Appendix C: Approved Credit Counseling Agencies

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Appendix C: Approved Credit Counseling Agencies Note: After each listing, it is noted whether the agency provides counseling services in person, via telephone, or on the internet. You should also check the U.S. Bankruptcy Trustee Service website for periodic updates to this list: www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm#al For All States Service of Greater Atlanta 100 Edgewood Avenue #1800 Atlanta, GA 30303 866-672-2227 www.cccsinc.o judicial districts), Telephone and Internet Services of San Francisco 595 Market Street, #1500 San Francisco, CA 94105 800-777-7526 www.cccssf.o judicial districts), Telephone and Internet Consumer Credit Management, 28124 Orchard Lake Rd. Suite 102 Farmington Hills, MI 48334 888-821-4357 www.ccmcanhelp.com Credit Advisors Foundation 1818 South 72nd Street Omaha, NE 68124 800-942-9027 www.yourbankruptcypartner.com judicial districts), Telephone and Internet Credit Counseling Centers of America 9330 LBJ Freeway # 900 Dallas, TX 753798039 8004932222 www.cccamerica.o judicial districts), Telephone and Internet Hummingbird Credit Counseling and Education, 3737 Glenwood Ave. Suite 100 Raleigh, NC 27612 800-645-4959 www.hbcce.o Telephone and Internet Garden State Consumer Credit Counseling, 225 Willowbrook Road Freehold, NJ 07728 732-409-6281 www.novadebt.o (may not be available in all Judicial districts), Telephone and Internet GreenPath, 38505 Country Club Drive, Suite 210 Farmington Hills, MI 483313429 8006306718 www.greenpathbk.com judicial districts), and Telephone Institute for Financial Literacy, 449 Forest Avenue #12 Portland, ME 04101 2078790389 www.financiallit.o Telephone and Internet Money Management International 9009 West Loop South 7th Fl Houston, TX 770961719 888-845-5669 moneymanagement.o judicial districts), Telephone and Internet Springboard Nonprofit Consumer Credit Management 4351 Latham Street Riverside, CA 92501 8009473752 www.bkhelp.o judicial districts), Telephone and Internet Alabama Bankruptcy cases in Alabama are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed in Alabama should be directed to the Administrative Office of the U.S. Courts: Administrative Office of the U.S. Courts Bankruptcy Judges Division 1 Columbus Circle NE, #4250 Washington, D.C. 20544 Phone: 2025021900 1

Alaska Service of Alaska 208 E. 4th Avenue Anchorage, AK 99501 9072796501 www.cccsofak.com Arizona at beginning of listings.. Arkansas Eastern District of Arkansas ClearPoint Financial Solutions, 8774229046 of Springfield Missouri 1515 S. Glenstone Springfield, Missouri 65804 8008820808 www.cccsoftheozarks.o Credit Counseling of Arkansas, 1111 Zion Road Fayetteville, AR 72703 8008894916 www.ccoacares.com Western District of Arkansas ClearPoint Financial Solutions, 8000 Franklin Farms Drive of Springfield Missouri 1515 S. Glenstone Springfield, Missouri 65804 8008820808 www.cccsoftheozarks.o Services of North Central Texas 901 North McDonald # 600 McKinney, TX 75069 8008560257 www.cccsnct.o Credit Counseling of Arkansas, 1111 Zion Road Fayetteville, AR 72703 8008894916 www.ccoacares.com California Central District of California Service of Ventura County, 80 N. Wood Road Suite 200 Camarillo, CA 93010 8005402227 www.gotdebt.o Kern County 5300 Lennox Avenue # 200 Bakersfield, CA 93309 8002722482 www.californiacccs.o Orange County 1920 Old Tustin Avenue Santa Ana, CA 92832 8882898230 www.cccsoc.o Eastern District of California Service of Southern Oregon 820 Crater Lake Ave, # 202 Medford, OR 97504 541-779-2273 www.cccsso.o Kern County 5300 Lennox Avenue # 200 Bakersfield, CA 93309 8002722482 www.californiacccs.o Orange County 1920 Old Tustin Avenue Santa Ana, CA 92832 8882898230 www.cccsoc.o the Twin Cities 718B Bridge Street Yuba City, CA 95991 8003882227 Northern District of California Service of the North Coast 1309 11th Street Suite 104 Arcata, CA 95521 8007621811 2

www.cccsnojuggle.o Service of Ventura County, 80 N. Wood Road # 200 Camarillo, CA 93010 8005402227 www.gotdebt.o Kern County 5300 Lennox Avenue # 200 Bakersfield, CA 93309 8002722482 www.californiacccs.o Orange County 1920 Old Tustin Avenue Santa Ana, CA 92832 8882898230 www.cccsoc.o Southern District of California Kern County 5300 Lennox Avenue # 200 Bakersfield, CA 93309 8002722482 www.californiacccs.o Orange County 1920 Old Tustin Avenue Santa Ana, CA 92832 8882898230 www.cccsoc.o Colorado Community Credit Counseling Service 2009 Wadsworth Blvd., #200 Lakewood, CO 80215 3032332773 www.bkcounselor.o Service of Northern Colorado and Southeast Wyoming 1247 Riverside Avenue Fort Collins, CO 80524 8004242227 www.cccsnc.o Connecticut at beginning of listings.. Delaware Service of Maryland and Delaware 757 Frederick Road 2nd Fl. Baltimore, Maryland 21228 8006422227 www.cccsinc.o District of Columbia ClearPoint Financial Solutions, 8774229045 Service of Maryland and Delaware 757 Frederick Road 2nd Fl. Baltimore. Maryland 21228 8006422227 www.cccsinc.o Florida Middle District of Florida Service of Central Florida and the Florida Gulf Coast, 3670 Maguire Blvd. #103 Orlando, Fl 32803 8007417040 www.cccsfl.o Family Counseling Center of Brevard, 220 Coral Sands Drive Rockledge, FL 32955 3212591070 www.cccsbrevard.o Family Foundations of Northeast Florida, 1639 Atlantic Boulevard Jacksonville, FL 32207 9043964846 www.familyfoundationsjax.o Northern District of Florida Service of Central Florida and the Florida Gulf Coast, 3670 Maguire Blvd., #103 Orlando, Fl 32803 8007417040 www.cccsfl.o Service of MidFlorida, 3

1539 NE 22nd Avenue Ocala, FL 34470 8002451865 Family Counseling Service, 1639 Atlantic Boulevard Jacksonville, FL 32207 9043964846 www.fcsjax.o Southern District of Florida Family Foundations of Northeast Florida, 1639 Atlantic Boulevard Jacksonville, FL 32207 9043964846 www.familyfoundationsjax.o Geoia Middle District of Geoia Service of Middle Geoia 277 Martin Luther King Jr. Blvd., Suite 202 Macon, GA 31201 8004467123 www.cccsmacon.o Service of Southwest Geoia 409 North Jackson Street Albany, GA 31701 8003093358 www.cccsalbany.o The Family Center of Columbus, 1350 15th Avenue Columbus, GA 31902 8007572227 www.cccswga.com Northern District of Geoia Service of Middle Geoia 277 Martin Luther King Jr. Blvd., Suite 202 Macon, GA 31201 8004467123 www.cccsmacon.o The Family Center of Columbus, 1350 15th Avenue Columbus, GA 31902 8007572227 www.cccswga.com Partnership for Families, Children and Adults 2245 Olan Mills Drive Chattanooga, TN 37421 4234905620 www.partnershipfca.com Southern District of Geoia Service of Middle Geoia 277 Martin Luther King Jr. Blvd., Suite 202 Macon, GA 31201 8004467123 www.cccsmacon.o Service of the Savannah Area 7505 Waters Ave. # C11 Savannah, GA 31406 9126912227 www.cccssavannah.o Service of Southwest Geoia 409 North Jackson Street Albany, GA 31701 8003093358 www.cccsalbany.o Family Counseling Service, 1639 Atlantic Boulevard Jacksonville, FL 32207 9043964846 www.familyfoundationsjax.o JcVision and Associates 135 G East M.L. King Jr. Dr. Hinesville, GA 31313 18663964243 jcvision.com Hawaii at beginning of listings.. Idaho Service of Northern Idaho, 1113 Main Street Lewiston, ID 83501 8005560127 www.cccsnid.o Illinois Central District of Illinois Central Illinois Debt Management 4

and Credit Education, 719 Main street Peoria, IL 61602 8886712227 www.cidmce.o Chestnut Health System, 1003 Martin Luther King Dr. Bloomington, IL 61701 8006153022 www.chestnut.o/credit Northern District of Illinois Chestnut Health System, 1003 Martin Luther King Dr. Bloomington, IL 61701 8006153022 www.chestnut.o Service of McHenry County, 400 Russel Court Woodstock, IL 60098 8008152227 www.illinoiscccs.o Indiana Northern District of Indiana of Northeastern Indiana 4105 W. Jefferson Blvd. Ft. Wayne, IN 46804 800-432-0420 www.financialhope.o Comprehensive Credit Counseling of Rural Services of Indiana, 60918 US 31 South South Bend, IN 46614 8002886581 www.comprehensivecreditcounseli ng.com Southern District of Indiana of Northeastern Indiana 4105 W. Jefferson Blvd. Ft. Wayne, IN 46804 800-432-0420 www.financialhope.o Iowa Northern District of Iowa Service of Nebraska, 8805 Indian Hills Drive #105 Omaha, NE 68114 8774942227 www.cccsn.o Service of Northeastern Iowa, 1003 West 4th Street Waterloo, IA 50702 8007144388 www.cccsia.o Southern District of Iowa Service of Nebraska, 8805 Indian Hills Drive # 105 Omaha, NE 68114 8774942227 www.cccsn.o Kansas of Springfield Missouri 1515 S. Glenstone Springfield, Missouri 65804 8008820808 www.cccsoftheozarks.o Service, 1201 W. Walnut Salina, KS 67401 8882576899 www.kscccs.o Housing and Credit Counseling, 1195 SW Buchanan # 101 Topeka, KS 66604 8003830217 www.hcciks.o Kentucky Service of Huntington, 1102 Memorial Blvd. Huntington, WV 25701 8885344387 www.goodwillhunting.o Louisiana Eastern District of Louisiana The requirement to obtain prebankruptcy credit counseling in this judicial district is currently waived (June 2008). 5

Middle District of Louisiana Service of Greater New Orleans, 1215 Prytania Street, #424 New Orleans, LA 70130 800-880-2221 www.cccsno.o Telephone Western District of Louisiana Service of Greater New Orleans, 1215 Prytania Street, #424 New Orleans, LA 70130 800-880-2221 www.cccsno.o Telephone Maine at beginning of listings. Maryland ClearPoint Financial Solutions, Service of Maryland and Delaware 757 Frederick Road 2nd Floor Baltimore, MD 21228 8006422227 www.cccsinc.o Massachusetts Money Management International, 9009 West Loop South 7th Floor Houston, TX 77096 888-845-5669 www.moneymanagment.o Michigan at beginning of listings. Minnesota FamilyMeans 1875 Northwestern Ave. Stillwater, MN 55082 8007802890 www.familymeans.o Family Service Association of Sheboygan, 1930 North 8th Street Sheboygan, WI 53081 8003502227 www.cccsonline.o Telephone, Internet Lutheran Social Services of Minnesota 424 West Superior St., #600 Duluth, MN 55802 8885772227 www.lssmn.o/debt Mississippi Southern District of Mississippi at beginning of listings. Northern District of Mississippi at beginning of listings. Missouri ClearPoint Financial Solutions, of Springfield Missouri 1515 S. Glenstone Springfield, MO 65804 8008820808 www.cccsoftheozarks.o Montana Service of Montana, 2022 Central Avenue Great Falls, MT 59401 8772752227 www.cccsmt.o Nebraska Service of Nebraska, 8805 Indian Hills Drive #105 Omaha, NE 68114 8774942227 www.cccsn.o 6

Nevada Service of Southern Nevada 2650 South Jones Las Vegas, NV 89146 8004514505 www.cccsnevada.o Family Counseling Service of Northern Nevada 575 E. Plumb Lane #101 Reno, NV 89502 7753226557 www.fcsnv.o New Hampshire Service of NH & VT, 105 Loudon Road Bldg #1 Concord, NH 03301 603-224-6593 www.cccsnh-vt.o, Telephone New Jersey Consumer Credit and Budget Counseling, 299 South Shore Road, US Route 9 South Marmora, NJ 08223 8887388233 www.ccbc.com Service of Delaware Valley, 1515 Market Street # 1325 Philadelphia, PA 19102 8009892227 Family Guidance Center, Corp. 1931 Nottingham Way Hamilton, NJ 08619 6095862574 www.fgccorp.o New Mexico Young Women s Christian Association of El Paso Texas 1600 Brown El Paso, Texas 79902 8885337502 New Mexico Project for Financial Literacy, 60 Castle Rock Road SE Rio Rancho, NM 87124 5059944686, Telephone New York Eastern District of New York Service of Buffalo, 40 Gardenville Parkway West Seneca, NY 14224 7167122060 www.cccsbuff.o Service of Rochester 50 Chestnut Plaza Rochester, NY 14604 8887242227 www.cccsroch.o judicial districts), and Telephone Northern District of New York Service of Buffalo, 40 Gardenville Parkway West Seneca, NY 14224 7167122060 www.cccsbuff.o Service of Central New York 500 South Salina St. # 600 Syracuse, New York 13202 8004796026 www.credithelpny.o Service of Rochester 50 Chestnut Plaza Rochester, NY 14604 8887242227 www.cccsroch.o judicial districts), and Telephone Southern District of New York Service of Rochester 50 Chestnut Plaza Rochester, NY 14604 8887242227 www.cccsroch.o judicial districts), and Telephone Western District of New York Service of Buffalo, 40 Gardenville Parkway West Seneca, NY 14224 7167122060 www.cccsbuff.o 7

Service of Central New York 500 South Salina St. #600 Syracuse, New York 13202 8004796026 www.credithelpny.o Service of Rochester 50 Chestnut Plaza Rochester, NY 14604 8887242227 www.cccsroch.o judicial districts), and Telephone North Carolina Bankruptcy cases in North Carolina are not under the jurisdiction of the United States Trustee Program. Questions regarding bankruptcy cases filed in North Carolina should be directed to the Administrative Office of the U.S. Courts: Administrative Office of the U.S. Courts Bankruptcy Judges Division 1 Columbus Circle NE # 4250 Washington, D.C. 20544 Phone: 2025021900 North Dakota The Village Family Service Center 1201 25th Street South Fao, ND 58106 800-450-4019 www.helpwithmoney.o Ohio Northern District of Ohio Family and Community Services, 143 Gougler Avenue Kent, OH 44240 3306774124 www.portagefamilies.o Family Service Agency 535 Marmion Avenue Youngstown, OH 44502 3307825664 www.familyserviceagency.com Northwest Family Services 799 S. Main Street Lima, OH 45804 877-287-2227 www.consumercreditcounselingohi o.o Southern District of Ohio Service of Huntington, 1102 Memorial Blvd. Huntington, WV 25701 8885344387 www.goodwillhunting.o LifeSpan 1900 Fairove Avenue Hamilton, OH 45011 5138683210 www.lifespanohio.o Graceworks Lutheran Services 3131 S. Dixie, Suite 300 Dayton, OH 45439 9376432227 www.graceworks.o Northwest Family Services 530 S. Main Street Lima, OH 45804 877-287-2227 www.consumercreditcounselingohi o.o Oklahoma Eastern District of Oklahoma Service of Central Oklahoma 3230 N. Rockwell Bethany, OK 73008 8009164522 www.cccsok.o of Springfield Missouri 1515 S. Glenstone Springfield, Missouri 65804 8008820808 www.cccsoftheozarks.o Services of North Central Texas 901 North McDonald, # 600 McKinney, TX 75069 8008560257 www.cccsnct.o Credit Counseling of Arkansas, 1111 Zion Road Fayetteville, AR 72703 8008894916 www.ccoacares.com Northern District of Oklahoma 8

of Springfield Missouri 1515 S. Glenstone Springfield, Missouri 65804 8008820808 www.cccsoftheozarks.o Credit Counseling Centers of Oklahoma 4646 South Harvard Tulsa, OK 74135 8003245611 Western District of Oklahoma Service of Central Oklahoma 3230 N. Rockwell Bethany, OK 73008 8009164522 www.cccsok.o Oregon ClearPoint Financial Solutions, Service of LinnBenton 214 NW Hickory Albany, OR 97321 5419265843 Service of Southern Oregon 820 Crater Lake Ave, # 202 Medford, OR 97504 541-779-2273 www.cccsso.o Service of the TriCities, 401 N. Morain Kennewick, WA 99336 8002012181 www.cccswaor.o Douglas Consumer Credit Counseling 849 SE Mosher Rosebu, OR 97470 5416733104 Pennsylvania Eastern District of Pennsylvania Advantage Credit Counseling Service River Park Commons 2403 Sidney Street #400 Pittsbuh, PA 15203 8885112227 www.advantageccs.o, Telephone Service of Delaware Valley, 1515 Market Street #1325 Philadelphia, PA 19102 8009892227 www.cccsdv.o Middle District of Pennsylvania Advantage Credit Counseling Service River Park Commons 2403 Sidney Street, Suite 400 Pittsbuh, PA 15203 8885112227 www.advantageccs.o, Telephone Service of Northeastern PA, 401 Laurel Street Pittston, PA 18640 8009229537 www.cccsnepa.o Western District of Pennsylvania Advantage Credit Counseling Service River Park Commons 2403 Sidney Street Suite 400 Pittsbuh, PA 15203 8885112227, Telephone Service of Northeastern PA, 401 Laurel Street Pittston, PA 18640 8009229537 www.cccsnepa.o Rhode Island at beginning of listings. South Carolina Compass of Carolina 1100 Rutherford Road Greenville, SC 29609 800-203-9692 www.compassofcarolina.o 9

Service of the Savannah Area 7505 Waters Ave., # C11 Savannah, GA 31406 9126912227 www.cccssavannah.o Family Service Center of South Carolina 2712 Middlebu Drive Suite 207-A Columbia, SC 29204 8002239213 www.fsconline.o Family Service 4925 Lacross Road,#215 North Charleston, SC 29406 8002326489 www.familyserviceschassc.com South Dakota Lutheran Social Services of South Dakota 705 E. 41 St., Suite 100 Sioux Falls, SD 57105 8882582227 www.lsssd.o Tennessee Eastern District of Tennessee Partnership for Families, Children and Adults, 2245 Olan Mills Drive Chattanooga, TN 37421 4234905620 www.partnershipfca.com Middle District of Tennessee Partnership for Families, Children and Adults, 2245 Olan Mills Drive Chattanooga, TN 37421 4234905620 www.partnershipfca.com Western District of Tennessee 2nd Chance Budget and Debt Family Counseling Services 2600 Poplar Avenue, Ste. 519 Memphis, TN 38112 901323-0609 Partnership for Families, Children and Adults, 2245 Olan Mills Drive Chattanooga, TN 37421 4234905620 www.partnershipfca.com Texas Eastern District of Texas Services of North Central Texas 901 North McDonald, Ste. 600 McKinney, TX 75069 8008560257 www.cccsnct.o Northern District of Texas Services of North Central Texas 901 North McDonald, Ste. 600 McKinney, TX 75069 8008560257 www.cccsnct.o Southern District of Texas Service of Greater San Antonio 6851 Citizens Parkway # 100 San Antonio, TX 78229 2109794300 www.cccssa.o Service of South Texas 1706 South Padre Island Dr. Corpus Christi, TX 78416 8003334357 www.cccsstx.o Western District of Texas Service of Greater San Antonio 6851 Citizens Parkway, Suite 100 San Antonio, TX 78229 2109794300 www.cccssa.o Young Women s Christian Association of El Paso Texas 1600 Brown El Paso, Texas 79902 8885337502 Utah Service of Southern Nevada 2650 South Jones Las Vegas, NV 89146 8004514505 www.cccsnevada.o 10

Vermont at beginning of listings. Viinia Eastern District of Viinia Center for Child a Family Service 2021 Cunningham Dr., Ste. 4001 Hampton, VA 23666 7578262227 ClearPoint Financial Solutions, Western District of Viinia ClearPoint Financial Solutions, Washington Eastern District of Washington ClearPoint Financial Solutions, Service of Northern Idaho, 1113 Main Street Lewiston, ID 83501 8005560127 www.cccsnid.o Service of the Tri Cities, 401 N. Morain Kennewick, WA 99336 8002012181 www.cccswaor.o Service of Yakima Valley 1115 West Lincoln Avenue Suite 119 Yakima, WA 98902 8002736897 www.cccsyakima.o Western District of Washington ClearPoint Financial Solutions, Service of the Tri Cities, 401 N. Morain Kennewick, WA 99336 8002012181 www.cccswaor.o West Viinia Northern District of West Viinia Service of Southern West Viinia 1219 Ohio Avenue Dunbar, WV 25064 800-281-5969 www.cccswv.com Telephone and Internet Service of the Mid-Ohio Valley, 2715 Murdoch Avenue B-4 Parkersbu, WV 26101 866-481-4752 www.wvcccs.o Telephone and Internet Criss-Cross, 209 W. Pike Street Suite B Clarksbu, WV 26301 304-623-0921 www.criss-crosswv.o Southern District of West Viinia Service of Huntington 1102 Memorial Blvd. Huntington, WV 25701 8885344387 www.goodwillhunting.o Service of Southern West Viinia 1219 Ohio Ave Dunbar, WV 25064 8002815969 www.cccswv.com Service of the Mid-Ohio Valley, 11

2715 Murdoch Avenue B-4 Parkersbu, WV 26101 866-481-4752 www.wvcccs.o Telephone and Internet Wisconsin Eastern District of Wisconsin Aurora Family Service 4915 South Howell Ave., Ste. 102 Milwaukee, WI 53207 8887992227 www.creditcounselingwi.o FamilyMeans 1875 Northwestern Ave Stillwater, MN 55082 8007802890 www.familymeans.o Family Service Association of Sheboygan, 1930 North 8th Street Sheboygan, WI 53081 8003502227 www.cccsonline.o Family Services of Southern Wisconsin and Northern Illinois 423 Bluff Street Beloit, WI 53511 6083651244 www.cccsbeloit.o Western District of Wisconsin Catholic Charities of the Diocese of La Crosse, 3710 East Ave. La Crosse, WI 54601 8886545294 www.cclse.o FamilyMeans 1875 Northwestern Ave South Stillwater, MN 55082 8007802890 www.familymeans.o Family Service Association of Sheboygan, 1930 North 8th Street Sheboygan, WI 53081 8003502227 www.cccsonline.o Family Services of Southern Wisconsin and Northern Illinois 423 Bluff Street Beloit, WI 53511 6083651244 www.cccsbeloit.o Wyoming Service of Montana, 2022 Central Avenue Great Falls, MT 59401 8772752227 www.cccsmt.o Service of Northern Colorado and Southeast Wyoming 1247 Riverside Avenue Fort Collins, CO 80524 8004242227 www.cccsnc.o 12