FALL 2009 / SPRING 2010

Transcription

1 NATIONAL ASSOCIATION OF INVESTORS CORPORATION OKI TRI-STATE CHAPTER NEWSLETTER FALL 2009 / SPRING 2010 Online Education...a smarter way to learn Those interested in attending our traditional OKI Education Classes, have often been limited by time, distance, and other factors; but our new online classes via a web conferencing tool called GoToWebinar allows for more flexibility without the constraints of a traditional meeting. Just think of it as an online conference room that can easily accommodate a large audience. You will be able to see and hear presentations, just as before, but from the comfort of your own home. It s one of the easiest and most cost-effective ways to attend classes. These classes will have the same knowledgeable instructors providing their expertise and guidance, along with the valuable interaction from attending fellow investors. You will be able to ask questions and give feedback both verbally and written. Below are the class titles and descriptions. These 7:30 PM classes Oct. 26, Value Line - A Head Start to Better Stock Selecting: A Brief Overview of the Value Line Investment Survey. Instructors: Marty Eckerle and Nancy Luddeke Nov. 23, Understanding the Stock Selection Guide (SSG) Part 1: Analyzing a company s performance and projecting future growth based on the fundamentals and company management. Instructors: Mary Thomas and Marge Daniels Dec. 7, Understanding the Stock Selection Guide (SSG) Part 2: Learn how to determine a reasonable price to pay for a good company. Instructors: Marge Daniels and Mary Thomas Jan. 25, Club Accounting Made Easy: A discussion of dos, don ts and gotchas in Bivio s AccountSync and Iclub s Club Accounting Instructors: Marty Eckerle and Roger Stafford or Sharon Linquist-Skelly and Jim Falter Feb 22, Understanding P/Es: This Class explains the significance of P/E ratios. It is designed for both beginners and experienced investors. Instructors: Craig Jacobsen or Jim Clark March 22, Sustainable Growth: About 2 tools you can use to determine if your judgment is valid and reasonable. Good judgment is key to determining a fair price. Instructors: Gene Senter or Mike Higgins April 26, Red Flags NOT on Your SSG: Eighty percent of what you need to know is on the Stock Selection Guide. This class will teach you where to find the other 20% not on the SSG. Instructors: Dene Alden or Bob Lowery cost.00 each plus a small Eventbrite resigistration fee, are approximately 1½ hours in length and offered through the GoToWebinar format. Getting registered is very easy. You may receive an invitation with a hyperlink for a specific class or go to: cost and fee of using Eventbrite is added each time for each class.) Your registration will be followed by an Eventbrite confirmation of registration . Your Webinar invitation with details on your class or event will arrive after registration acceptance. Webinar and the OKI Chapter will automatically send you s to remind you of the event right up to an hour before it occurs. Embedded in the is a hyperlink that is your key to signing in to the class. Just click on it! Put your headphones on, listen to the serminar and ask your questions. For more details on Eventbrite and Webinar, go to page 6 under the OKI Calendar. EDITOR: Charlotte Verwold / GRAPHICS: Dene Alden Page

2 OKI Tri-State Chapter Newsletter Announcing the OKI Tri-State Stockpickers Contest Cash prizes will be awarded for the player or club achieving the highest total return - First Prize: $ Second Prize: 0.00 Third Prize: $50.00 Contest open to members of Better Investing in the OKI Tri-State area who register and pay the $20.00 fee by October 1, Contest opens October 1, 2009 and ends October 29, Registration Forms available on the OKI website or from: Robert Lowery at 327 Harvard Ave., Terrace Park, OH or rlowery@cinci.rr.com. CONTEST OVERVIEW: The contest is a game in which the player or Club uses virtual investments to buy stocks in an attempt to achieve the highest total return (capital gain plus dividends plus money market interest minus capital losses and minus expenses such as commission costs). Each player will start investing with virtual capital of 0, and enter buy and sell orders on the virtual stock exchange at com. The website software will track each player s portfolio. The three players or Clubs with the largest portfolio valuation at the end of the contest are the winners. Please send any questions regarding the contest to rlowery@cinci.rr.com. Page 2 Calling All Club Officers and Members Let s Get Together... A personal invitation from the OKI Directors to come and hear numerous ideas to invigorate your club and stimulate your members. Join us to learn how the OKI Chapter can help your club further their investing knowledge and also make your club meetings more interesting. Some of the topics to be presented include: What s new at the OKI Chapter and BetterInvesting and how it can help your club. Learn how to participate in a new Online education segment presented by the OKI Chapter. Gain some new ideas for the education segment of your meetings. Do you have accounting questions? Let our knowledgeable Directors answer your questions. We will have breakout sessions for Presidents, Vice Presidents, Secretaries, Treasurers and Education Chairs. In these enthusiasm boosting sessions, you can learn what other clubs are doing and exchange ideas. All members attending from your club will learn how they can better help their fellow members now, and be more prepared for the future. We know everyone will leave this event re-energized and ready to take this valuable information back to their club. Date and Time: September 26, AM to 12 Noon Cost: One Club Officer is Free. Additional attendees $5.00 each. Includes coffee and donuts. Location: 7388 Turfway Rd. Florence, Ky. (Corner of Houston and Turfway Roads,across from Cracker Barrel) Directions: MAP Take I-75/I-71 south to Exit 182 (Turfway Road) to Houston Road. Turn right onto Houston Road, at the second light, turn right unto the campus at St. Luke Hospital. Turn right into office building parking lot and enter at main entrance of building (former medical building now occupied by the Hospice of the Bluegrass). Registration: Use Eventbrite or traditional registration: send a list of officers and other members attending from your club with your check to: Ruth Peace, 1215 Kercher St., Miamisburg, OH Please include names, addresses, phone numbers, addresses and the name of your club with your registration.

3 OKI Tri-State Chapter Newsletter Mark your calendars for A VERY SPECIAL EVENT Date: Saturday, March 13, 2010 Location: LaQuinta Inn & Suites, Dowlin Dr.. Sharonville, OH Cost: $25.00 thru March 1, $30.00 from March 2 to March 12. $35.00 at the door. Time: Registration 8:30 to 9:00 AM, pastries & coffee, etc. Presentations: 9:00 AM to 1:00 PM Speakers and Topics: Jim and Gretchen Hurt will present a line-up of BI educational classes from a national level. Details on OKI website. To register: Eventbrite or make checks payable to and mail to OKI Tri-State Chapter c/o Ruth Peace,1215 Kercher St. Miamisburg, OH rpeacecps@aol.com; please include contact information. Directions: From I-75, go east on exit 15 (Sharon Rd.) Go a short distance. Turn left at Dowlin Drive to the LaQuinta Hotel, Dowlin Drive. Hotel telephone number is MAP Door Prizes: Club with most attendees and attendee who travels the farthest.!! Visit the BI/OKI website for future details concerning this event. This award-winning (both are recipients of the national Dick Dwyer Service Award) husband and wife team are well know to the OKI Tri-State Community. During the past ten years Gretchen was OKI Chapter president, created and chaired numerous events, designed and taught many of the OKI classes. During this same time Jim was a leader in moving OKI into the computer age. He used his abilities to initiate computer education, increased our chapter s ability to use the Internet and has taught advanced classes reflecting his PhD in Math. They now teach at the national level at the BetterInvesting National Convention. They are returning (they moved to Iowa City, IA this past year) to teach new and improved classes. Congratulations to Gene Senter The BetterInvesting Volunteer Advisory Board has announced that Gene Senter has been awarded the Dick Dwyer Annual Award for This award honors the memory of Dick Dwyer,recognizing the spirit in which he so unselfishly served many facets of BetterInvesting and his dedication to the NAIC/BI principles. Gene was recognized at the BI National Convention (BINC) on June 27, Gene has been a member of NAIC/BI for over 15 years and an OKI Board member for over 5 years. He is best known as the Past President of the OKI Computer User Group (CUG), as current President of the Dayton Model Investment Club (DayMIC) and as an organizer and teacher at OKI s.edufests. He recently co-chaired OKI s A Very Special Event that featured Mark Robertson and Ken Kavula. Gene s a gitter done guy!! Congratulations to Nancy Luddeke The BetterInvesting Volunteer Advisory Board has announced that Nancy Luddeke has been awarded the Thomas E. O Hara Quarterly Award for the second quarter of This national Award is given to a BI member who has shown outstanding service to a BetterInvesting chapter for two or more years and has been dedicated to the BetterInvesting principles. There was an article about Nancy in the May 2009 issue of BetterInvesting magazine. Nancy joined the OKI Board in 2003 and has been going full steam ahead ever since. She is always on the look-out for speakers and sponsors for our OKI Annual Meeting and was successful in getting Ceradyne (CRDN) to sponsor our 2006 meeting, Meridian Biosciences (VIVO) to sponsor our 2007 meeting and Procter and Gamble (PG) to sponsor our 2008 meeting. Way to go Nancy!!

4 OKI Tri-State Chapter Newsletter Opportunities for OKI Members & Clubs JOIN US!! Join us for the class Is This Really A Growth Company to be held Tuesday, October 6, 2009, 7:00 PM in the Mariemont High School, Room C20. Taught by OKI President, Sandy Lowery, the class will discuss the difference between a growth stock, an income stock, or a cyclical stock. We always want to have growth stocks in our investment portfolios, but do we know the difference? Hosted by the Earnest Endeavors Investment Club, everyone is welcome to join the club that evening for the hour long class. Cost of the class is $7.50 per person. Mariemont High School is located at 3812 Pocahontas Avenue, just east of Mariemont Square. MAP For registration for the class, please contact Sandy Lowery at SandyOKI@ cinci.rr.com. Club Portfolio Reviews Portfolio Management is a very important process where-by investment clubs pro-actively optimize their portfolio s performance. The OKI Volunteers have worked hard in the past and now are offering a new service for your clubs. Our directors have developed a Portfolio Review process where we examine your holdings and offer suggestions to help you manage your portfolio effectively. We look at your diversification and offer suggestions for improvement. We look at your stock selection process and with further investigation review what our team of reviewers considers to be your best securities and possible problems. For all clubs we strongly suggest that the SSG be the basis of your studies. The Toolkit program offers reports that are great tools in managing your portfolio. We discuss these processes and offer other classes that make the Toolkit program the powerful program it is intended to be. Please consider our new Portfolio Review program. Contact Mary Thomas at mcthomasp@fuse.net to let her know of your interest. The Portfolio Review program has been added to our Classes to Clubs program and the pricing is the same. Note: your club could win a FREE Portfolio Review! See page 7 for details. Find A Club Program BetterInvesting has initiated a new program that provides an excellent resource to introduce interested individuals to an existing club in their local area. The program is designed to quickly and easily connect participating clubs and potential new club members and help both achieve their goal of finding or expanding an existing club membership. The program administration and implementation is completed at our OKI Chapter level. Information about clubs that have an interest in participating in the program will be listed on the OKI website. Individuals may be able to then check clubs in their area that wish to participate. Participating clubs will fill out a Club Application to become a part of the program. Please let OKI know if you have an interest in, or questions about this program. Contact Sandy Lowery at SandyOKI@cinci.rr.com. OKI Model Investment Clubs The OKI Chapter of BI sponsors two working model investment clubs, CinMIC (Cincinnati Model Investment Club) and DayMIC (Dayton Model Investment Club). They were created for educational purposes.and the meetings are free and open to the public. Meetings are designed to demonstrate how an investment club should operate as well as presenting educational segments. CinMIC meets from 9:30-11:30 AM on the third Saturday of the month at the Greenhills Municipal Bldg. located at Winton Rd., Greenhills, OH 45218, first floor. MAP For questions or if you plan to attend, please contact Dene Alden to verify schedule at (513) or dalden@one.net. DayMIC meets from 7:00- the third Wednesday of each month at the Beavercreek City School Board of Ed. Bldg., 3040 Kemp Rd., Beavercreek, OH MAP For questions or if you plan to attend, please contact Gene Senter to verify schedule at (937) or EMIDDLE42@aol.com. Page 4 Help Us Help You! We need your club contact - if you have a NEW club contact member in your club, please let us know. This will enable us to better reach your club via post card from BI headquarters. Please call or us with the club contact name along with their address and address to Nancy Luddeke, or luddeke_n@fuse.net.

5 Classes to Clubs The most popular way of having fun and learning something at the same time. The OKI Tri-State Chapter provides a way for you to continue learning in the relaxed atmosphere of your club meeting. This program is called Classes to Clubs. The OKI Chapter will provide a knowledgeable teacher to bring a class to your club meeting. You select a topic that interests your club members. You are all learning or reviewing the information together and helping each other learn. Most of the classes are one hour in length which allows you to have a short business meeting and a class during your club meeting. The cost is $7.50 per person per hour for groups of 8 or more. If your club has fewer than 8 members attending the class, the cost is $60 per hour. For more information or to schedule a class for your club in Greater Cincinnati, Northern Kentucky or SE Indiana, contact Mary Thomas at mcthomasp@fuse.net or via phone at In Dayton contact Gene Senter at EMMIDDLE42@aol. com or via phone In the Columbus area contact Dianne Jordan at or via phone at Following is the list of classes our chapter will bring to your club along with a short description of each class. All classes are 1 hour classes unless otherwise stated. STOCK SELECTION GUIDE CLASSES: Shhhhh Listen To What Your SSG Is Saying - This class will outline the necessary information needed from the SSG to identify quality growth stocks. It is a step by step study of what the SSG is telling you. Stop! Watch For Red Flags In Your Stock Analysis - This class takes a close look at the first page of the SSG, where to look for problems and what to do when you see problems on the SSG. PORTFOLIO MANGEMENT CLASSES: Tick, Tock, Is It Time To Sell This Stock? - One of the hardest decisions for clubs to make is deciding to sell a stock. We will discuss the reasons for selling a stock and also some reasons not to sell a stock. Give Your Portfolio A Tune Up Using Better Investing Tools - Better Investing has several tools to assist us with Portfolio Management. We will cover two of these important tools using the Portfolio Evaluation Review Technique (PERT) and Portfolio Trend Report. ADDITIONAL CLASSES: Clearing The Fog - How To Navigate Your Way Through Annual Reports - The annual report contains a lot of information. We will discuss sections of the Annual Report, what s in it, and why you need to read it. Is This Really A Growth Company? BetterInvesting encourages us to invest in growth companies. However not all companies are growth companies. Learn how to tell the difference between a growth stock, an income stock and a cyclical stock. Value Line: Your Golden Key To Find Great Companies - Value Line is one of the tools smart investors use to help them search for outstanding companies. We will show you how to make the best use of Value Line. How To Do An Industry Study - If your club is having difficulty coming up with procedures for looking at a stock s peers, this class will help you develop a disciplined approach to studying an industry. This process has been used successfully by other clubs. OKI Tri-State Chapter Newsletter Internet Resources To Empower Smart Investors - Learn what information is available FREE from (SEC) Securities and Exchange Commission. Learn what forms are important to investors and where to find them. Included will be web sites (most free) with financial information. Portfolio Review - How Does Your Stock Portfolio Measure Up? - OKI Directors will analyze your club stock portfolio and visit your club with an analysis of your portfolio. The analysis will include allocation, sizing, examination of sectors along with other observations. Check Out Our New Minis!...add to the educational segment of your meeting! Starting in September, the OKI Chapter Board will provide to OKI investment clubs mini education segments for use in their club education. These minis, small parts taken from our longer one or two-hour classes, will be provided on the OKI website at. We hope to archive the monthly minis. The minis will be approximately 10 to 15 minutes in length and can be downloaded by all members and taught by one of your club members. There will be no cost for these minis. It is important that we have the address of each chapter member so that we can keep club members abreast of any changes in the program. If you are not receiving notices from the OKI Board, please contact Gene Senter at EMIDDLE42@aol. com to be added to our list. For questions about the program please contact Sandy Lowery: SandyOKI@cinci.rr.com. Page 5

6 Calendar of OKI Events: Date: Event: Topics: Time: Site: Fee: 09/26/09 Officers and Members Roundtable What s new, On-line Education, educational segments for clubs, and accounting questions.. Breakout sessions for club officers. 9:00 AM 7388 Turfway Road Florence, KY See page 2 for details. MAP 10/01/09 Stockpickers Contest Registration Deadline and start of contest, see page 2 for details. rlowery@cinci.rr.com $20 10/06/09 Class: Is This Really A Growth Company? Earnest Endeavors Investment Club s open invitation to join them for a class presentation by Sandy Lowery. See page 4 for details. 10/26/09 Online Class Value Line - A Head Start to Better Stock Selecting, see page 1 for more detail. 11/11/09 OKI Annual Meeting The OKI Tri-State Annual Meeting will feature a Portfolio Analysis for an OKI Investment Club, demonstrating a new way of assisting our OKI BI members. See page 7 for details. 11/23/09 Online Class Understanding the Stock Selection Guide (SSG) Part 1, see page 1 for more detail 12/07/09 Online Class Understanding the Stock Selection Guide (SSG) Part 2, see page 1 for more detail 7:00 PM Rm C20, Mariemont High School, 3812 Pocahontas Ave., Mariemont, OH, East of Mariemont Square MAP 7:30-6:30 PM LaQuinta Inn and Suites, Dowlin Drive, Sharon Road (Exit 15), just east off of I-75 MAP 7:30-7:30 - OKI Tri-State Chapter Newsletter $0 or $5 $7.50 $15 12/12/09 CinMIC Cincinnati Model Investment Club Annual Christmas Meeting, one week early due to holiday 9:30 AM Greenhills Municipal Bldg., first floor, Winton Road, Greenhills, OH MAP Free 01/25/10 Online Class Club Accounting Made Easy, see page 1 for more detail 7:30-02/22/10 Online Class Understanding P/Es, see page 1 for more detail 7:30-03/13/10 A Very Special Event Page 6 A half-day seminar of educational classes presented by Jim and Gretchen Hurt. See page 3 for overview of event. Future s and announcements will inform OKI membership on class details. 8:30 AM to 1:00 PM 03/22/10 Online Class Sustainable Growth, see page 1 for more detail 7:30-04/17/10 CinMIC April only, special location change for ease of Indiana BI members. Club will meet at Lawrenceburg Public Library. 9:30AM LaQuinta Inn and Suites, Dowlin Drive, Sharon Road (Exit 15), just east off of I-75 MAP Lawrenceburg Public Library, 150 Mary Street, Lawrenceburg, IN MAP 04/26/10 Online Class Red Flags NOT On Your SSG, see page 1 for more detail 7:30 PM Various CinMIC Cincinnati area BetterInvesting group using BI tools to study and buy stocks - open to the public. See page 4 for details Various DayMIC Dayton area BetterInvesting group using BI tools to study and buy stocks - open to the public. See page 4 for details All classes, activities and events are posted on the OKI web site: Registering With Eventbrite OKI is trying to keep up with the ever changing and improving technology available today. Beginning now, we are suggesting all class participants use Eventbrite for registering. Registering is very easy at Eventbrite. The link is Just select the amount of tickets you desire and select the Order Now button. A registration form will open. Complete the information needed, select and fill in the credit card information and you will be registered. It is a simple process and payment can be made via any credit card with Google Checkout, a safe, simple and secure payment method. Be sure to answer any questions appearing in the registration form that may be needed by OKI to fill your order properly. After registering on line and paying for the event (cost of class and a small Eventbrite fee) with a credit card, Eventbrite will send you an confirmation. Once the OKI Registrar accepts your registration, you will receive an from Webinar with detailed instructions. 9:30 AM Greenhills Municipal Bldg., first floor, Winton Road, Greenhills, OH MAP 7:00 PM Beavercreek City School Board. of Education Bldg., 3040 Kemp Road, Beavercreek, OH MAP $25 or $30 Free Free Free How To Get Started With Webinar It is really not complicated, nor is it expensive - with the proper equipment it is easy to attend a class. You do not need to buy any new software but you may need to buy some inexpensive communications gear. It is easily found at an office supply or computer store. The simplest way to participate in a class is to just use the speakers of your computer to listen to the presentation. On those occasions when the event is interactive and you want to speak, you will need to either have a separate microphone plugged into your computer, or you can plug in a headset which includes both headphones and a microphone. This is the preferred option because it eliminates most background noise. If you have a laptop, using the built-in microphone is not recommended because the microphone picks up all of the background noise of your household. There is a non-computer option - you can also listen and talk using your telephone - the drawback to that is that you will be incurring a long distance charge.

7 OKI Tri-State Chapter Newsletter Win A Free Review Of Your Club s Portfolio If your completed reservation for the OKI Annual Meeting is received by 5 PM, October 28th, your club will qualify to be included in a drawing to select a Club Portfolio for a FREE REVIEW during the education session. (A $60 plus VALUE, see article on this new OKI service on page 4.) Drawing requirements: You must consent to having your portfolio reviewed publicly. The club owning the portfolio may request their name be incognito. The winning club will be notified immediately after the 5PM drawing on October 28th and asked to submit their portfolio by November 1st. The winning club will need to complete a simple questionnaire concerning the portfolio to assist in the analysis. OKI ANNUAL MEETING Wednesday, November 11, 2009 AGENDA Refreshments 6:30 PM Education: Winning Portfolio Review 7:00 PM Annual Meeting 7:30 PM OKI Anniversary Club Presentations 8:00 PM LaQuinta Inn and Suites Dowlin Drive, Sharonville Ohio (Exit 15) off I-75 MAP Hospitality Fee $15 We will again recognize and honor the Clubs that have been established for 5 or more years. Register on Eventbrite or make checks payable to and mail to OKI Tri-State Chapter c/o Ruth Peace,1215 Kercher St. Miamisburg, OH rpeacecps@aol.com; please include contact information. Columbus: Take Note!! The OKI Tri-State Chapter has begun its campaign to recruit new clubs in the Columbus and surrounding areas. A survey was sent to some of the clubs in the area and we are looking forward to hearing from other clubs that may have an interest in joining the OKI chapter but have not received the survey. We host many educational classes and seminars, many on the internet, to help club members learn more about investing, and our Model Clubs are an actual model for stock study groups. To get a copy of the survey, contact: Dianne Jordan, P.O. Box 2253, Springfield, OH 45501, phone , or dijord00@aol.com. We look forward to new clubs attending our events. The OKI Chapter wants you!! Looking For An Edufest??? The OKI Board has not scheduled an Edufest for this year. We would like you, the OKI membership, to let us know where and when you would like an Edufest a whole morning of feasting on invigorating investing education classes. Just contact Mary Thomas, Vice President of Education, at mcthomasp@ fuse.net to let her know of your interest. The area with the most clubs expressing interest wins the Edufest location in their area. The OKI Chapter Board has revised and added new classes for this year such as Red Flags NOT On the SSG. We will keep the costs reasonable to make it easy to attend. The Edufests are always a lot of fun and we all want to keep learning as the stock market makes us get just a little bit sharper in our investment knowledge. We look forward to hearing from you. Page 7

8 FALL 2009 / SPRING 2010 NON-PROFIT ORG. U.S. POSTAGE PAID CINCINNATI, OH PERMIT #4343 OKI Tri-State Chapter of BetterInvesting, c/o Ruth Peace, 1215 Kercher Street Miamisburg, OH Visit OKI website for a complete listing of all events: BI OKI Tri-State Chapter Contacts: Greater Cincinnati: Mary Lyn Fledderman mlgoerke@juno.com Dayton: Jim Falter jimandsue4112@sbcglobal.net NON-PROFIT VOLUNTEER BASED MEMBER DRIVEN Notes From The President HANG ON!! As I write this, the OKI Chapter Board is in the midst of change - change to better serve you, the members of our OKI Chapter. We are very excited about our OKI classes for this year. Many are being offered online (See page1.). From the convenience of your home, you will access our classes from your computer. No gasoline $$$. Please remember those who do not have computer capability and invite them to join you in attending an online class. Also new this year, we are offering a review of your club s portfolio. We will analyze your portfolio and visit your club with an analysis. A great way to sharpen your investing skills! To assist you in your monthly club education segment, we will make available each month a mini education class. Look for more information on Page 8 the minis elsewhere in this newsletter. Registration for events is also going to be easier. You will have the capability of registering online through Eventbrite. Our second Stockpickers Contest will begin on October 1. Since these will be virtual stocks, this is a good time to buy those stocks you have always wanted to own - and perhaps win a prize, too. Last year s $200. winner was Roger Stafford, with an outstanding return of 8.99%. Leslie Seditz was second place winner of 0, and $50 went to Marge Daniels. We are reaching out to our Columbus members and we want them included in as many of our OKI activities as possible. Columbus members, be on the lookout for a survey call asking how the OKI Chapter Board can best help you. Don t forget to visit our OKI website for updated information. Not all of our OKI activities appear in our printed newsletter. You should check our OKI website at least once a month. The OKI website address is: I will continue to my monthly Notes From The OKI President. I ll try to inform you about what is happening in our OKI clubs. IF YOU ARE NOT RECEIVING THESE MONTHLY S, PLEASE LET ME KNOW. WE WANT TO MAKE SURE YOU ARE ON OUR OKI LIST. THAT WAY, YOU WILL BE UPDATED ABOUT ALL OF OUR OKI EVENTS. ( addresses will remain private with us). As always, please contact me if you have any questions, concerns, or ideas. The OKI Chapter Board wants to support you. Profitable Investing, Sandy Lowery, President OKI Tri- State Chapter SandyOKI@cinci.rr.com