110 pemenang sebulan. Jumlah Hadiah Bulanan bernilai RM679 Pemenang Hadiah Bulanan ialah RHB tidak membuat sebarang representasi atau memberi jaminan berkaitan kualiti Hadiah. Sekiranya berlaku kecacatan, kehilangan atau kecurian, Pemenang digalakan untuk menghubungi Pusat Perkhidmatan Pelanggan RHB di Butiran RHB seperti yang dinyatakan di bawah. 16. Setiap Peserta berhak memenangi satu (1) Hadiah Bulanan sahaja. Pemenang yang sama untuk Hadiah Bulanan adalah tidak dibenarkan. 17. Hadiah-hadiah ini mempunyai terma dan syarat yang tersendiri dan terma dan syarat ini adalah terpakai sebagai tambahan kepada terma dan syarat yang terkandung di dalam dokumen ini. PENUNTUTAN HADIAH DAN PROSES PEMILIHAN PEMENANG 18. Pemenang Hadiah Bulanan akan ditentukan dan penunaian akan dilakukan selepas setiap Bulan Kempen seperti berikut: Bulan Kempen Bulan Dari Ke 1 01-Jun Jun Julai Julai Ogos Ogos Sept Sept-18 Bulan Penunaian Dalam masa 8 hingga 12 minggu dari akhir Bulan Kempen. 19. Berikut adalah proses pemilihan Pemenang yang akan digunakan untuk menentukan Pemenang Hadiah Bulanan: a. Berdasarkan Penyertaan Kempen yang diperoleh setiap bulan, Peserta akan disenaraipendek oleh sistem pemilihan rawak berkomputer RHB untuk Hadiah Bulanan masing-masing ("Peserta yang Disenaraipendek"). b. Pada masa penyenaraian singkat, semua akaun Kad RHB Peserta mestilah tidak tertunggak, tidak sah dan / atau dibatalkan; jika tidak Peserta akan dibatalkan. c. Peserta yang disenarai pendek akan menerima Perkhidmatan Pesanan Ringkas (SMS) dari RHB dari Isnin hingga Khamis pada jam 9.00 pagi petang, yang mengandungi satu (1) soalan dan arahan Terms and Conditions RHB Debit Card Campaign 9

10 untuk menjawab, pada nombor telefon bimbit terkini yang diberikan kepada RHB dan seperti yang dikekalkan dalam rekod RHB. d. Tertakluk kepada terma dan syarat yang terkandung di sini, berhubung Pemenang Bulanan, peserta pertama seratus dua puluh lima (125) Peserta Disenaraipendek yang menjawab melalui SMS dengan jawapan yang betul dan dalam masa terpantas dan format yang betul seperti yang diarahkan dalam SMS yang dihantar oleh RHB dalam Bulan Kempen masing-masing akan diisytiharkan sebagai Pemenang Bulanan. e. Sekiranya Peserta Disenaraipendek salah menjawab soalan dan / atau tidak menjawab pertanyaan yang dihantar oleh RHB melalui SMS dalam masa tiga (3) hari kalendar, akan hilang kelayakan untuk Bulan Kempen tertentu. f. Untuk mengelakkan sebarang keraguan, RHB tidak bertanggungjawab untuk sebarang caj telekomunikasi, perayauan atau telefon yang akan ditanggung oleh Peserta Disenaraipendek, sama ada di dalam atau di luar Malaysia. g. Peserta digalakkan menghubungi Pusat Khidmat Pelanggan RHB di Butiran RHB seperti yang dinyatakan di bawah untuk mengemas kini butiran hubungan terkini mereka. 20. Pemenang akan dimaklumkan secara bertulis atau melalui telefon dalam tempoh enam puluh (60) hari dari tarikh tamatnya Bulan Kempen. 21. Hadiah Bulanan adalah diberi mengikut asas sebagaimana kelihatan dan tidak boleh ditukar kepada tunai, kredit, barangan lain atau baucer dalam sebahagian atau sepenuhnya. Warna dan saiz sebenar Hadiah Bulanan mungkin berbeza daripada gambar yang ditunjukkan dalam iklan. Pemenang tidak dibenarkan untuk memilih warna Hadiah Bulanan. Keputusan mengenai perkara ini adalah muktamad, tiada surat-menyurat atau rayuan akan dilayan untuk mengubah Hadiah Bulanan. Sekiranya pembekal tidak dapat membekalkan Hadiah Bulanan, RHB berhak untuk menggantikan Hadiah Bulanan dengan satu lagi nilai spesifikasi yang serupa dengan memberi notis tiga (3) hari calendar sama ada dengan menhantar notis yang disebut terdahulu kepada Peserta atau dengan menghantar notis yang sama melalui Perkhidmatan Pesanan Ringkas (SMS) atau surat elektronik kepada Peserta; atau dipamerkan di cawangan atau laman web RHB; atau sebarang cara komunikasi lain yang mungkin dianggap sesuai oleh RHB. 22. Hadiah Bulanan hanya akan dihantar kepada alamat-alamat di Malaysia. Tiada penghantaran akan dibuat ke Peti Surat atau alamat di luar negara. TERMA DAN SYARAT UMUM 1. Dengan menyertai Kempen ini, Peserta: a. Bersetuju untuk mematuhi Terma dan Syarat Kempen ini; b. Bersetuju untuk mengakses ke Laman Web RHB untuk membaca Terma dan Syarat ini dan mengemas kini diri dengan sebarang perubahan atau pindaan kepada Terma dan Syarat ini; c. Bersetuju bahawa Hadiah yang dipaparkan dalam semua bahan bercetak dan atau Laman Web RHB adalah untuk tujuan ilustrasi sahaja. Sebarang bentuk set, aksesori atau peralatan yang dipaparkan bersama Hadiah dalam mana-mana bahan bergambar adalah untuk tujuan hiasan dan bukanlah sebahagian daripada Hadiah; d. Bersetuju bahawa RHB tidak akan bertanggungjawab ke atas sebarang kehilangan, kecacatan, koyak, kerosakan, tamat tempoh atau kecurian Hadiah. Sebarang permintaan untuk penggantian Hadiah atas sebab kerugian, kecacatan, koyak, kerosakan, tamat tempoh atau kecurian tidak akan dilayan oleh RHB; Terms and Conditions RHB Debit Card Campaign 10

11 e. Bersetuju bahawa semua Hadiah tidak boleh dipindah milik kepada mana-mana pihak ketiga, tidak boleh dirunding dan tidak boleh ditukar untuk kredit dan seumpamanya, secara sebahagian atau sepenuhnya. f. Bersetuju bahawa keputusan RHB mengenai semua perkara berkaitan dengan Kempen ini, termasuk keputusan pemenang adalah muktamad. Semua hadiah tidak boleh dipindah milik dan tertakluk kepada terma dan syarat yang terkandung di sini. Sebarang surat-menyurat, pertanyaan, rayuan dan bantahan tidak akan dilayan. g. Bersetuju untuk bertanggungjawab sepenuhnya untuk semua cukai, fi kerajaan atau apa-apa caj lain yang mungkin dikenakan terhadap mereka di bawah undang-undang berkenaan, jika ada, berhubung dengan penerimaan Hadiah. h. Bersetuju untuk tidak meneruskan sebarang penyertaan lanjut dalam Kempen ini dengan memaklumkan RHB jika ada pengubahsuaian di masa depan Terma dan Syarat ini yang tidak boleh diterima. i. Bersetuju dengan memberikan maklumat peribadi, Peserta mengizinkan RHB memproses maklumat peribadi mereka untuk mana-mana dan/atau semua tujuan-tujuan yang berikut ( Tujuan ), jika berkaitan: (a) mentadbir peraduan ini dan menghubungi Peserta berhubung dengan perkara yang sama; (b) penjualan silang, pemasaran dan promosi produk dan/atau perkhidmatan Kumpulan Perbankan RHB dan pakatan strategik; atau (c) bagi lain-lain tujuan dan tujuan perniagaan yang sah; j. Bersetuju bahawa maklumat peribadi Peserta boleh didedahkan kepada syarikat-syarikat di dalam Kumpulan Perbankan RHB (termasuk syarikat induk, syarikat-syarikat subsidiari, dan mana-mana syarikat yang berkenaan, termasuk mana-mana syarikat yang terhasil daripada mana-mana penyusunan semula, penggabungan, jualan atau pengambilalihan), penyedia-penyedia perkhidmatan, dan pembekal-pembekal perkhidmatan dan mana-mana ejen masing-masing, pekerja dan/atau mana-mana orang mereka, sama ada terletak di dalam atau di luar Malaysia untuk Tujuan tersebut, jika berkenaan, tertakluk pada setiap masa kepada mana-mana undangundang (termasuk peraturan-peraturan, piawaian, garis panduan dan/atau obligasi) yang terpakai kepada RHB. k. Bersetuju bahawa ia adalah perlu bagi RHB memproses maklumat peribadi peserta untuk Tujuan tersebut, tanpanya Peserta tidak akan dapat mengambil bahagian di dalam peraduan ini. Peserta boleh menjalankan pilihan mereka berkenaan dengan menerima bahan-bahan pemasaran (termasuk penjualan silang, pemasaran dan promosi seperti yang dinyatakan di atas) dengan menghubungi kami melalui Butiran RHB. l. Gambar-gambar/imej Peserta sebagai Pemenang mungkin akan ditangkap dan mungkin akan digunakan untuk penerbitan RHB, di mana berkenaan. m. Peserta boleh meminta pembetulan (jika maklumat peribadi Peserta adalah tidak tepat, ketinggalan zaman, tidak lengkap, dan lain-lain), akses kepada (fi yang ditetapkan mungkin dikenakan), atau menghapuskan (jika anda tidak lagi mempunyai apa-apa produk/perkhidmatan sedia ada dengan Kumpulan Perbankan RHB) ke atas maklumat peribadi Peserta atau menghadkan pemprosesan itu pada bila-bila masa selepas ini dengan mengemukakan permintaan itu melalui e-mel atau faks ke alamat berikut: Terms and Conditions RHB Debit Card Campaign 11

12 Butiran RHB E-mel: Nombor telefon: Nombor faksimili: Peti Masuk RHB Now: 2. RHB berhak untuk: a. Membatalkan semua penyertaan daripada Peserta di dalam Kempen ini dan melarang individu tersebut daripada terus menyertai Kempen ini, jika individu tersebut disyaki tidak mengikuti cara dan peraturan serta Terma-terma dan Syarat-syarat yang ditetapkan untuk Kempen ini. b. Membatal, menamat atau menggantung Kempen ini. Apa jua pembatalan, penamatan atau penggantungan Kempen oleh RHB, tidak melayakkan Peserta untuk menuntut gantirugi atau pampasan daripada RHB untuk apa jua kerugian atau kerosakan yang ditanggung oleh Peserta, hasil daripada pembatalan, penamatan atau penggantungan ini. c. Menukar Hadiah mengikut budi bicaranya dengan Hadiah yang lain yang sama nilainya seperti yang terdapat di dalam Terma dan Syarat Kempen ini. d. Menambah, menggugurkan, menggantung atau mengubah Terma dan Syarat yang terkandung di sini, sama ada secara keseluruhan atau sebahagiannya, mengikut budi bicara mutlaknya dengan menyiarkannya di laman web RHB dan/atau melalui apa jua komunikasi yang dianggap sesuai oleh RHB dengan memberi notis dua puluh satu (21) hari kalendar kepada Peserta terlebih dahulu. 3. RHB tidak akan bertanggungjawab ke atas apa jua kegagalan berkaitan dengan Kempen ini yang disebabkan oleh bencana alam, peperangan, rusuhan, mogok, larangan bekerja, tindakan perindustrian, kebakaran, banjir, badai, kegagalan teknikal atau sistem atau apa jua perkara yang diluar kawalan RHB. 4. Jika berlaku ketidakseragaman di antara terma-terma dan syarat-syarat di sini dan risalah-risalah, bahanbahan pasaran yang berkaitan dengan Kempen ini, terma-terma dan syarat-syarat di sini akan diguna pakai. - Tamat - Terms and Conditions RHB Debit Card Campaign 12

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