Marriott Rivercenter events are in Blue WEDNESDAY, MARCH 15. 6:00 a.m. - Registration 6:30 a.m. 7:30 a.m. Fun Run/Walk Marriott Rivercenter

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ICBA Event Schedule Preliminary-Subject to Change-updated 3/3/17 events are in Blue MARCH 15-19 WEDNESDAY, MARCH 15 6:00 a.m. - Registration 6:30 a.m. 7:30 a.m. Fun Run/Walk 7:00 a.m. Ask Me Staff (5 locations) Lower Level- Lobby of-marriott Riverwalk West Lobby/Lila Cockrell Entrance- Conv Ctr 7:00 a.m. 7:00 p.m. 8:00 a.m. 6:00 p.m. Attendee Registration/Banquet 8:00 a.m. 6:00 p.m. 8:00 a.m. 4:00 p.m. 8:00 a.m. 6:00 a.m. Exhibitor Registration 9:00 a.m. 12:00 noon ICBA Expo Open ICBA Central-Booth #430 ICBA, ICBA Services Network, CBU, ICBPAC Taste of Texas ThinkTECH 10:00 a.m. 4:00 p.m. Bank Director Current Issues Seminar (additional registration required) 9:15 a.m. Registration 10:00 a.m. 4:00 p.m. Seminar - Room 221 ABC Lunch Room 225 BCD Welcome Gathering Rio Vista, 2 nd Floor, 11:00 a.m. 2:00 p.m. Large Community Bank Roundtable Sponsored by: Check Printing Contract Consulting 12:00 p.m. 4:00 p.m. ICBPAC Help Desk 4:00 p.m. 6:00 p.m. Welcome Reception in Expo Sponsored by: D+H 1

THURSDAY, MARCH 16 7:00 a.m. 8:00 a.m. Yoga Conference Room 1, 3 rd Floor Hotel Attendee Registration/Banquet Mobile App Desk 7:00 a.m. 4:30 p.m. RIvercenter and Hilton Outlook for the Ag Economy The Overlap of Enterprise Risk and Vendor Management: Effectively Assessing the Risk Proven CRA Strategies for the Community Development Test Bigfoot is Alive: And Other Shocking News for Community Bankers Balance Sheet Strategies for 2017: Unleashing the Power of Analytics Must-Have Strategies for Serving Small Business Customers Cybersecurity Advancements for Community Banks Addressing Three Succession Issues: Management, Owner Board and Ownership Succession 8:00 a.m. 11:30 a.m. ICBPAC Help Desk 8:30 a.m. 3:30 p.m. Exhibitor Registration Desk 8:00 a.m. 4:00 p.m. Position Your Bank to Handle a Troubled Farm Economy What Would You Do If? The Anatomy of a Deal: Bank M&A in 2017 Relationship Banking: There s Not an App for That Bankruption Millennials: How to Attract, Recruit, Onboard, and Retain Them (they are your customers too!) Your Roadmap to Digital and Branch Transformation Great Boards: 2017 s Best Practices in Board Governance & Director & CEO Succession General -Opening Sponsored by: Moody s Analytics Cam Fine, President/CEO, ICBA Carey Lohrenz, First Female F-14 Tomcat Fighter Pilot 11:30 a.m. 3:00 p.m. ICBA Expo Open ICBA Central-Booth #430 ICBA, ICBA Services Network, CBU, ICBPAC ThinkTECH 12:00 p.m. 1:00 p.m. Lunch with the Exhibitors Sponsored by: CSI 12:30 p.m. 2:00 p.m. ICBA s Luncheon for State Regional Partners Presidents and Executives 2:00 p.m. 3:15 p.m. Engage with the Experts: Banker Roundtable Room 301 A & B 2:00 p.m. 3:30 p.m. Mutual and Thrift Roundtable Room 302 C 2

THURSDAY - CONTINUED 3:00 p.m. 8:00 p.m. Exhibitor Booth Teardown 5:30 p.m. 7:00 p.m. Large Community Bank Reception Conf Room 12, 3 rd Floor, 7:00 p.m. 9:00 p.m. State/Regional Affiliate & Exhibitor Receptions Receptions to be held at the 7:30 p.m. 9:00 p.m. Independent Bankers Association of Texas Reception Honoring R. Scott Heitkamp Grand Ballroom Salon K, 3 rd Floor, 9:30 p.m. 11:00 p.m. Doors open at 9:00 p.m. Late Show Singer/Songwriters Featuring: Jeffrey Steele, Victoria Shaw and Casey Beathard Sponsored by: ICBA and IBAT FRIDAY, MARCH 17 7:00 a.m. 8:00 a.m. Yoga Conference Room 1, 3 rd Floor Hotel Attendee Registration & Banquet 7:00 a.m. 8:00 p.m. Blocking and Tackling: The Fundamentals for Developing a Deposit Franchise 5 Trends That Should Be on Every Bankers Mind in 2017* Eight Habits of Effective Leaders Low Hanging Fruit: Ten Ideas for Increasing Shareholder Value & Eliminating Adverse Consequences Beating Goliaths in the Small Business Credit Market Automating the Commercial Loan Process & Maintaining Your Traditional Customer Relationships are not Mutually Exclusive! EMV: 18 Months After the Liability Shift Steady as She Goes: Investment Strategies for 2017 Winning Against Your Toughest Ag Competitors How to Educate Your Board & Customers on Managing Risk & Reducing Cyber Fraud FOCUS on What Matters- Getting Control of Your Distractions Fighting the Tide: Strategies for Remaining Independent in a Consolidating Industry Turbo Charge Your Credit Process Merger & Acquisition, Community Bank Valuation & Capital Markets Update Guerrilla Marketing: Generating Buzz on a Shoestring Budget Regulatory Hot Stuff General Rebeca Romero Rainey, ICBA Chairman Mark and Scott Kelly, NASA Astronauts and Retired U.S. Navy Captains 11:45 a.m. 1:00 p.m. Regulators Buffet Luncheon Sponsored by: CSBS 3

FRIDAY - CONTINUED 1:00 p.m. 1:55 p.m. The Evolution of Banking: Creating a Universal Experience in the Branch Environment* Deciphering Digital-Your Phone is Your Wallet The Leap of a Lifetime: Taking that Single Monumental Irreversible Jump to Significance Fintechs, Neobanks and Beer Garages-What are they? Fear, Fight or Join them to Grow Your Bank? Millennials, Mobile and Mortgages DIY Credit Stress Test: Steps to Create and What the Numbers Tell You Surviving Disruption: Three Indispensable Skills for Achieving Sustainable Growth Regulators Consumer Compliance Update 2:10 p.m. 3:05 p.m. What Your Farm Customers Need to Know About Marketing to Ensure Prosperity How to Become the Go To Expert on HOT Topics with Your Local Media Proven Strategies to Increase Profitable Fee Income How to Effectively Manage 5 Generations of Employees and Serve 5 Generations of Customers Schemes & Scams: Fraudulent Check Deposits and Online Banking Fraud Keeping Up with Cyber Security Faster Payments-A Key to Future Revenue Warning-Attention Required Before Your Next Exam! 4:30 p.m. 5:00 p.m. ICBPAC VIP Silent Auction Preview and Champagne Reception 5:00 p.m. 7:00 p.m. ICBPAC Silent Auction SATURDAY, MARCH 18 7:00 a.m. 12:30 p.m. Attendee Registration & Banquet 7:00 a.m. 2:30 p.m. Top Ten Tips for Protecting Your Bank From Problem Loans Unfair, Deceptive, or Abusive Act or Practices (UDAAP) Leading a Service-Based Organization The New Administration and Your Balance Sheet Affordable Lending: A Good Business Decision Universal Representation of Consumer s Identity-Is it Possible? Creating Funding Stability During Uncertain Times A Deep Dive into CECL- Implementation Experiences of Community Banks Becoming a Top 1% Performer Building an Innovation Team to Grow Your Financial Institution Netflix, Amazon and YOUR Performance How to Leverage Fintech Companies to Grow Your Own Bank Preparing for Your BSA Compliance Exams Securing Payments From Risk to Resilience: Protect Your Bank From New Threats Incentive Compensation: New and Emerging Trends Bankers Need to Know The Digital Dozen: 12 Key Components of a Digital Marketing Strategy 4

SATURDAY - CONTINUED 9:00 a.m. 2:00 p.m. SUNDAY, MARCH 19 No planned Activities Note: Rooms and times may varyplease refer to the Convention Program Booklet or Mobile App on-site for definite times and locations. Final General Sponsored by: Mastercard Scott Heitkamp, ICBA Chairman- Elect Drew Bledsoe 5:00 p.m. 10:00 p.m. 6:00 p.m. 6:40 p.m. Chairman s Reception 7:00 p.m. 8:15 p.m. Annual Banquet 8:30 p.m. 9:30 p.m. Stage Show- Featuring Big & Rich 5