Updating ARI Databases for Tracking Army College Fund and Montgomery GI Bill Usage for

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Research Note 2013-02 Updating ARI Databases for Tracking Army College Fund and Montgomery GI Bill Usage for 2010-2011 Winnie Young Human Resources Research Organization Personnel Assessment Research Unit Tonia Heffner, Chief March 2013 United States Army Research Institute for the Behavioral and Social Sciences Approved for public release; distribution is unlimited.

U.S. Army Research Institute for the Behavioral and Social Sciences Department of the Army Deputy Chief of Staff, G1 Authorized and approved for distribution: Research accomplished under contract for the Department of the Army by Human Resources Research Organization Technical review by J. Douglas Dressel, U.S. Army Research Institute MICHELLE SAMS, Ph.D. Director NOTICES DISTRIBUTION: This Research Note has been cleared for release to the Defense Technical Information Center (DTIC) to comply with regulatory requirements. It has been given no primary distribution and will be available only through DTIC or the National Technical Information Service (NTIS). FINAL DISPOSITION: Destroy this Research Note when it is no longer needed. Do not return it to the U.S. Army Research Institute for the Behavioral and Social Sciences. NOTE: The findings in this Research Note are not to be construed as an official Department of the Army position, unless so designated by other authorized documentation.

REPORT DOCUMENTATION PAGE 1. REPORT DATE (dd-mm-yy) March 2013 2. REPORT TYPE Final 3. DATES COVERED (from... to) November 2011-November 2012 4. TITLE AND SUBTITLE Updating ARI Databases for Tracking Army College Fund and Montgomery GI Bill Usage for 2010-2011 6. AUTHOR(S) Winnie Young 5a. CONTRACT OR GRANT NUMBER W91WAS-09-D-0013 5b. PROGRAM ELEMENT NUMBER 63307 5c. PROJECT NUMBER A792 5d. TASK NUMBER 329a 5e. WORK UNIT NUMBER 7. PERFORMING ORGANIZATION NAME(S) AND ADDRESS(ES) Human Resources Research Organization 66 Canal Center Plaza, Suite 700 Alexandria, Virginia 22314 8. PERFORMING ORGANIZATION REPORT NUMBER 9. SPONSORING/MONITORING AGENCY NAME(S) AND ADDRESS(ES) U.S. Army Research Institute for the Behavioral and Social Sciences 6000 6 th Street (Bldg. 1464 / Mail Stop 5610) Fort Belvoir, VA 22060-5610 10. MONITOR ACRONYM ARI 11. MONITOR REPORT NUMBER Research Note 2013-02 12. DISTRIBUTION/AVAILABILITY STATEMENT Distribution Statement A: Approved for public release; distribution is unlimited. 13. SUPPLEMENTARY NOTES Contracting Officer s Representative and Subject Matter POC: Dr. Peter Greenston & Sharon Ardison 14. ABSTRACT (Maximum 200 words): This report describes the updating of ARI s educational benefits usage database with Montgomery GI Bill and Army College Fund data for Army Regular, Reserve, and Guard components over the 2010 and 2011 period. For the Regular component, the report includes tabulations of program participation and benefit usage, type of educational program entered, and time between separation and start of education benefits. For Reserve and Guard components, the report includes tabulations by benefit eligibility status, VA training time type, and type of educational program entered. The tabulations are presented by entry cohort, going back to the 1985 entry cohort for all three components, and by separation year for the Regular component. 15. SUBJECT TERMS Military educationbenefits 16. REPORT Unclassified SECURITY CLASSIFICATION OF 17. ABSTRACT Unclassified 18. THIS PAGE Unclassified 19. LIMITATION OF ABSTRACT Unlimited 20. NUMBER OF PAGES 104 21. RESPONSIBLE PERSON Dorothy Young (703) 545-2316 i

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Research Note 2013-02 Updating ARI Databases for Tracking Army College Fund and Montgomery GI Bill Usage for 2010-2011 Winnie Young Human Resources Research Organization Personnel Assessment Research Unit Tonia Heffner, Chief U.S. Army Research Institute for the Behavioral and Social Sciences 6000 6 th Street, Bldg. 1464 Fort Belvoir, VA 22060 February 2013 Approved for public release; distribution is unlimited. iii

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UPDATING ARI DATABASES FOR TRACKING ARMY COLLEGE FUND AND MONTGOMERY GI BILL USAGE FOR 2010-2011 CONTENTS Page INTRODUCTION... 1 ARMY COLLEGE FUND DATABASE... 1 MONTGOMERY G.I. BILL DATABASE... 2 TABULATIONS AND DOCUMENTATION... 3 APENDICES APPENDIX A: MGIB FY11 UPDATES: Regular Army by Cohort Year... A-1 APPENDIX B: MGIB FY11 UPDATES: Regular Army by Separation Year... B-1 APPENDIX C: MGIB FY11UPDATES: Army Reserve... C-1 APPENDIX D: MGIB FY10 UPDATES: National Guard... D-1 v

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Updating ARI Databases for Tracking Army College Fund and Montgomery GI Bill Usage for 2010-2011 Introduction The provision of educational benefits is an important and expensive Army program designed to aid recruiting and to address larger social goals. Accordingly, the U.S. Army Research Institute for the Behavioral and Social Sciences (ARI) collects and analyzes program participation and benefit usage information and provides it to Army G-1 (Deputy Chief of Staff for Personnel) to support its reporting to Congress. The ARI educational benefits usage database collects source data from Army personnel records, the Defense Manpower Data Center (DMDC), and the Veterans Administration (VA). Program participation and benefit usage rates for Army College Fund (ACF) and Montgomery GI Bill (MGIB) programs are calculated for each accession cohort. Two databases were processed, updated, analyzed, and archived in this effort. The ACF database contains data on individual Soldiers who enlisted between fiscal years 1981 and 1986; the MGIB database contains data on individual Soldiers who enlisted after 1 July 1985 and enrolled in the Montgomery GI Bill program. 1 Army College Fund Database The ACF/Chapter 32 database was updated on an annual basis from 1986 to 2002. The database was created originally using the Army Accessions data files from the U.S. Military Entrance Processing Command (MEPCOM). The database was divided into three separate cohorts: the FY81/82 accessions cohort, the FY83/84 accessions cohort, and the FY85/86 accessions cohort. The data for each cohort were updated annually using the latest information on benefits usage from VA Chapter 32 data until 2002. At each update, critical information was first extracted from the data file and then merged into each of the three cohort files. A different set of variable names by time period and cohort was used for each update to support longitudinal analyses. At the end of each fiscal year, DMDC provides ARI with a de-identified (i.e., with all personally identifying information removed) copy of the VA Chapter 32 data for selected record types. Nearly 3.9 million records were received on the FY09 VA benefit usage data file. These records contain information on contributions and benefit usage, educational objective and level, and related facility and training information. The FY10 VA Chapter 32 data file from DMDC contained a total of 3,838,448 records. This file was copied and archived onto CD-ROM after processing and verification of data records. 1 A third database of interest is the Post-9/11 Veterans Educational Assistance Act of 2008 or Post-9/11 GI Bill which contains information on a new veterans benefit program that went into effect on 1 August 2009. This program provides a vehicle for Soldiers who served after September 11, 2001 to receive educational benefits and an option to extend such benefits to their spouse and dependents. The data file was not made available in time for processing during the current updating effort as originally intended. 1

Previous efforts from 1986 to 2002 used the most recent VA Chapter 32 data to update information on the ACF FY81/82, FY83/84, and the FY85/86 accessions cohorts. In this latest update, all of the FY10 Chapter 32 data, along with similar data from FY03 through FY09, were also archived to facilitate future updates when there is such a need. Montgomery G.I. Bill Database The MGIB database was started in 1991 and was originally updated on an annual basis. Since March 1993, ARI has received update tapes from DMDC on a quarterly basis. This allowed the analysis of MGIB usage on a quarterly basis. Around the fall of 1999, DMDC began to convert the existing legacy system into the Defense Enrollment Eligibility Reporting System (DEERS). As a consequence, no MGIB data were available from DMDC until April 2002. The first quarterly data containing Regular Army records received from DMDC after the conversion was as of September 2001, with a new record layout, data dictionary, and more variables than previously provided on the quarterly files. With the help of DMDC staff familiar with the database, we were able to identify the variables needed for analysis. In April 2002 we also began receiving quarterly data files for the Army Reserve and National Guard. Prior to that point, data were only available for Soldiers in the Regular Army. Seven quarterly MGIB data files were processed for the current effort: December 2010 through June 2012. Upon the processing of each quarterly de-identified data set, three sets of tabulations were created: one for the Regular Army, one for the Army Reserve and one for National Guard. Four quarterly MGIB data files were selected to be used to produce the tables: December 2010, March 2011, June 2011, and September 2011. The remaining three MGIB quarterly files that were not used for reporting were archived to CD. While creating the March 2010 tabulations, we discovered a problem with the MGIB Chapter 1606 (Reserve and Guard) data. There was a dramatic increase in cases where the VA Training Time Type Code (byte 55) and VA Training Category Code (byte 54) were coded as unknown. Overall, an alarming 94% of the cases had a value of "Z" for Unknown in one or both of these fields. We checked the March 2009, June 2009, September 2009 and December 2009 Ch1606 quarterly data files for cases with similar unknown values for these two variables and found that the ratio of these cases remained constant at about 81% across all these earlier files. This situation was reported to DMDC. Further inspection of these data indicated that the VA has erroneously updated the replication table with unknown values in these two variables. Unfortunately, due to limited resources at the VA, this problem was not corrected in time for this reporting period. Only Table 3 for the Reserve and National Guard tabulation was affected by this problem starting with March 2010. The tabulations for the Regular Army were not affected. For the Regular component, this report includes tabulations of program participation and benefit usage, type of educational program entered, and time between separation and start of education benefits. For Reserve and Guard components, tabulations are provided by benefit eligibility status, VA training time, and type of educational program entered. The tabulations are presented by entry cohort, going back to the 1985 entry cohort for all three components. Benefit usage figures for recent cohorts in the Regular component are small / low as would be expected for this type of 2

program. As cohorts age and members leave the Service, usage rates pick up. An estimate of steady state usage rates can be inferred from the older cohorts. An additional new set of tables was created under this effort for Regular Army that focuses on time between separation and MGIB benefit usage for veterans. Instead of using entry cohort, separation cohort from 1988 to 2010 was used in the analysis of benefits usage rates.. Benefit usage is reported for Veterans with three or four years of service and also for those with years of service greater than four years, and for those who took advantage of the program within first 2 years after separation and within 10 years after separation. At the conclusion of the current effort, 14 additional quarterly files were processed and available for analysis. These files are: Type Date Total Cases Regular Army 1 st quarter 2011 (as of December 2010) 2,232,251 Regular Army 2 nd quarter 2011 (as of March 2011) 2,246,901 Regular Army 3 rd quarter 2011 (as of June 2011) 2,264,345 Regular Army 4 th quarter 2011 (as of September 2011) 2,279,188 Regular Army 1 st quarter 2012 (as of December 2011) 2,293,923 Regular Army 2 nd quarter 2012 (as of March 2012) 2,308,658 Regular Army 3 rd quarter 2012 (as of June 2012) 2,325,362 Reserve/Guard 1 st quarter 2011 (as of December 2010) 2,516,597 Reserve/Guard 2 nd quarter 2011 (as of March 2011) 2,530,683 Reserve/Guard 3 rd quarter 2011 (as of June 2011) 2,548,826 Reserve/Guard 4 th quarter 2011 (as of September 2011) 2,570,237 Reserve/Guard 1 st quarter 2012 (as of December 2011) 2,590,849 Reserve/Guard 2 nd quarter 2012 (as of March 2012) 2,611,461 Reserve/Guard 3 rd quarter 2012 (as of June 2012) 2,630,183 Tabulations and Documentation Tabulations of the updated MGIB databases are presented in four appendixes. As described previously, each appendix presents a series of tables for each cohort year as detailed below. Each series of tables is presented four times, representing quarterly reports generated for December 2010, March 2011, June 2011, and September 2011. Appendix A: MGIB Regular Army Analysis Tables (by Cohort Year) Table 1: Takers Table 2: Users Table 3: Percent Users Table 4: Type of Education Program Entered Table 5: Time Between Date of Separation and Start of Army College Fund Table 6: Time Between Date of Separation and Start of Army College Fund (Percent of Cohort) 3

Table 7: Time Between Date of Separation and Start of MGIB Alone Usage Table 8: Time Between Date of Separation and Start of MGIB Alone Usage (Percent of FY Cohort) Appendix B: MGIB Regular Army Analysis Tables (by Separation Year) Table A: MGIB Benefit Usage for Veterans for Years of Service EQ 3-4 (within 2 years after separation) Table B: MGIB Benefit Usage for Veterans for Years of Service GT 4 (within 2 years after separation) Table C: MGIB Benefit Usage for Veterans for Years of Service EQ 3-4 (within 10 years after separation) Table D: MGIB Benefit Usage for Veterans for Years of Service GT 4 (within 10 years after separation) Table E: MGIB Benefit Usage for Veterans for Years of Service GE 3 (within 2 years after separation) Table F: MGIB Benefit Usage for Veterans for Years of Service GE 3 (within 10 years after separation) Appendix C: MGIB Army Reserve Analysis Tables and Appendix D: MGIB National Guard Analysis Tables Table 1: SR Basic Benefit Eligibility Status Table 2: VA Training Time Type Table 3: Type of Educational Program Entered FY1985-2010 Cohorts A compact disk (CD-ROM) has been prepared and is available for Army G-1 and other Army agency use upon request to ARI. It contains electronic versions of the FY10 ACF data file, FY11 and FY12 MGIB data files, record layouts, data dictionary, SPSS transport files for MGIB databases, MGIB analysis tables, and this report. 4

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APPENDIX A MGIB FY11 UPDATES: Regular Army by Cohort Year A-1

***** MGIB Regular Army Data as of December 2010 ***** page 1 Table 1: Takers MGIB 2YR 3YR 4YR 5_6YR Total Cohort Alone ACF ACF ACF ACF ACF Total A-2 1985 11146 3316 2910 6128 0 12354 23500 1986 61792 10019 8638 10721 0 29378 91170 1987 76702 10173 10005 2882 0 23060 99762 1988 83641 4578 6150 4394 0 15122 98763 1989 92649 5185 5229 3707 0 14121 106770 1990 62531 4998 5418 9151 0 19567 82098 1991 49094 4722 4424 11011 1 20158 69252 1992 48693 4392 5158 13482 0 23032 71725 1993 47507 2076 6926 7148 0 16150 63657 1994 45778 1825 4444 4649 0 10918 56696 1995 43210 1616 5002 4868 0 11486 54696 1996 54522 1322 3700 7326 0 12348 66870 1997 67647 525 1064 2952 0 4541 72188 1998 60649 463 1137 3134 0 4734 65383 1999 58102 306 913 3366 0 4585 62687 2000 54521 569 1667 9483 0 11719 66240 2001 57080 530 1815 7895 0 10240 67320 2002 55826 431 2109 7661 0 10201 66027 2003 52665 354 1376 6644 0 8374 61039 2004 63326 256 1923 3994 0 6173 69499 2005 51937 94 2115 5923 184 8316 60253 2006 56102 302 3248 5488 1428 10466 66568 2007 50917 351 2367 5343 4279 12340 63257 2008 47684 175 5305 5498 3216 14194 61878 2009 43350 8 7385 5375 2676 15444 58794 2010 47407 1 8156 7122 2221 17500 64907 2011 16487 0 123 138 82 343 16830 ======= ===== ====== ====== ===== ====== ======= 1460965 58587 108707 165483 14087 346864 1807829 NOTE: An undercount of Army College Fund (ACF) participants for the 1997-1999 cohorts was acknowledged in 1999 by the Army Personnel Command (PERSCOM). The undercount was a result of the ACF data element not being populated in the Army system for those years. After the problem was discovered, PERSCOM attempted to re-capture the missing information for those cases. Unfortunately, many of the 1997-1999 Army cases had already separated from active duty and their records no longer existed in the Total Army Personnel Data Base (TAPDB) system.

***** MGIB Regular Army Data as of December 2010 ***** Page 2 Table 2: Users MGIB 2YR 3YR 4YR 5_6YR Total Cohort Alone ACF ACF ACF ACF ACF Total A-3 1985 5158 2490 2007 3622 0 8119 13277 1986 24060 6944 5605 5851 0 18400 42460 1987 30052 7287 6494 1776 0 15557 45609 1988 31915 3386 4115 2869 0 10370 42285 1989 34390 3963 3674 2528 0 10165 44555 1990 21869 3373 3541 5597 0 12511 34380 1991 15668 3003 2653 6065 1 11722 27390 1992 16715 2715 3083 7301 0 13099 29814 1993 15872 1279 4155 3803 0 9237 25109 1994 15381 1090 2444 2494 0 6028 21409 1995 14843 967 2917 2522 0 6406 21249 1996 18710 834 2071 3846 0 6751 25461 1997 23377 458 955 2235 0 3648 27025 1998 20258 370 939 2317 0 3626 23884 1999 19038 242 710 2408 0 3360 22398 2000 17306 376 1131 5073 0 6580 23886 2001 17436 329 1067 3721 0 5117 22553 2002 15914 227 981 2912 0 4120 20034 2003 12789 100 331 1912 0 2343 15132 2004 11361 64 340 549 0 953 12314 2005 5322 30 373 492 77 972 6294 2006 2943 72 251 295 70 688 3631 2007 1118 19 55 104 88 266 1384 2008 318 7 31 43 31 112 430 2009 81 0 15 8 10 33 114 2010 4 0 0 1 0 1 5 ====== ===== ===== ===== ===== ====== ====== 391898 39625 49938 70344 277 160184 552082

***** MGIB Regular Army Data as of December 2010 ***** Page 3 Table 3: Percent Users MGIB 2YR 3YR 4YR 5_6YR Total Cohort Alone ACF ACF ACF ACF ACF Total A-4 1985 46.3% 75.1% 69.0% 59.1% N/A 65.7% 56.5% 1986 38.9% 69.3% 64.9% 54.6% N/A 62.6% 46.6% 1987 39.2% 71.6% 64.9% 61.6% N/A 67.5% 45.7% 1988 38.2% 74.0% 66.9% 65.3% N/A 68.6% 42.8% 1989 37.1% 76.4% 70.3% 68.2% N/A 72.0% 41.7% 1990 35.0% 67.5% 65.4% 61.2% N/A 63.9% 41.9% 1991 31.9% 63.6% 60.0% 55.1% N/A 58.2% 39.6% 1992 34.3% 61.8% 59.8% 54.2% N/A 56.9% 41.6% 1993 33.4% 61.6% 60.0% 53.2% N/A 57.2% 39.4% 1994 33.6% 59.7% 55.0% 53.6% N/A 55.2% 37.8% 1995 34.4% 59.8% 58.3% 51.8% N/A 55.8% 38.8% 1996 34.3% 63.1% 56.0% 52.5% N/A 54.7% 38.1% 1997 34.6% 87.2% 89.8% 75.7% N/A 80.3% 37.4% 1998 33.4% 79.9% 82.6% 73.9% N/A 76.6% 36.5% 1999 32.8% 79.1% 77.8% 71.5% N/A 73.3% 35.7% 2000 31.7% 66.1% 67.8% 53.5% N/A 56.1% 36.1% 2001 30.5% 62.1% 58.8% 47.1% N/A 50.0% 33.5% 2002 28.5% 52.7% 46.5% 38.0% N/A 40.4% 30.3% 2003 24.3% 28.2% 24.1% 28.8% N/A 28.0% 24.8% 2004 17.9% 25.0% 17.7% 13.7% N/A 15.4% 17.7% 2005 10.2% 31.9% 17.6% 8.3% 41.8% 11.7% 10.4% 2006 5.2% 23.8% 7.7% 5.4% 4.9% 6.6% 5.5% 2007 2.2% 5.4% 2.3% 1.9% 2.1% 2.2% 2.2% 2008 0.7% 4.0% 0.6% 0.8% 1.0% 0.8% 0.7% 2009 0.2% 0.0% 0.2% 0.1% 0.4% 0.2% 0.2% 2010 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2011 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%

***** MGIB Regular Army Data as of December 2010 ***** Page 4 Table 4: Type of Educational Program Entered ACF MGIB ALONE Total ------------------------------------------------------ A: Graduate 7767 18020 25787 ------------------------------------------------------ B: Undergraduate 139857 321013 460870 ------------------------------------------------------ C: Non-Degree, College 3235 14587 17822 ------------------------------------------------------ D: Voc/Tech, Post HS 9325 38278 47603 ------------------------------------------------------ Total 160184 391898 552082 A-5 ACF MGIB ALONE Total ------------------------------------------------------ A: Graduate 4.85% 4.60% 4.67% ------------------------------------------------------ B: Undergraduate 87.31% 81.91% 83.48% ------------------------------------------------------ C: Non-Degree, College 2.02% 3.72% 3.23% ------------------------------------------------------ D: Voc/Tech, Post HS 5.82% 9.77% 8.62% ------------------------------------------------------ Total 100.00% 100.00% 100.00% Frequency Missing = 1239

***** MGIB Regular Army Data as of December 2010 ***** Page 5 Table 5: Time Between Date of Separation and Start of Army College Fund Before 9+ Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS YRS Total A-6 1985 129 4505 1282 610 423 299 206 166 124 224 7968 1986 348 10127 2928 1358 940 649 474 391 320 523 18058 1987 323 8627 2565 1229 724 463 426 304 256 403 15320 1988 185 5789 1889 814 454 290 245 166 154 223 10209 1989 207 5630 1797 763 411 367 246 194 154 255 10024 1990 274 6232 2168 1050 653 470 396 322 305 427 12297 1991 347 5640 2002 970 633 483 351 352 275 450 11503 1992 411 5808 2234 1225 806 645 473 411 348 527 12888 1993 287 3860 1755 870 568 439 367 331 263 337 9077 1994 212 2459 1126 656 377 314 238 194 133 234 5943 1995 193 2460 1281 719 463 300 281 210 184 224 6315 1996 162 2562 1393 781 484 360 257 224 159 243 6625 1997 80 1554 866 390 249 161 121 70 59 58 3608 1998 73 1585 898 428 229 138 85 64 41 21 3562 1999 61 1633 812 386 182 123 61 39 17 3 3317 2000 130 3187 1518 708 416 260 122 62 15 5 6423 2001 129 2641 1147 539 280 149 60 19 8 4 4976 2002 116 2308 917 369 173 58 27 11 3 0 3982 2003 71 1421 432 165 77 29 12 5 0 0 2212 2004 22 661 152 42 16 12 4 0 0 0 909 2005 45 690 110 31 17 4 1 0 0 0 898 2006 44 462 78 25 6 1 0 0 0 0 616 2007 13 168 28 12 0 0 0 0 0 0 221 2008 0 67 18 3 0 0 0 0 0 0 88 2009 0 30 1 0 0 0 0 0 0 0 31 2010 0 1 0 0 0 0 0 0 0 0 1 ========== ===== ===== ===== ==== ==== ==== ==== ==== ==== ====== 3862 80107 29397 14143 8581 6014 4453 3535 2818 4161 157071

***** MGIB Regular Army Data as of December 2010 ***** Page 6 Table 6: Time Between Date of Separation and Start of Army College Fund Percent of FY Cohort Before Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS 9+ YRS Total 1985 1.6% 56.5% 16.1% 7.7% 5.3% 3.8% 2.6% 2.1% 1.6% 2.8% 100.0% 1986 1.9% 56.1% 16.2% 7.5% 5.2% 3.6% 2.6% 2.2% 1.8% 2.9% 100.0% 1987 2.1% 56.3% 16.7% 8.0% 4.7% 3.0% 2.8% 2.0% 1.7% 2.6% 100.0% 1988 1.8% 56.7% 18.5% 8.0% 4.4% 2.8% 2.4% 1.6% 1.5% 2.2% 100.0% 1989 2.1% 56.2% 17.9% 7.6% 4.1% 3.7% 2.5% 1.9% 1.5% 2.5% 100.0% 1990 2.2% 50.7% 17.6% 8.5% 5.3% 3.8% 3.2% 2.6% 2.5% 3.5% 100.0% 1991 3.0% 49.0% 17.4% 8.4% 5.5% 4.2% 3.1% 3.1% 2.4% 3.9% 100.0% 1992 3.2% 45.1% 17.3% 9.5% 6.3% 5.0% 3.7% 3.2% 2.7% 4.1% 100.0% 1993 3.2% 42.5% 19.3% 9.6% 6.3% 4.8% 4.0% 3.6% 2.9% 3.7% 100.0% 1994 3.6% 41.4% 18.9% 11.0% 6.3% 5.3% 4.0% 3.3% 2.2% 3.9% 100.0% 1995 3.1% 39.0% 20.3% 11.4% 7.3% 4.8% 4.4% 3.3% 2.9% 3.5% 100.0% 1996 2.4% 38.7% 21.0% 11.8% 7.3% 5.4% 3.9% 3.4% 2.4% 3.7% 100.0% 1997 2.2% 43.1% 24.0% 10.8% 6.9% 4.5% 3.4% 1.9% 1.6% 1.6% 100.0% 1998 2.0% 44.5% 25.2% 12.0% 6.4% 3.9% 2.4% 1.8% 1.2% 0.6% 100.0% 1999 1.8% 49.2% 24.5% 11.6% 5.5% 3.7% 1.8% 1.2% 0.5% 0.1% 100.0% 2000 2.0% 49.6% 23.6% 11.0% 6.5% 4.0% 1.9% 1.0% 0.2% 0.1% 100.0% 2001 2.6% 53.1% 23.1% 10.8% 5.6% 3.0% 1.2% 0.4% 0.2% 0.1% 100.0% 2002 2.9% 58.0% 23.0% 9.3% 4.3% 1.5% 0.7% 0.3% 0.1% 0.0% 100.0% 2003 3.2% 64.2% 19.5% 7.5% 3.5% 1.3% 0.5% 0.2% 0.0% 0.0% 100.0% 2004 2.4% 72.7% 16.7% 4.6% 1.8% 1.3% 0.4% 0.0% 0.0% 0.0% 100.0% 2005 5.0% 76.8% 12.2% 3.5% 1.9% 0.4% 0.1% 0.0% 0.0% 0.0% 100.0% 2006 7.1% 75.0% 12.7% 4.1% 1.0% 0.2% 0.0% 0.0% 0.0% 0.0% 100.0% 2007 5.9% 76.0% 12.7% 5.4% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2008 0.0% 76.1% 20.5% 3.4% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2009 0.0% 96.8% 3.2% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2010 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% ========== ======== ======== ======== ======== ======== ======== ======== ======== ======== ======== Weighted Average: 2.5% 51.0% 18.7% 9.0% 5.5% 3.8% 2.8% 2.3% 1.8% 2.6% 100.0% A-7

***** MGIB Regular Army Data as of December 2010 ***** Page 7 Table 7: Time Between Date of Separation and Start of MGIB Alone Usage Before 9+ Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS YRS Total A-8 1985 170 2007 779 476 325 238 190 163 139 296 4783 1986 1094 8710 3442 2266 1669 1194 1009 798 741 1385 22308 1987 1345 10617 4838 2712 1875 1467 1220 1119 988 1866 28047 1988 1255 11936 4806 2727 2017 1494 1297 1234 1088 2097 29951 1989 1487 12254 5020 2845 2217 1734 1537 1374 1315 2378 32161 1990 1182 7052 3042 1918 1393 1202 1090 957 858 1509 20203 1991 945 4741 2072 1336 1072 927 794 754 684 1090 14415 1992 984 5000 2425 1480 1144 986 868 765 752 1107 15511 1993 820 4789 2260 1475 1208 985 864 812 684 1020 14917 1994 808 4450 2263 1461 1225 1040 952 765 651 928 14543 1995 637 4473 2379 1594 1195 1008 795 629 588 853 14151 1996 662 5860 3150 2119 1548 1200 970 797 676 965 17947 1997 769 7745 4194 2587 1891 1407 1117 939 795 968 22412 1998 648 7356 3727 2337 1533 1154 856 674 546 623 19454 1999 670 7524 3543 2166 1414 1025 748 558 334 216 18198 2000 520 7293 3400 1914 1246 916 608 351 139 113 16500 2001 545 7790 3508 1891 1363 823 430 215 79 42 16686 2002 550 8158 3170 1672 896 461 174 64 38 3 15186 2003 488 7168 2444 1136 522 207 63 37 11 0 12076 2004 488 7230 1943 617 227 98 32 8 0 0 10643 2005 292 3462 719 214 79 31 3 0 0 0 4800 2006 179 1783 410 137 46 4 0 0 0 0 2559 2007 55 664 133 50 5 0 0 0 0 0 907 2008 12 195 44 4 0 0 0 0 0 0 255 2009 0 70 5 0 0 0 0 0 0 0 75 2010 0 4 0 0 0 0 0 0 0 0 4 ========== ====== ===== ===== ===== ===== ===== ===== ===== ===== ====== 16605 148331 63716 37134 26110 19601 15617 13013 11106 17459 368692

***** MGIB Regular Army Data as of December 2010 ***** Page 8 Table 8: Time Between Date of Separation and Start of MGIB Alone Usage Percent of FY Cohort Before Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS 9+ YRS Total 1985 3.6% 42.0% 16.3% 10.0% 6.8% 5.0% 4.0% 3.4% 2.9% 6.2% 100.0% 1986 4.9% 39.0% 15.4% 10.2% 7.5% 5.4% 4.5% 3.6% 3.3% 6.2% 100.0% 1987 4.8% 37.9% 17.2% 9.7% 6.7% 5.2% 4.3% 4.0% 3.5% 6.7% 100.0% 1988 4.2% 39.9% 16.0% 9.1% 6.7% 5.0% 4.3% 4.1% 3.6% 7.0% 100.0% 1989 4.6% 38.1% 15.6% 8.8% 6.9% 5.4% 4.8% 4.3% 4.1% 7.4% 100.0% 1990 5.9% 34.9% 15.1% 9.5% 6.9% 5.9% 5.4% 4.7% 4.2% 7.5% 100.0% 1991 6.6% 32.9% 14.4% 9.3% 7.4% 6.4% 5.5% 5.2% 4.7% 7.6% 100.0% 1992 6.3% 32.2% 15.6% 9.5% 7.4% 6.4% 5.6% 4.9% 4.8% 7.1% 100.0% 1993 5.5% 32.1% 15.2% 9.9% 8.1% 6.6% 5.8% 5.4% 4.6% 6.8% 100.0% 1994 5.6% 30.6% 15.6% 10.0% 8.4% 7.2% 6.5% 5.3% 4.5% 6.4% 100.0% 1995 4.5% 31.6% 16.8% 11.3% 8.4% 7.1% 5.6% 4.4% 4.2% 6.0% 100.0% 1996 3.7% 32.7% 17.6% 11.8% 8.6% 6.7% 5.4% 4.4% 3.8% 5.4% 100.0% 1997 3.4% 34.6% 18.7% 11.5% 8.4% 6.3% 5.0% 4.2% 3.5% 4.3% 100.0% 1998 3.3% 37.8% 19.2% 12.0% 7.9% 5.9% 4.4% 3.5% 2.8% 3.2% 100.0% 1999 3.7% 41.3% 19.5% 11.9% 7.8% 5.6% 4.1% 3.1% 1.8% 1.2% 100.0% 2000 3.2% 44.2% 20.6% 11.6% 7.6% 5.6% 3.7% 2.1% 0.8% 0.7% 100.0% 2001 3.3% 46.7% 21.0% 11.3% 8.2% 4.9% 2.6% 1.3% 0.5% 0.3% 100.0% 2002 3.6% 53.7% 20.9% 11.0% 5.9% 3.0% 1.1% 0.4% 0.3% 0.0% 100.0% 2003 4.0% 59.4% 20.2% 9.4% 4.3% 1.7% 0.5% 0.3% 0.1% 0.0% 100.0% 2004 4.6% 67.9% 18.3% 5.8% 2.1% 0.9% 0.3% 0.1% 0.0% 0.0% 100.0% 2005 6.1% 72.1% 15.0% 4.5% 1.6% 0.6% 0.1% 0.0% 0.0% 0.0% 100.0% 2006 7.0% 69.7% 16.0% 5.4% 1.8% 0.2% 0.0% 0.0% 0.0% 0.0% 100.0% 2007 6.1% 73.2% 14.7% 5.5% 0.6% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2008 4.7% 76.5% 17.3% 1.6% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2009 0.0% 93.3% 6.7% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2010 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% ========== ======== ======== ======== ======== ======== ======== ======== ======== ======== ======== Weighted Average: 4.5% 40.2% 17.3% 10.1% 7.1% 5.3% 4.2% 3.5% 3.0% 4.7% 100.0% A-9

***** MGIB Regular Army Data as of March 2011 ***** Page 1 Table 1: Takers MGIB 2YR 3YR 4YR 5_6YR Total Cohort Alone ACF ACF ACF ACF ACF Total A-10 1985 11142 3316 2910 6132 0 12358 23500 1986 61789 10019 8639 10723 0 29381 91170 1987 76700 10173 10007 2882 0 23062 99762 1988 83638 4580 6150 4396 0 15126 98764 1989 92644 5186 5231 3710 0 14127 106771 1990 62522 5003 5420 9152 0 19575 82097 1991 49089 4724 4424 11014 1 20163 69252 1992 48694 4392 5157 13482 0 23031 71725 1993 47504 2076 6927 7149 0 16152 63656 1994 45776 1825 4445 4649 0 10919 56695 1995 43206 1616 5002 4869 0 11487 54693 1996 54514 1322 3702 7325 0 12349 66863 1997 67632 529 1065 2953 0 4547 72179 1998 60625 465 1138 3135 0 4738 65363 1999 58076 306 914 3373 0 4593 62669 2000 54500 570 1667 9484 0 11721 66221 2001 57060 530 1815 7895 0 10240 67300 2002 55808 432 2108 7661 0 10201 66009 2003 52646 355 1377 6644 0 8376 61022 2004 63314 255 1919 3979 0 6153 69467 2005 51935 93 2112 5904 199 8308 60243 2006 56094 301 3248 5488 1431 10468 66562 2007 50909 351 2367 5343 4279 12340 63249 2008 47679 175 5305 5496 3216 14192 61871 2009 43350 8 7385 5375 2676 15444 58794 2010 47348 1 8156 7121 2221 17499 64847 2011 29833 0 164 174 97 435 30268 ======= ===== ====== ====== ===== ====== ======= 1474027 58603 108754 165508 14120 346985 1821012 NOTE: An undercount of Army College Fund (ACF) participants for the 1997-1999 cohorts was acknowledged in 1999 by the Army Personnel Command (PERSCOM). The undercount was a result of the ACF data element not being populated in the Army system for those years. After the problem was discovered, PERSCOM attempted to re-capture the missing information for those cases. Unfortunately, many of the 1997-1999 Army cases had already separated from active duty and their records no longer existed in the Total Army Personnel Data Base (TAPDB) system.

***** MGIB Regular Army Data as of March 2011 ***** Page 2 Table 2: Users MGIB 2YR 3YR 4YR 5_6YR Total Cohort Alone ACF ACF ACF ACF ACF Total A-11 1985 5162 2490 2007 3622 0 8119 13281 1986 24079 6945 5605 5852 0 18402 42481 1987 30074 7288 6496 1776 0 15560 45634 1988 31929 3387 4116 2871 0 10374 42303 1989 34418 3963 3674 2531 0 10168 44586 1990 21896 3374 3542 5599 0 12515 34411 1991 15689 3003 2653 6071 1 11728 27417 1992 16734 2716 3083 7303 0 13102 29836 1993 15884 1279 4156 3805 0 9240 25124 1994 15397 1090 2446 2495 0 6031 21428 1995 14857 967 2921 2526 0 6414 21271 1996 18755 834 2073 3848 0 6755 25510 1997 23421 459 957 2236 0 3652 27073 1998 20337 370 940 2321 0 3631 23968 1999 19119 242 711 2415 0 3368 22487 2000 17374 375 1135 5096 0 6606 23980 2001 17513 331 1069 3732 0 5132 22645 2002 16000 227 983 2932 0 4142 20142 2003 12900 100 333 1933 0 2366 15266 2004 11506 64 341 555 0 960 12466 2005 5446 31 375 505 84 995 6441 2006 3094 72 262 326 73 733 3827 2007 1254 21 67 112 95 295 1549 2008 359 8 33 44 34 119 478 2009 105 0 19 12 10 41 146 2010 7 0 0 2 0 2 9 ====== ===== ===== ===== ===== ====== ====== 393309 39636 49997 70520 297 160450 553759

***** MGIB Regular Army Data as of March 2011 ***** Page 3 Table 3: Percent Users MGIB 2YR 3YR 4YR 5_6YR Total Cohort Alone ACF ACF ACF ACF ACF Total A-12 1985 46.3% 75.1% 69.0% 59.1% N/A 65.7% 56.5% 1986 39.0% 69.3% 64.9% 54.6% N/A 62.6% 46.6% 1987 39.2% 71.6% 64.9% 61.6% N/A 67.5% 45.7% 1988 38.2% 74.0% 66.9% 65.3% N/A 68.6% 42.8% 1989 37.2% 76.4% 70.2% 68.2% N/A 72.0% 41.8% 1990 35.0% 67.4% 65.4% 61.2% N/A 63.9% 41.9% 1991 32.0% 63.6% 60.0% 55.1% N/A 58.2% 39.6% 1992 34.4% 61.8% 59.8% 54.2% N/A 56.9% 41.6% 1993 33.4% 61.6% 60.0% 53.2% N/A 57.2% 39.5% 1994 33.6% 59.7% 55.0% 53.7% N/A 55.2% 37.8% 1995 34.4% 59.8% 58.4% 51.9% N/A 55.8% 38.9% 1996 34.4% 63.1% 56.0% 52.5% N/A 54.7% 38.2% 1997 34.6% 86.8% 89.9% 75.7% N/A 80.3% 37.5% 1998 33.5% 79.6% 82.6% 74.0% N/A 76.6% 36.7% 1999 32.9% 79.1% 77.8% 71.6% N/A 73.3% 35.9% 2000 31.9% 65.8% 68.1% 53.7% N/A 56.4% 36.2% 2001 30.7% 62.5% 58.9% 47.3% N/A 50.1% 33.6% 2002 28.7% 52.5% 46.6% 38.3% N/A 40.6% 30.5% 2003 24.5% 28.2% 24.2% 29.1% N/A 28.2% 25.0% 2004 18.2% 25.1% 17.8% 13.9% N/A 15.6% 17.9% 2005 10.5% 33.3% 17.8% 8.6% 42.2% 12.0% 10.7% 2006 5.5% 23.9% 8.1% 5.9% 5.1% 7.0% 5.7% 2007 2.5% 6.0% 2.8% 2.1% 2.2% 2.4% 2.4% 2008 0.8% 4.6% 0.6% 0.8% 1.1% 0.8% 0.8% 2009 0.2% 0.0% 0.3% 0.2% 0.4% 0.3% 0.2% 2010 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 2011 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%

***** MGIB Regular Army Data as of March 2011 ***** Page 4 Table 4: Type of Educational Program Entered ACF MGIB ALONE Total ------------------------------------------------------ A: Graduate 7834 18225 26059 ------------------------------------------------------ B: Undergraduate 140041 322043 462084 ------------------------------------------------------ C: Non-Degree, College 3237 14638 17875 ------------------------------------------------------ D: Voc/Tech, Post HS 9338 38403 47741 ------------------------------------------------------ Total 160450 393309 553759 A-13 ACF MGIB ALONE Total ------------------------------------------------------ A: Graduate 4.88% 4.63% 4.71% ------------------------------------------------------ B: Undergraduate 87.28% 81.88% 83.44% ------------------------------------------------------ C: Non-Degree, College 2.02% 3.72% 3.23% ------------------------------------------------------ D: Voc/Tech, Post HS 5.82% 9.76% 8.62% ------------------------------------------------------ Total 100.00% 100.00% 100.00% Frequency Missing = 1248

***** MGIB Regular Army Data as of March 2011 ***** Page 5 Table 5: Time Between Date of Separation and Start of Army College Fund Before 9+ Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS YRS Total A-14 1985 129 4504 1281 610 424 299 205 166 124 226 7968 1986 347 10126 2928 1359 941 648 474 392 320 525 18060 1987 323 8629 2565 1229 724 463 426 304 256 404 15323 1988 186 5788 1889 814 455 290 245 166 155 224 10212 1989 207 5630 1798 764 411 366 246 194 154 256 10026 1990 274 6231 2170 1050 652 470 396 322 305 429 12299 1991 347 5641 2004 970 633 483 351 352 275 452 11508 1992 411 5804 2236 1222 807 647 472 412 348 532 12891 1993 291 3857 1754 873 566 443 365 332 262 341 9084 1994 212 2452 1127 660 377 314 238 196 135 236 5947 1995 191 2458 1281 720 464 300 284 211 185 229 6323 1996 165 2563 1390 781 483 361 260 225 160 248 6636 1997 80 1549 868 389 252 162 122 71 60 59 3612 1998 76 1574 894 430 234 143 83 67 43 24 3568 1999 60 1620 819 389 185 123 64 44 22 4 3330 2000 134 3171 1511 716 429 261 138 69 19 6 6454 2001 134 2616 1153 554 281 156 67 22 10 4 4997 2002 118 2292 929 375 187 66 28 11 3 0 4009 2003 77 1418 438 170 84 33 12 5 0 0 2237 2004 23 662 157 43 16 12 4 0 0 0 917 2005 47 704 116 34 18 5 1 0 0 0 925 2006 50 491 87 27 7 2 0 0 0 0 664 2007 16 191 28 14 1 0 0 0 0 0 250 2008 2 70 21 3 0 0 0 0 0 0 96 2009 0 35 3 0 0 0 0 0 0 0 38 2010 0 2 0 0 0 0 0 0 0 0 2 ========== ===== ===== ===== ==== ==== ==== ==== ==== ==== ====== 3900 80078 29447 14196 8631 6047 4481 3561 2836 4199 157376

***** MGIB Regular Army Data as of March 2011 ***** Page 6 Table 6: Time Between Date of Separation and Start of Army College Fund Percent of FY Cohort Before Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS 9+ YRS Total 1985 1.6% 56.5% 16.1% 7.7% 5.3% 3.8% 2.6% 2.1% 1.6% 2.8% 100.0% 1986 1.9% 56.1% 16.2% 7.5% 5.2% 3.6% 2.6% 2.2% 1.8% 2.9% 100.0% 1987 2.1% 56.3% 16.7% 8.0% 4.7% 3.0% 2.8% 2.0% 1.7% 2.6% 100.0% 1988 1.8% 56.7% 18.5% 8.0% 4.5% 2.8% 2.4% 1.6% 1.5% 2.2% 100.0% 1989 2.1% 56.2% 17.9% 7.6% 4.1% 3.7% 2.5% 1.9% 1.5% 2.6% 100.0% 1990 2.2% 50.7% 17.6% 8.5% 5.3% 3.8% 3.2% 2.6% 2.5% 3.5% 100.0% 1991 3.0% 49.0% 17.4% 8.4% 5.5% 4.2% 3.1% 3.1% 2.4% 3.9% 100.0% 1992 3.2% 45.0% 17.3% 9.5% 6.3% 5.0% 3.7% 3.2% 2.7% 4.1% 100.0% 1993 3.2% 42.5% 19.3% 9.6% 6.2% 4.9% 4.0% 3.7% 2.9% 3.8% 100.0% 1994 3.6% 41.2% 19.0% 11.1% 6.3% 5.3% 4.0% 3.3% 2.3% 4.0% 100.0% 1995 3.0% 38.9% 20.3% 11.4% 7.3% 4.7% 4.5% 3.3% 2.9% 3.6% 100.0% 1996 2.5% 38.6% 20.9% 11.8% 7.3% 5.4% 3.9% 3.4% 2.4% 3.7% 100.0% 1997 2.2% 42.9% 24.0% 10.8% 7.0% 4.5% 3.4% 2.0% 1.7% 1.6% 100.0% 1998 2.1% 44.1% 25.1% 12.1% 6.6% 4.0% 2.3% 1.9% 1.2% 0.7% 100.0% 1999 1.8% 48.6% 24.6% 11.7% 5.6% 3.7% 1.9% 1.3% 0.7% 0.1% 100.0% 2000 2.1% 49.1% 23.4% 11.1% 6.6% 4.0% 2.1% 1.1% 0.3% 0.1% 100.0% 2001 2.7% 52.4% 23.1% 11.1% 5.6% 3.1% 1.3% 0.4% 0.2% 0.1% 100.0% 2002 2.9% 57.2% 23.2% 9.4% 4.7% 1.6% 0.7% 0.3% 0.1% 0.0% 100.0% 2003 3.4% 63.4% 19.6% 7.6% 3.8% 1.5% 0.5% 0.2% 0.0% 0.0% 100.0% 2004 2.5% 72.2% 17.1% 4.7% 1.7% 1.3% 0.4% 0.0% 0.0% 0.0% 100.0% 2005 5.1% 76.1% 12.5% 3.7% 1.9% 0.5% 0.1% 0.0% 0.0% 0.0% 100.0% 2006 7.5% 73.9% 13.1% 4.1% 1.1% 0.3% 0.0% 0.0% 0.0% 0.0% 100.0% 2007 6.4% 76.4% 11.2% 5.6% 0.4% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2008 2.1% 72.9% 21.9% 3.1% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2009 0.0% 92.1% 7.9% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2010 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% ========== ======== ======== ======== ======== ======== ======== ======== ======== ======== ======== Weighted Average 2.5% 50.9% 18.7% 9.0% 5.5% 3.8% 2.8% 2.3% 1.8% 2.7% 100.0% A-15

***** MGIB Regular Army Data as of March 2011 ***** Page 7 Table 7: Time Between Date of Separation and Start of MGIB Alone Usage Before 9+ Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS YRS Total A-16 1985 170 2006 778 477 328 239 192 163 139 296 4788 1986 1099 8712 3440 2272 1672 1198 1015 798 743 1389 22338 1987 1355 10617 4845 2719 1885 1466 1222 1117 990 1873 28089 1988 1262 11934 4816 2729 2017 1492 1298 1236 1088 2106 29978 1989 1494 12263 5028 2847 2220 1734 1540 1372 1314 2388 32200 1990 1192 7062 3048 1918 1392 1206 1093 956 858 1522 20247 1991 954 4750 2074 1335 1074 930 792 758 684 1098 14449 1992 991 5002 2425 1482 1139 994 871 769 752 1122 15547 1993 828 4784 2261 1478 1210 988 864 814 683 1036 14946 1994 812 4444 2265 1464 1230 1039 954 768 654 941 14571 1995 649 4463 2382 1593 1200 1009 801 638 589 866 14190 1996 680 5842 3154 2122 1555 1206 974 807 690 992 18022 1997 786 7728 4172 2599 1899 1419 1122 948 805 1005 22483 1998 664 7322 3718 2348 1543 1165 868 691 570 680 19569 1999 689 7489 3544 2176 1433 1047 767 565 355 252 18317 2000 537 7252 3405 1940 1246 933 634 368 150 133 16598 2001 572 7757 3513 1904 1374 851 451 239 82 49 16792 2002 571 8120 3190 1705 914 492 188 67 42 5 15294 2003 503 7140 2482 1158 554 231 73 40 16 1 12198 2004 517 7237 1987 650 247 110 40 11 0 0 10799 2005 314 3496 760 232 86 37 7 0 0 0 4932 2006 198 1873 437 141 50 5 0 0 0 0 2704 2007 71 764 137 54 9 0 0 0 0 0 1035 2008 12 217 49 5 1 0 0 0 0 0 284 2009 0 85 11 0 0 0 0 0 0 0 96 2010 0 7 0 0 0 0 0 0 0 0 7 ========== ====== ===== ===== ===== ===== ===== ===== ===== ===== ====== 16920 148366 63921 37348 26278 19791 15766 13125 11204 17754 370473

***** MGIB Regular Army Data as of March 2011 ***** Page 8 Table 8: Time Between Date of Separation and Start of MGIB Alone Usage Percent of FY Cohort Before Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS 9+ YRS Total 1985 3.6% 41.9% 16.2% 10.0% 6.9% 5.0% 4.0% 3.4% 2.9% 6.2% 100.0% 1986 4.9% 39.0% 15.4% 10.2% 7.5% 5.4% 4.5% 3.6% 3.3% 6.2% 100.0% 1987 4.8% 37.8% 17.2% 9.7% 6.7% 5.2% 4.4% 4.0% 3.5% 6.7% 100.0% 1988 4.2% 39.8% 16.1% 9.1% 6.7% 5.0% 4.3% 4.1% 3.6% 7.0% 100.0% 1989 4.6% 38.1% 15.6% 8.8% 6.9% 5.4% 4.8% 4.3% 4.1% 7.4% 100.0% 1990 5.9% 34.9% 15.1% 9.5% 6.9% 6.0% 5.4% 4.7% 4.2% 7.5% 100.0% 1991 6.6% 32.9% 14.4% 9.2% 7.4% 6.4% 5.5% 5.2% 4.7% 7.6% 100.0% 1992 6.4% 32.2% 15.6% 9.5% 7.3% 6.4% 5.6% 4.9% 4.8% 7.2% 100.0% 1993 5.5% 32.0% 15.1% 9.9% 8.1% 6.6% 5.8% 5.4% 4.6% 6.9% 100.0% 1994 5.6% 30.5% 15.5% 10.0% 8.4% 7.1% 6.5% 5.3% 4.5% 6.5% 100.0% 1995 4.6% 31.5% 16.8% 11.2% 8.5% 7.1% 5.6% 4.5% 4.2% 6.1% 100.0% 1996 3.8% 32.4% 17.5% 11.8% 8.6% 6.7% 5.4% 4.5% 3.8% 5.5% 100.0% 1997 3.5% 34.4% 18.6% 11.6% 8.4% 6.3% 5.0% 4.2% 3.6% 4.5% 100.0% 1998 3.4% 37.4% 19.0% 12.0% 7.9% 6.0% 4.4% 3.5% 2.9% 3.5% 100.0% 1999 3.8% 40.9% 19.3% 11.9% 7.8% 5.7% 4.2% 3.1% 1.9% 1.4% 100.0% 2000 3.2% 43.7% 20.5% 11.7% 7.5% 5.6% 3.8% 2.2% 0.9% 0.8% 100.0% 2001 3.4% 46.2% 20.9% 11.3% 8.2% 5.1% 2.7% 1.4% 0.5% 0.3% 100.0% 2002 3.7% 53.1% 20.9% 11.1% 6.0% 3.2% 1.2% 0.4% 0.3% 0.0% 100.0% 2003 4.1% 58.5% 20.3% 9.5% 4.5% 1.9% 0.6% 0.3% 0.1% 0.0% 100.0% 2004 4.8% 67.0% 18.4% 6.0% 2.3% 1.0% 0.4% 0.1% 0.0% 0.0% 100.0% 2005 6.4% 70.9% 15.4% 4.7% 1.7% 0.8% 0.1% 0.0% 0.0% 0.0% 100.0% 2006 7.3% 69.3% 16.2% 5.2% 1.8% 0.2% 0.0% 0.0% 0.0% 0.0% 100.0% 2007 6.9% 73.8% 13.2% 5.2% 0.9% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2008 4.2% 76.4% 17.3% 1.8% 0.4% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2009 0.0% 88.5% 11.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2010 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% ========== ======== ======== ======== ======== ======== ======== ======== ======== ======== ======== Weighted Average 4.6% 40.0% 17.3% 10.1% 7.1% 5.3% 4.3% 3.5% 3.0% 4.8% 100.0% A-17

***** MGIB Regular Army Data as of June 2011 ***** Page 1 Table 1: Takers MGIB 2YR 3YR 4YR 5_6YR Total Cohort Alone ACF ACF ACF ACF ACF Total A-18 1985 11142 3316 2909 6133 0 12358 23500 1986 61786 10019 8641 10724 0 29384 91170 1987 76700 10173 10009 2881 0 23063 99763 1988 83635 4581 6150 4398 0 15129 98764 1989 92634 5188 5236 3712 0 14136 106770 1990 62515 5005 5422 9154 0 19581 82096 1991 49080 4724 4425 11021 1 20171 69251 1992 48687 4392 5157 13484 0 23033 71720 1993 47500 2077 6928 7149 0 16154 63654 1994 45775 1825 4445 4649 0 10919 56694 1995 43203 1616 5001 4872 0 11489 54692 1996 54510 1323 3702 7320 0 12345 66855 1997 67611 531 1067 2949 0 4547 72158 1998 60587 466 1143 3133 0 4742 65329 1999 58032 307 916 3382 0 4605 62637 2000 54467 572 1666 9480 0 11718 66185 2001 57012 530 1818 7890 0 10238 67250 2002 55769 430 2110 7655 0 10195 65964 2003 52618 354 1363 6634 0 8351 60969 2004 63279 251 1908 3942 0 6101 69380 2005 51920 93 2112 5856 243 8304 60224 2006 56075 300 3248 5473 1443 10464 66539 2007 50893 351 2366 5344 4279 12340 63233 2008 47675 175 5304 5495 3216 14190 61865 2009 43351 8 7385 5374 2676 15443 58794 2010 47346 1 8156 7120 2221 17498 64844 2011 43908 0 178 194 105 477 44385 ======= ===== ====== ====== ===== ====== ======= 1487710 58608 108765 165418 14184 346975 1834685 NOTE: An undercount of Army College Fund (ACF) participants for the 1997-1999 cohorts was acknowledged in 1999 by the Army Personnel Command (PERSCOM). The undercount was a result of the ACF data element not being populated in the Army system for those years. After the problem was discovered, PERSCOM attempted to re-capture the missing information for those cases. Unfortunately, many of the 1997-1999 Army cases had already separated from active duty and their records no longer existed in the Total Army Personnel Data Base (TAPDB) system.

***** MGIB Regular Army Data as of June 2011 ***** Page 2 Table 2: Users MGIB 2YR 3YR 4YR 5_6YR Total Cohort Alone ACF ACF ACF ACF ACF Total A-19 1985 5166 2491 2006 3624 0 8121 13287 1986 24103 6945 5605 5856 0 18406 42509 1987 30094 7288 6499 1776 0 15563 45657 1988 31955 3387 4116 2875 0 10378 42333 1989 34460 3964 3676 2532 0 10172 44632 1990 21941 3377 3542 5598 0 12517 34458 1991 15724 3006 2656 6076 1 11739 27463 1992 16755 2716 3083 7305 0 13104 29859 1993 15915 1280 4156 3808 0 9244 25159 1994 15417 1091 2446 2496 0 6033 21450 1995 14886 967 2920 2527 0 6414 21300 1996 18811 834 2073 3850 0 6757 25568 1997 23506 460 957 2237 0 3654 27160 1998 20413 371 945 2327 0 3643 24056 1999 19202 244 714 2424 0 3382 22584 2000 17463 377 1135 5118 0 6630 24093 2001 17608 333 1072 3743 0 5148 22756 2002 16100 227 986 2949 0 4162 20262 2003 13042 100 333 1946 0 2379 15421 2004 11666 63 344 560 0 967 12633 2005 5606 31 380 524 90 1025 6631 2006 3264 73 267 344 74 758 4022 2007 1386 23 82 120 104 329 1715 2008 444 9 40 53 41 143 587 2009 133 0 25 15 10 50 183 2010 12 0 0 5 0 5 17 ====== ===== ===== ===== ===== ====== ====== 395072 39657 50058 70688 320 160723 555795

***** MGIB Regular Army Data as of June 2011 ***** Page 3 Table 3: Percent Users MGIB 2YR 3YR 4YR 5_6YR Total Cohort Alone ACF ACF ACF ACF ACF Total A-20 1985 46.4% 75.1% 69.0% 59.1% N/A 65.7% 56.5% 1986 39.0% 69.3% 64.9% 54.6% N/A 62.6% 46.6% 1987 39.2% 71.6% 64.9% 61.6% N/A 67.5% 45.8% 1988 38.2% 73.9% 66.9% 65.4% N/A 68.6% 42.9% 1989 37.2% 76.4% 70.2% 68.2% N/A 72.0% 41.8% 1990 35.1% 67.5% 65.3% 61.2% N/A 63.9% 42.0% 1991 32.0% 63.6% 60.0% 55.1% N/A 58.2% 39.7% 1992 34.4% 61.8% 59.8% 54.2% N/A 56.9% 41.6% 1993 33.5% 61.6% 60.0% 53.3% N/A 57.2% 39.5% 1994 33.7% 59.8% 55.0% 53.7% N/A 55.3% 37.8% 1995 34.5% 59.8% 58.4% 51.9% N/A 55.8% 38.9% 1996 34.5% 63.0% 56.0% 52.6% N/A 54.7% 38.2% 1997 34.8% 86.6% 89.7% 75.9% N/A 80.4% 37.6% 1998 33.7% 79.6% 82.7% 74.3% N/A 76.8% 36.8% 1999 33.1% 79.5% 77.9% 71.7% N/A 73.4% 36.1% 2000 32.1% 65.9% 68.1% 54.0% N/A 56.6% 36.4% 2001 30.9% 62.8% 59.0% 47.4% N/A 50.3% 33.8% 2002 28.9% 52.8% 46.7% 38.5% N/A 40.8% 30.7% 2003 24.8% 28.2% 24.4% 29.3% N/A 28.5% 25.3% 2004 18.4% 25.1% 18.0% 14.2% N/A 15.8% 18.2% 2005 10.8% 33.3% 18.0% 8.9% 37.0% 12.3% 11.0% 2006 5.8% 24.3% 8.2% 6.3% 5.1% 7.2% 6.0% 2007 2.7% 6.6% 3.5% 2.2% 2.4% 2.7% 2.7% 2008 0.9% 5.1% 0.8% 1.0% 1.3% 1.0% 0.9% 2009 0.3% 0.0% 0.3% 0.3% 0.4% 0.3% 0.3% 2010 0.0% 0.0% 0.0% 0.1% 0.0% 0.0% 0.0% 2011 0.0% 0.0% 0.0% 0.1% 0.0% 0.0% 0.0%

***** MGIB Regular Army Data as of June 2011 ***** Page 4 Table 4: Type of Educational Program Entered ACF MGIB ALONE Total ------------------------------------------------------ A: Graduate 7888 18481 26369 ------------------------------------------------------ B: Undergraduate 140204 323038 463242 ------------------------------------------------------ C: Non-Degree, College 3238 14753 17991 ------------------------------------------------------ D: Voc/Tech, Post HS 9393 38800 48193 ------------------------------------------------------ Total 160723 395072 555795 A-21 ACF MGIB ALONE Total ------------------------------------------------------ A: Graduate 4.91% 4.68% 4.74% ------------------------------------------------------ B: Undergraduate 87.23% 81.77% 83.35% ------------------------------------------------------ C: Non-Degree, College 2.01% 3.73% 3.24% ------------------------------------------------------ D: Voc/Tech, Post HS 5.84% 9.82% 8.67% ------------------------------------------------------ Total 100.00% 100.00% 100.00% Frequency Missing = 1257

***** MGIB Regular Army Data as of June 2011 ***** Page 5 Table 5: Time Between Date of Separation and Start of Army College Fund Before 9+ Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS YRS Total A-22 1985 130 4502 1283 609 425 299 206 167 124 226 7971 1986 347 10124 2928 1361 940 647 476 392 320 530 18065 1987 322 8629 2565 1230 725 463 426 304 255 406 15325 1988 185 5789 1888 815 456 290 245 167 155 226 10216 1989 208 5632 1798 764 410 366 245 195 155 257 10030 1990 274 6230 2168 1050 654 470 396 322 304 433 12301 1991 347 5642 2003 968 634 481 352 352 276 465 11520 1992 411 5800 2238 1222 806 647 472 412 349 535 12892 1993 289 3857 1751 872 568 445 366 332 263 345 9088 1994 212 2447 1130 659 375 317 238 196 135 240 5949 1995 190 2455 1279 721 466 299 285 211 185 232 6323 1996 165 2559 1393 780 480 362 260 226 159 254 6638 1997 79 1547 865 391 250 163 126 69 64 61 3615 1998 76 1564 895 438 235 147 82 68 46 28 3579 1999 60 1611 825 384 192 124 69 46 23 8 3342 2000 135 3139 1520 718 441 268 152 73 22 7 6475 2001 134 2597 1153 558 288 165 75 24 12 8 5014 2002 119 2270 941 391 189 74 31 13 3 0 4031 2003 76 1408 448 179 90 33 13 6 1 0 2254 2004 23 659 160 46 18 12 5 1 0 0 924 2005 53 711 129 35 17 6 1 0 0 0 952 2006 52 506 89 29 7 4 0 0 0 0 687 2007 18 211 30 16 2 0 0 0 0 0 277 2008 6 82 24 2 0 0 0 0 0 0 114 2009 0 40 3 0 0 0 0 0 0 0 43 2010 0 5 0 0 0 0 0 0 0 0 5 ========== ===== ===== ===== ==== ==== ==== ==== ==== ==== ====== 3911 80016 29506 14238 8668 6082 4521 3576 2851 4261 157630

***** MGIB Regular Army Data as of June 2011 ***** Page 6 Table 6: Time Between Date of Separation and Start of Army College Fund Percent of FY Cohort Before Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS 9+ YRS Total 1985 1.6% 56.5% 16.1% 7.6% 5.3% 3.8% 2.6% 2.1% 1.6% 2.8% 100.0% 1986 1.9% 56.0% 16.2% 7.5% 5.2% 3.6% 2.6% 2.2% 1.8% 2.9% 100.0% 1987 2.1% 56.3% 16.7% 8.0% 4.7% 3.0% 2.8% 2.0% 1.7% 2.6% 100.0% 1988 1.8% 56.7% 18.5% 8.0% 4.5% 2.8% 2.4% 1.6% 1.5% 2.2% 100.0% 1989 2.1% 56.2% 17.9% 7.6% 4.1% 3.6% 2.4% 1.9% 1.5% 2.6% 100.0% 1990 2.2% 50.6% 17.6% 8.5% 5.3% 3.8% 3.2% 2.6% 2.5% 3.5% 100.0% 1991 3.0% 49.0% 17.4% 8.4% 5.5% 4.2% 3.1% 3.1% 2.4% 4.0% 100.0% 1992 3.2% 45.0% 17.4% 9.5% 6.3% 5.0% 3.7% 3.2% 2.7% 4.1% 100.0% 1993 3.2% 42.4% 19.3% 9.6% 6.3% 4.9% 4.0% 3.7% 2.9% 3.8% 100.0% 1994 3.6% 41.1% 19.0% 11.1% 6.3% 5.3% 4.0% 3.3% 2.3% 4.0% 100.0% 1995 3.0% 38.8% 20.2% 11.4% 7.4% 4.7% 4.5% 3.3% 2.9% 3.7% 100.0% 1996 2.5% 38.6% 21.0% 11.8% 7.2% 5.5% 3.9% 3.4% 2.4% 3.8% 100.0% 1997 2.2% 42.8% 23.9% 10.8% 6.9% 4.5% 3.5% 1.9% 1.8% 1.7% 100.0% 1998 2.1% 43.7% 25.0% 12.2% 6.6% 4.1% 2.3% 1.9% 1.3% 0.8% 100.0% 1999 1.8% 48.2% 24.7% 11.5% 5.7% 3.7% 2.1% 1.4% 0.7% 0.2% 100.0% 2000 2.1% 48.5% 23.5% 11.1% 6.8% 4.1% 2.3% 1.1% 0.3% 0.1% 100.0% 2001 2.7% 51.8% 23.0% 11.1% 5.7% 3.3% 1.5% 0.5% 0.2% 0.2% 100.0% 2002 3.0% 56.3% 23.3% 9.7% 4.7% 1.8% 0.8% 0.3% 0.1% 0.0% 100.0% 2003 3.4% 62.5% 19.9% 7.9% 4.0% 1.5% 0.6% 0.3% 0.0% 0.0% 100.0% 2004 2.5% 71.3% 17.3% 5.0% 1.9% 1.3% 0.5% 0.1% 0.0% 0.0% 100.0% 2005 5.6% 74.7% 13.6% 3.7% 1.8% 0.6% 0.1% 0.0% 0.0% 0.0% 100.0% 2006 7.6% 73.7% 13.0% 4.2% 1.0% 0.6% 0.0% 0.0% 0.0% 0.0% 100.0% 2007 6.5% 76.2% 10.8% 5.8% 0.7% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2008 5.3% 71.9% 21.1% 1.8% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2009 0.0% 93.0% 7.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% 2010 0.0% 100.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 100.0% ========== ======== ======== ======== ======== ======== ======== ======== ======== ======== ======== Weighted Average 2.5% 50.8% 18.7% 9.0% 5.5% 3.9% 2.9% 2.3% 1.8% 2.7% 100.0% A-23

***** MGIB Regular Army Data as of June 2011 ***** Page 7 Table 7: Time Between Date of Separation and Start of MGIB Alone Usage Before 9+ Cohort Separation 1YR 2YRS 3YRS 4YRS 5YRS 6YRS 7YRS 8YRS YRS Total A-24 1985 169 2006 778 479 329 240 192 164 138 298 4793 1986 1100 8708 3446 2277 1679 1203 1019 798 744 1392 22366 1987 1356 10620 4852 2722 1887 1470 1224 1116 990 1880 28117 1988 1268 11933 4826 2734 2022 1491 1297 1241 1087 2120 30019 1989 1507 12269 5034 2847 2225 1734 1541 1373 1314 2401 32245 1990 1201 7082 3052 1917 1393 1208 1096 953 861 1536 20299 1991 967 4768 2073 1336 1076 935 791 764 684 1110 14504 1992 989 4998 2427 1483 1138 992 873 774 754 1133 15561 1993 827 4777 2263 1479 1210 993 871 811 683 1057 14971 1994 811 4432 2269 1468 1231 1042 956 766 663 954 14592 1995 648 4449 2383 1595 1201 1014 802 644 591 887 14214 1996 679 5830 3152 2126 1547 1217 979 812 701 1036 18079 1997 783 7703 4167 2607 1897 1432 1135 951 831 1061 22567 1998 665 7280 3709 2362 1543 1186 870 701 589 734 19639 1999 691 7437 3531 2196 1447 1056 791 589 379 277 18394 2000 540 7221 3393 1941 1264 947 660 400 172 154 16692 2001 574 7705 3538 1913 1380 882 484 254 97 58 16885 2002 584 8069 3211 1722 946 522 211 77 48 8 15398 2003 509 7117 2504 1204 580 252 83 42 21 3 12315 2004 531 7232 2034 691 268 115 48 17 1 0 10937 2005 325 3530 804 263 93 40 11 1 0 0 5067 2006 212 1949 465 157 58 6 0 0 0 0 2847 2007 89 845 147 58 12 0 0 0 0 0 1151 2008 15 260 59 10 1 0 0 0 0 0 345 2009 1 97 19 0 0 0 0 0 0 0 117 2010 0 10 0 0 0 0 0 0 0 0 10 ========== ====== ===== ===== ===== ===== ===== ===== ===== ===== ====== 17041 148327 64136 37587 26427 19977 15934 13248 11348 18099 372124