Consolidated Debris Removal Program

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1 November 8, 2017 In this issue: Consolidated Debris Removal Program California I-Bank Loans SBA Small Business Disaster Loans Disaster Loan Outreach Centers Weekly Private Sector e-brief Welcome to the second edition of the electronic newsletter supporting recovery from the 2017 California wildfires. This e-brief will provide the latest resource information from FEMA, the State of California and the U.S. Small Business Administration, among other agencies. This e-brief also includes important links to available resources for the state s business community to support post-disaster economic recovery efforts and plans. We encourage you to share this newsletter with your employees, members, students, faculty and others you feel may be interested. You can always follow us on the web. The State of California and FEMA have established a website at WildfireRecovery.org for disaster survivor information. New information is posted daily. Or, download the FEMA.gov mobile app and take us with you on the go. Consolidated Debris Removal Program To expedite recovery, state and federal partners are coordinating with affected jurisdictions to remove fire debris from public areas and residential private property. The Consolidated Debris Removal Program has two phases: removal of household hazardous waste that may pose a threat to human health, animals and the environment, such as batteries, asbestos siding and paints, and the removal of other fire-related debris. Property owners must sign up for the debris removal program by completing a Right-of-Entry (ROE) Form, which allows access to their property to complete the removal work. The deadline to return ROE forms in Napa County is Nov. 9 and in Butte, Lake, Mendocino, Nevada, Sonoma and Yuba Nov. 13. Owners of residential properties with destroyed structure(s) from a wildfire are being offered this cleanup and debris removal service conducted by specialized work crews, which are contracted and

2 managed by county and state waste specialists. This program is being paid for with public funds. However, if property owners have insurance that specifically covers debris removal, owners must inform local officials, and they may be required to remit that portion of the insurance proceeds that are specifically reserved for debris removal. A property owner may participate in the program even if the property is not insured. If property owners elect not to participate in the Consolidated Debris Removal Program, the property owners are still required to remediate the property and remove the burn debris at their own expense in accordance with the county s debris removal plan. The property owners will not be reimbursed with public funds for the remediation and debris removal. The property owners may complete the remediation and debris removal themselves or through a qualified contractor. Due to the Proclamation of a Local Health Emergency by the County Health Officer, the work must be completed in a manner that ensures the protection of public health and safety. Goals of the Debris Removal Program: Complete 100 percent of Hazardous Household Waste (HHW) collection by Nov. 30, Complete 100 percent of Debris Collection by early Return 100 percent of re-buildable parcels to owners by early County HHW Collection HHW Removal Debris Collection Debris Removal Agency Agency Butte DTSC Starting 11/12 CalRecycle Starting 11/16 Lake DTSC Completed 10/27 USACE Started 11/2 Mendocino DTSC Started 10/24 USACE Started 11/6 Napa US EPA Started 10/26 USACE Started 11/3 Nevada DTSC Complete 10/21 CalRecycle Starting 11/16 Sonoma US EPA Started 10/27 USACE Started 11/6 Yuba DTSC Completed 11/4 CalRecycle Starting 11/16 Department of Toxic Substances Control (DTSC) U.S. Environmental Protection Agency (US EPA) U.S. Army Corps of Engineers (USACE) Hazardous Household Waste (HHW) More information can be found at WildfireRecovery.org/ or on county websites. Resources for Businesses CALIFORNIA INFRASTRUCTURE AND ECONOMIC DEVELOPMENT (IBANK) LOANS California Infrastructure and Economic Development Bank (IBank), a unit within California Governor s Office of Business and Economic Development (GO-Biz), offers the following loan programs for businesses from one to 750 employees (small businesses): Disaster Relief Loan Guarantee Program (DRLGP) IBank will issue loan guarantees up to 80 percent to 95 percent of the loan through its partner Financial Development Corporations to help small business borrowers who were impacted by the 2017 California fires and who need term loans or lines of credit for working capital. Small businesses, including small farms, nurseries, agriculture-related enterprises and nonprofits that have suffered an economic loss

3 and/or physical damage may apply. The DRLGP will help lenders and small businesses by providing loan guarantees of up to $1 million for Disaster Relief Borrowers, and up to $2.5 million for other small business borrowers affected by the 2017 California fires or otherwise. Jump Start Loan Program IBank is offering loans from $500 to $10,000 to low-wealth entrepreneurs in the declared disaster and emergency areas through its Jump Start Loan Program. IBank established the Jump Start Loan Program in 2016 as a small loan and financial literacy/technical assistance program designed for low-income small businesses in low-wealth communities, including businesses owned by women, minorities, veterans, people with disabilities and those previously incarcerated. Access to IBank s Disaster Relief Loan Guarantee Program and Jump Start Loan Program can be made through its partner Financial Development Corporations (FDCs). California Capital Financial Development Corporation * Clarence Williams, President 1792 Tribute Road, Suite 270 Sacramento, CA Voice: cwilliams@cacapital.org California Coastal Rural Development Corporation * Karl Zalazowski, President 221 Main Street, Suite 301 Salinas, CA Voice: Fax: karl_zalazowski@calcoastal.org California Southern Small Business Development Corporation Kurt Chilcott, President 2825 Dewey Road Building 202, Suite 205 San Diego, CA Voice: Fax: kchilcott@cdcloans.com Nor-Cal Financial Development Corporation * Sanford Livingston, CEO 300 Frank H. Ogawa Plaza, Suite 175 Oakland, CA Voice: Fax: slivingston@nor-calfdc.org Small Business Development Corporation of Orange County Michael A. Ocasio, President & CEO 271 N. Sycamore Street Santa Ana, CA Voice: Fax: mocasio@sbfdoc.org Pacific Coast Regional Small Business Development Corporation * Mark J. Robertson, Sr., President 3255 Wilshire Boulevard, Suite 1501 Los Angeles, CA Voice: , Ext. 222 Fax: Mark.Robertson@pcrcorp.org Valley Small Business Development Corporation * Debbie Raven, CEO 7035 North Fruit Avenue Fresno, CA Voice: Fax: *Participant in IBank s Jump Start Loan Program For further information contact: Emily Burgos, Small Business Finance Center Manager, IBank Emily.burgos@ibank.ca.gov; (916) IBank can also be reached by phone at (916) or online at For additional contacts and resources, visit the California Business Portal.

4 WINE INDUSTRY TOWN HALL MEETING The Business Consumer Services & Housing Agency, Department of Alcoholic Beverage Control and the California Department of Food and Agriculture will hold a Town Hall Meeting for wine industry stakeholders. The event is from 11 a.m. to 1 p.m. on Monday, Nov. 13. County of Sonoma Board of Supervisors Chambers 575 Administration Drive Santa Rosa, CA SMALL BUSINESS ADMINISTRATION LOW INTEREST DISASTER LOANS U.S. Small Business Administration (SBA) disaster loans for property damages (physical losses) are available for businesses of all sizes, private nonprofit organizations, homeowners and renters in the following counties: Butte, Lake, Mendocino, Napa, Nevada, Orange, Sonoma and Yuba. Homeowners can borrow a maximum of $200,000 to repair or replace their home and a maximum of $40,000 for personal property for homeowners and renters. If your business suffered damage due to the 2017 California Wildfires, applying for a low-interest disaster loan from the SBA could help you recover. Businesses can borrow up to $2 million to repair property and/or obtain working capital. SBA offers Economic Injury Disaster Loans (EIDLs) only to small businesses, small agricultural cooperatives and most private, nonprofit organizations (PNP) to help with meeting expenses during the recovery from the disaster. EIDLs are available even if the business or organization had no property damage. There is no cost to apply and no prepayment penalty. The first payment is not due for five months from the date of the note. Applicants may apply online using the Electronic Loan Application (ELA) via SBA s secure website at disasterloan.sba.gov/ela. Additional information on the disaster loan program may be obtained by calling SBA s Customer Service Center at (TTY ) or online at sba.gov/disaster SMALL BUSINESS DEVELOPMENT CENTER NO-COST CONSULTING Napa-Sonoma Small Business Development Center (SBDC) is providing professional advising services to assist small businesses impacted by the disaster. Services are free of charge and cover financial, accounting, marketing and post-disaster challenges. Napa-Sonoma SBDC Santa Rosa 141 Stony Circle, Ste. 110 Santa Rosa, CA (707) Napa Napa Valley College 2277 Napa Vallejo Hwy, Bldg Napa, CA (707)

5 Disaster Assistance for Businesses/Individuals Disaster Loan Outreach Centers (DLOC), Business Recovery Centers (BRC), Disaster Recovery Centers (DRC) and Local Assistance Centers (LAC) have opened in California to help business owners and individuals with their applications, answer questions and accept completed applications. Butte County (DLOC) Department of Development Services Fire Assistance Center 7 County Center Drive Oroville, CA Hours: 8 a.m.-5 p.m. Thursday-Friday (Closes at COB tomorrow, Thurs., Nov. 9) Mendocino County (DRC) 1375 N. State Street Ukiah, Ca Hours: 10 a.m.- 7 p.m. Monday-Sunday Nevada County (DLOC) Eric W. Rood County Administrative Center 950 Maidu Ave. Nevada City, CA Hours: 8 a.m.- 5 p.m. Monday-Wednesday (Will close at COB today, Nov. 8) Sonoma County (LAC) Press Democrat Building 427 Mendocino Ave. Santa Rosa, CA Hours: 9 a.m. - 7 p.m. Monday-Sunday Lake County (DRC) Clearlake Senior Community Center 3245 Bowers Ave. Clearlake, CA Hours: 9 a.m. - 7 p.m. Monday-Sunday Napa County (LAC) 2751 Napa Valley Corporate Drive, Bldg. A Napa, CA Hours: 10 a.m. - 7p.m. Monday-Friday 10 a.m. - 5 p.m. Saturday Closed Sunday Sonoma County (DRC) Hanna Boys Center Arnold Drive. Sonoma, CA Hours: 9 a.m. - 7p.m. Monday-Sunday Yuba County (DRC) County Administration Office, Ste Eighth St. Marysville, CA Hours: 10 a.m. - 8 p.m. Monday-Sunday Sonoma County (BRC) The Courtyard 141 Stony Circle, Ste. 155 Santa Rosa, CA Hours: 9 a.m. 6 p.m. Monday-Friday FEMA ONLINE DISASTER RESOURCE DIRECTORY FOR SURVIVORS Survivors of the 2017 California wildfires can quickly find assistance with everything from basic food and shelter needs to rebuilding and dealing with insurance by going to fema.gov/disaster/4344/ or WildfireRecovery.org/ Many federal, state, local and voluntary online resources are available and are linked for easy access online or by phone. The directory contains information on applying for disaster assistance, applying for temporary/short-term and permanent/long-term housing, and accessing Disaster Recovery Centers. The First Step is to Register for Assistance The quickest way to individuals to apply for federal assistance is online at DisasterAssistance.gov.

6 Survivors may also apply by phone at (Voice, 711 or VRS) or (TTY). Due to high demand, lines may be busy. Please be patient, and try calling in the morning or evening when call volume may be lower. The FEMA helpline is open from 7 a.m. to 10 p.m., seven days a week. State of California Metrics As of COB Nov. 7, more than $9.6 million in FEMA assistance has been approved to help Californians recover from the 2017 wildfires, and 3,859 registrations have been approved. The U.S. Small Business Administration s (SBA) low-interest disaster loans are the primary source of federal assistance to rebuild disaster-damaged property. SBA offers low-interest disaster loans to businesses of all sizes, private nonprofit organizations, homeowners and renters. As of COB Nov. 7, SBA has approved $22,272,500 in loans in California. For more information on California recovery, visit the disaster web page at wildfirerecovery.org or fema.gov/disaster/4344, Twitter at twitter.com/femaregion9 and the Cal OES website, caloes.ca.gov/. Resources Directory California Department of Insurance Consumer Hotline (TTY) Disaster Legal Services Salvation Army American Red Cross U.S. SBA Disaster Assistance Customer Service Center (TTY) disastercustomerservice@sba.gov Division of Workers Compensation Free credit reports Social Security Administration Veterans Administration Replacing birth certificates, social security cards, Medicaid cards, etc. 844-USA-GOV1

7 Thank You Working Together for California The Governor s Office of Emergency Services (Cal OES) is responsible for the coordination of overall state agency response to major disasters in support of local government. The agency is responsible for assuring the state s readiness to respond to and recover from all hazards natural, manmade, war-caused emergencies and disasters and for assisting local governments in their emergency preparedness, response, recovery, and hazard mitigation efforts. Visit us online at at on on on Instagram and get the latest news at OESNews.com. FEMA s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards. Disaster recovery assistance is available without regard to race, color, religion, nationality, sex, age, disability, English proficiency or economic status. If you or someone you know has been discriminated against, call FEMA toll-free at FEMA (3362). For TTY call The U.S. Small Business Administration (SBA) is the federal government s primary source of money for the longterm rebuilding of disasterdamaged property. SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters, which can cover the cost of replacing lost or disaster-damaged real estate and personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations. Digital copies of the Weekly Private Sector e-brief can be found online at: Updates