CURRICULUM VITAE
I. IDENTIFICATION Name First name Nationality : MUKARUGWIZA : Médiatrice : Rwandese E mail : gwizamedia@gmail.com Tel : +250 738530303 II. PROFESSIONAL EXPERIENCES September 2009 to present: Independent consultant Main missions carried out Training and coaching of MFIs partners of ICCO TERRAFINA on the developing products of agricultural loans, the use of agriculture loan assessment tool, product sheets, cash flow, product development / improvement and integration in MFI procedures manual. Savings and credit procedures manuals review under the SPARK program: From May 2015 to present; MFI Accompanied Self Assessment in Customer Principles Protection under the contract of SEEP Network and AMIR (Association of Microfinance Institutions in Rwanda); Coaching of three AMIR s MFIs members in the management of social performance: diagnosis of these MFIs with SPI4, participative identification of "quick wins", elaborate action plans and accompanying MFIs in the implementation of their action plans : September - December 2015; Training and coaching of OIKOCREDIT's MFIs partners on Management of Social Performances and Client Protection Principles: September 2014 - August 2015; 2
Capacity strengthening of TERRAFINA's MFIs partners in Burundi: 2009- present and in Burkina Faso - Solidarity Group Program: 2010-2013; Implementation of the capacity building program of 8 Burundian MFIs and 9 from Burkina Faso; Development of training modules for this program; Training of Directors of MFIs and Credit Agents; Development of management tools for this program; Monitoring and technical assistance of MFIs in the implementation of training outcomes; Assessment level of clients satisfaction; Training of MFIs and COOPECs in collaboration with AMIR on topic: Management of credits within MFI, governance.; Institutional analysis by Microscore of the MFIs & COOPECs partners of TERRAFINA and AMIR members; Development of procedures manuals related to MFI s savings and credit; Capacity strengthening of Credit Agents on the analysis of clients' repayment capacity; Development of the training module: "CREDIT MANAGEMENT IN MFI" for RICEM; Institutional diagnostics on specific aspects identified by MFIs; August 2008 to September 2009: Capacity building Director at AMIR (Association of Microfinance Institution in Rwanda) Coordinate all capacity building activities of AMIR s MFIs members, Development of capacity building plans for AMIR members; Contact international trainers for AMIR training; Follow-up on training sessions delivered, Coordinate activities of local trainers trained by AMIR; Develop necessary technical support tools for AMIR MFIs members. June 2004 - July 2008: Managing Director of DUTERIMBERE - IMF, S.A Coordinate all Company activities and implement all decisions of the Board of Directors; 3
Coordination of the administrative, financial and technical management of the institution; Implementation of decisions of the General Meeting and the Board of Directors; Design, recommendation and implementation of established savings and credit policies, organizational, human resources and assets management, planning and operations monitoring; Ensure a harmonious working environment; Adjust action plans so that they really reflect the objectives and direction of the institution; Prepare and regularly submit reports to donors and other partners including the Central Bank, Ministries of Finance and Local Government... Develop budget proposals to be submitted to donors for the other activities of the Institution; Reporting meetings of the Board of Directors and General Meetings; To maintain fruitful relations with third parties and to represent the Institution. November 2003-May 2004: Agro-Enterprise Coordinator at CRS Rwanda Supervise surveys related to product identification to be promoted in the context of the Agribusiness; Supervise CRS Rwanda team / animation in the context of identified producers and facilitate them access to the funding sources available in the intervention area; Collaborate with other CRS Rwanda teams in the annual and quarterly activities planning and budget development; Collect information on performance indicators, regularly analyze them and provide feedback to the DAP (Development Activities Program Manager); Prepare activities and financial reports related to the department. January 2002 to November 2003: Microfinance Program Coordinator at CRS Rwanda Technical support and advice to CRS partner in Microfinance; Conduct training sessions for agents and clients of partner RIM, Ltd - NKUNGANIRE; Planning of Microfinance Department activities; 4
Preparation of budgets and monitoring of their implementation; Preparation of progress reports (quarterly and annual) of the Microfinance program; Development and analysis of performance indicators for the Microfinance program; Monitoring of all activities related to Microfinance; Participated in MAGI assessment (Microfinance Alliance for Global Impact) of the Microfinance Institution of the Kigali Diocese (which became RIM, Ltd.); Coordination and Monitoring of the Regional Fund, which finances small projects (Regional Small Projects Fund) within CRS; Facilitation of training sessions in Microfinance in Rwanda and Burundi; Collaboration with other global CRS programs for exchange of information and experience in Microfinance (connected to CRS world network - Microfinance / CRS - INTRANET) Participation in the survey to set up the CRS Monitoring and Evaluation system; March 1999 - September 2000: Training Coordinator at Help Age International with the following main tasks: Conduct training sessions; Develop proposals of applications for funding; Participation in the development of action plans; Participation in the establishment of savings and credit schemes for the older persons in Kibungo. August 1996 - March 1999: Responsible for the Training Program at DUTERIMBERE ASBL with the main tasks Conduct and facilitation of training sessions for DUTERIMBERE clients, members and staff, partners as well as their follow-up; Develop applications proposals to donors for funding; Participation in the development of action plans; Monitoring the implementation of planned activities as part of the training; Analysis of income-generating projects for low-income women in collaboration with training analysts; Participated in studies to set up a Cooperative of DUTERIMBERE s savings and credit (COOPEDU); 5
Responsible for Monitoring of the Community Development Fund / Women's Component funded by PGERB and implemented by DUTERIMBERE in Ruhengeri. III. UNIVERSITY STUDIES 1990-1996: University studies; Bachelor degree in Management IV. OTHER TRAININGS AND COURSES ATTENDED March 2016: Training on client protection principles organized in Yaoundé / Cameroun as part of the process of becoming a SMART CAMPAIN accredited assessor; May 2015- January 2016: Participation in the training process to become Qualified SPI Auditor: Certificate of SPI auditor qualified in February 2016 by CERISE; September 2014: Training on Social Performance and Principles of Client Protection by OIKOCREDIT; April 2012: Training on MICROSCORE tool (diagnosis of MFIs) by TERRAFINA Microfinance; February 2011: Training of Trainers on the Development Plan and Financial Projections organized by CGAP ; Certified CGAP trainer; August 2007: Participation in the 3 rd African Microfinance Summit in Kampala / Uganda; 31 January - 4 February 2006: Seminar organized by ICCO (a Dutch NGO) on Sustainable fair Economic Development and durable as well as production and market chains); 14-28 November 2005: Seminar on Microfinance and Rural Development organized by the Network of Microfinance Institutions in Africa; November 2004: Attend in WOMEN WAGING PEACE COLLOQUIUM in Washington /USA; March 2004: Seminar on Agro Enterprise organized by Catholic Relief Services - Kenya; April 2002: Training on the Information Management System of a Microfinance Institution in Kampala by Consultative Group to Assist the Poorest - CGAP; June 2001: Training on financial analysis of a Microfinance Institution by Catholic Relief Services / Microfinance Technical Advisor in Kampala (for Kenya, Uganda, Ethiopia and Rwanda); December 2000: Training on the use of MICROFIN software for the planning of Microfinance Institutions by CRS Microfinance Technical Advisor in Kigali; 6
September 2000: Attend the Regional Microfinance Summit in Harare (Zimbabwe) with the theme "How to serve poor clients among the poor while maintaining the operational and financial self-sufficiency of a MFI"; September 2000: CRS Microfinance Training initiation: The principles of performing microfinance, best practices in MF, performance indicators (Software + analysis), different methodologies used in Microfinance institutions (Village bank, Solidarity Groups, Grameen groups...) By the Microfinance Technical Advisor in Kigali; June 1998: Training on Best Practices in Microfinance by Women World Banking (WWB) in Kigali; June 1997: Training in Management, Entrepreneurship and Andragogy by the Training Center for African Women in Management and Entrepreneurship (CEFAME) - in Cotonou Benin; V. SPOKEN AND WRITTEN LANGUAGES Kinyarwanda: Excellent French: Excellent English: Good VI. COMPUTER SKILLS Word: Excellent Excel: Very Good PowerPoint: Very good I, the undersigned, certify that above information truly reflect my situation, qualifications and experience. Done at Kigali on October 6 th, 2017 Médiatrice MUKARUGWIZA 7