Dandiatiunt videm. Temo

Transcription

1 Growing communities one idea at a time. Dandiatiunt videm. Temo Annual Report

2 Community Futures BC is part of the National CF Network consisting of 268 offices across Canada Growing communities one idea at a time

3 Annual Report Table of Contents Message from Robert Annis, Chair page 1 Who we are. What we do page 2 Board of Directors page 3 Community Futures Helps Inspiring Entrepreneurs page 4 Community Futures Connects Businesses with Buyers page 5 Community Futures Fosters Economic Development page 6 Community Futures as Partners page 7 Central Region page 8 Island Coastal Region page 9 Northeast Region page 10 Northwest Region page 11 Southeast Region page 12 Southwest Region page 13 Entrepreneurs with Disabilities Program page 14 Community Futures BC Staff Team page 15 Volunteers are the Foundation of Our Success page 16 Community Futures Conference 2016 page 17 Community Futures BC Map and Network page 19 Growing communities one idea at a time.

4 Message from Robert Annis, Chair It is a great pleasure to be able to report on the accomplishments of the CFBC network over the past year was a year of challenges, changes, transitions, new beginnings, and of great successes! For the first time, we have produced a detailed annual report. I hope you find this report enlightening and indeed inspiring. At a glance you are able to see the numerous and varied community development activities our members have been engaged in. Over the course of the past year we saw: our Community Futures Development Association Manager, Marie Gallant, retire after 12 years of service; our board undertook a national search for a new executive officer and we eventually welcomed Cheryl Johnson as our association s new Executive Director. We also saw Wendy Smitka, our past chair, become the President and national spokesperson for the Community Futures Network of Canada. Across our BC network, we increased both the number and the amount of dollars loaned and the number of clients served. In , the BC CF Network collectively approved 635 loans, assisted in the creation of 2,421 jobs and invested over $38.7 M into the rural BC economy. The CFBC board introduced a new health benefits plan available to all our staff and we are celebrating 20 years of delivering an impressive Entrepreneurs with Disabilities Program across British Columbia. Without doubt the BC Network of Community Futures organizations continues to significantly contribute to rural BC s economic growth and renewal and, as attested in this report, our members support a vast array of community development initiatives and work diligently and endlessly to help build more resilient and vibrant local economies. These results are made possible only because of dedicated teams of CF professionals and our strong partnership with Western Economic Diversification Canada. For this reason, I would like to close by extending my heartfelt appreciation to all our funders, CF staff, and volunteers for their commitment, dedication and support to their communities and to the Community Futures Program in Canada. 1

5 Annual Report Who we are. What we do. Community Futures is BC s most important small business development organization throughout rural BC with a mandate for small business and community economic development. Our experts offer local assistance from 34 offices located throughout rural BC. We have a wide variety of services and tools available to help small business owners achieve their goals. Last year, Community Futures offices in BC approved 635 loans, valued at over $38.7M, leveraging an additional $31.4 M into the rural BC Economy and helping to create or maintain employment for 2,421 individuals. Each of the 34 offices in BC are guided by a local Board of Directors, who volunteer their time, knowledge and passion to guide a team of staff in providing a wide array of business and community economic development services. These services, all of which strengthen and diversify local economies include: Business Development, Training and Counselling Community Economic Development Small Business Financing Self Employment Assistance programs Services targeted towards youth and entrepreneurs with disabilities # of Loans ,000 2,500 2,000 1,500 1, # of Jobs Created / Maintained MILLIONS # of Dollars Disbursed

6 COMPARED WITH OTHER TRADITIONAL SOURCE FINANCING OPTIONS, THE BUSINESSES OF COMMUNITY FUTURES CLIENTS GROW FASTER AND LAST LONGER Evaluation of the Community Futures Program Western Economic Diversification, June 2014, Web 03 Feb 2017 Board of Directors Robert Annis Chair Michael Guarnery Vice Chair Wendy Prystay Treasurer Wendy Smitka Past Chair Robert Powell Director Andru McCracken Director Andrea Wilkey Managers Representative Kevin Dorrius Managers Representative Susan Stearns Managers Representative Larry Casper Indigenous Advisor 3

7 Annual Report Community Futures Helps Inspiring Entrepreneurs nterprize E CF North Okanagan s EnterpriZe Challenge program celebrates and supports local entrepreneurship. New challenge businesses are provided coaching and mentorship and are judged by a panel of experts throughout a series of business tasks. In addition to the coaching and mentorship provided by their business community s experts, the top three new businesses receipt cash and business services valued in excess of $30, Launched in 2014 by CF Greater Trail, Junior Dragon s Den is a student business competition for entrepreneurs from Grades 7 to college/trades and university level. In , the competition was Columbia Basin wide and featured regional competitions, the winners of which advanced to the Junior Dragons Den Championship that was hosted at the Charles Bailey Theatre in Trail BC. Junior Dragons who qualify for the competition are matched with mentors from the local business community who assist them with preparing a dynamic one-page business plan and final video pitch. LEAP! Local Entrepreneur Accelerator Program CF Sunshine Coast and Simon Fraser University make the LEAP eight-week accelerator program available for local start up social entrepreneurs, from the convenience of a Sechelt classroom. This small business accelerator supports participants in moving their business idea from concept to launch in eight weeks. Eight participants attend weekly classroom instruction, with an online SFU instructor and curriculum. The entire community is invited to an evening launch party, where graduates unveil their businesses to potential investors, partners and customers. More than 30 alumni have gone onto establish many of the well-known and loved businesses on the Sunshine Coast. 4

8 With a goal of matching buyers to sellers, in , there were 1,132 matches made which represents an increase of 227% over the previous year. Community Futures Connects Businesses with Buyers Community Futures offices in BC work to connect businesses with buyers. Two platforms that are being utilized in BC are featured below. Managed and administered by CF Central Kootenay, Imagine Kootenay is a regional partnership of 12 communities that have joined forces to attract investment and a diverse workforce to the Kootenay Boundary region. Originally branded Invest Kootenay, the website was rebranded in January 2016 as Imagine Kootenay and brings together two successful program Invest Kootenay and Work West Kootenay. In May 2016, Imagine Kootenay received the 2016 Marketing Innovation Award from British Columbia Economic Development Association. Five years ago Venture Connect began as a project created in response to the challenge that over the next 20 years there will be unparalleled shortfall of both business owners and employees resulting in potential closure of large numbers of small businesses throughout BC. Venture Connect is a subsidiary of the 6 Island Coast CF offices and a working partner with the remaining CF offices throughout BC. With a goal of matching buyers to sellers, in , there were 1,132 matches made which represents an increase of 227% over the previous year. BC CF loan results indicate a heightened awareness of business transition as for the second consecutive year, BC CF offices wrote more succession loans that their 3 western counterparts. 5

9 Annual Report Community Futures Fosters Economic Development Building Community Through Crowdfunding InvestlocalBC.ca is an initiative of CF Stuart Nechako for local non-profit organizations, the arts communities and business start-ups to create online forums to fund, support and evolve their initiatives and projects in our communities. InvestLocalBC.ca accelerates creative ideas into reality by providing an online platform to seek financial investment and collaboration. Annual Kootenay Columbia Boundary Regional CED Forum CF Revelstoke, CF East Kootenay, CF Boundary, CF Greater Trail and CF Central Kootenay organize an annual regional CED forum to bring together community leaders and CED practitioners from across the region to collaborate on community economic development issues. The them last year was Understanding the Economics of Poverty Reduction". Hosted by CF Revelstoke in May The 2017 forum will focus on agriculture and will be hosted by CF Boundary. 6

10 Community Futures As Partners Strategically located throughout rural BC, Community Futures offices are valuable partners in the delivery of programs such as those below. Export Navigator Pilot The Export Navigator Pilot offers businesses access to community-based export specialists who can provide a personalized, step-by-step approach to exporting and help connect your business to the market information, export programs, financial services and business development experts it needs at every stage of the process. The Export Navigator Pilot is provided by CF Fraser Fort George, CF Alberni-Clayoquot, CF Central Kootenay, CF North Okanagan and CF Pacific Northwest. The Export Navigator Pilot project is a partnership with support provided by the BC Government, the Federal Government, Small Business BC, Community Futures and the Comox Valley Economic Development Society. Self Employment Program of BC The Self Employment Program provides financial assistance to Employment Insurance or Reachback eligible applicants who want to start their own business or purchase an existing business, in which they have had no prior ownership. The program provides income support, business plan development support, a variety of business skills development workshops, one-on-one mentoring, business counselling, collaboration with peers and experiential learning in hands-on workshops. The program is provided by some Community Futures offices in rural BC. A referral from WorkBC is required to access the program. 7

11 Annual Report Central Region Central Interior First Nations Central Okanagan Nicola Valley North Okanagan Okanagan Similkameen Shuswap Sun Country Thompson Country Number of Loans 126 Value of Loans $7,439,052 Amount Leveraged $8,490,797 Jobs Created/ Maintained 535 Staff 82 Volunteers 98 Launch-A-Preneur A collaborative program that helps Shuswap entrepreneurs launch their bright ideas received the Community Project Award at the 2017 BC Economic Development Awards. Launch-a- Preneur is a joint project hosted by Okanagan College, the College s Enactus team, Community Futures Shuswap and the Salmon Arm Economic Development Society. The popular program provides support, resources and mentorship to assist individuals with a business idea to successfully launch in the Shuswap. One such entrepreneur, Althea Mongerson, placed third in the 2013 Launch-a-Preneur competition. With the prize package ensuring that she had both the means and community connections to open a retail outlet, Intwined Fibre Arts was born. Like many small business owners, Althea admits she excelled at the artistic side of things but struggled with the business side of things. Althea lives with Rheumatoid Arthritis, an autoimmune disorder and was eligible for up to six months of business coaching through the Community Futures Entrepreneurs with Disabilities Program. She stresses that the accessibility of EDP makes it easy for anyone with challenges to access EDP s services. Working with the business consultant, Althea developed an online and print business development plan and a bookkeeping strategy. The value of the Launch-a-Preneur program can clearly be defined by the number of participants who have successfully launched their businesses in the Shuswap, says Rob Marshall, Executive Director for Community Futures Shuswap. Buoyed by the award and another round of positive feedback following Launch-a-Preneur s fourth season, organizers expect the event to continue and that the ripple number of businesses launched will likewise continue to expand. 8

12 Island Coastal Region Alberni Clayoquot Central Island Cowichan Howe Sound Mount Waddington Powell River Strathcona Sunshine Coast Nuu Chah Nulth Number of Loans 194 Value of Loans $10,343,599 Amount Leveraged $9,182,432 Jobs Created/ Maintained 791 Staff 35 Volunteers 62 Kingfisher Wilderness Adventures Andrew Jones, owner of Kingfisher Wilderness Adventures, has been kayaking and camping most of his life. He also always believed that he would one day own his own business. For many years he worked in the retail industry with Eddie Bauer, and when the time came that he was ready to start a business he chose wilderness kayaking guiding because he loved to work with people and combining that with his lifelong passion just made sense. Kingfisher Wilderness Adventures started offering tours in Their most popular packages are run from base camps on Hanson Island, northeast of Telegraph Cove. Experienced kayakers, families and beginners can take advantage of four day tours to view the north island's diverse wildlife and wonderful scenery. There s even an option to add on a grizzly bear tour with Tide Rip Tours. Last year, with help from Community Futures, Andrew went from one base camp to two on Hanson Island. It s really satisfying to know that the business is growing and making a positive impact on the North Island economy, said Andrew. Adding, if anything, I would love to be able to hire more local guides. It s still a thrill for me to see how my staff grow into the business and become my best advocates for the North Island. For the more adventurous kayakers, Kingfisher offers 8 and 15-day tours in the Haida Gwaii archipelago. There is also a 14-day Great Bear Rainforest expedition which starts in Klemtu and winds its way down to Bella Bella. I just love seeing my customers connect with everything that this part of the world has to offer, says Andrew. 9

13 Annual Report Northeast Region Cariboo Chilcotin Fraser Fort George North Cariboo Peace Liard Stuart Nechako Number of Loans 108 Value of Loans $4,754,438 Amount Leveraged $1,672,856 Jobs Created/ Maintained 294 Staff 25 Volunteers 60 Peace Energy Cooperative In early 2002, Don Pettit and Paul Kurjata, two Dawson Creek businessmen interested in renewable energy and conservation, recognized the abundance of fossil fuels in Peace River Country was being extracted by a handful of giant, mostly multinational companies. The duo also knew there were strong wind resources in the region, and they wanted the region to realize its potential for wind energy. Using a European model of joint ownership as inspiration, the pair set out to establish a co- operative, pooling resources and expertise from local residents who could then own a part of the new resource industry. In May 2002, the duo began offering membership and about 80 members signed up. On October 21, 2003, Peace Energy incorporated, becoming the first renewable energy co-op in western Canada. Even though Pettit and Kurjata had a lot of experience in business, they sought help from the local Community Futures office to ensure all the bases were covered to make their endeavour a success. This vision for Peace River to realize its potential for wind energy led to the establishment of Bear Mountain Wind Park. BC s first wind park that was fully commissioned in October Besides Bear Mountain, Peace Energy is committed to making renewable energy such as wind energy and the abundant solar power of the region accessible and affordable in the Peace River Region and beyond. In 2015 the duo once again sought out Community Futures for assistance with loans, ongoing expenses and access to funds. The ongoing relationship between Peace Energy and Community Futures is appreciated by Pettit, They re very knowledgeable and helpful, and they re very supportive of our goals and vision for a clean energy future in the Peace Region. 10

14 Northwest Region 16/37 Haida Gwaii Nadina Pacific Northwest Number of Loans 62 Value of Loans $4,434,898 Amount Leveraged $3,030,846 Jobs Created/ Maintained 140 Staff 14 Volunteers 49 All about bees at Skeena Valley Apiary Turning a hobby into a business became a reality for Rudi Peters when he decided to take his hobby bee farm and make it a full-time job. When Peters decided to retire from his denture practice in Terrace, BC and become a full-time beekeeper, he had 40 hives. to take the next step, his accountant suggested he approach Community Futures. Now Skeena Valley Apiary produces two varieties of honey and produces bees for sale to other beekeepers. Peters presented a business plan with financial projections and pitched it to Community Futures. They saw a need for the business and they helped to secure funding, he says. They have been absolutely incredible to work with and I have nothing but praise for them. The Skeena Valley Apiary now has 200 honey production hives, along with 300 mating nucs for queen production. The hives are populated by two strains of bees Carniolan and Russian producing two varieties of honey. Both honeys, Fireweed and Wildflower, have won provincial awards of excellence and taste testing competitions. Next year, Peters will be adding the Caucasian bee, becoming the only apiary in Canada to have that breed of bees. Both honey and bees are in demand, and in April, Peters will be furthering his education on breeding bees. He will travel to Washington to train with Sue Cobey, an international specialist in the field of instrumental insemination and honeybee breeding, where he will learn to perform high-end selections and selective breeding of bees. What I like about Community Futures is that they don t just look at the numeric formula, he says. They asked me to show them how the business worked so they could better understand and make an informed decision. 11

15 Annual Report Southeast Region Boundary Central Kootenay East Kootenay Greater Trail Revelstoke Number of Loans 98 Value of Loans $9,842,829 Amount Leveraged $7,705,855 Jobs Created/ Maintained 307 Staff 54 Volunteers 63 Trail Beer Refinery A new craft brewery is helping to re-energize Trail s downtown core thanks, in part, to financial support from Community Futures Greater Trail. Trail Beer Refinery opened its doors in March 2017 following a year spent renovating the space which included installing top-ofthe line brewing equipment. The Trail Beer Refinery is taking a chance on the booming craft beer industry in BC where sales have more than tripled over the past five years. There are now more than 125 craft breweries in BC, up from 54 in 2010, and that number is growing. By the time the brewery opened its doors, the word had spread and it was standing-room-only with a line-up out the door. The opening was so successful that the kitchen had to close temporarily after the first month for expansion to keep up with demand. The Trail Beer Refinery employs 15 people and is gearing up for production and distribution throughout the province. Community Futures is not like a bank. They were more hands on. They gave us some good feedback on the business and they also helped us access additional money from Columbia Basin Trust s Impact Investment Fund. 12

16 Southwest Region North Fraser South Fraser Stó:lõ Number of Loans 290 Value of Loans $1,297,713 Amount Leveraged $1,337,627 Jobs Created/ Maintained 290 Staff 21 Volunteers 48 Decode Escape Rooms Brendan Hoffman and his partner were walking through the downtown of a neighbouring community when he discovered his first escape room. He didn t quite know what it was, but he was curious, and with just one try he was hooked. Now he has escaped from dozens of rooms throughout the Fraser Valley and Greater Vancouver, but it wasn t till he visited an escape room that was poorly done that he thought, I can do a better job than this. With a taste for math and science, and a love of puzzles it was an opportunity to be an entrepreneur and start a business based on an activity he is passionate about. The idea of starting his own business took hold when he was in downtown Mission and saw the vacant building that would become the home of Decode Escape Rooms. Brendan contacted the realtor with the listing, and started to put together his business plan. I went to Community Futures once we had the location and had talked with a contractor about the renovations, says Brendan. Community Futures was a great help in improving the business plan. We took the plan to our credit union and they were willing to do part of the financing for the business if Community Futures would do the rest, says Brendan. Community Futures partnered with the credit union to help Decode open for business. The building leased by Decode has multiple rooms so each escape is a labyrinth of doors that need to be solved. They opened with three escape experiences, and have just completed a fourth; Grandma s Attic. The building also has a lounge area that has been used for video game events, but will soon be a licenced area where escape room participants can enjoy a drink to celebrate or commiserate. Currently, Decode has 6 employees but when the licenced area opens Brendan expects he will need to hire a couple more. 13

17 Annual Report "EDP support is there when entrepreneurs with disabilities need assistance to succeed." Entrepreneurs with Disabilities Program (EDP) The Entrepreneurs with Disabilities Program (EDP) provides support and access to business information, training and financing to help reduce the obstacles that people with disabilities or ongoing health issues may face in the pursuit of self-employment or starting their own business. The program began in 1997 through funding from Western Economic Diversification and is delivered through the Community Futures Association of BC and its network of 33 Community Futures offices across the province. Since November 1, 2006, the program has provided 447 loans valued at $13 million to entrepreneurs with self-disclosed disabilities, leveraging an additional $7 million from other sources and creating or maintaining 1,058 jobs. In addition, it has provided 3,360 hours of direct client assistance through one-on-one business counseling, mentoring, and coaching. 14

18 Community Futures Staff Team Executive Director Cheryl Johnson, extension 225 Communications and Office Administrator Vanessa Tveitane, extension 221 Committee and Board Liaison Catherine Simmons, extension 223 Accounting Kim Ho, extension 224 Entrepreneurs with Disabilities Provincial Coordinator Garry Angus, extension 226 Phone

19 Annual Report Volunteers are the Foundation of Our Success Community Futures offices recognized their Volunteer of the Year during National Volunteer Week. We greatly appreciate the support and contributions of all our volunteers without whom our success would not be possible. Dave Newman (16/37) Doug Blake (Alberni-Clayoquot) Alan Cooper (Boundary) Alvin Gregory (Cariboo-Chilcotin) David Hitchcock (Central Island) Ulli Mueller (Central Kootenay) Devon Sailer (Central Okanagan) Mark Marcil (Cowichan) Andre Labine (East Kootenay) Troy Dungate (Fraser Fort George) Carla Plotnikoff (Greater Trail) Shirley Henry (Howe Sound) Dennis Swanson (Mount Waddington) Marion Aerssens (Nadina) Jean Perog (Nicola Valley) Titi Kunkel (North Cariboo) Cal Crawford (North Fraser) Michelle Hill (North Okanagan) Sheilagh Seaton (Okanagan Similkameen) Wendy Prystay (Pacific Northwest) Russ Beerling (Peace Liard) Todd Arthurs (Revelstoke) Marilyn Harford (Shuswap) South Fraser (Netty Tam) Shirley Hardman (Stó:lõ) RandyTurcotte (Stuart Nechako) James Ryan (Sun Country) Lindsay Cole (Sunshine Coast) Sarah Candido (Thompson Country) 16

20 Partnerships for Success Community Futures Conference 2016 The following partners were recognized for their outstanding contributions to BC s entrepreneurs. Aboriginal Business Service Network Society BC Chamber of Commerce BC Economic Development Association Business Development Bank Credit Unions of BC Columbia Basin Trust Futurpreneur Canada Island Coastal Economic Trust Junior Achievement Ministry of Jobs Tourism and Skills Training Ministry of Social Development Ministry of Small Business, Red Tape Reduction Small Business Roundtable Northern Development Initiatives Trust Rural Advisory Council Small Business BC Société de Developpement Economic Colombie Britannique Southern Interior Development Initiatives Trust Women s Enterprise Centre Western Economic Diversification 17

21 Annual Report Community Futures BC congratulates the CF award recipients from the 2016 Conference Community Futures Investment Fund Portfolio Award Community Futures Sto:lo Community Futures Best Practices Award Community Futures Kootenay Columbia Boundary Regional Report CF Boundary, CF Central Kootenay, CF East Kootenay, CF Greater Trail, CF Revelstoke Community Futures Al McCracken Memorial Award Louis De Jaeger Community Futures Award for Excellence and Innovation Venture Connect CF Alberni-Clayoquot, CF Cowichan, CF Central Island, CF Sunshine Coast, CF Mount Waddington, CF Powell River Community Futures Don MacMillan Memorial Award Lori Camire 18

22 Community Futures BC Regions 1 5 FORT ST JOHN North East 5. Peace Liard 6. Stuart Nechako 7. Fraser Fort George 8. North Cariboo 9. Cariboo-Chilcotin North West 1. 16/37 2. Haida Gwaii 3. Pacific Northwest 4. Nadina MASSET 2 PRINCE RUPERT 3 TERRACE 4 HOUSTON 6 VANDERHOOF 7 PRINCE GEORGE DAWSON CREEK Central 15. Sun Country 16. Thompson Country 17. Shuswap 18. Nicola Valley 25. Central Okanagan 26. Okanagan North 29. Okanagan Similkameen Central Interior First Nations QUEEN CHARLOTTE 8 QUESNEL 9 WILLIAMS LAKE Vancouver Island / Coastal 10. Mount Waddington 11. Strathcona 12. Powell River 13. Sunshine Coast 14. Howe Sound 19. Alberni-Clayoquot 20. Central Island 21. Cowichan Nuu Chah Nulth PORT MCNEILL CAMPBELL 12 RIVER POWELL 11 RIVER 19 PORT ALBERNI 13 SECHELT 20 NANAIMO 21 DUNCAN 14 SQUAMISH 15 ASHCROFT 22 MISSION CHILLIWACK 23 MERRITT KAMLOOPS PENTICTON GREENWOOD 17 SALMON ARM 26 VERNON 25 KELOWNA GRAND FORKS REVELSTOKE NELSON 31 TRAIL CRANBROOK South West 22. North Fraser 23. South Fraser Stó:lō South East 24. Revelstoke 27. Central Kootenay 28. East Kootenay 30. Boundary 31. Greater Trail 19

23 Annual Report Community Futures BC Network NORTHWEST Community Futures 16/37 Terrace, BC Haida Gwaii Community Futures Masset, BC Community Futures Nadina Houston, BC Community Futures Pacific Northwest Prince Rupert, BC NORTHEAST Community Futures Cariboo Chilcotin Williams Lake, BC Community Futures Fraser Fort George Prince George, BC Community Futures North Cariboo Quesnel, BC Community Futures Peace Liard Dawson Creek, BC Community Futures Stuart Nechako Vanderhoof, BC SOUTHEAST Community Futures Boundary Grand Forks, BC Community Futures Central Kootenay Nelson, BC Community Futures East Kootenay Cranbrook, BC Community Futures Greater Trail Trail, BC Community Futures Revelstoke Revelstoke, BC CENTRAL Community Futures Central Interior First Nations Kamloops, BC Community Futures Nicola Valley Merritt, BC Community Futures Shuswap Salmon Arm, BC Community Futures Sun Country Ashcroft, BC Community Futures Thompson Country Kamloops, BC Community Futures Central Okanagan Kelowna, BC Community Futures North Okanagan Vernon, BC Community Futures Okanagan Similkameen Penticton, BC ISLAND COASTAL Community Futures Alberni Clayoquot Port Alberni, BC Community Futures Mount Waddington Port McNeil, BC Community Futures Central Island Nanaimo, BC Community Futures Cowican Duncan, BC Community Futures Howe Sound Squamish, BC Community Futures Powell River Powell River, BC Community Futures Strathcona Campbell River, BC Community Futures Sunshine Coast Sechelt, BC Nuu Chah Nulth Economic Development Corporation Port Alberni, BC SOUTHWEST Community Futures North Fraser Mission, BC Community Futures South Fraser Chilliwack, BC Sto:lo Community Futures Chilliwack, BC PROVINCIAL ASSOCIATION Community Futures BC Mission, BC

24 Dandiatiunt videm. Temo Community Futures BC is part of the National CF Network consisting of 268 offices across Canada Growing communities one idea at a time Proudly supported by: This initiative is supported by Western Economic Diversification Canada