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Table of enefits orporate Plan pplicable to new registrations or renewals on/or after 31 st ecember, 2017. This Table of enefits must be read in conjunction with your ompany Plan Terms and onditions and the directories of approved facilities. Facilities may change from time to time, so log on to Vhi.ie or phone us on (056) 444 4444 if you are planning treatment. ~ enefit Provision Section 1 - Hospital enefit Public 1 & 2 hospitals ay care, side room, semi-private & private accommodation Private hospitals and treatment centres Private 1, 2 & 3 hospitals (other than for certain investigations & treatments referred to in Section 1c & 1d) ay care, side room & semi-private accommodation Private accommodation Semi-private rate Radiotherapy (day care & out-patient) Hospital excess (per claim - except maternity & certain cancer treatments) 125 Private 4 hospitals (other than for certain investigations & treatments referred to in Section 1c & 1d) ay care, side room, semi-private & private accommodation 0% Radiotherapy (day care & out-patient) 0% ertain investigations and treatments - herein referred to as Fixed Price Procedures (FPPs), (contact us for details) Private 3 & 4 hospitals ay care & in-patient cardiac FPPs Level 1 ay care & in-patient non-cardiac FPPs Level 1 (other than Radiotherapy and 0% hemotherapy, refer to Section 1) In-patient cardiac FPPs Level 2 0% Hospital excess (per claim - except maternity & certain cancer treatments) 250 Specified hip, knee & shoulder joint replacement procedures (herein referred to as Orthopaedic procedures) & specified Ophthalmic procedures - contact us for details of these Private 1, 2 & 3 hospitals ay care, side room & semi-private accommodation 80% Private accommodation 80% Semiprivate rate Hospital excess (per claim) 125 Private 4 hospitals ay care, side room, semi-private & private accommodation 0% enotes benefit changes to this plan since the last renewal date. If you have moved to or purchased this plan for the first time, benefit differences with your old plan, if applicable, are not highlighted.

When carried out as a Fixed Price Procedure (contact us for details) Private 3 & 4 hospitals 0% Section 2 - onsultants' fees/gp procedures In-patient treatment, day-care/side room/out-patient & GP procedures Participating consultant/gp Non-participating consultant/gp Standard benefit Section 3 - Psychiatric cover (read in conjunction with Section 1) In-patient psychiatric cover 100 days ay care psychiatric treatment for approved day care programmes ontact us for further details In-patient treatment for alcoholism, drug or other substance abuse in any 5 year period 91 days Out-patient mental health treatment (in an approved out-patient mental health centre) Mental health assessment in every 2 year period 100 per member Mental health therapy, 7 visits 75 per visit Section 4 - Maternity & aby Normal confinement Public hospital benefit (up to 3 days) aesarean delivery (as per hospital benefits listed) Refer Section 1 Home birth benefit 3,500 In-patient maternity consultant fees (per Schedule of enefits for Professional Fees) greed Post-natal home nursing Following 1 nights stay 1,200 Following 2 nights stay 600 Maternity & aby undle Maternity Yoga and Pilates classes 75% cover up One maternity scan to a combined reast-feeding consultations limit of 600 aby massage classes and aby swim classes no excess nte natal course Section 5 - ancer care and other benefits Mammograms in an approved mammogram centre in each 24 month period, covered in accordance with our rules (contact us for details)

ancer care support - one night's accommodation for each treatment 100 per night Manual lymph drainage following cancer treatment - 10 visits 50 per visit E linical psychology counselling for oncology treatment (psycho oncology counselling) - 10 visits dditional cancer support benefits Wig/ hairpiece, post-mastectomy bra, swimsuit, surgical prosthesis following cancer treatment No excess applies, but subject to the benefit maximum for medical and surgical appliances set out below F Other benefits in Section 5 Vhi Healthcare approved medical and surgical appliances - subject to an excess of 300 per member per year (contact us for details of eligible appliances) onvalescent care - first 14 nights Vhi Hospital@Home hild home nursing - 28 days per calendar year Parent accompanying child - 14 days per calendar year, following a stay in excess of 3 days in hospital Refer Section 9 6,500 per member year 30 per night 100 per day 100 per day Vhi Visionare Vhi Visionare E-Screen (available through Vhi.ie/myvhi) omprehensive eye exam carried out by a VSP eye-care professional in each 24 month period - subject to Vhi Visionare E-Screen referral Section 6 - Transport costs Transport costs (covered in accordance with our rules) greed Section 7 - over outside Ireland Emergency treatment abroad 100,000 Elective treatment abroad (subject to prior approval) Surgical procedures available in Ireland (as per level of cover in Ireland) 100,000 Treatment not available in Ireland 100,000 Section 8 In-patient MRI scans (covered in accordance with Section 1) greed Out-patient MRI scans ategory 1 - approved MRI centres ategory 2 - approved MRI centres, agreed MRI & consultant Radiologists fees (subject to an excess of 125 per scan) PET-T scans (covered in accordance with our rules) greed

Section 9 ay-to-day medical expenses (benefits are per visit, per member, unless otherwise indicated) General practitioner - unlimited visits 50% onsultant consultation - unlimited visits 50% Pathology - consultants fees 50% Radiology - consultants fees for professional services 50% E Pathology/Radiology or other diagnostic tests (refer to Section 8 for out-patient MRI benefits) - 50% of agreed in an approved out-patient centre. ontact us for details of eligible diagnostic tests. 300 per year F Pre- and post-natal care (combined visits) 250 G ental practitioner - 7 visits 25 H Practice nurse - unlimited visits 50% I STI screening Up to 100 J Physiotherapist - 7 visits 25 K linical Psychologist 7 visits 25 L cupuncturists, hiropractors, Osteopaths, Physical therapists, Reflexologists - unlimited visits M N hiropodists/podiatrists, ieticians, Occupational therapists, Speech therapists, Orthoptists - unlimited visits Optical eye tests and glasses/contact lenses 75% of in each 24 month period (^Payment will be made directly to the provider if attending a VSP network provider, and will not be subject to the annual excess or the annual maximum) O Hearing test in each 2 year period 25 P Health screening - in each 24 month period, covered in accordance with our rules (contact us for details) * Lifestage screening programme in a Vhi Medical entre 150 per screen exa scans in an approved dexa scan centre 50% cover Q ccident & emergency cover - 2 visits 75 R S Vhi Swiftare exclusive benefit to Vhi customers* Initial consultation (charge is 125 you pay 50) 75 Follow-up treatment package after this consultation for x-rays, tests & medical 50% of total aids (maximum you will pay is 100 for this follow-up treatment) costs linical psychology counselling for oncology treatment (psycho oncology counselling)* - 10 visits 50% 50% 55^ 50 per visit T hild counselling - 7 visits 25 U Paediatrician benefit - 1 visit in the year of the birth 50% V Travel vaccinations 60 per year nnual excess - per member, per year 1 nnual maximum - per member, per year 3,200

* These benefits are not subject to the annual excess or annual maximum Section 10 - Workplace benefits Employee ssistance Programme Telephone counselling, 6 sessions per issue Face-to-face counselling, 6 visits per issue dditional notes Please note that some of the benefits included in Section 9 are now payable as a % of the total charge rather than a fixed monetary amount and limits on the number of visits have also been removed. Vhi Healthcare trading as Vhi Healthcare is regulated by the entral ank of Ireland. Vhi Healthcare is tied to Vhi Insurance for health insurance in Ireland which is underwritten by Vhi Insurance. TOORP V27 ec17