County - Minnesota Visit Our Website! www.skylinepub.net 2017-2018 Resource & Relocation Guide
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Table Of Contents 4-5 Newcomer Information 7 Health & Hospitals 8 Local Education 11 Things To Do 12 State Information 13 County History 14-15 Stearns County Map 16-17 St. Cloud City Map 18 Home Buyer Information 21 Buyer Mistakes 23 How Much Can You Afford 25 Tips to Selling Your Home 26 Packing Tips 27 Moving Checklist 28 Homefinder Notepad Skyline Publishing Project Coordinator: Vic Fendley Ad Designer: Linda Swindler Book Designer: Asha Bohannon 2 3
4 5 Newcomer Information Post Offices US Post Office 117 W. Ash St. St. Joseph, MN (320) 363-8360 US Post Office 915 2nd St. N. St. Cloud, MN (800) 275-8777 US Post Office 211 W. James St. Paynesville, MN (320) 243-3954 Police Stearns County Sheriff - 807 Courthouse Sq. St. Cloud, MN - (320) 259-3700 Fire US Post Office 1239 2nd St. N. Sauk Rapids, MN (320) 251-4865 Courthouse US Post Office 254 2nd Ave. S. Waite Park, MN (320) 251-8415 US Post Office 312 Central Ave. S. Richmond, MN (320) 597-3298 Stearns County Courthouse 705 Courthouse Sq. St. Cloud, MN (320) 656-3601 Cold Springs Police 27 Red River Ave. S. Cold Spring, MN (320) 251-1661 St. Cloud Police 101 11th Ave. N. St. Cloud, MN (320) 251-1200 Waite Park Police 19 13th Ave. N. Waite Park, MN (320) 251-3281 Clearwater Fire 605 County Rd. 75 N.W. Clearwater, MN (320) 558-6561 Cold Spring Fire 27 Red River Ave. S. Cold Spring, MN (320) 251-1661 Sartell Fire 220 4th Ave. S. Sartell, MN (320) 253-2171 Utilities Albany Water Department (320) 845-4244 Stearns Electric (320) 256-4241 AT&T (320) 202-9700 St. Cloud Fire 101 10th Ave. N. St. Cloud, MN (320) 255-7213 St. Cloud Public Utilities (320) 255-7225 Waite Park Public Works (320) 252-6822 Xcel Energy (800) 895-4999 T-Mobile (320) 203-1771 Verizon (320) 240-1800 Waite Park Fire 19 13th Ave. N. Waite Park, MN (320) 252-4712
Health & Hospitals Stearns County Health Department 3301 County Rd. 138 Waite Park, MN (320) 203-6942 Dial 911for Emergencies CentraCare Health Melrose Hospital 525 Main St. W. Melrose, MN (320) 256-4231 St. Cloud Hospital 1406 6th Ave. N. St. Cloud, MN (320) 251-2700 CentraCare Health Sauk Centre Hospital 425 Elm St. N. Sauk Centre, MN (320) 352-2221 6 7
8 9 Local School Districts Albany School District (320) 845-2171 Melrose School District (320) 256-4224 Sauk Centre School District (320) 352-2285 Belgrade-Brooten-Elrosa School District (320) 254-8211 Holdingford School District (320) 746-2221 Kimball School District (320) 398-7700 Paynesville School District (320) 243-3410 Rocori School District (320) 685-4185 Sartell School District (320) 656-3701 St. Cloud School District (320) 253-9333 West Central Education District (320) 352-2284 When Registering Your Children For School, Please Remember To Bring: Current Immunization Record & Birth Certificate Name & Address Of Last School Attended Last Report Card & Any Scores Obtained From Standardized Tests Colleges & Universities Rasmussen College 226 Park Ave. S. St. Cloud, MN (320) 251-5600 www.rasmussen.edu St. Cloud State University 720 4th Ave. S. St. Cloud, MN (320) 308-0121 www.stcloudstate.edu St. Cloud Tech. & Community College 1540 Northway Dr. St. Cloud, MN (320) 308-5000 www.sctc.edu St. John's University 2850 Abbey Pl. Collegeville, MN (320) 363-2011 www.saintjohnsabbey.org
10 11 Stearns County Bendedicta Arts Center College of Saint Benedict 37 S. College Ave. - St. Joseph, MN (320) 363-5777 www.csbsju.edu Great Theatre 710 Sundial Dr. - Waite Park, MN (320) 258-2787 www.greattheatre.org Hemker Park & Zoo 26715 Co Rd 39 - Freeport, MN Opened: 1977 (320) 836-2426 www.hemkerzoo.com Hill Museum & Manuscript Library Saint John's University 2835 Abbey Plz. - Collegeville, MN (320) 363-3514 www.hmml.org Main Street Theatre 319 Main Street S. - Sauk Centre, MN (320) 352-3596 Melrose History Museum 518 E. 2nd Street S. - Melrose, MN (320) 256-4996 www.melrosemnhistory.com Paramount Arts District 913 W. St. Germain St. - St. Cloud, MN (320) 259-5463 www.paramountarts.org Paynesville Area Center 1105 West Main St. - Paynesville, MN (320) 243-5144 Sauk Centre Museum 430 Main Street S. - Sauk Centre, MN (320) 351-8777 Sauk Centre Splash Park 101 Hickman Dr. - Sauk Centre, MN (651) 296-5484 Sinclair Lewis House Museum 812 Sinclair Lewis Ave. - Sauk Centre, MN (320) 352-5201 www.sinclairlewisfoundation.com St. Cloud State Husky Hockey 720 4th Avenue S. - St. Cloud, MN (320) 308-3327 www.stcloudstate.edu/athletics St. Cloud Rivers Edge Convention Center 10 4th Ave. S. - St. Cloud, MN (320) 255-7272 www.stcloudriversedgeconventioncenter.com Stearns History Museum 235 33rd Avenue S. - St. Cloud, MN (320) 253-8424 www.stearns-museum.org...and so much more!
Minnesota The Gopher State A Bit of History The 32nd state to be admitted into the Union, Minnesota is also known as the Land of 10,000 Lakes, but in reality has over 15,000. The State Motto is "L'Etoile du Nord" - The Star of the North. French fur traders were the first Europeans to come to the Minnesota area, during the 1600 s. They met Native American tribes of Anishinaabe, Dakota, Ojibwe, and Sioux. The name Minnesota comes from a Dakota Sioux word that means "cloudy water" or "sky water" and refers to local rivers. The United States did not acquire Minnesota all at once; land east of the Mississippi River had been obtained by the United States at the end of the Revolutionary War, with the signing of the Second Treaty of Paris in 1783. Land west of the Mississippi was bought from the French with the Louisiana Purchase in 1803. Nearly 60% of Minnesota s population live in the Twin Cities of Minneapolis & St. Paul, the center of transportation, business & industry. The port city of Duluth provides timber, grain, iron ore, and many industrial goods to states along the Mississippi River. Long before the first European settlers called it home, Stearns County land was home to several indigenous tribes, including the Ojibwa, Dakota, Sioux and Chippewa. Stearns County borders the Mississippi River, the largest waterway in Minnesota, and was included in many explorers' travels, including the Lewis and Clark expedition in 1805. Several more explorers came to this area during the mid-1800's, and fur trading posts were established. The County Seat, St. Cloud, traces its roots back to 1853, and settlements then followed along the Watab and Sauk Rivers in Le Sauk and St. Joseph townships. Capital: St. Paul Population: 4,919,479 State Bird: Common Loon State Flower: Pink & White Lady s Slipper State Tree: Red (Norway) Pine State Song: Hail Minnesota - State Facts - State Insect: Monarch butterfly Highest Point: Eagle Mountain 2,301 ft. Area: 87,014 sq mi Largest City: Minneapolis Entered the Union: May 11, 1858 Top Industries: Farming, Mining The first large influx of immigrants, most of German Catholic descent, began to arrive in the 1850's, and some settled in St. Cloud while others settled in St. Wendel, St. Joseph, St. Augusta, Wakefield and Collegeville townships. Early arrivals came from eastern states as well as directly from Germany. There were craftsmen who pursued their former occupations, but the majority were farmers. Because wheat and other cash crops thrived in the rich Central Minnesota soil, the county's reputation for good farmland spread quickly, and by the beginning of the 20th century, the county's population had grown to 44,464. 12 13
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How much House Can You Afford? How much you can afford is determined by a relatively simple formula. Lenders generally figure that no more than 28 percent of your income should be for total housing costs. In addition, they require that your total monthly debt be less than 36 percent of your income. (Note: These are general numbers. Other loan programs may allow higher percentages.) For example, if you make $48,000 a year, divided by 12 months, your monthly income is $4,000. (Remember, that s $48,000 in gross pay, before federal and state taxes are removed.) Twenty-eight percent of $4,000 is $1,120. That is the most you can make in a monthly mortgage, taxes, and insurance payments. Generally, to qualify, the self-employed buyer must have been self-employed in the same line of work for at least 24 months before applying for a loan. Lenders use your net income, the figure at the bottom of schedule C of your federal income tax form, to decide how large a mortgage you can carry. But they don t look at what you earn now or what you made last year. Rather lenders figure the monthly average of your income over the past 24 months. Also, overtime pay & bonuses sometimes may not be figured into your average income. Don t forget that points, closing costs & other out-of-the-pocket expenses probably will come out to about one percent of the mortgage amount. 22 23
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26 27 Packing Strategies Supplies: Preparing to move: A strategy for packing: Packing for efficiency: - -
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