21st Annual Western States Loan Servicing Conference

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21st Annual Western States Westin San Diego Gaslamp Quarter San Diego, CA Registration

Conference Information Aug. 14-16, 2016 San Diego About California MBA For over 60 years, The California Mortgage Bankers Association has been the leading statewide advocate for the residential and commercial real estate finance industry, representing its members before all government and regulatory agencies. Headquartered in Sacramento, California, California MBA promotes fair and ethical lending practices through a wide range of educational programs, services and industry publications. California MBA provides its members a competitive edge by effectively aggregating political, economic and marketing power. Our members include all segments of real estate finance. For more information, please visit California MBA s website at www.cmba.com. Registration Fees Conference registration entitles each registrant entry to all business sessions, receptions, Conference Exhibit Hall, lunch, and complimentary continental breakfasts. California MBA Member $375 Early Bird Rate $475 (After July 15) $575 (After August 12)) Non-Members $495 Early Bird Rate $595 (After June 29) $695 (Onsite) Note: California MBA Member Fees only apply to members of the California Mortgage Bankers Association. Membership with any other organization (i.e. Mortgage Bankers Association of America) does not constitute membership with the California MBA. Hotel Reservations The California MBA has negotiated a special room rate for confirmed conference attendees of $209/night (excluding fees and taxes) with the Westin San Diego Gaslamp Quarter. This rate is only available until 5:00 p.m. (PST) Friday, July 15, 2016 or until the room block sells out, whichever comes first. If you are contacted by someone offering to make your hotel reservation for the conference, please note they are NOT endorsed by the California MBA and, despite their claims, they do NOT have access to our negotiated discounted rates. You may make a reservation in our room block online using the link you recieve after your registration is complete. Cancellations/Refunds & Substitutions Requests for refunds received by May 13, 2016 will be subject to a $50 cancellation fee. Cancellations received May 14-July 8 will be subject to a 50% cancellation fee. No refunds will be issued after July 8, 2016. All requests must be received in writing.

17550 Bernardo Oaks Drive San Diego, CA 92128 Recently renovated, the 18-Hole San Diego Championship Golf Course at Rancho Bernardo Inn has hosted both PGA and LPGA events and continues to present golfers of all skill levels with a challenging and rewarding day on the course. In addition to enjoying the sun and golf, you can also help support the California MBA s Political Action Committee - CAMPAC! GoLF TOURNAMENT Aug. 14-16, 2016 San Diego Make plans to join us for the 3 rd Annual Western States Golf Tournament and CAMPAC Fundraiser! August 14, 2016 Rancho Bernardo Inn Our CAMPAC funds are completely separate from our association dues. CAMPAC funds are used to specifically support candidates for the California State Legislature. Through CAMPAC, the California Mortgage Bankers Association is eager to increase our visibility on the California political scene by supporting more candidates who understand the significant role that the real estate finance industry plays in our state s overall economy. We need your help to achieve this goal! By working together we can reach our goal and play a larger role in the election process in California. We are at a critical time in history and I cannot emphasize enough the significance of a well-funded PAC for California. Support the political action committee that supports your industry make a contribution to CAMPAC today. Contributions to CAMPAC are limited to $7,000 per year and are not deductible for federal income tax purposes. CAMPAC, 555 Capitol Mall, Suite 440, Sacramento, CA 95814 ID# 890152 Great sponsorships available! Sign up today! Golf Registration Fee - $150/player

Conference Schedule Aug. 2-4, 2016 San Diego Sunday, August 14 7:30 a.m. 12:30 p.m. Golf Tournament (separate registration) 2:00 p.m. 6:00 p.m. California Foyer Registration Open 3:00 p.m. 7:00 p.m. California Ballroom A/B Exhibit Hall Open 3:15 p.m. 4:00 p.m. California Ballroom C Keynote Address 4:15 p.m. 5:15 p.m. California Ballroom C Panel of Servicers 5:15 p.m. 6:45 p.m. California Ballroom A/B Welcoming Networking Reception in the Exhibit Hall Monday, August 15 8:00 a.m. 5:15 p.m. California Foyer Conference Registration Open 8:00 a.m. California Ballroom A/B Exhibit Hall Open 8:00 a.m. 9:15 a.m. California Ballroom A/B Breakfast in the Exhibit Hall 9:00 a.m. 9:15 a.m. California Ballroom C Conference Welcome and Opening Remarks from Chairmen Speakers: Don Curtis, OSC / A Breckenridge Company Wes Iseley, Carrington Mortgage Services 9:15 a.m. 10:30 a.m. California Ballroom C Economic Update Speakers: Doug Duncan, Fannie Mae 10:30 a.m. 10:45 a.m. California Ballroom A/B Refreshment Break in the Exhibit Hall

Conference Information Aug. 14-16, 2016 San Diego 10:45 a.m. 11:45 a.m. California Ballroom C Marketing to Millennials Speaker: Rick Sharga, Ten-X 11:45 a.m. 1:00 p.m. California Ballroom A/B Hosted Luncheon in the Exhibit Hall 1:00 p.m. 2:30 p.m. California Ballroom C MSR Valuation and MSR Financing 2:45 p.m. 3:45 p.m. California Ballroom C Compliance Panel 3:45 p.m. 4:00 p.m. California Ballroom A/B Refreshment Break in the Exhibit Hall 4:00 p.m. 4:30 p.m. California Ballroom C Q&A with the Nation s Leading Non-QM Lender Speaker: Dan Perl, Citadel 5:00 p.m. Exhibit Hall Closes for the Day Tuesday, August 16 8:00 a.m. 11:45 a.m. California Ballroom A/B Exhibit Hall Open 8:30 a.m. 9:30 a.m. Breakfast in Exhibit Hall California Ballroom A/B 9:00 a.m. 10:30 a.m. California Ballroom C Bankruptcy Rules Updates/CFPB Rules 10:30 a.m. 10:45 a.m. California Ballroom A/B Refreshment Break in Exhibit Hall 10:45 a.m. 11:45 p.m. California Ballroom C Cyber Security 11:45 a.m. Conference Adjourns

Conference Schedule Thanks to our Sponsors for their Generous Support! Platinum Titanium

Conference Sponsors Aug. 14-16, 2016 San Diego Gold Silver Altisource Asset Valuation & Marketing, Inc. Black Knight Financial Services Citadel Servicing Corp. CrossCheck Compliance, LLC Guild Mortgage Company JB Lloyd & Associates Marinosci Law Group PC Golf The Compliance Group, Inc. Klinedinst PC Nations Property Solutions Old Republic Servicing Solutions National General Lender Services NCP Solutions OrangeGrid OSC, A Breckenridge Company Quicken Loans SWBC (Southwest Business Corp.) Transcontinental Valuations (TCV) The Wolf Firm President s Council Media Partners HousingWire Mortgage Banking Magazine MortgageOrb Scotsman Guide A Division of Financial & Professional Risk Solu ons, Inc. In California DBA: FPR Insurance Solu ons, Inc. Lic. #OG83953

Conference Registration Member $375 ('Early Bird' - Register by July 15, 2016) $475 (After July 15, 2016) $575 (Late/Onsite Registration - After August 11, 2016) APPLICATION INSTRUCTIONS Email completed form to registration@cmba.com Mail completed application to: California MBA 555 Capitol Mall, Ste. 440 Sacramento, CA 95814 Non-Member $495 ('Early Bird' - Register by July 15, 2016) $595 (After July 15, 2016) $695 (Late/Onsite Registration - After August 11, 2016) Golf Yes! I will participate in the golf tournament to support CAMPAC. $150/player (Fees will support CAMPAC, our political action committee. Contributions to CAMPAC are not tax deductible) "Member" refers to California MBA member firms only. Attendee Information CMBA Events App Registration Maximize your conference experience! Check this box to have your name and information included in the mobile conference app for the! Name: Title: Company: Address: City/State/Zip: Phone: Email: Additional Email Confirmation Please complete the payment information below: Check Enclosed Visa Mastercard American Express Credit Card # Expiration Date: CCV# Signature: Name on card: Electronic Check Conversion NOTICE: When you provide a check as payment, you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction. Funds may be withdrawn from your account as soon as the same day and you will not receive the check back from your financial institution. If your payment is returned due to insufficient funds, you authorize us to make a one-time electronic fund transfer from your account to collect a fee of $25 as allowed by state law. Please check here if you do not want to contribute to CAMPAC. To develop a stronger political voice for the real estate finance industry, $20 of your conference registration fee will be donated to CAMPAC. The conference registration amount is the same whether you choose to contribute to CAMPAC or not.