Platinum Corporate Visitors Cover CORPORATE VISITORS COVER

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Gyles Hunter
5 years ago
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1 Platium Corporate Visitors Cover CORPORATE VISITORS COVER

2 Platium Corporate Visitors Cover Platium Corporate Visitors Cover is our highest level packaged optio for visitors, givig you a top level of beefits o hospital ad extras, should you become ill or require medical treatmet while you're i Australia. Platium Corporate Visitors Cover gives you: Comprehesive hospital cover for i-patiet services at Members First, Participatig private ad public hospitals i Australia. Medical cover outside of hospital, whilst i Australia. Extras cover for detal, optical, physiotherapy ad more. For more details, see pages 9-10 of our visitors cover We ve got you covered brochure or call us o to fid out if this level of cover suits your eeds ad Visa requiremets. Please ote: If you are applyig for a 457 Log Stay Workig Visa, Platium Corporate Visitors Cover meets the miimum level of isurace required as set out by the Departmet of Immigratio ad Citizeship (DIAC). Why do I eed cover? As a overseas visitor workig i Australia you may ot be eligible for Australia s public health care system, Medicare, which provides free or subsidised health care services to all Australia residets ad eligible permaet residets. If you are a citize of a coutry which has a Reciprocal Health Care Agreemet with Australia you may be eligible for limited Medicare beefits, but you ll oly be covered for immediately ecessary medical treatmet i a public hospital. You will ot be covered for elective surgery or for treatmet that is cosidered ogoig ad will be uable to choose your ow doctor i hospital. That s why it s a good idea to protect yourself with health cover desiged especially for visitors to Australia. If you are ucertai about your eligibility, we suggest that you cotact Medicare o The Medicare Levy Surcharge We offer Reciprocal Health Cover for people who are liable for the Medicare Levy Surcharge. This is a additioal tax which you may have to pay if you are from a coutry that has a Reciprocal Health Care Agreemet with Australia, ad you are earig over a certai amout. For more iformatio, please see page 5 of our visitors cover We ve got you covered brochure or call us o

3 What you're covered for: Your hospital ad medical cover: Cover for i-patiet hospital costs, icludig accommodatio ad theatre fees. For more details, see page 9 of our visitors cover We ve got you covered brochure Cover for the cost of i-patiet medical services up to 100% of the Australia Medical Associatio (AMA) Schedule fee. This is the amout determied by the AMA as the appropriate fee for a specific service Medical cover as a hospital out-patiet or by a doctor or specialist i private practice aywhere i Australia, for up to 150% of the Govermet Schedule fee. This is the amout determied by the Federal Govermet as the appropriate fee for a specific service No excess Full ambulace cover Full cover for repatriatio if termially ill to your coutry of origi or retur of mortal remais oce authorised by Bupa Australia What's ot covered There are occasios whe you will ot be fully covered ad may icur out-of-pocket expeses. For example: At a o-participatig hospital Durig a waitig period If there is a exclusio for a specific service Services ot covered by Medicare. For advice o whether a particular service is covered by Medicare, speak to your doctor or call Medicare directly o While you are o Corporate Platium Visitors Cover you will ot receive cover for: Assisted reproductive services (icludig IVF) Cosmetic surgery (that is ot cliically ecessary) Ay treatmet outside of Australia Waitig periods Psychiatric, rehabilitatio ad palliative care Pre-existig ailmets, illesses ad coditios Pregacy related services (icludig childbirth) 2 moths

4 Your extras cover: You receive cover for the services listed below at ay health care provider you choose that is recogised by us, up to your Loyalty Maximums. It's a top level of cover, where you get back 90% of the cost of treatmet, every time. There are o catches or hidde costs, just great cover whe you eed it most. Services covered You get back Loyalty Maximums per perso Geeral Detal Year 1 $1,100 Year 2 $1,210 Major Detal Icludig detures, crows, bridgework ad precious Year 3 $1,320 restoratios. Beefits for the replacemet of detures are payable every 3 years. Orthodotics Optical Receive great discouts o frames ad leses at Members First optical providers. Cotact us for more details. $300 Physiotherapy Year 1 $550 Year 2 $600 Year 3 $650 Year 4 $1,430 Year 5 $1,540 Year 6 $1,650 Year 4 $700 Year 5 $750 Year 6 $800 Chiropractic/ Osteopathy Year 1 $550 Year 2 $600 Year 3 $650 Year 4 $700 Year 5 $750 Year 6 $800 Speech Therapy Eye Therapy Year 1 $700 Year 2 $750 Year 3 $800 Occupatioal Therapy Year 4 $850 Year 5 $900 Year 6 $950 Dietary Pharmacy Psychology Podiatry Health Appliaces Natural Therapies Covers selected items. You pay a amout equal to the highest Govermet PBS fee. We pay 90% of the balace per script item. O all health appliaces listed below up to your Loyalty Maximums: Asthma pumps 1 uit every 3 years Blood glucose moitors or INR blood testig devices (CoaguChek) 1 uit every 3 years CPAP devices ^ 1 uit every 3 years Hearig aids* 1 uit every 3 years Defied appliaces Surgical stockigs Defied appliaces iclude isoles, orthopaedic ad corrective footwear, pressure garmets, braces, artificial limbs. ^ Subject to eligibility. *No beefits payable for hearig aids where subsidised elsewhere. Icludig aturopathy, remedial massage, acupucture, Chiese herbalism, wester herbalism, homoeopathy. Massage icludes Bowe Techique, kiesiology, reflexology, shiatsu, therapeutic massage.

5 More from your membership Loyalty Maximums recogise you for your loyalty with us. For most extras services, we icrease the amout you ca claim up to i a year each year up to a maximum of six years. Additioal beefit You will also be covered for travel ad accommodatio beefits for essetial medical treatmet: $100 for travel expeses ad $40 per ight up to $150 for accommodatio expeses per year. Waitig periods Iitial waitig period Pre-existig ailmets, illesses or coditios Major detal, complex surgical extractios, orthodotics, root filligs, complex filligs, detal sleep apoea devices ad selected health appliaces 2 moths Note: Complex surgical extractios iclude wisdom teeth extractios. Complex filligs are larger filligs that cover three or more surfaces of a tooth. Who s covered Sigle: Covers you oly. Couples/Family: Covers you ad your parter plus your sigle childre uder 17 years of age ad sigle full-time studets uder 25 years of age. To fid out more Please refer to our visitors cover We ve got you covered brochure for further details ad key terms of your cover.

Cotactig us is easy! Simply call 1800 649 406 or drop ito your local brach.

6 Cotactig us is easy! Simply call or drop ito your local brach. If you wish to cotact us from outside of Australia, please call Bupa Australia Health Pty Ltd ABN Tradig as HBA ad Mutual Commuity Effective date 1 October S Prited o 50% recycled paper

Health Insurance. Visitors Health Cover

Health Insurance. Visitors Health Cover Health Insurance Visitors Health Cover At Bupa, it s our purpose that makes us different helping our members to live longer, healthier, happier lives. So whatever your reason for visiting Australia, you