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2018 SUMMARY OF BENEFITS Overview of your plan UnitedHealthcare Nursing Home Plan (HMO SNP) H5253-042 Look inside to learn more about the health services and drug coverages the plan provides. Call Customer Service or go online for more information about the plan. Toll-Free 1-888-834-3721, TTY 711 8 a.m. - 8 p.m. local time, 7 days a week www.uhcmedicaresolutions.com Y0066_SB_H5253_042_2018 CMS Accepted

Our service area includes these counties in: North Carolina: Alamance, Buncombe, Burke, Cabarrus, Catawba, Chatham, Cleveland, Cumberland, Davidson, Davie, Durham, Forsyth, Gaston, Guilford, Haywood, Henderson, Iredell, Johnston, Mecklenburg, Orange, Randolph, Rockingham, Rowan, Sampson, Stokes, Union, Wake, Wilkes, Yadkin.

Summary of Benefits January 1st, 2018 - December 31st, 2018 The benefit information provided is a summary of what we cover and what you pay. It doesn t list every service that we cover or list every limitation or exclusion. The Evidence of Coverage (EOC) provides a complete list of services we cover. You can see it online at www.uhcmedicaresolutions.com or you can call Customer Service with questions you may have. You get an EOC when you enroll in the plan. About this plan. UnitedHealthcare Nursing Home Plan (HMO SNP) is a Medicare Advantage HMO plan with a Medicare contract. To join this plan, you must be entitled to Medicare Part A, be enrolled in Medicare Part B, live within our service area listed inside the cover, and be a United States citizen or lawfully present in the United States. UnitedHealthcare Nursing Home Plan (HMO SNP) is an Institutional Special Needs Plan designed specifically for people who live in a contracted institution (like a nursing home) for 90 days or longer. Use network providers and pharmacies. UnitedHealthcare Nursing Home Plan (HMO SNP) has a network of doctors, hospitals, pharmacies, and other providers. If you use providers or pharmacies that are not in our network, the plan may not pay for those services or drugs, or you may pay more than you pay at an innetwork pharmacy. You can go to www.uhcmedicaresolutions.com to search for a network provider or pharmacy using the online directories. You can also view the plan formulary (drug list) to see what drugs are covered, and if there are any restrictions.

UnitedHealthcare Nursing Home Plan (HMO SNP) Premiums and Benefits In-Network Monthly Plan Premium $30.20 Annual Medical Deductible Maximum Out-of-Pocket Amount (does not include prescription drugs) This plan does not have a deductible. $5,000 annually for Medicare-covered services you receive from in-network providers. If you reach the limit on out-of-pocket costs, you keep getting covered hospital and medical services and we will pay the full cost for the rest of the year. Please note that you will still need to pay your monthly premiums and share of the cost for your Part D prescription drugs.

UnitedHealthcare Nursing Home Plan (HMO SNP) dummy spacing Benefits In-Network Inpatient Hospital You pay the 2018 Original Medicare cost-sharing amount, which will be determined by Medicare in the fall of 2017. The 2017 cost sharing is: $1,316 deductible for days 1 to 60; $329 copay each day for days 61 to 90; $658 copay each day for days 91 to 150 (lifetime reserve days) Our plan covers 90 days for an inpatient hospital stay. Outpatient Hospital, Including Observation Doctor Visits Primary Specialists in a nursing home Preventive Care Medicare-covered Abdominal aortic aneurysm screening Alcohol misuse counseling Annual Wellness visit Bone mass measurement Breast cancer screening (mammogram) Cardiovascular disease (behavioral therapy) Cardiovascular screening Cervical and vaginal cancer screening Colorectal cancer screenings (colonoscopy, fecal occult blood test, flexible sigmoidoscopy) Depression screening Diabetes screenings and monitoring Hepatitis C screening HIV screening Lung cancer with low dose computed tomography (LDCT) screening Medical nutrition therapy services Medicare Diabetes Prevention Program (MDPP) Obesity screenings and counseling Prostate cancer screenings (PSA)

Benefits In-Network Sexually transmitted infections screenings and counseling Tobacco use cessation counseling (counseling for people with no sign of tobacco-related disease) Vaccines, including flu shots, hepatitis B shots, pneumococcal shots Welcome to Medicare preventive visit (one-time) Any additional preventive services approved by Medicare during the contract year will be covered. This plan covers preventive care screenings and annual physical exams at 100% when you use innetwork providers. Emergency Care Urgently Needed Services $80 copay per visit If you are admitted to the hospital within 24 hours, you pay the inpatient hospital copay instead of the Emergency copay. See the Inpatient Hospital Care section of this booklet for other costs. $65 copay Diagnostic Tests, Lab and Radiology Services, and X- Rays Hearing Services Diagnostic radiology services (e.g. MRI) Lab services Diagnostic tests and procedures Therapeutic Radiology Outpatient X-rays Exam to diagnose and treat hearing and balance issues Routine hearing exam Hearing aid per service in a nursing home per service in a nursing home per service in a nursing home ; 1 per year $1,600 allowance every 2 years

Benefits Routine Dental Services In-Network Not covered Vision Services Exam to diagnose and treat diseases and conditions of the eye Eyewear after cataract surgery Routine eye exam Eyewear in a nursing home Up to 1 every 2 years every 2 years; up to $100 for lenses/frames and contacts Mental Health Inpatient visit You pay the 2018 Original Medicare cost-sharing amount, which will be determined by Medicare in the fall of 2017. The 2017 cost sharing is: $1,316 deductible for days 1 to 60; $329 copay each day for days 61 to 90; $658 copay each day for days 91 to 150 (lifetime reserve days) Our plan covers 90 days for an inpatient hospital stay. Outpatient group therapy visit Outpatient individual therapy visit in a nursing home in a nursing home. Skilled Nursing Facility (SNF) per day: for days 1-100 Our plan covers up to 100 days in a SNF. Physical therapy and speech and language therapy visit Ambulance Routine Transportation ; 12 one-way trips per year to or from approved locations

Benefits Medicare Part B Drugs Chemotherapy drugs Other Part B drugs In-Network

Prescription Drugs If you reside in a long-term care facility, you pay the same for a 31-day supply as a 30-day supply at a retail pharmacy. Stage 1: Annual Prescription Deductible Cost-sharing for covered drugs Stage 2: Initial Coverage (After you pay your deductible, if applicable) $405 per year for Part D prescription drugs. Retail Mail Order 30-day supply 90-day supply 90-day supply 25% coinsurance 25% coinsurance 25% coinsurance Stage 3: Coverage Gap Stage Stage 4: Catastrophic Coverage After your total drug costs reach $3,750, you will pay no more than 44% coinsurance for generic drugs or 35% coinsurance for brand name drugs, for any drug tier during the coverage gap. After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $5,000, you pay the greater of: 5% coinsurance, or $3.35 copay for generic (including brand drugs treated as generic) and a $8.35 copay for all other drugs.

Additional Benefits Chiropractic Care Manual manipulation of the spine to correct subluxation In-Network in a nursing home.. Diabetes Management Diabetes monitoring supplies Durable Medical Equipment (DME) and Related Supplies Foot Care (podiatry services) Hospice Diabetes Selfmanagement training Therapeutic shoes or inserts Durable Medical Equipment (e.g., wheelchairs, oxygen) Prosthetics (e.g., braces, artificial limbs) Foot exams and treatment Routine foot care -. in a nursing home.. ; for each visit up to 2 visits every year You pay nothing for hospice care from any Medicareapproved hospice. You may have to pay part of the costs for drugs and respite care. Hospice is covered by Original Medicare, outside of our plan. Occupational Therapy Visit

Additional Benefits Outpatient Substance Abuse Outpatient Surgery Health Products Benefit Renal Dialysis Outpatient group therapy visit Outpatient individual therapy visit In-Network in a nursing home in a nursing home $145 credit per quarter to use on approved health products. in a nursing home

Required Information This information is not a complete description of benefits. Contact the plan for more information. Limitations, co-payments, and restrictions may apply. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. Benefits, premium and/or co-payments/co-insurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium. OptumRx is an affiliate of UnitedHealthcare Insurance Company. You are not required to use OptumRx home delivery for a 90 day supply of your maintenance medication. Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract. Enrollment in the plan depends on contract renewal with Medicare. This plan is available to anyone living in a contracted nursing home. If you want to know more about the coverage and costs of Original Medicare, look in your current Medicare & You handbook. View it online at https://www.medicare.gov or get a copy by calling 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week. TTY users should call 1-877-486-2048.

Vendor Information Before contacting any of the providers below you must be fully enrolled in UnitedHealthcare Nursing Home Plan (HMO SNP). Benefit Type Vendor Name Contact Information Hearing Exams Hearing Aids Vision Care Routine Transportation (Limited to ground transportation only) EPIC Hearing Health Care EPIC Hearing Health Care Plan network providers in your service area On-site contractor provider - Contact Information 1-866-956-5400, TTY 711 6 a.m. - 6 p.m. PT, Monday - Friday www.epichearing.com 1-866-956-5400, TTY 711 6 a.m. - 6 p.m. PT, Monday - Friday www.epichearing.com 1-800-393-0993, TTY 711 8 a.m. - 8 p.m. local time, 7 days a week 1-800-393-0993, TTY 711 8 a.m. - 8 p.m. local time, 7 days a week www.uhcmedicaresolutions.com Health Products Benefit FirstLine Medical 1-800-933-2914, TTY 711 7 a.m. - 7 p.m. CT, Monday - Friday; 7 a.m. - 4 p.m. CT, Saturday www.healthproductsbenefit.com UHNC18HM4090639_000