I AM A POST-9/11 STUDENT VETERAN. Collaboration of the Institute of Veterans and Military Families and Student Veterans of America

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I AM A POST-9/11 STUDENT VETERAN Collaboration of the Institute of Veterans and Military Families and Student Veterans of America HIGHER EDUCATION RESEARCH JUNE 2017

ABOUT THE INSTITUTE FOR VETERANS AND MILITARY FAMILIES AT SYRACUSE UNIVERSITY (IVMF) The Institute for Veterans and Military Families (IVMF) is the first interdisciplinary national institute in higher education focused on the social, economic, education, and policy issues impacting veterans and their families. Through its professional staff and experts, the IVMF delivers leading programs in career, vocational, and entrepreneurship education and training, while also conducting actionable research, policy analysis, and program evaluations. The IVMF also supports communities through collective impact efforts that enhance delivery and access to services and care. The Institute, supported by a distinguished advisory board, along with public and private partners, is committed to advancing the lives of those who have served in America s armed forces and their families. For more information, visit ivmf.syracuse.edu. ABOUT STUDENT VETERANS OF AMERICA (SVA) SVA is the country s premier organization for student veterans. SVA supports all veterans through their transition from the military, educational advancement, and career growth. SVA represents a network of 1,400 chapters on campuses in all 50 states and four countries representing over 600,000 student veterans at those colleges and universities. For more information, visit us at www.studentveterans.org.

As I walk across campus with my backpack full of books, people see me as a student like all the rest. That is good because I want to fit in I want to belong. At the same time, I know I am also something else. I am someone who walks across this campus also carrying a set of experiences and perspectives informed by my decision to serve in the nation s defense during a time of war. I am someone who joined the ranks of the more than 3.9 million Americans who volunteered for military service since the terrorist attacks of September 11, 2001. 1 I am also someone who made the decision to go back to school after separating from military service. I AM A POST-9/11 STUDENT VETERAN. I AM A POST-9/11 STUDENT VETERAN 1

Student veterans arrive on campus with their tuition bill paid by the federal government. The Post- 9/11 GI Bill funds 100% of tuition and fees for eligible veterans, and provides annual book stipends as well as a monthly housing allowance. In fact, as of May 2017, the Post-9/11 GI Bill has paid $75 billion in tuition, fees, and stipends to America s colleges and universities in support of student veterans. As a result, more than half of student veterans do not have to seek financial aid or other sources of support beyond the GI Bill to fund their college education. 38 So far, more than 2.9 million veterans of the post-9/11 generation have entered higher education after service, and we are a diverse group. 2 Most of us are between the ages of 25 to 34 (43%), and we come from a host of different backgrounds and cultures. 3 The great majority of us served in the enlisted ranks of the military (82%), and I was most likely a member of the U.S. Army (47%). 4 Others like me served in the Navy (18%), the Air Force (21%), or in the Marine Corps (12%). 5 Another two percent served in the U.S. Coast Guard, and many of us are civilian-soldiers members of the National Guard or the Reserves (45%). 6 I served the nation during a time of war, and because of that, I likely deployed overseas. More than 2.7 million of us deployed to Iraq and Afghanistan since 9/11, and many of us deployed multiple times. 7 On average, I probably spent one out of every three years of my military life away from the United States. 8 You may wonder why I would volunteer for military service? Like many of my fellow veterans, first, I joined to serve my country (88%). 9 However, I also wanted to see the world (65%) and acquire skills that would set me up for a good civilian job after the military (57%). 10 Importantly, I am someone who strongly believes education is key to my future success (92%). 11 For that reason, I almost certainly completed high school or an equivalent (99%) before entering service, and like many of my peers, I started taking college courses while still on active duty (30%). 12 I was very aware the Post-9/11 GI Bill would fully fund a college degree at any public institution in America [and at many private schools] after my service. For that reason, one of my strongest motivations for pursuing military service was the opportunity to advance my education (75%). 13 In fact, of the more than 3.9 million who separated from service since 9/11, more than 1-million of us go back to school using the Post-9/11 GI Bill. 14 That said, while the GI Bill has created a pathway to college for an entire generation of veterans, we remain a small minority on the nation s college campuses veterans make up only three-to-four percent of college students in the United States. 15 For many of us, the transition from military service to a college campus can sometimes be difficult but probably not for the reasons you might expect. 2.9 MILLION VETERANS OF THE POST-9/11 GENERATION HAVE ENTERED HIGHER EDUCATION AFTER SERVICE. MAJORITY OF US SERVED IN THE ENLISTED RANKS OF THE MILITARY 82% U.S. ARMY 47% NAVY 18% AIR FORCE 21% MARINE CORPS 12% U.S. COAST GUARD 2% NATIONAL GUARD/RESERVES 45% 2 INSTITUTE FOR VETERANS AND MILITARY FAMILIES/STUDENT VETERANS OF AMERICA

To begin, it s important to understand there are many stereotypes about veterans like me. One such belief is that I opted for military service after high school because I did not have the academic skills to succeed in college. 16 Nothing could be further from the truth. I excel academically and, on average, outperform my non-military peers. Research demonstrates that, on average, my student veteran classmates and I maintain higher GPAs than traditional civilian students. 17 Additionally, once we start in college, we are more likely to persist and graduate at higher rates as compared to non-veteran students. 18 So to be clear, the most significant challenges I face as a student veteran are not related to my ability to succeed in the classroom. Instead, my challenges are typically social, cultural, and often practical. Let me explain. It is true that sometimes I m faced with a feeling of not fitting in and being connected to my campus community. Remember only a small minority of Americans (<2%) have served in uniform since 9/11. 19 Consequently, when I arrive on a college campus I often do not find many people, like me, with the same experiences. As a result, I sometimes struggle to connect with and relate to my classmates and my professors. In fact, researchers have demonstrated that student veterans perceive that college professors (63%), administrators (63%), and non-veteran students (70%) have little to no understanding of the rare challenges veterans face when making the transition from military service to a college campus. 20 Other studies of faculty members perceptions of veterans as students seem to validate this divide. 21 Even further, research highlights one of the most significant barriers to the pursuit of a college degree, after service, is the perception among transitioning military members that they would not be welcome, supported, or valued in an academic setting. 22 This lack of awareness not only affects the experience of those veterans already on a college campus, but unfortunately, also sabotages the college aspirations of many transitioning military members and impacts where we apply and enroll, and what we choose to study. When I get together with other student veterans, we talk about this issue a lot we find it ironic, given that these are the very people we went to war for while in uniform. ur Student veterans are strong in the classroom. As a group, they have consistently achieved higher academic performance (GPA) as compared to traditional students (3.34 vs. 2.94), and complete college at rates comparable with the national average, and higher than other adult learners (53.6% vs. 39.2%). 39 I AM A POST-9/11 STUDENT VETERAN 3

Student veterans arrive on campus with global experiences, broad diversity, and a commitment to service. In classrooms, on athletic fields, and in student organizations, student veterans are proving resilient, resourceful, entrepreneurial, and adept at team building. Further, they are mature beyond their years, honest, and fiercely loyal to the institution. They are well positioned to exercise dynamic leadership abilities that have been tested and proven under some of the most stressful conditions imaginable. In short, student veterans make the academic experience better for all. It s also true the majority of us are first-generation college students (62%), 23 and we don t have existing networks to turn to for advice, and don t know what resources we should use, or can trust fully. Even when we have insights into good resources (the Department of Education College Scorecards, the GI Bill Comparison Tool), their use is not transparent to us. Consequently, we may be influenced more by advertising than advising. Along with the uncertainty and apprehension associated with feelings of belonging and fit, there are other factors that differentiate me from my non-veteran peers. For example, when I arrive on campus, I will likely be older than my fellow students, and have a more global range of personal and professional life experiences. I m also more likely to be married than my non-veteran peers (47% vs. 37%). 24 If I m enrolled in graduate school, I may even have a child (58%). 25 There is also a 12 percent chance I m married to another service member, which comes with its own set of challenges for me and my family. 26 Dual-military marriages and multiple deployments and now the post-service challenges related to disability, employment, and other transition-related issues put a significant strain on my family. While I understand this reality, navigating the challenges associated with balancing school and family life can have significant implications for our academic experience. For the nearly 20 percent of us with children who are single parents, this challenge is even greater, as we alone must shoulder the responsibilities of school and raising a child. Additionally, for some of us navigating the transition from military to civilian life and school, we also face the day-to-day struggles associated with a variety of physical and mental health-related challenges connected to our service. These challenges may be the result of contact with an improvised explosive device (IED) while deployed, a signature weapon of the wars in Iraq and Afghanistan, which may result in a traumatic brain injury (TBI). TBI is a consequence of the increasing use of IEDs in these wars. My service also places me at a high risk for hearing loss (27%), ringing of the ears (32%), or both. 27 If I served in combat, I likely had an emotionally traumatic or distressing experience (52%), and served with someone who was badly injured (60%) or killed (47%). 28 While campuses are often well-equipped to provide programs and services to people with disabilities, most often they are inexperienced [or what the sociologists would call not culturally competent ] related to the unique nature of wellness concerns that stem from military service during a time of war. While the accommodations for a person with a TBI may be similar to those with other cognitive impairments, veterans often feel a self-stigma related to identifying oneself as disabled. As a consequence, often we don t seek the health and wellness services we need, even if they are otherwise available and accessible. Further, most colleges don t understand the resources I have available to me through the Department of Veterans Affairs, or how they can coordinate with them, or even how they can encourage me to enroll in VA health care in lieu of student health insurance. Similar parallels exist in student counseling services, and even in medical health care. This is important because 4 INSTITUTE FOR VETERANS AND MILITARY FAMILIES/STUDENT VETERANS OF AMERICA

along with the physical scars of war, I may also suffer from invisible wounds. Many veterans of my generation may have been diagnosed with depressive disorder (38%), or post-traumatic stress disorder (30%). 29 Tragically, there is a likelihood that many of my veteran peers responded yes when screened for military sexual trauma at the VA (25%). 30 My peers and I may even struggle with suicidal thoughts. However, here we are not as unique on campus as you might think. In fact, a great many of our non-veteran student peers are struggling in similar ways. In fact, many studies have suggested that today s college students are showing up on college campuses with mental health challenges at historically high rates, due in part to issues such as achievement-focused parenting and the intense competition for social and academic success. In this regard, my military experience confers to me a unique advantage I am resilient. That is, where my non-veteran student peers struggle with a lack of resilience related to stress, 31 my military service experience taught me skills and strategies to be resilient in the face of setbacks and stress. 32 In fact, the truth is that even in the face of some of these service-related challenges, I come to campus with a broad range of military-learned skills, abilities, and experiences that help me succeed in an academic environment. For example, my military service likely included many cross-cultural experiences and opportunities for advanced technical training. Research also demonstrates my service cultivated advanced maturity, more appreciative attitudes, and an increased work ethic. 33 I am comfortable operating in diverse work settings, embracing uncertainty and change, and problem solving. I am also confident and entrepreneurial, and my military experience taught me how to work with other people (65%), gave me self-confidence STUDENT VETERANS ARE MORE LIKELY TO: BE OLDER; BE MARRIED; HAVE CHILDREN; HAVE A DISABILITY; WORKING FULL OR PART-TIME; FIRST GENERATION STUDENT I AM A POST-9/11 STUDENT VETERAN 5

Student veteran skills and talents are in demand from the nation s employers. More than half of student veterans pursue degrees in business, STEM, and health sciences. 40 Veterans with a bachelor s degree earn about $84,255 on average per year, which is about $17,000 more than their non-veteran counterparts. 41 (61%), and helped me get ahead in life and grow as a person (71%). 34 Because of this, I bounce back from personal, professional, and organizational setbacks more quickly and completely than those who have not served in the military all traits that translate well to a making me a contributing member of my campus community. 35 In addition, like generations before us, my veteran peers and I are taking on roles of increasing leadership in society. Whether it be volunteering as little league coaches, helping in disaster relief efforts, joining fitness-related support groups, serving on a local school board, or running for Congress, we continue to find ways to leverage our military service for the good of society. At school, we take leadership and service roles in student government, in student organizations and clubs, in fraternities and sororities, in honor societies, in fundraisers, in service-learning opportunities, and in other formal and informal campus settings. For many of us, we joined the military to lend meaning to our lives. So, as we navigate the ambiguity of the future, leadership through service serves as our anchor, helping us maintain that identity through our post-service transition and thereafter. 36 Put simply, while pursuing a college degree may come with some challenges, it is nothing that my student veteran peers or I cannot handle. In fact, history makes a strong argument for why this nation s colleges and universities should do more to open their doors to men and women like me. Consider that today, many historians would argue the original GI Bill the Servicemen s Readjustment Act of 1944 is among the most important legislative act in the history of this country, because after World War II it empowered more than eight million veterans to pursue higher education upon leaving military service. Among that group were three Presidents of the United States, three Supreme Court justices, 14 Nobel Prize winners, 24 Pulitzer Prize winners, 91,000 scientists, 67,000 doctors, 450,000 engineers, and countless other members of what has been famously described as the Greatest Generation. 37 If the recipients of the original GI Bill are any indication, just imagine what my generation of veterans could accomplish if this nation s colleges and universities acted boldly and broadly to empower us as students and citizens. I AM A POST-9/11 STUDENT VETERAN, and from where I sit, meaningful investments in the educational success of people like me those who have shouldered the burden of this nation s current and longest wars is not only the right thing to do for our veterans, but also for our academic institutions, and for the future of our nation. 6 INSTITUTE FOR VETERANS AND MILITARY FAMILIES/STUDENT VETERANS OF AMERICA

Endnotes 1. U. S. Department of Labor, Bureau of Labor Statistics, Current Population Survey, Annual Averages (2016) estimates are 3,896,000 Gulf War Era II veterans. Other major data sources are: the U.S. Department of Veterans Affairs, Veteran Population Projections Model (VetPop 2014), Table 2L which estimates 3,890,984 Post-9/11 veterans; and the U.S. Census, American Community Survey, 2015 1-year estimates 3,129,748 Gulf War Era II veterans. 2. U.S. Department of Labor, Bureau of Labor Statistics. (2016). Current Population Survey. Washington, D.C. 3. U.S. Census Bureau. (2015). American Community Survey 1-year estimates. 4. Estimates are based on the Active Duty Population, U.S. Department of Defense (2015). 2015 Demographics Profile of the Military Community. Washington, D.C. 5. Estimates are based on the Active Duty Population, U.S. Department of Defense (2015). 2015 Demographics Profile of the Military Community. Washington, D.C. 6. U.S. Department of Defense. (2015). 2015 Demographics Profile of the Military Community. Washington, D.C. A total of 1,101,353 National Guard and Ready Reservist Personnel members. 7. Hautzinger, S., Howell, A., Scandlyn, J., Wool, Z. H., & Zogas, A. (2015, January). The costs of war: US veterans and military families. In Watson Institute for International and Public Affairs at Brown University. Retrieved May 30, 2017, from http://watson.brown.edu/costsofwar/costs/human/veterans 8. Hosek, J.R., & Martorell, F. (2009). How have deployments during the war on terrorism affected reenlistment? Santa Monica, CA: RAND Corporation. Retrieved from https://www.rand.org/pubs/monographs/mg873.html 9. Pew Research Center, Social & Demographic Trends. (2011, October 5). The military-civilian gap: War and sacrifice in the post-9/11 era. Retrieved from http://www.pewsocialtrends.org/files/2011/10/veterans-report.pdf 10. Pew Research Center, Social & Demographic Trends. (2011, October 5). The military-civilian gap: War and sacrifice in the post-9/11 era. Retrieved from http://www.pewsocialtrends.org/files/2011/10/veterans-report.pdf 11. Pew Research Center, Social & Demographic Trends. (2011, October 5). The military-civilian gap: War and sacrifice in the post-9/11 era. Retrieved from http://www.pewsocialtrends.org/files/2011/10/veterans-report.pdf 12. Zoli, C., Maury, R., & Fay, D. (2015, November). Missing perspectives: Servicemembers transition from service to civilian life- data-driven research to enact the promise of the Post-9/11 GI Bill. Syracuse, NY: Institute for Veterans and Military Families, Syracuse University. 13. Pew Research Center, Social & Demographic Trends. (2011, October 5). The military-civilian gap: War and sacrifice in the post-9/11 era. Retrieved from http://www.pewsocialtrends.org/files/2011/10/veterans-report.pdf 14. Estimate is of those that have used the post-9/11 GI Bill. United States Department of Veterans Affairs. (2013, November 8). One Million Now Benefit from Post-9/11 GI Bill. In Office of Public and Intergovernmental Affairs. Retrieved from https://www.va.gov/opa/pressrel/pressrelease.cfm?id=2490; Cate, C.A. (2014). Million Records Project: Research from Student Veterans of America. Student Veterans of America, Washington, DC. 15. Kelley, B. C., Smith, J. M., & Fox, E. L. (2013). Preparing your campus for veterans success. Sterling, VA: Stylus. 16. Olson, K.W. (1974). The GI Bill, the veterans, and the colleges. Lexington: The University Press of Kentucky. 17. Student Veterans of America. (2016, December 7). Results from the 2016 SVA Census Survey: Student Veteran General Breakdowns. In Student Veterans of America Research Department. Retrieved from http://studentveterans.org/images/pdf/2016-sva-census-survey-student-veteran- General-Breakdowns-120716.pdf; U.S. Department of Education, National Center for Education Statistics, 2011-12 Beginning Postsecondary Students Longitudinal Study, First Follow-up (BPS:12/14). 18. Cate, C.A., Lyon, J.S., Schmeling, J., & Bogue, B.Y. (2017). National Veteran Education Success Tracker: A Report on the Academic Success of Student Veterans Using the Post-9/11 GI Bill. Student Veterans of America, Washington, D.C.; Shapiro, D., Dundar, A., Wakhungu, P.K., Yuan, X., Nathan, A., & Hwang, Y. (2015, November). Completing College: A National View of Student Attainment Rates Fall 2009 Cohort (Signature Report No. 10). Herndon, VA: National Student Clearinghouse Research Center. 19. U.S. Department of Labor, Bureau of Labor Statistics. (2016). Current Population Survey. Washington, D.C. 20. Institute for Veterans and Military Families. (2012). Survey of Student Veterans. Syracuse, NY: Institute for Veterans and Military Families. 21. Gonzalez, C., & Elliot, M. (2016). Faculty attitudes and behaviors towards student veterans. Journal of Postsecondary Education and Disability, 29(1), 35-46. 22. Steinberg, L.J., Zoli, C., & Armstrong, N.J. (2013). From Battlefield to Classroom: Findings, barriers, and pathways to engineering for U.S. servicemembers [White Paper]. Retrieved from http://insct.syr.edu/our-work/projects/defense-strategy-veterans-affairs/veterans-research/ 23. National Conference of State Legislatures. (2014, May 30). Veterans and college: State and community roles in supporting college completion for veterans. Retrieved from http://www.ncsl.org/research/education/veterans-and-college.aspx I AM A POST-9/11 STUDENT VETERAN 7

24. U.S. Department of Education, National Center for Education Statistics. (2011). Military service members and veterans: A profile of those enrolled in undergraduate and graduate education in 2007 08. Retrieved from https://nces.ed.gov/pubsearch/pubsinfo.asp?pubid=2011163. Using Cate, C. A., & Davis, T. A, (2017, May 1), The 2016 SVA Census Survey: Student Veteran General Demographics Breakdowns, (Student Veterans of America), retrieved from http://studentveterans.org/images/pdf/2016-sva-census-survey-student-veteran-general-breakdowns-120716.pdf; 45% of student veterans are married. Using U.S. Census Bureau, American Community Survey 5-year estimates (2011-2015), 59% of all post-9/11 veterans are married, 70% of all veterans are married, and 56% of all non-veterans are married. 25. U.S. Department of Education, National Center for Education Statistics. (2011). Military service members and veterans: A profile of those enrolled in undergraduate and graduate education in 2007 08. Retrieved from https://nces.ed.gov/pubsearch/pubsinfo.asp?pubid=2011163. 47% of undergraduate student veterans and 58% of graduate student veterans have dependents. Using Cate, C. A., & Davis, T. A, (2017, May 1), The 2016 SVA Census Survey: Student Veteran General Demographics Breakdowns, (Student Veterans of America), retrieved from http://studentveterans.org/images/ pdf/2016-sva-census-survey-student-veteran-general-breakdowns-120716.pdf; 46% of student veterans have a child(ren), 42% of undergraduate student veterans have a child(ren), 56.5% of graduate student veterans have a child(ren). Using U.S. Census Bureau, American Community Survey 5-year estimates (2011-2015), 45% of all post-9/11 veterans have a child(ren), 36% of all veterans have a child(ren), and 42% of all non-veterans have a child(ren). 26. U.S. Department of Defense. (2015). 2015 Demographics profile of the military community. In MilitaryOneSource. Retrieved from http://download. militaryonesource.mil/12038/mos/reports/2015-demographics-report.pdf 27. American Tinnitus Association. (2016). Causes. In Understanding the Facts. Retrieved May 31, 2017, from https://www.ata.org/understanding-facts/ causes 28. Pew Research Center, Social & Demographic Trends. (2011, October 5). The military-civilian gap: War and sacrifice in the post-9/11 era. Retrieved from http://www.pewsocialtrends.org/files/2011/10/veterans-report.pdf 29. Lapierre, C. B., Schwegler, A.F., & LaBauve, B.J. (2007). Posttraumatic stress and depression symptoms in soldiers returning from combat operations in Iraq and Afghanistan. Journal of Traumatic Stress, 20(6) 2007, 933 943; Tanielian, T., & Jaycox, L.H. (2008). Invisible Wounds of War: Psychological and Cognitive Injuries, Their Consequences, and Services to Assist Recovery. Santa Monica, CA: RAND Corporation. Retrieved from https://www.rand.org/ pubs/monographs/mg720.html 30. U.S. Department of Veterans Affairs. (2017). Military Sexual Trauma. In Mental Health. Retrieved May 31, 2017, from https://www.mentalhealth.va.gov/ msthome.asp 31. Marano, H.E. (2016, June 10). CrisisU. Retrieved from https://www.psychologytoday.com/articles/201509/crisis-u 32. Livingston, W.G., Havice, P.A., Cawthon, T.W., & Fleming, D.S. (2011). Coming home: Student veterans articulation of college re-enrollment. Journal of Student Affairs Research and Practice, 48(3), 315-331. doi: 10.2202/1949-6605.6292; Vacchi, D.T. (2012). Considering student veterans on the twenty-first century college campus. About Campus, 17(2), 15-21.doi: 10.1002/abc.21075; Zoli, C., Maury, R., & Fay, D. (2015, November). Missing perspectives: Servicemembers transition from service to civilian life- data-driven research to enact the promise of the Post-9/11 GI Bill. Syracuse, NY: Institute for Veterans and Military Families, Syracuse University; Institute for Veterans and Military Families. (2012, March 5). The Business Case for Hiring a Veteran: Beyond the Clichés. Institute for Veterans and Military Families. Retrieved from www.vets. syr.edu/pdfs/the%20business%20case%20 for%20hiring%20 a%20veteran%203-6-12.pdf 33. Livingston, W.G., Havice, P.A., Cawthon, T.W., & Fleming, D.S. (2011). Coming home: Student veterans articulation of college re-enrollment. Journal of Student Affairs Research and Practice, 48(3), 315-331. doi: 10.2202/1949-6605.6292; Vacchi, D.T. (2012). Considering student veterans on the twenty-first century college campus. About Campus, 17(2), 15-21.doi: 10.1002/abc.21075; Zoli, C., Maury, R., & Fay, D. (2015, November). Missing perspectives: Servicemembers transition from service to civilian life- data-driven research to enact the promise of the Post-9/11 GI Bill. Syracuse, NY: Institute for Veterans and Military Families, Syracuse University; Institute for Veterans and Military Families. (2012, March 5). The Business Case for Hiring a Veteran: Beyond the Clichés. Institute for Veterans and Military Families. Retrieved from www.vets. syr.edu/pdfs/the%20business%20case%20 for%20hiring%20 a%20veteran%203-6-12.pdf 34. Pew Research Center, Social & Demographic Trends. (2011, October 5). The military-civilian gap: War and sacrifice in the post-9/11 era. Retrieved from http://www.pewsocialtrends.org/files/2011/10/veterans-report.pdf 35. Institute for Veterans and Military Families. (2012, March 5). The Business Case for Hiring a Veteran: Beyond the Clichés. Institute for Veterans and Military Families. Retrieved from www.vets. syr.edu/pdfs/the%20business%20case%20for%20hiring%20 a%20veteran%203-6-12.pdf 36. Lockie, A. (2015, August, 26). 15 Fortune 500 CEO s who got their start in the military. Business Insider. Retrieved from http://www.businessinsider. com/15-fortune-500-ceos-who-got-their-start-in-the-military-2015-8 37. Steinberg, L.J., Armstrong, N.J., & Zoli, C. (2011, May 25). For-profits unprofitable for GI s: Why taxpayers should prohibit use of post 9-11 GI Bill funding on for-profit education. Retrieved from http://www.huffingtonpost.com/laura-j-steinberg/forprofits-unprofitable-f_b_834068.html 38. U.S. Department of Veterans Affairs. (n.d.). Education and training: Post- 9/11 GI Bill. Retrieved from http://www.benefits.va.gov/gibill/post911_gibill. asp 39. Cate, C.A., Lyon, J.S., Schmeling, J., & Bogue, B.Y. (2017). National Veteran Education Success Tracker: A Report on the Academic Success of Student Veterans Using the Post-9/11 GI Bill. Student Veterans of America, Washington, D.C. 40. Zoli, C., Maury, R., & Fay, D. (2015, November). Missing perspectives: Servicemembers transition from service to civilian life- data-driven research to enact the promise of the Post-9/11 GI Bill. Syracuse, NY: Institute for Veterans and Military Families, Syracuse University. 41. U.S. Census Bureau. (2015). American Community Survey 5-year estimates (2011-2015). 8 INSTITUTE FOR VETERANS AND MILITARY FAMILIES/STUDENT VETERANS OF AMERICA

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