Town of Barnstable Community Development Block Grant Program (CDBG)

Town of Barnstable Community Development Block Grant Program (CDBG) Program Year 2012 Annual Action Plan Grantee: Town of Barnstable Lead Agency: Growth Management Department Contact Person: Kathleen Girouard Community & Economic Development Coordinator 367 Main Street, 3 rd Floor Hyannis, MA 02601 Phone: 508-862-4702, TDD# 508-790-9801

ONE YEAR ACTION PLAN TABLE OF CONTENTS SF424 Form... 3 SF 24 Form... 4 EXECUTIVE SUMMARY... 5 2012 ACTION PLAN GOALS:... 5 Affordable Housing... 5 Economic Opportunities... 5 Public Facility/ Infrastructure Improvements... 5 Public Service Activities... 5 2012 ACTION PLAN PROPOSED BUDGET, OBJECTIVES & OUTCOME MEASUREMENTS... 6 CITIZEN PARTICIPATION AND CONSULTATION PROCESS 24 CFR 91.200(B)... 9 CONSULTATIONS 91.220 (B)... 13 RESOURCES AND OBJECTIVES 91.220(C)... 13 SUMMARY OF 2012 CDBG FUNDED ACTIVITIES 91.220(D)... 16 ACTIVITIES 91.220 (D)... 17 2012 ACTION PLAN LIST OF PROJECTS/ACTIVITIES... 17 SUMMARY OF 2012 PRIORITIES AND SPECIFIC OBJECTIVES... 23 Reasons for funding priorities... 23 Obstacles to addressing underserved needs... 23 EXPENDITURE LIMITS:... 24 PERFORMANCE & OUTCOME MEASUREMENTS 91.220 9(E):... 24 GEOGRAPHIC DISTRIBUTION 91.220(F)... 24 Rationale for Assigning Priorities:... 24 Minority Concentrations... 26 Basis for allocating funds geographically:... 28 AFFORDABLE HOUSING 91.220 (g)... 28 One Year Housing Goals:... 28 PUBLIC HOUSING 91.220(H)... 29 HOMELESSNESS AND OTHER SPECIAL NEEDS ACTIVITIES 91.220(I):... 31 OTHER SPECIAL NEEDS... 34 BARRIERS TO AFFORDABLE HOUSING 91.220(J)... 35 AFFIRMATIVELY FURTHERING FAIR HOUSING:... 35 OTHER ACTIONS 91.220(K)... 36 MONITORING (91.230):... 37 Consistency with NAHA:... 38 OTHER NARRATIVE:... 38 Page 2 of 38

SF424 Form Page 3 of 38

SF 24 Form Page 4 of 38

Town of Barnstable One Year Action Plan (91.220) (July 1, 2012 June 30, 2013) EXECUTIVE SUMMARY This Annual Action Plan outlines the activities which will be undertaken during the program year beginning July 1, 2012 and ending June 30, 2013 using federal funds granted to the Town of Barnstable by the U.S. Department of Housing and Urban Development under the Community Development Block Grant Program (CDBG). Programs and activities described in this plan are intended to primarily benefit low and moderate-income residents of the Town of Barnstable by providing decent affordable housing, economic opportunities and a suitable living environment. The amount of CDBG entitlement funds and program income expected for the 2012 program year are as follows: 2012 CDBG Entitlement Grant $274,499 Carryover Funds from Previous Year $251,400 Total CDBG Entitlement Funds: $525,899 The Town is also estimating approximately $12,000 in Program Income from the Micro- Enterprise Loan program bringing the total to $537,899. The allocated entitlement amount represents about a fourteen (14%) reduction from the previous year. A minimum of seventy (70%) of the funds will be used for activities that benefit low- and moderate-income persons. 2012 ACTION PLAN GOALS: Affordable Housing - $245,000 Rehab assistance to improve and increase the number of affordable housing units for rent Assisting income eligible home owners connect to Town sewer Rehab assistance to income eligible homeowners to preserve existing housing units and increase quality of homes - Priority for Home Owner Rehab program. Economic Opportunities - $75,000 Provision of financial, technical or general assistance to establish, stabilize or expand Micro-Enterprise businesses. Assistance to income eligible business owners to retain or improve their small business Commercial acquisition, rehab, construction to create jobs for low and moderate income persons-preference for business incubators for small business Public Facility/ Infrastructure Improvements - $110,000 Improvements to public facilities serving low income persons or special needs populations Improvements to public facility to remove material and architectural barriers that limit access Public Service Activities - $41,000 Increase job training and opportunities for income eligible residents and residents with disabilities. Public services for low income residents and special needs populations. Priority for activities that: o Continue existing public service providing job training and job opportunities for low income and disabled persons. o Provide housing and/or services for homeless persons or at risk for homelessness populations Goal to be Added to Five Year Consolidated Plan and this Action Plan: Improvements to public facilities serving low income or special needs populations Page 5 of 38

2012 ACTION PLAN PROPOSED BUDGET, OBJECTIVES & OUTCOME MEASUREMENTS 2012 CDBG Projects Objectives AFFORDABLE HOUSING Accessory Affordable Apartment Program (AAAP) DH-2, Decent Affordable Housing Outcome/ Statement Categories/ Affordability for purpose of providing affordable housing Leveraged Outcome Indicators Amount Funds $245,000 $125,000 Number of Affordable Rental Units Goal:10 $70,000 $50,000 Sewer Connection Program Affordable Housing Projects ECONOMIC OPPORUTNIES Economic Development Activities SL-1, Suitable Living Environment DH-2, Decent Affordable Housing; DH-3 Sustainable Affordable Housing EO Creating/ Retaining Economic Opportunities Public Facilities/Infrastructure Improvments Affordability for purpose of connecting to Town sewer Affordability; Sustainability Affordability;Availability/Ac cessibility to jobs Number of households connected to sewer. Goal: 10 connections $100,000 $25,000 Number of Homeowners assisted; Number of housing units $75,000 $50,000 $75,000 $50,000 Number of Businesses Assisted; Number of Jobs created/retained $75,000 $50,000 $110,000 $55,000 Public Facility Improvements Public Services SL-1 Suitable Living Environments; DH-2, Decent Affordable Housing; Public services for low income persons or special needs populations SL-1,2,3 Availability/Accessibility Priority to continue existing public service providing training and job opportunities for low income persons with disabilities EO Creating/ Retaining Economic Opportunities Preservation and rehab assistance to public Number of Public facilities providing housing Facilities Improved; and/or services for special Number of persons needs populations benefitting $110,000 $55,000 $41,000 $3,000 Availability/Accessibility Number of persons assisted Goal: Number of persons assisted Goal: $12,550 $3,000 Priority: Public service providing housing and services for homeless or at risk of homelessness CDBG Program Administration SL-1, Suitable Living Environment CDBG Planning and Administration Successful administration, monitoring, and reporting Availability/Accessibility Successful completion of CDBG Programs & Activities Number of persons assisted Goal: $54,899 $150,000 ConPlan, Action Plan, & CAPER, Environmental Reviews, Monitoring, etc. $54,899 $150,000 Total: $525,899 $383,000 Page 6 of 38

PRIOR YEAR ACCOMPLISHMENTS FROM JULY 1, 2011 MARCH 2012 Priority Affordable Housing DH-2, Decent Affordable Housing Accessory Affordable Apartment Program - Rental units: $105,000 allocated. One nonfunded unit completed during the 2011 program year. Three (3) new projects set up and under going renovations to bring up to current health and safety building codes. To date there are 154 accessory units that are currently active with occupancy permits. These units provide housing for 161 income eligible residents in calendar year 2011. This program benefits our residents most in need; for Calendar year January 2011 - December 31, 2011: Tenants Income (percent of AMI) Percentage of Tenants living in AAAP units 30% & below AMI 32% 31% - 50% AMI 33% 51% - 80% AMI 34% The average income level of tenants in accessory units is 41% of area median income for the Town of Barnstable. During the 2011 calendar year the AAAP program had a vacancy rate of 6%. BHA Buy Down Program Homeownership Units: $50,000 (2010 project extended to 2011) allocated with expectation to buy down the price of two homes to make them affordable to two eligible public housing residents to purchase their first home. Participants must obtain a certificate of completion for the First Time Home Buyer course with Housing Assistance Corporation. The economic climate has made it difficult for public housing residents to secure the financing needed to make this program work. There were five families actively seeking first time homeownership through this program. A couple of the families need to work on some credit issues but two families are eagerly ready to purchase their first home. One of the families had found a home and lender and had scheduled the closing before the financing agency pulled out. The same family had been waiting for USDA Direct approval which they received in February 2012 and are now on the wait list for program funds. The second family is attempting to find a local lender. The project has been extended and hopes to buy down the price of a new home for two families by April 2012. Upon review of the progress made through April the Town may consider extending into the 2012 program year if it looks likely that the active families can secure financing and find a home. As of April USDA has moved one of the families up to priority level and in the process of finalizing the income and credit verification. Project has been extended through June 30, 2012 at which time progress towards completion will be evaluated and unspent funds may be extended into the 2012 program year or reprogrammed to shovel ready eligible activity. 163 Seabrook Road Renovation Project Rental Unit: $50,000 (2010 project extended to 2011) to renovate the property and bring up to health and safety building codes. The unit was unoccupied and condemned for habitation. Project was completed and occupied by an income eligible family but a discrepancy between funding agencies regarding the deed restriction led to the project being fully supported by the state. CDBG funds were recycled into the program and will be used for eligible activities. Sewer Connection Program Homeownership Rehab: $91,600 to provide financial assistance to income eligible home owners to connect their primary residence to the Town sewer. This is a new project implemented to accommodate a number of residents in a low income neighborhood expected to receive notice to connect to the Town sewer. To date efforts preparing program guidelines, policies, and documentation have been Page 7 of 38

spent. Some of the ground work has been laid but there have been delays and connection notifications have not yet been served. This project still expects to move forward and the Town intends on providing assistance to income eligible homeowners to connect. Related road work is expected this spring and depending on the timing the program may be started this year or carried over into program year 2012. As a precaution, the carryover funds have been budgeted in the 2012 budget with a slight increase to round out project amount. If the funds are spent in 2011 the 2012 budget will be adjusted accordingly. Affordable Housing DH-1/3, Availability/Sustainability Decent Affordable Housing Project Prevention Program: $30,000 to Housing Assistance Corporation (HAC) to provide emergency assistance for housing costs to move homeless into rental housing units or prevent homeowners from losing their homes. As of May 1, 2012, over $7,000 was used to assist six (6) income eligible households five of with income levels at or below 30% of the Area Median Income. Of the families assisted to date all but one is single parent families with children and four were previously homeless. Suitable Living Environment SL-1/ Accessible Affordable Housing/Accessible Decent Housing DH-1 CHIPs Elevator Project: $20,000 000 (2010 project extended to 2011) to replace existing wheelchair lift to meet current health and building safety codes. Chips House is a public facility providing housing and services for persons with head injuries. The wheelchair lift is necessary to transport residents from their bedrooms to other living areas of the house. Project has completed 11/17/11 benefiting five (5) disabled persons. 200 Stevens Street ADA Access Project: $70,000 for handicap access improvements to public housing units for elderly and disabled. Project awarded late in the program year in an attempt to spend funds to meet timeliness test. Project was awarded and expected to complete by April 2012. In April, subrecipient reported that the project completion date could be as far out as September 2012. Project is contracted through June 30, 2012 at which time progress towards completion will be evaluated and unspent funds may be extended into the 2012 program year or reprogrammed to shovel ready eligible activity. 23 Park Avenue Public Facility Improvements: $18,946 to upgrade heating system and improve energy efficiency at public facility that provides housing and services for disabled persons. Project awarded late in program year in attempt to spend funds to meet timeliness test. Unfortunately delays in project approval and BID process have pushed back completion datea. Contracted through program year and will be reevaluated end of May to determine progress towards completion. Unspent funds at end of program year may be extended into the 2012 program year or reprogrammed to shovel ready eligible activity. Economic Opportunities EO-2/Suitable Living Environment SL-2 BID Main Street Clean Team: $17,000 committed. Substantial amendment advertised February 17, 2012 in the Barnstable Patriot to increase original project funding of $12,000 by $5,000 for a total of $17,000. The announcement was also posted on the Town website, Town Hall, emailed to distribution list, announced in the public meeting March 8, and printed March 1 in the Barnstable Bulletin. Written comments were accepted through March 20 and none were received. HUD approved the Substantial Amendments 3/26/2 and 4/9/12. As of March 15, 2012, $9,210.98 has been spent to provide 26 persons with disabilities job training and part time job hours. Project has been successful providing job readiness and training for persons that have a difficult time finding employment and has led long term job opportunities for a few participants. The increase will allow for Page 8 of 38

additional participants as they ramp up for the busy season and provide additional hours of training and work. Economic Opportunities EO-2: Micro-Enterprise Loan Program (MELP): The Town partnered with Coastal Community Capital to administer the MELP program starting in 2009. The program offers financial assistance to income eligible business owners whose business qualifies as a microenterprise. The need to assist small business owners in our community was ranked high. Unfortunately it has been challenging to find business owners that meet the income requirements under the grant guidelines leaving an unexpended balance of $106,549 from 2010 funds when the program year started. The 2010 program was extended to June 2012 and as of March 2012 funds in the amount of $55,151 were committed and the loan expects to close within the next few weeks to help stabilize an existing business and retain two (2) full times positions. There is a balance of $51,298 to fund additional businesses and as of March 15, 2012, we are reviewing another potential applicant for eligibility. The goal is to utilize these funds and create or retain 2 more jobs. Due to the large balance of unexpended 2010 funds the $75,000 of 2011 CDBG Funds budgeted for the program were not committed. Regrettably the subrecipient decided not to take the 2011 funds. The funds are included in the carryover amount and will be allocated through the issuance of an RFP and may be used for any eligible economic development activity including micro-enterprise loan assistance. We thank Coastal Community Capital for helping us provide financial assistance to our small business owners. When the 2010 funds are exhausted the program will have utilized $244,642 in CDBG and CDBG-R funds since 2009. Lyndon Center Economic Development Project: $48,920 (2010 project extended to 2011) The Lyndon Center is the headquarters to Cape Abilities, Inc. a non-profit organization. The mission of Cape Abilities is to serve individuals with disabilities on Cape Cod by educating, counseling and providing residential, therapeutic, social and employment supports so as to empower them to achieve meaningful and valued roles in society. Initially the project was funded to install a greenhouse at the property using up to $49,000 of CDBG funds. Environmental and federal wage requirements were making the project cost prohibitive so the contract was voided and replaced with the Lyndon Center Economic Development Project. The project is a public/private partnership to provide job training and jobs for persons with disabilities. The project actually used $42,323 of the committed funds, the balance of $6,597 is expected to roll back into the CDBG program and used for eligible activities. As of the 2 nd quarter monitoring report (December 30, 2011) 80 part time hours were created and eight (8) disabled persons received job training and filled those hours. Progress Report: Unforeseen project delays resulted in the large number of projects extended from 2010 into this program year. Coupled with late cancellations and a slow down implementing the new sewer connection program the Town is struggling to meet the time test in May. In an effort to resolve the problem an RFP was issued to reallocate funds in February. Several applications were received and commitments have been issued pending HUD s approval of the Substantial Amendments. Every effort is being made towards meeting the time test. CITIZEN PARTICIPATION AND CONSULTATION PROCESS 24 CFR 91.200(B) The Town continues its efforts to encourage citizen participation in the planning, implementation and assessment of the CDBG program. Outreach includes public Page 9 of 38

meetings; legal advertising in local newspapers; and postings in Town buildings. Efforts to increase participation in prior years included adding information on Town website, posting meetings on local cable channel 18 and providing informative programs, Town newsletters, direct email distribution and even social media sites such as Facebook and Twitter. 2012 Efforts to Broaden Public Participation: The Town strives to increase participation of residents and interested parties in the process and continues to use various mediums to deliver this information to the public. This year the following initiatives were implemented to increase ways residents and interested parties are able to participate in the process. The Barnstable iforum was introduced January 2012 and functions like a virtual Town Hall. The site is designed to ask the public for input and ideas on a variety of community needs. The site allows residents and interested parties to comment on proposed ideas, rank priorities, and their own ideas. Within two (2) months three hundred and fifty (350) people had signed up to participate on the site. The Barnstable Patriot, one of the local newspapers, picked up on the activity and printed an article February 15, 2012 that we re hoping will spur additional participation. On February 7, 2012, the Town posted its first CDBG question on the Barnstable iforum as a means to increase participation in the Consolidated Planning process. A question was posed to aid in the development of the. The question was simple: How should Community Development Block Grant funds be spent. Ideas representing the 5 year consolidated plan goals were added so residents could comment on the existing goals and/or add new ideas. Ideas included affordable housing units, public facility improvements, job opportunities, and services to disadvantaged residents. February 13, 2012, the CDBG question was made a feature question on Barnstable iforum to generate immediate interest to ensure more input before the end of the month. Informative Programming: On February 14, 2012, the Barnstable This Morning Show featured a segment on the CDBG program. The daily news program airs on local Cable Channel 18 starting around 7:30am and is repeated throughout the day at various times. In addition to the broadcast on channel 18, each show is videotaped and made available on the Town website: http://www.town.barnstable.ma.us/ondemand/barnthismorningpage. Website Upgrades: In addition to adding the iforum, the option to convert the web pages into fifty-two (52) different languages in addition to English was added. This feature was also added to the Town website. Users simply click on a drop down menu to convert to any of the languages and the site is refreshed instantly in the desired language. These new additions compliment existing outreach methods and further extend the ways we reach out to our residents in hopes to increase participation in the process. Distribution Schedule for alerting residents about the plan: February 7, 2012 February 13, 2012 CDBG question added to Barnstable iforum CDBG question on Barnstable iforum made a feature question to generate more interest February 14, 2012 Posted meeting notice for March 8 with Town Clerk s office includes posting in Town Building and Website calendar. February 14, 2012 Posted meeting notice on Town Website February 14, 2012 Meeting notice posted on local cable Channel 18 February 14, 2012 CDBG segment on Barnstable This Morning show on Channel 18. Brief Page 10 of 38

February 17, 2012 February 17, 2012 March 1, 2012 March 2, 2012 March 8, 2012 April 1, 2012 April 4, 2012 April 4, 2012 April 17, 2012 April 23, 2012 April 27, 2012 May 1, 2012 May 1, 2012 May 7, 2012 May 8, 2012 May 18, 2012 interview to inform residents about the CDBG program. Ad in Barnstable Patriot for Public Meeting, Document Availability & Substantial Amendment to 2011 Action Plan. Emailed notifications of meeting, document availability & substantial amendment to CDBG distribution list includes residents, previous and current applicants, agencies that serve low and moderate income persons and special needs populations. These emails are often forwarded and posted in the agencies serving relevant populations. Notice of meeting and substantial amendment included in the Barnstable Bulletin, Town newsletter that is sent to approximately 3,000 residents. 2011 Substantial Amendment advertised Public Meeting held 3pm Selectman s Conference Room Public Comment Period and Document Availability posted in Barnstable Bulletin, Town newsletter that is distributed to approximately 4,000 residents either by email or postal service. The Bulletin is also available on the Town s website. Draft Action Plan available for Public review and accepting written comments through May 7, 2012 Email reminder of document availability sent to CDBG distribution list and consultation list Email reminder of document availability sent to CDBG distribution list and consultation list Technical Assistance Workshop posted with Town Clerk, in Town Buildings, and Town website. Request for Proposals (RFP) and TA Workshop published in Barnstable Patriot and Town website. Email reminder of document availability sent to CDBG distribution list and consultation listf Public comment period & document availability posted again in the May Barnstable Bulletin that is distributed to approximately 4,000 residents via email or postal service and is available on the Town s website. Request for Proposals for program year 2012 also posted in Bulletin. Public comment period ends CDBG Technical Assistance Workshop for Applicants, 3pm, Selectman s Conference Room Proposals due for 2012 Program Year Public Hearing: This year the public meeting was held on March 8, 2012, at 3:00pm in the Growth Management Conference Room. The Draft Action Plan availability was advertised for April 4, 2012. Written comments are encouraged through 4pm, May 7, 2012. Public Meeting Notes: Public meeting was held March 8, 2012. There were ten (10) people in attendance representing residents, Barnstable Economic Development Commission, Barnstable Housing Authority, CORD, Crystal Garden CC, Homeless not Hopeless, Hyannis Main Street Business Improvement District and the Town of Barnstable. Attendees were informed that the Town expects to receive an allocation of $274,499 and due to pending considerations not sure what the carryover amount will be. The purpose of the meeting was to gather their input on how these limited funds should be prioritized in the. Comments: No written comments were received and oral comments and responses are Page 11 of 38

included in the meeting notes attached hereto in the Citizen Participation section. In summary most of the needs identified in the meeting are included as goals in the Consolidated Plan and recognized as high needs in the community. These included affordable housing options, rehab assistance to preserve housing and make accessible; jobs; job training; an economic development plan and viable downtown, and accessible facilities and housing still remain as high priorities. Some additional ideas emerged including non-traditional education and job training options for those not able to complete conventional options; roof for homeless not hopeless facility; food for low income families and a suggested backpack program; the need for rental assistance; and it was suggested to get the most out of the reduced funding levels the Town should prioritize projects that address multiple goals of the plan. All the input was accepted and considered while developing this document. Unfortunately, CDBG is unable to address all the suggestions due to the lack of funds compared to the needs; grant regulations and restrictions on use of funds. The allocation was reduced again representing about a 14% drop from last year and bringing the total under three hundred thousand. Alternatively, if funds become available the Town will consider funding any eligible activities that address the goals and objectives in the Five Year Consolidated Plan and One Year Action Plan as amended. Projects resulting in affordable housing and job opportunities continue to be high priorities along with rehab improvements for public facilities and residences including the removal of material and architectural barriers for those with limited mobility, elderly and disabled; to improve facilities that provide housing or services for special populations such as homeless, at risk of homelessness, disabled, seniors, or other low and moderate income populations. A special Thanks to all that attended! It was great to see some new faces among familiar ones. The Town values your input and great consideration of your comments is used in developing this plan. Barnstable iforum Responses: The question posed was How Community Development Block Grant (CDBG) funds should be spent? Four (4) ideas were posted to generate responses: 1. Projects that create or retain jobs; 2. Projects that create or retain affordable housing; 3. Projects that improve facilities open to the public; and 4. Projects that provide services to disadvantaged residents. Participants have the option to second an idea they agree with; post comments related to ideas; or post their own ideas. The actual responses are attached in the Citizen Participation section. In summary the highest responses were for projects that create or retain jobs (7 seconds) and project that create or retain affordable housing (6 seconds). Projects to improve facilities received 3 seconds and 1 second for services for disadvantaged residents. A few comments posted reinforced the need for financial assistance to small businesses and affordable commercial space that was identified in the consolidated plan. The Town partnered with Coastal Community Capital to provide CDBG funds for a Micro-Enterprise Loan Program the past few years that was successful providing assistance to 5 eligible small businesses with 2 more underway. Seventy-five thousand dollars ($75,000) is budgeted for projects that promote economic opportunities such as micro-enterprise loan programs or small business incubators that will be allocated through the RFP process. Coastal Community Capital is also a great resource to small businesses with the ability to offer assistance with fewer restrictions than the CDBG program allows. Please visit Page 12 of 38

for more information: http://www.coastalcommunitycapital.org/. Most of the affordable housing comments referred back to affordable commercial space but the need for a variety of housing options including apartments and single family homes of all sizes was posted. Someone posted the suggestion for more housing and a grocery store downtown Hyannis. CDBG funds have been used for affordable housing projects downtown Hyannis many included acquisition of brand new units located within walking distance of the many amenities downtown. The need for access to public facilities was posted and $110,000 is budgeted for public facility/infrastructure improvements which include handicap access improvements. The CDBG program consults with the Disability Commission and CORD on access needs which continues to be a priority in the Town. Some of the comments posted are outside the purview of this grant but have been passed along to other departments for consideration. The Barnstable iforum was a new initiative to encourage citizens to participate in the planning process. Thanks to the residents for participating! If participation continues to grow the Town will consider using this method again. Public Comments: One public comment received after the public hearing and before the posting of the Draft Action Plan from Baybridge Clubhouse attached in Citizen Participation section. No Public Comments were received during the Public Comment Period that ended May 7, 2012. Technical Assistance Workshop was held May 8, 2012 at 3pm to provide support to interested applicants for the 2012 program year. Only two (2) attendees were present although six (6) had indicated they would be present. The application process was reviewed along with available resources. CONSULTATIONS 91.220 (B) The CDBG Coordinator consults with the housing authority and the various agencies working to serve low income and special needs populations. Focus groups and surveys were held as part of the Five Year Consolidated Planning process. In addition to the five year planning consultations, the coordinator contacts these agencies while preparing the draft Action Plan to encourage yearly input and to gather updates on current needs. As mentioned above, the Town maintains an active consultation distribution email list that was forwarded the invitation to the public meetings and to submit comments for the plans. One of the advantages to the distribution list is that many of the agencies forward to their own distribution lists and newsletters while posting for their clients. The coordinator also contacts agencies by way of emails, phone calls, and face to face meetings as appropriate to update information and gather input. As a follow up, the coordinator contacted several of the agencies individually to ask for comments and updates on the needs for the plan. Agencies contacted include the Barnstable Housing Authority, Housing Assistance Corporation, Community Action Committee of Cape Cod, Regional Network to End Homelessness on Cape Cod and the Barnstable County Human Rights Commission. For a complete list of agencies consulted with please see the Consolidated Plan. RESOURCES AND OBJECTIVES 91.220(C) CDBG-R (ARRA): The Town received $94,642 of CDBG-R, Recovery Act funds that have been used to establish a Micro-Enterprise Loan Program. The Town contracted with Coastal Community Capital to underwrite and service loans to income eligible micro-enterprise business owners to establish, stabilize, or expand their business. The Town s role is to review applicant data for program eligibility, issue final approvals, and monitor for compliance with the federal regulations. It was expected to assist three (3) businesses. As Page 13 of 38

of March 2012, four (4) businesses have been assisted and all funds have been depleted from this funding source. These activities were successful in retaining 4 full time jobs and created 1 FTE and 1 PT job with expectations of retaining creating 6 new part time jobs. Community Preservation Act Funds (CPA): 2012-019 School Administration Building Historic Preservation -842,000 2012-040 Barnstable Land Trust-Herring Run Open Space -150,000 2009-024 HAC Homeownership Program -150,000 2010-056 Stage Coach -350,000 2011-025 Cromwell Court -500,000 Current year CPA FY12 estimated surtax revenue of $2,837,852 and an estimated FY12 state match (25% of FY11 billings) $692,159 with each category affordable housing, historic preservation and open space, receiving $227,084. Barnstable County HOME Program: In making the following programmatic recommendations for allocating the FFY 2012 HOME funds, the Advisory Council considered the housing market analysis and housing needs described in the Consolidated Plan, the experience and trends it has observed over this program year, the federal and state statutory and policy conflict on ownership deed restrictions, the overall reduction in public subsidies for affordable housing production, and the comments from the February 14th public hearing. The Federal Fiscal Year (FFY) 2012 HOME allocation is $378,720. This amount represents a 43% decrease from FFY 2011 s allocation and the smallest HOME allocation- by $240,000- ever. Given the top priority for rental housing in the Consolidated Plan and given the expected number of rental projects in the rental housing production funding pipeline and given the constraints on homeownership activities caused by the HOME/UDR conflict, the Consortium is proposing for FFY 2012 to: 1) Continue the funding priority for the creation or preservation of affordable rental housing units by allocating nearly 80% of our funding to housing production activities. The Consortium will exclusively fund rental housing production activities in FFY 2012 unless some resolution of the HOME/UDR conflict is achieved. Within the housing production allocation, the Consortium will reserve $50,000 to be expended if needed on the Homeownership Preservation Program. 2) Continue the Down Payment Closing Cost (DPCC) program but with a reduced allocation of $40,000. Unless the HOME/UDR conflict is resolved, only purchasers of non deed-restricted homes will be able to qualify. The maximum loan amount will continue to be $10,000 per household. Consistent with the objectives and priorities established in the 2010-2014 Consolidated Plan, HOME funds will be directed to increase the Cape's affordable rental stock for very low and low income tenants, homeownership opportunities for low income homebuyers, and promote housing opportunities for the area's special needs populations. Please note, however, that the goal of assisting 38 households a year is a reduction from the 2011 goal of 65 assisted households- a 42% reduction in assisted households that reflects the 43% reduction in the Consortium s HOME allocation. The following are the proposed allocations of HOME funds along with the goals for each area: Page 14 of 38

FFY 2012 HOME ALLOCATIONS Area/Program Allocation Administration- 10% (1) $ 37,872 Goals- Units or Households assisted CHDO Housing Production Projects- 15% (2) $ 56,808 5 units Housing Production (3) * $ 244,040 28 units Down Payment/Closing Cost Program- DPCC (4) $ 40,000 5 households TOTAL $ 378,720 38 units/households Lombard Fund: The Lombard fund awarded fifty-six thousand dollars ($56,000) to families from October 2011 to January 2012. This year funds were made available starting October 11, 2011 for Barnstable residents with incomes at or below 150% of the federal poverty guideline. Funds can be used for basic necessities such as housing, utility expenses, excise taxes, car payments, sewer payments, local town taxes, education or daycare. Applicants are required to demonstrate that they have exhausted all other sources of funding and that they did not receive Lombard funds in the previous 18 months. There is a maximum of $500 per individual and $1,000 per family. Typically 80-85% of the funds are used for housing expenses. Eighty (80) Barnstable residents received financial assistance. Approximately 75% was awarded for housing related expenses (rent or mortgage payments only). Approximately 15% was awarded to Barnstable Public Schools and the Hyannis Youth and Community Center to assist income eligible school age children. It is estimated that 30-40 children received services. (winter coats, Holiday food baskets, HYCC memberships, Hot lunch program during Public school closings, free recreational programs, etc) 10% of the funds were utilized to assist with various utilities. (Electric, gas, oil, etc) See also Public Housing and Homelessness Sections of this document for additional resources to address those needs. Page 15 of 38

SUMMARY OF 2012 CDBG FUNDED ACTIVITIES 91.220(D) PROJECT DESCRIPTION AMOUNT FUNDED PAGE # AFFORDABLE HOUSING: $245,000 16 1. Accessory Affordable Housing Program (AAAP) $ 70,000 16 2. Sewer Connection Program (SCP) $100,000 17 3. Affordable Housing Program Priority: Home Owner Rehab Program (HRP) $ 75,000 18 ECONOMIC DEVELOPMENT: $ 75,000 19 1. Financial, technical or general assistance to Micro- Enterprise Businesses 2. Commercial rehab assistance to for profit entities for exterior or code improvements create jobs 19 19 PUBLIC FACILITIES IMPROVEMENTS: $110,000 20 1. Assistance for improvements to public facilities serving low income and special needs populations. 2. Handicap access improvements for public facilities serving low and moderate income residents or special needs populations. 20 20 HOUSING & COMMUNITY DEVELOPMENT TOTAL: $430,000 PUBLIC SERVICES: $41,000 21 Public services for low income and special need populations. Preferences for the following: 1. Public services providing job training and jobs for low income and disabled persons. Priority to continue existing CDBG funded service. 2. Public services providing housing and/or services for homeless or at risk of homelessness. $28,450 21 $12,550 21 21 PUBLIC SERVICES TOTAL (15%) $41,000 21 CDBG PROGRAM PLANNING and ADMINISTRATION $54,899 21 CDBG GRAND TOTAL: $525,899 ANTICIPATED PROGRAM INCOME: $ 12,000 CDBG TOTAL INCLUDING PROGRAM INCOME: $537,899 Page 16 of 38

ACTIVITIES 91.220 (D) 2012 ACTION PLAN LIST OF PROJECTS/ACTIVITIES 1. AFFORDABLE HOUSING ACTIVITIES - $245,000 a) ACCESSORY AFFORDABLE APARTMENT PROGRAM (AAAP) b) SEWER CONNECTION LOAN PROGRAM (SCLP) c) AFFORDABLE HOUSING PRIORITY HOME OWNER REHAB PROGRAM ACCESSORY AFFORDABLE APARTMENT PROGRAM (AAAP) - $70,000 Primary Objective: Provide decent affordable housing DH-2 Performance Measurements: Affordability Goal: 10 Housing units The Town of Barnstable Growth Management Department (GMD) located at 367 Main Street, Hyannis implements this program. The program provides financial assistance to property owners for eligible health and building safety code improvements needed to provide affordable rental apartments to income eligible tenants. The goal is to provide safe, decent, legal affordable housing for lower income residents while ensuring existing housing stock is compliant with current building standards. Summary of General guidelines: (For a full description please see the Accessory Affordable Apartment Program Guide located on the Town website: http://www.town.barnstable.ma.us/accessoryapartment or in the Growth Management Department, 367 Main Street, 3 rd Floor, Hyannis, MA 02601). Homeowners may apply for a minimum of $2,000 and up to $5,000 for code infractions. For properties requiring Lead Paint compliance or septic rehab improvements, applicants may apply for up to $25,000 but additional federal regulations will apply. Properties must be the primary residence of the homeowner* Apartments must be rented to income eligible households. Income eligible is defined as 80% or below the Area Median Income for Barnstable Town MSA as determined by HUD The amount of rent homeowners can charge is capped to ensure affordability Homeowners and tenants must be documented U.S. Citizens or possess Eligible Immigration Status Income documentation of all tenants is required to ensure eligibility Financial assistance to homeowners is provided as a reimbursement for eligible, pre-determined rehabilitation costs associated with bringing the apartment into compliance with health and safety building codes as determined by the Building Commissioner. Reimbursements must be eligible under HUD regulations and homeowners must submit original receipts. Property owners are required to get energy efficient appliances when applicable The reimbursements are in the form of a deferred payment loan and may be repayable if the homeowner decides to sell, lease, refinance, or otherwise transfer the property within a defined time period or if the homeowner decides not to rent to an income eligible tenant within the allotted time or loses their Comprehensive Permit. A mortgage will be recorded with the Barnstable Registry of Deeds and homeowners will be required to sign a promissory note. Participation is subject to the issuance of a Comprehensive Permit by the Zoning Board of Appeals Hearing Officer. Page 17 of 38

Tenants and homeowners will be required to use the Regional Ready Renter List Program (herein RRRP) to participate in the Accessory Affordable Apartment Program. The RRRP is designed to meet affirmative fair marketing requirements while designating one stop shopping for persons looking for an affordable place to rent AND for affordable housing providers looking for eligible tenants to fill vacancies. For more information on the Regional Ready Renters List please visit: http://www.capecodcommission.org/housing/renters/home.htm or the Cape Cod Commission 508-862-3828. See Affirmatively Fair Marketing section below for more details. For more information about the Accessory Affordable Housing Program please contact Cindy Dabkowski, GMD, 367 Main Street, 3rd floor, Hyannis, MA 02601. Phone: 508-862-4743. SEWER CONNECTION LOAN PROGRAM (SCLP) - $100,000 Primary Objective: Sustainable decent affordable housing DH-3 Performance Measurements: Sustainability Goal: 10 Housing units The Town of Barnstable GMD will implement the Sewer Connection Loan Program (herein known as SCLP). The program provides financial assistance to income eligible homeowners to connect their primary residence to a Town of Barnstable sewer. Summary of General Guidelines: (Please visit the Town website: www.town.barnstable.ma.us or contact Kathleen at 508-862-4702 for more details) The minimum loan amount is $2,000 and the maximum loan amount is $8,000. The properties must be a primary residence located within the Town of Barnstable and eligible to connect to the sewer Income eligibility is defined as household income at or below 60% of the Area Median Income for the Barnstable Town, MA MSA Your household assets must be below $100,000. If property is located within a floodplain flood insurance is required U.S. Citizenship or Eligible Immigration Status is required. Income is defined as: wages (before deductions), interest, dividends, pensions, social security, welfare payments, unemployment benefits, disability payments, veteran s pensions, child support, alimony, income from operating a business or rent on property, room and board payments, overtime wages tips, bonuses, commissions, annuities, insurance payments, regular contributions or gifts received from persons living in the dwelling and all pay and allowances of a member of the Armed Forces (whether living in the house or not) who is the head of the family or spouse. The Town of Barnstable will be using HUD s Annual Income as Defined in 24 CFR as IRS Form 1040 Definition. For more information please visit the HUD website at:http://www.hud.gov/offices/cpd/affordablehousing/training/web/calculator/de finitions/irs.cfm Primary Residence is defined as: being owned and occupied year-round by the applicant and by filing federal or state tax returns showing the property as the primary residence for the qualifying fiscal year. A full copy of the tax returns including the front page must be submitted with application, no exceptions. Renters, second home owners, and commercial properties will not be eligible for assistance Assistance will be in the form of a deferred payment loan and a mortgage will be recorded with the Barnstable Registry of Deeds. This means that the cost will be paid by the Sewer Connection Program so long as the applicant owns and lives in the assisted property they will not have to repay the loan. Any time the property is sold, transferred, inherited, rented, or disposed of; the amount Page 18 of 38

advanced would then have to be repaid to the Town of Barnstable Growth Management Department, and will be recorded as Program Income for the CDBG program. Interest will not be charged on the principle amount borrowed unless there is a default on the loan. The loan, however, may be repaid at any time at the home owner s discretion. Applicants must be considered in good financial standing with all entities that hold a lien or mortgage on the property to be rehabilitated. Applicants will be requested to provide permission to verify employment, mortgages, deeds of trust, savings accounts, credit accounts, and all other information necessary to complete an application for a housing rehabilitation loan. Applicants showing any probability of foreclosure or bankruptcy may be determined ineligible for the program. Borrowers must be documented as a citizen of the United States of America or possess eligible immigration status. The SCP is funded with Community Development Block Grant (CDBG) funds the Town receives from the U.S. Department of Housing and Urban Development (HUD). The program is therefore subject to all related laws and regulations. Eligible Expenses Labor, materials and costs associated with connecting your primary residence to the sewer line; Service connection for the private property; Sewer taps; Plumbing improvements associated with the sewer service; Use of special equipment such as grinder pumps or vacuum pits to transport residential wastewater to the existing sewer lines; Cost to remove septic tanks or cap wells, as required by the Health Department; Reasonable associated engineering costs; Ineligible Expenses Betterment costs and Impact Fees (or fees by another name) are NOT ELIGIBLE. Costs not listed under Eligible Expenses Application Process: Applications will be accepted in the Growth Management Department (herein known as GMD) on a first come first serve basis. Applications and instructions are available online at www.town.barnstable.ma.us and in the GMD office, 367 Main Street, 3 rd Floor, Hyannis, MA 02601. This location is handicap accessible. You may also call 508-862- 4702 to have the application packet emailed or mailed via postal service. Translation services may be available upon request. Applications should be mailed or delivered to: Kathleen Girouard Growth Management Department 367 Main Street, 3 rd Floor Hyannis, MA 02601 Applicants will be asked to provide income documentation for all members of their household. Please see Application packet for a detailed list of required attachments that includes but is not limited to Form 1040 IRS Tax Returns, Bank statements, and documentation of assets. These are required to determine income eligibility to participate in the program only. These records will only be made available to HUD in connection with the SCP program but will not be disclosed to another Government agency or Department without the borrower s consent except as required or permitted Page 19 of 38

by law. Contact Information: If you should have any questions about the program please feel free to contact Kathleen Girouard, Community & Economic Development Coordinator, at the address above or by phone 508-862-4702, TDD# 508-790-9801, or email: kathleen.girouard@town.barnstable.ma.us. Note to CDBG Recipients: Property owners receiving CDBG funds for rehab purposes will be required to repay the Town of Barnstable s Community Development Block Grant (CDBG) program upon sale, refinance, loss of affordable housing restriction, or otherwise transfer of the property. Recapture language will be recorded against all properties receiving CDBG funding. Some programs may require monthly repayments of the loan. AFFORDABLE HOUSING ACTIVITIES - $75,000 Primary Objective: Provide decent affordable housing DH-2 Performance Measurements: Affordability/Availability/Access Goal: 3 Housing units The Town is budgeting $75,000 for activities that create, preserve or enhance affordable housing units. Funds will be allocated through issuance of a Request for Proposals (RFP). Based on the consolidated planning process and public input the priority is for a Homeowner Rehab Loan Program (HRP). The need to help home owners with home repairs and help stay in their homes has been identified as a high priority. The RFP will detail eligible applicants, activities, and guidelines but a brief summary is provided here for convenience. Eligible Applicants: Non-profit organizations, community based development organizations (CDBO), or Town Departments. Summary of General Guidelines: Home owners must be income eligible -at or below 80% of the AMI for Barnstable Town MA MSA (programs serving lower income levels may be given preference) Properties receiving assistance must be primary residence of owner and located within Town of Barnstable boundaries Household assets below $100,000 Properties located in the flood plain require insurance U.S. Citizenship or Eligible Immigration Status is required All applicable federal, state, and local laws and regulations pertaining to the use of CDBG funds will apply. Priority for programs that offer rehab assistance to increase efficient use of energy; to repair roofs; or improve access for the elderly or disabled. Other affordable housing activities may be considered. Applicants will be evaluated based on potential beneficiaries, ability to spend funds in a timely manner, leveraged additional funds, and ability to carry out related administrative requirements. 2. ECONOMIC OPPORTUNITIES - $75,000 Primary Objective: Economic Opportunities EO-1; EO-2; EO-3 Performance Measurements: Affordability/Availability/Access/Sustainability Goal: 3 Jobs for low/mod income persons The Town is budgeting $75,000 most of which is carried over from last years Microenterprise loan budget for eligible projects that create economic opportunities for low and moderate income persons. Funding will be allocated through the RFP process. Page 20 of 38

Based on the consolidated planning process and public input priority may be given to activities that provide assistance to micro-enterprise businesses or create business incubators for small businesses. The RFP will detail eligible applicants, activities, and guidelines but a brief summary is provided here for convenience. Eligible Applicants: Non-profit organizations, community based development organizations (CDBO), or Town Departments. Summary of General Guidelines: Projects must be consistent with HUD guidelines Micro-enterprise is defined as a for-profit business with five or fewer employees including the business owner(s) Business must be located (or planning to locate) in the Town of Barnstable Project must be commercial or industrial Project costs must be reasonable Business must be current with all Town, state, and federal financial obligations including taxes Commercial/industrial rehab assistance to for-profit entities is limited for exterior or code improvements Rehab assistance requires ownership (tenants cannot apply for property improvements) Generally speaking one job must be created or retained per $35,000 borrowed Other eligible economic development opportunities may be considered. Applicants will be evaluated based on potential beneficiaries, ability to spend funds in a timely manner, leveraged additional funds, and ability to carry out related administrative requirements. 3. PUBLIC FACILITY/INFRASTRUCTURE IMPROVEMENTS - $110,000 Primary Objective: Suitable Living Environment SL-1, 2, 3; DH-1, 2, 3 Performance Measurements: Affordability/Availability/Access/Sustainability The Town is budgeting $110,000 for public facility or infrastructure improvements for facilities serving low income individuals or special needs populations with a priority for activities to improve facilities providing housing and/or services for homeless individuals or at risk of homelessness. Funds will be allocated through an RFP process and applications will be evaluated based on potential beneficiaries, ability to spend funds in a timely manner, leveraged additional funds, and ability to carry out the related administrative requirements. The RFP will detail eligible applicants, activities, and guidelines but a brief summary is provided here for convenience. Eligible Applicants: Non-profit organizations, community based development organizations (CDBO), or Town Departments. Summary of General Guidelines: Public Facilities include shelters for homeless; convalescent homes; hospitals, nursing homes; battered spouse shelters; half-way houses for run-away children, drug offenders or parolees; group homes for mentally retarded persons ad temporary housing for disaster victims. (24 CFR 570.201(c)) Facilities must be owned by public or private non-profit entities or the Town and shall be operated so as to be open for use by the general public during all normal hours of operation Eligible Activities: Low income public housing and other publicly owned residential buildings and improvements Page 21 of 38

Activities to remove material and architectural barriers that limit access for elderly and disabled persons to public facilities Improvements that promote energy efficiency 4. PUBLIC SERVICE ACTIVITIES - $41,000 For the first time in many years, the Town is budgeting the maximum amount permitted (15% of the entitlement) under the grant. The need to assist our low and very low income residents is very high. Funding will be allocated through an RFP process for activities that provide public services for low income individuals or special needs populations with a priority to continue the existing public service that provides job training and opportunities for low income and disabled persons and activities serving homeless individuals or at risk of homelessness populations. The RFP will detail eligible applicants, activities, and guidelines but a brief summary is provided here for convenience. Eligible Applicants: Non-profit organizations, community based development organizations (CDBO), or Town Departments. Summary of General Guidelines: Must be a New Public Service OR Substantial increase in the level of service over the past 12 months OR Continuation of a public service funded by the Town s CDBG program in previous year. Continuation of existing public service that provides job training and jobs for low income and special needs populations Priority Activities providing housing and/or services for homeless or at risk for homelessness Priority Activities providing public services for low income and special needs populations 5. PLANNING and ADMINISTRATION $54,899 The Town of Barnstable Growth Management Department (GMD) administers the Town s CDBG program. The GMD provides support to the CDBG program and other community development and affordable housing activities. The GMD also works in cooperation with the Town s Finance Department and the Town Manager s Office to ensure that the CDBG program is meeting the goals of the Town, and is in compliance with all HUD, OMB and other required rules and regulations. Sub-recipients and organizations that receive CDBG funds for specific activities are monitored by GMD staff and are required to submit quarterly reports on their progress in meeting the national objectives of the program. The Town is also required to involve its citizens in the planning process for disbursing CDBG funding, and holds public forums to inform the public about the program. The maximum amount allowed for planning and administrative activities is twenty (20%) of the allocation. Over the past several years the allocation has been reduced thereby making it increasingly difficult to fund these required activities. Last year was the first year CDBG staff hours were cut due to the reduction in funds. Additional cuts were imposed this year which will again impact the program. Further cuts to the CDBG program will put all programs in jeopardy of losing their funding. OTHER ACTIVITIES: Micro-Enterprise Loan Program: $40,632 Goal: 1 Job Project funded with prior years program income from an old first time home buyer program. Program requirements are the same as the CDBG funded Micro-Enterprise Loan program only these funds will be accounted for and tracked separately. Page 22 of 38

In the event more funds are available than anticipated or if additional funds become available during the program year the Town may consider increasing funding to any of the activities listed in this plan or funding other activities that address the goals and objectives listed in the Consolidated Plan. SUMMARY OF 2012 PRIORITIES AND SPECIFIC OBJECTIVES DH-2 Increase the number of affordable rental housing 10 units SL-1 Connect eligible primary residences to sewer 10 units DH-1,2,3 Affordable housing activities with preference for home owner rehab program 3 units EO-1, 2, 3 Increase economic opportunities for low and moderate income households 3 jobs SL-1,2,3 Improvements to Public facility serving low income and special needs populations units SL-1,2, 3; EO-1 Public services for low income and special needs populations units See also 2012 ACTION PLAN PROPOSED BUDGET, OBJECTIVES & OUTCOME MEASUREMENTS Reasons for funding priorities: Funding priorities were based on the goals and objectives of the Consolidated Plan and input gathered during the planning process. The priorities needs identified are listed in the executive summary and the proposed activities are consistent with the specific objectives listed in the Consolidated Plan. Obstacles to addressing underserved needs: The reductions of federal, state, and local resources are the greatest impediment towards addressing underserved needs. Six years ago the Town s allocation dropped below $400,000 and continues to decline with this year s allotment at $274,499 or 32% drop from 7 years ago. Last year the decrease in funds was large enough to reduce the hours of CDBG program staff. This year the funds took another fourteen (14%) cut while expenses continue to rise. The twenty (20%) percent administrative cap is no longer sufficient to cover staff and other related expenses. It is expected that additional reductions will be made and the program as a whole is in jeopardy as funds continue to dwindle. Securing funding for home ownership programs has proven to be difficult the past few years. In a slowed economy deed riders and less than perfect credit hinder our low income residents chances of obtaining a mortgage. USDA had been instrumental in providing funding for several home ownership programs in Barnstable and the Cape as a whole, helping many low income first time home buyers purchase their first home. Unfortunately availability of USDA fluctuates which has caused delays for our buy down programs. The Universal Deed Rider was adopted for this use since it was accepted by many banks and by the Department of Housing and Community Development (DHCD) to have the units counted on the subsidized housing list that counts towards meeting the Town affordable housing goals. The Town will continue working with the Housing Page 23 of 38

Authority and Housing Assistance Corporation to work with local lenders and hopes lenders will continue to see the value of the program that helps low income residents purchase their first homes. The Barnstable County HOME program is experiencing difficulties funding home ownership programs for different reasons. The Universal Deed Rider that is acceptable to DHCD is determined to be in conflict with the statute governing use of the HOME funds. See also the other resources section of this document for more information. EXPENDITURE LIMITS: There is a 20% cap for administrative activities and a 15% cap for public service activities. The Town will not exceed 20% of the awarded amount for administrative activities or 15% cap for public service activities. PERFORMANCE & OUTCOME MEASUREMENTS 91.220 9(E): The Government Performance and Results Act of 1993 (GRPA) mandates that federal programs improve their effectiveness and public accountability by focusing on results. HUD has developed the CPD Performance Measurements System for recipients of HUD funds to use to fulfill the requirements of the Act. In accordance with the Federal Register Notice dated March 7, 2006, the Town has identified the outcome measures for each activity in this document. For the detailed list of available performance and outcome measurements for CDBG programs, please see the Five Year Consolidated Plan dated 2010 2014. GEOGRAPHIC DISTRIBUTION 91.220(F) In general, CDBG funds will be used to benefit low and moderate income persons throughout the Town of Barnstable. The Town had indicated they would be establishing a Neighborhood Revitalization Strategy Area (NRSA) in Downtown Hyannis in the Five Year Consolidated Plan. The NRSA has not been developed or approved by HUD at this time. When implemented the activities benefiting the proposed NRSA area may be given priority for those areas contain the largest number of low and moderate income residents. See also pages 28 32 of the Five Year Consolidated Plan for maps and tables describing areas of minority concentrations. Rationale for Assigning Priorities: The proposed activities for program year 2012 are consistent with the goals and objectives set forth in the Town of Barnstable s 5 Year Consolidated Plan 2010 2014. The goals of these categories were determined as part of the Consolidated Planning process, and in consideration of the Local Comprehensive Plan, Housing Production Plan, (full documents available upon request to the Growth Management Department or online at www.town.barnstable.ma.us). Median Household Income for the Town by Census Tracts: The map below has been updated with American Survey information and includes Census Redistricting from 2010. Page 24 of 38

Median Household Income for the Town of Barnstable by Census Tracts Geographical Area: The Town of Barnstable is located at the bicep of Cape Cod (mid-cape) and spans about 40 miles across. The Town is made up of seven villages; Barnstable, Centerville, Cotuit, Hyannis, Marstons Mills, Osterville, and West Barnstable. The central location of Barnstable has lended itself to becoming the Hub of Cape Cod. Housing the County seats, the hospital, airport, ferry services to the Islands, the only mall on the Cape, and most of the agencies providing services low and moderate and special needs persons. According to 2010 census data, the Town s population dropped by 2,628 for a total of 45,193 residents from the 2000 census results while the population for the state rose by 3.1%. In addition to year round residents, the Town s proximity to the Atlantic ocean and beachside charm attracts many visitors and seasonal residents increasing the population to approximately 125,000 due to its seasonal attractions. History has shown Barnstable to have varied income levels resulting from its diverse population of year-round, seasonal and second home owner residents. Due to its desired location for vacations and seniors retiring, most of the industry here is designated services and retail operations which typically yield lower income levels. The Town of Barnstable has a below poverty level of 8.84% compared to 6.9% in Barnstable County and 9.3% in the State of Massachusetts (2000 Census Data). The concentration Page 25 of 38

of low income residents historically has been in the downtown Hyannis area and surrounding neighborhoods. This has been area of concern for many years and proposed for the NRSA provided the new redistricting data supports it and HUD approves. Subsequently, the Village of Hyannis does have a greater share of affordable housing than other villages in Barnstable. As the major employment and service center, it tends to be a desired setting for housing people with limited means and efficiency connecting these residents with jobs and services. Another reason is that the existing land use patterns and public facilities, including wastewater treatment services, are better suited to higher densities typical of affordable housing. The goal of creating affordable housing in all seven of its villages is a priority to maintain an appropriate balance and ensure that residents in all villages have the opportunity for safe, decent, affordable housing. Minority Concentrations: The minority population on the Cape overall is small but increasing and the Town of Barnstable now ranks as the most diverse population in the county, up from number 3 ten years ago. The minority rate for the Town of Barnstable is 12.6% compared to the County s 7.4%. (source: 2010 census data and redistricting data). The percentage of minorities increased by.1% from 2000 although the overall population dropped about 5.5%. Please see comparison table below for details. Comparison of the Population by Race & Ethnicity from 2000 2010 Census Data Population 2000 Percentage 2010 Percentage Total Population 47,821 100% 45,193 100% White alone 43,955 92% 39,512 87.4% Black or African American alone American Indian or Alaskan Native alone 1,058 2.2% 1,291 2.9% 297.6% 255.6% Asian alone 376.8% 560 1.2% Some other race alone Two or more races 849 1.8% 892 2% 1,286 2.7% 1,247 2.8% Source: 2000 & 2010 Census The map on the following page details the minority concentrations by the new 2010 redistricting census tracts. Page 26 of 38

Minority Populations by Census Tracts in the Town of Barnstable Page 27 of 38