MAYBANK PRODUCTS UMBRELLA CAMPAIGN 2016 TERMS & CONDITIONS

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CAMPAIGN PERIOD MAYBANK PRODUCTS UMBRELLA CAMPAIGN 2016 TERMS & CONDITIONS MAYBANK PRODUCTS UMBRELLA CAMPAIGN shall run from 22 April 2016 to 21 August 2016 (both dates inclusive) ( Campaign Period ) ELIGIBILITY 1. Subject to the Clause 2 below: i. Principal Cardmember(s) of Maybank Visa, MasterCard and American Express Credit Card(s) issued by Maybank Malaysia; ii. Persons who apply for a principal Maybank Visa, MasterCard and American Express Credit Card(s) and with approved Credit Card(s) during the campaign period; 2. The following persons are NOT eligible to participate: i. Maybank Visa, MasterCard & American Express Credit Card(s) not issued by Maybank Malaysia; ii. Maybank Visa, MasterCard & American Express Credit Cardmember(s) who is/are in default of facilities granted by Maybank at any time during the Campaign Period, subject to Maybank s sole and absolute discretion; iii. Employees of Maybank Cards Marketing Department, Advertising and Promotion Agencies and their immediate families. THE CAMPAIGN 1. Eligible Cardmember(s) are required to enrol with either 1(one) or more of the Maybank Products listed below with their Maybank Visa, MasterCard Credit Card or American Express Credit Card(s): Product Eligible Amount No of Entry Entitlement Online Application Normal Application EzyPay Plus Every 1 conversion 3 entries 1 entry EzyCash Every RM1000 transaction 3 entries 1 entry Balance Transfer Every RM1000 transfer 3 entries 1 entry 2. Product and Plan eligible for the campaign: Maybank Product Interest Rate/Management Fee EzyPay Plus 6 months 12 months 18 months 24 months 9% p.a EzyCash/EzyCash on M2u 0% interest rate One Time Cash Advance Fee : 3.88% on approved amount Balance Transfer 6 months 9 months 24 months 36 months 0.50% p.m 0.75% p.m 0.375% p.m 0.413% p.m Note: Balance Transfer 0% for 12 months is not applicable for this campaign 1

PRIZES Grand Prize First Prize Second Prize Consolation Prize Guaranteed Prize Prizes 1 x RM5000 Cash 2 x RM3000 Cash 3 x RM1000 Cash 100 x RM100 Cash 1000 x RM20 Cash 1. Maybank will notify the winners of the Campaign either in writing or by phone within 6-12 weeks after campaign end. 2. Cash will be credited into winner s credit card account. SELECTION OF WINNER 1. Each eligible cardmember will be assigned to a serial number. Winners will be selected at random. In the event of the selected shortlisted Cardmember is disqualified, the cardmember with the next serial number will be deemed as the shortlisted Cardmember. Each Cardmember can only win once throughout the Campaign period. 2. Upon selection of the shortlisted Cardmember, the said Cardmember shall be contacted by Maybank representative at any time during office hour. 3. During the call, cardmember is required to answer one(1) question correctly either in English, Bahasa Melayu or Mandarin. If the shortlisted Cardmember fails to answer the question correctly, he/she will not be the Winner and the next selected shortlisted Cardmember will be contacted to answer the question. 4. In the event Maybank is unable to contact the shortlisted Cardmember for reasons including, but not limited to, no reply, number not in use, no connection and etc, Maybank may at its discretion make a second attempt to contact the Cardmember within the next two (2) hours from the first attempt. If the second attempt is unsuccessful, the shortlisted Cardmember shall be disqualified from this Campaign and shall not be entitled to any Prize. 5. The 100 winners for RM100 Cash and 1000 winners for RM20 cash will be selected with the same method but need not go through the call and answer question as the cash will directly be credited to the credit card account. 2

GENERAL TERMS AND CONDITIONS 1. By participating in this campaign, cardmember is bind to agree in accessing Maybank website at www.maybank.com.my on regular basis to view the terms and conditions and to ensure that they are kept-up-to-date with any changes or variations made to the terms and conditions. 2. The records of transactions maintained by Maybank and the selection of eligible approved applicants by Maybank shall be final and conclusive. No other correspondence or claims by the cardmember shall be entertained. 3. Maybank reserves the sole and exclusive right at its sole discretion to vary, delete, amend or modify any of these terms and conditions of the campaign with 21 days prior notice. These terms and conditions may be modified, amended or varied by Maybank by posting on the website www.maybank.com.my or by any other mode that Maybank shall deem fit. Maybank shall not be liable for any and all loss or damage suffered or incurred by the Eligible Cardmember as a direct or indirect result of the cancellation, variation, amendment, termination or suspension. 4. Maybank reserves the right to publish and display the names and addresses of Winners, photographs of Winners and audio and/or visual recording for any mass media or marketing materials for advertising and publicity purposes without compensation subject to the consent of the Winners. 5. Prizes are neither transferable nor exchangeable. The Winners shall not be entitled to any cash compensation, benefits or substitution in any form whatsoever in lieu of the Prizes. However, Maybank reserves the right at its sole discretion to substitute any of the Prizes with some other prize of like or equal value within 21 days notice. 6. Maybank reserves the right to forfeit the Prizes awarded if the Winners fail to comply with any of the terms and conditions herein. 7. All Winners shall abide by the terms and conditions imposed by the party arranging for and/or providing the prizes and the terms and conditions that are attached to the prizes, if any. 8. These terms and conditions shall be governed by the laws of Malaysia, and all eligible Cardmembers who participate in the Campaign shall be deemed to have agreed to submit to the exclusive jurisdiction of the Malaysian Courts by participating in this Campaign. 9. For any assistance, Cardmember may contact the Bank through its Contact Centre at 1300 88 6688. 3

MAYBANK PRODUCTS UMBRELLA KEMPEN TERMA & SYARAT TEMPOH KEMPEN MAYBANK PRODUCTS UMBRELLA KEMPEN bermula dari 22 April 2016 sehingga 21 Ogos 2016 (termasuk kedua-dua tarikh tersebut) ( Tempoh Kempen ) KELAYAKAN 1. Kelayakan tertakluk kepada syarat no.2 di bawah: i. Pemegang Kad Utama Kad Kredit Maybank Visa, MasterCard dan American Express yang dikeluarkan oleh Maybank Malaysia; ii. Individu yang memohon Kad Utama Kad Kredit Maybank Visa, MasterCard dan American Express dan kad yang telah diluluskan dalam tempoh kempen; 2. Individu di bawah tidak layak menyertai kempen ini: i. Kad Kredit Maybank Visa, MasterCard dan American Express yang tidak dikeluarkan oleh Maybank Malaysia; ii. Pemegang Kad Kredit Maybank Visa, MasterCard dan American Express yang mempunyai tunggakan bayaran akaun kad kredit dengan Maybank. KEMPEN 1. Pemegang Kad yang layak mestilah mendaftar dengan satu atau lebih daripada produk Maybank yang tersenarai di bawah dengan Kad Kredit Maybank Visa, MasterCard atau Kad Kredit American Express : Kelayakan Bil Entri Produk Kelayakan Amaun Permohonan Melalui Permohonan Biasa Maybank2u EzyPay Plus Every 1 conversion 3 entri 1 entri EzyCash Every RM1000 transaction 3 entri 1 entri Balance Transfer Every RM1000 transfer 3 entri 1 entri 2. Produk dan plan untuk kempen ini: Produk Maybank Kadar Faedah/Yuran Pengurusan EzyPay Plus 6 bulan 12 bulan 18 bulan 24 bulan 9% setahun EzyCash/EzyCash on M2u 0% Kadar Faedah Yuran Pendahuluan Tunai Sekali Caj : 3.88% ke atas amaun yang diluluskan Balance Transfer 6 bulan 9 bulan 24 bulan 36 bulan 3.00% sthn 6.75% sthn 4.50% sthn 4.95% sthn Nota : Balance Transfer 0% untuk 12 bulan tidak dikira untuk kempen ini. 4

HADIAH Hadiah Utama Hadiah Pertama Hadiah Kedua Hadiah Saguhati Hadiah Terjamin Hadiah 1 x RM5000 Tunai 2 x RM3000 Tunai 3 x RM1000 Tunai 100 x RM100 Tunai 1000 x RM20 Tunai 1. Maybank akan memaklumkan pemenang Kempen samaada secara bertulis atau telefon dalam tempoh 6-12 minggu selepas kempen tamat. 2. Wang tunai akan dikreditkan ke akaun kad kredit Pemegang Kad. PEMILIHAN PEMENANG 1. Setiap Pemegang Kad yang disenarai pendek akan diberikan satu nombor siri. Pemenang akan dipilih secara rawak. Jika Pemegang Kad yang disenarai pendek tidak layak, pemegang kad dengan nombor siri yang seterusnya akan disenarai pendek. Setiap pemegang kad akan berpeluang memenangi Hadiah Wang Tunai sekali sahaja sepanjang tempoh kempen. 2. Sebaik sahaja Pemegang Kad telah disenarai pendek, pemegang kad tersebut akan dihubungi oleh pihak Maybank pada bila-bila masa dalam tempoh bekerja. 3. Semasa pihak bank menghubungi Pemegang Kad yang disenarai pendek, pemegang kad tersebut perlu menjawab soalan dengan betul samaada dalam Bahasa Inggeris, Bahasa Melayu atau Mandarin. Jika pemegang kad gagal menjawab dengan betul, pemegang kad tersebut tidak akan dikira sebagai pemenang dan pemegang kad yang disenarai pendek seterusnya akan dihubungi untuk menjawab soalan. 4. Jika Maybank tidak dapat menghubungi Pemegang Kad yang disenarai pendek atas sebab tertentu tidak terhad kepada tiada jawapan, nombor tidak dalam servis, tiada hubungan dan sebagainya, Maybank atas budi bicara akan membuat cubaan kedua menghubungi Pemegang Kad dalam tempoh 2 jam berikutnya. Jika cubaan kedua tidak berjaya, pemegang kad yang disenarai pendek dikira tidak layak untuk memenangi hadiah kempen ini. 5. 1000 Pemenang untuk wang tunai RM20 akan dipilih dengan cara yang sama tetapi tidak perlu melalui proses menjawab soalan melalui panggilan dari pihak bank dan wang tunai tersebut akan dikreditkan terus ke akaun kad kredit pemenang tersebut. TERMA DAN SYARAT AM 1. Dengan menyertai kempen ini, pemegang kad bersetuju untuk merujuk terma dan syarat kempen di laman web Maybank www.maybank.com.my dari masa ke semasa untuk memastikan mereka sentiasa dikemaskini dengan sebarang perubahan atau pindaan pada terma dan syarat. 5

2. Rekod transaksi akan dikemaskini oleh Maybank dan pemilihan Pelanggan Pindahan Baki yang diluluskan oleh Maybank adalah muktamad. Sebarang tuntutan daripada pemegang kad tidak akan dilayan. 3. Maybank berhak dan mempunyai budi bicara mutlak untuk mengubah, meminda, memadam atau menambah sebarang Terma dan Syarat kempen dengan pemberitahuan sekurangkurangnya 21 hari terlebih dahulu kepada Ahli Kad. Terma dan syarat ini mungkin boleh diubah,dipinda atau dipelbagai oleh Maybank dengan cara mengemaskini pada laman sesawang www.maybank.com.my atau dengan kaedah lain yang dianggap sesuai dan wajar oleh Bank. Maybank tidak akan bertanggungjawab untuk sebarang kehilangan atau kerosakan yang dialami oleh Pemegang Kad yang layak secara langsung atau tidak langsung yang menyebabkan pembatalan,kepelbagaian,pindaan,penamatan atau penggantungan. 4. Maybank berhak untuk memaparkan nama dan alamat Pemenang, gambar pemenang dan audio dan/atau visual yang dirakamkan untuk sebarang media social atau bahan pemasaran untuk tujuan pengiklanan dan tujuan publisiti tanpa mendapat kebenaran daripada Pemenang. 5. Hadiah tidak boleh dipindahmilik atau ditukar. Pemenang tidak layak untuk sebarang ganti rugi tunai, faedah atau penggantian dalam sebarang bentuk yang berkaitan hadiah. Walau bagaimana pun, Maybank berhak menggantikan hadiah dengan hadiah lain yang sama atau sama nilai dalam tempoh pemberitahuan 21 hari. 6. Maybank berhak menarik balik hadiah jika Pemenang gagal memenuhi terma dan syarat yang ditetapkan. 7. Semua Pemenang haruslah mematuhi terma dan syarat yang dikenakan oleh pihak yang menguruskan hadiah (jika berkenaan) 8. Semua Terma dan Syarat yang ditetapkan di sini adalah mengikut undang-undang di Malaysia. 9. Untuk bantuan, Pemegang Kad boleh menghubungi pihak Bank melalui Pusat Khidmat Pelanggan kami di talian 1300 88 6688. 6