Early Bird Registration Offering WVBA Annual Convention

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TO: FROM: WVBA Members Debbie Polen, Senior Vice President DATE: February 12, 2018 RE: Early Bird Registration Offering WVBA Annual Convention Mark your calendars and make plans today to attend the 2018 Annual Convention at The Greenbrier, beginning Sunday, July 29 through checkout on Wednesday morning, August 1. Enclosed is a preliminary Convention agenda. Details regarding keynote speakers, breakout sessions, and entertainment will be available later. Register before March 30 to take advantage of an Early Registration discount. The early registration offer allows members to attend the convention at a savings over $300 per couple on regular registration fees, but only if they are pre-paid in full by March 30, 2018. Credit card payments not accepted for this discount. I am also very pleased to announce that lodging rates at The Greenbrier will remain the same as in 2017. Traditional (formerly standard/intermediate) rooms are available at $275 per room, single or double occupancy, and $345 for Superior rooms, single or double occupancy. 2017 rates are also available on Deluxe Rooms, Draper Suites, Spring/Paradise Row cottages, and Guest House bedrooms. When registering for the convention, don t forget to include your completed Greenbrier reservation forms (make additional copies as needed) and required $275 per room deposit fee, payable to The Greenbrier. Credit card information accepted for Greenbrier deposit. All forms are to be returned to the Association office. Reminder: Do not include your room deposit with convention registration fees. Make the commitment to attend the 2018 Annual Convention and book your early discount reservations today. Remember, early registration discounts are only available until March 30, so you must register and pay applicable fees by that deadline to enjoy the full discount. If you have any questions, please contact me at dkpolen@wvbankers.org Thank you again for your support. With your help, we look forward to another successful Convention. 3601 MacCorkle Avenue, SE, Suite 100 Charleston, WV 25304 Phone: 304.343.8838 Fax: 304.343.9749 wvbankers.org

Sunday, July 29 Noon 5 p.m. Preliminary Agenda Registration 3 5:00 p.m. Welcome Refreshments & Snacks 6:00 7:00 p.m. Welcome Reception 7:30 9:00 p.m. Kick-off Dinner at Kate s Mountain Lodge Monday, July 30 7:30 8:30 a.m. Buffet Breakfast 8:30 10:15 a.m. First General Session Chairman Clossin Opening Remarks & Business Nominating Committee Report ABA Washington Update Keynote: New Realities - Morgan Mulgrew, Mindset Digital 10:30 11:45 a.m. Concurrent Breakout Sessions Investing Along a Flattening Line (FTN Financial) The Digital Future is NOW Become Competitive in the Electronic Mortgage Revolution (Old Republic National Title/Pavaso) 1:00 6 p.m. Convention Golf Tournament - The Meadows Course 6:15 7:30 p.m. Chairman s Reception Tuesday, July 31 Dinner on your own 7:30 8:30 a.m. Buffet Breakfast 8:30 10:00 a.m. Concurrent Breakout Sessions 10:15 a.m. - Noon Closing General Session 6:00 7:15 p.m. Cocktails on the Terrace Cybersecurity in Banking: How to Defend Against Cyber Attacks in 2018 (Bailey & Glasser) Optimizing Credit and Managing Risk to Improve Bank Performance (Dixon Hughes Goodman LLP) 7:30 10:30 p.m. Closing Banquet & Entertainment Entertainment: The Company Men Wednesday, August 1 11 a.m. Greenbrier Hotel Checkout Keynote: Michael Smerconish, Sirius XM radio host, newspaper columnist, author Check online for updates wvbankers.org

125th Annual Convention Registration and Information Registration fees include access to all scheduled convention business sessions and meal functions, including Opening Night Dinner, Monday and Tuesday breakfast buffets, Annual Banquet, and nightly Receptions. Return registration form and all applicable fees to the attention of Debbie Polen, West Virginia Bankers Association, 3601 MacCorkle Avenue, SE, Suite 100, Charleston, WV 25304. For more information, call 800-343-8038 or 304-343-8838. Name of Person(s) Attending List names as they should appear on nametags. Please include email address of bank or associate member. Registration Fees (The registration fee includes a $100 nonrefundable transaction fee. Please note Cancellation Policy.) Bank Member @ $825.00 Associate Member @ $825.00 Member Spouse/Guest @ $425.00 Non-Member @ $1,500.00 Non-Member Spouse/Guest @ $1,000.00 Contact Company Address City/State/Zip Telephone Registration Fees Beginning April 1, 2018 Bank Member @ $995.00 Associate Member @ $995.00 Member Spouse/Guest @ $595.00 Non-Member @ $2,000.00 Non-Member spouse/guest @ $1,500.00 Total payment enclosed to West Virginia Bankers Association $ Cancellation Policy - All cancellations must be received in writing. A 100% refund (minus the $100 transaction fee per registrant) will be made if notification is received by June 1, 50% refund (minus the transaction fee) between June 2 and June 30, and no refunds will be made after July 1, 2018. The Greenbrier s cancellation policy differs from the West Virginia Bankers Association and can be found at the bottom of their registration form.

125th Annual Convention Golf Tournament Monday, July 30, 1:30 p.m., Shotgun Start $175 per person includes golf cart. Fees will be charged to your room by The Greenbrier, prepayments cannot be accepted by the WVBA. The Meadows Course (Par 70, 6,602 Yards) After sustaining substantial damage during the flood of 2016, The Meadows underwent a full restoration and reopened for play during the summer of 2017. This new and exciting routing features dynamic green complexes, breathtaking mountain vistas and our signature stacked sod bunkers throughout the course. NOTE: The Convention Golf Scramble can accommodate a maximum of 72 participants limited to registered convention attendees only. Advance registration is required. To make your reservation, complete the information below and return to Debbie Polen. As in previous years, final pairings will be selected by the Greenbrier. Box lunches provided to all tournament participants. Handicap Handicap Handicap Handicap No shows and cancellations received less than 7 days prior to the event will be assessed a cancellation fee by The Greenbrier. Recreational Golf If you prefer to play golf on your own, or would like to play a round in addition to the Convention Golf Scramble, individual tee times may be scheduled for the Greenbrier and Meadows courses. Advance reservations recommended. To schedule tee times, please contact The Greenbrier Activities Reservations Office at 800-624-6070.

White Sulphur Springs West Virginia 24986 RESERVATION FORM We are delighted The West Virginia Bankers Association has selected The Greenbrier for their 2016 meeting and look forward to welcoming you. Many times rooms become available prior to and following the official dates listed below. If you would like to enjoy a longer stay, please indicate below. Return to: Debbie Polen West Virginia Bankers Association West Virginia Bankers Association 3601 MacCorkle Avenuse, SE - Suite 100 July 29 - August 1, 2018 Charleston, West Virginia 25304 Or email copy to: dkpolen@wvbankers.org Name(s) Firm Phone Number Address City/State/Zip E-Mail Address Arrival Date Departure Date Transportation: Auto Plane Train Accommodations shared with Arrival Date Departure Date Please indicate preference of king bed or two beds. Guest room assignments are based on availability and will be honored in the order in which the registration form is received. All rates are based on the European Plan; meals are billed a la carte. All Greenbrier accommodations are non-smoking. HOTEL GUEST ROOMS Traditional Room (formerly Standard/Intermediate) Superior Room Deluxe Room Draper Suite (formerly Junior Suite) Spring Row/Paradise Row Multi-bedroom Guest Houses Estate Houses Third person occupancy rate available upon request. $275.00 per room, per night $345.00 per room, per night $420.00 per room, per night $445.00 per room, per night $470.00 per room, per night Rates available upon request Rates available upon request DEPOSIT POLICY: A deposit in the amount of $275.00 per room is required. The Greenbrier will accept deposits by check or major credit card. Rooms will be available only to those requests secured by deposits. Please indicate method of payment: Charge my deposit in the amount of $ to AmEx Visa M/C Discover Card Diner s Card. Card # exp.date Your deposit is applicable to the fulfillment of your designated length of stay. When requesting reservations; please note arrival and departure dates carefully. LATE ARRIVAL or EARLY DEPARTURE causes forfeiture of deposit, unless cancellation or changes are made 14 days in advance of your scheduled arrival date. Please make checks payable to The Greenbrier. Your deposit will be returned if cancellation is received by The Greenbrier at least 14 days prior to your arrival date. Reservations will be filled in the order in which they are received, and must be received by June 29, 2018. RESORT FEE: A resort fee of $35.00 per room, per day is added to your account for service provided under the European Plan. This includes morning coffee service in the Main Lobby, Afternoon Tea, Historical Tours, on property ground transportation, wireless Internet connectivity, Champagne Toast in the Casino Club each evening, use of the swimming pool and fitness center plus local and toll-free phone charges. Bellmen, doormen and others who render intermittent personal services are not included in the service charge. Subject to 6% West Virginia state sales tax, 3% county occupancy tax & 6.5% Historic Preservation Fee. VALET PARKING: $15.00 per day; complimentary self-parking is available.