Steward Community Care Choice 2000 (HSA)

Similar documents
Select Care Deductible 1200 Hybrid Benefit Summary Benefits effective January 1, 2018 and beyond

Direct Care Deductible 2000 Hybrid Benefit Summary Benefits effective January 1, 2018 and beyond

PROFESSIONAL SERVICES. 1199SEIU VIP Premier (HMO) Medicare INPATIENT HOSPITAL SERVICES. 1199SEIU VIP Premier (HMO) Medicare

PLAN DESIGN AND BENEFITS - PA POS 4.2 with $5/$15/$30 RX PARTICIPATING PROVIDERS

Yes, for all plans, see or call for a list of network providers.

MERCY MEDICAL CENTER - DUBUQUE TRADITIONAL PPO PLAN $10/20%/40% RX PROVIDED BY PREFERRED HEALTH CHOICES EFFECTIVE JANUARY 1, 2015

PROFESSIONAL SERVICES INPATIENT HOSPITAL SERVICES OUTPATIENT FACILITY SERVICES

Blue Shield of California

NEIGHBORHOOD HEALTH PARTNERSHIP POS SUMMARY OF BENEFITS

HEALTH PLAN BENEFITS AND COVERAGE MATRIX

HMO BLUE. VALUE HMO HMO Blue New England - $500 deductible (New England Network) PPO 90 Blue Care Elect Preferred 90 Copay (National Network)

Kaiser Permanente (No. and So. California) 2018 Union

OVERVIEW OF YOUR BENEFITS

Blue Cross Premier Bronze

The HMO provider network is available by clicking on this website address: Plan Provider Directory Search<b/>

1199SEIU Greater New York Benefit Fund OVERVIEW OF YOUR BENEFITS

Your Choice. 3-Tier Network Option Plan

CareFirst BlueChoice. District of Columbia

CALIFORNIA Small Group HMO Aetna Health of California, Inc. Plan Effective Date: 04/01/2007. Aetna Value Network* HMO $30/$40

TRADITIONAL PPO PLAN FT. LAUDERDALE $10/20%/40% RX PROVIDED BY AETNA LIFE INSURANCE COMPANY EFFECTIVE JANUARY 1, 2018 AETNA INC.

Tufts Health Plan Spirit Benefit Summary

$25 copay per visit annual deductible applies. $30 copay per visit annual deductible applies

EXCLUSIVE CARE SUMMARY OF COVERED BENEFITS Select Medicare Eligible Supplement Plan

HEALTH SAVINGS PPO PLAN (WITH HSA) - BOISE PROVIDED BY AETNA LIFE INSURANCE COMPANY EFFECTIVE June 1, 2017 AETNA INC. CPOS II

WILLIS KNIGHTON MEDICAL CENTER S2763 NON GRANDFATHERED PLAN BENEFIT SHEET

FREEDOM BLUE PPO R CO 307 9/06. Freedom Blue PPO SM Summary of Benefits and Other Value Added Services

Your Choice 3-Tier Network Option Plan

Plan Overview. Health Net Platinum 90 HSP. Benefit description Member(s) responsibility 1,2

SUMMARY OF BENEFITS. Hamilton County Department of Education Network Copay Plan. Connecticut General Life Insurance Co.

go with ^ Blue Shield PPO plan with Health Savings Account Blue Shield EPO plan Effective January 1, 2015 HIGHLIGHTS Plan overview 1

Blue Shield Gold 80 HMO

NY EPO OA 1-09 v Page 1

Irvine Unified School District ASO PPO /50

UNIVERSITY OF THE CUMBERLANDS MEDICAL BENEFITS SCHEDULE

ESSENTIAL ASSIST PPO PLAN (WITH HRA) $10/25%/50% RX PROVIDED BY AETNA LIFE INSURANCE COMPANY EFFECTIVE JANUARY 1, 2018 AETNA INC.

BlueOptions - Healthy Rewards HRA Plan

This plan is pending regulatory approval.

HEALTH SAVINGS PPO PLAN (WITH HSA) FT. LAUDERDALE PROVIDED BY AETNA LIFE INSURANCE COMPANY EFFECTIVE JUNE 1, 2017 AETNA INC.

Platinum Local Access+ HMO $25 OffEx

IMPORTANT INFORMATION:

Benefits are effective January 01, 2018 through December 31, 2018 PLAN DESIGN AND BENEFITS PROVIDED BY AETNA LIFE INSURANCE COMPANY

CCMHG Health Deductible Plan Benefit Comparison - FY18

BCBSM provides administrative claims services only. Your employer or plan sponsor is financially responsible for claims.

Medical Plans Benefit Guide

GIC Employees/Retirees without Medicare

Blue Shield $0 Cost-Share HMO AI-AN

Schedule of Benefits-EPO

Gold Access+ HMO 500/35 OffEx

Summary of Benefits. Tufts Medicare Preferred HMO PLANS Tufts Medicare Preferred HMO GIC

Summary of Benefits CCPOA (Basic) Custom Access+ HMO

SUMMARY OF P-5-5 BENEFITS AND SCHEDULE OF COPAYMENTS

Schedule of Benefits

Platinum Trio ACO HMO 0/20 OffEx

ST. MARY S HEALTHCARE SYSTEM, INC. Case # GA6476 BlueChoice HMO Benefit Summary Effective: January 1, 2018

We re Tufts Health Plan, and our goal is better health and wellness for you.

Gold Access+ HMO $30 OffEx Benefit Summary (For groups 1 to 50) (Uniform Health Plan Benefits and Coverage Matrix)

Effective Date 1/1/2014

Blue Shield Gold 80 HMO 0/30 + Child Dental INF

Summary of Benefits [Silver Access+ HMO 1750/55 OffEx] [Silver Local Access+ HMO 1750/55 OffEx]

See Covered Benefits below. None. $2,000 per Member per calendar year $4,000 per family per calendar year

Benefits and Premiums are effective January 01, 2018 through December 31, 2018 PLAN DESIGN AND BENEFITS PROVIDED BY AETNA LIFE INSURANCE COMPANY

Health plans for New Hampshire small businesses Available through the Health Insurance Marketplace

HEALTH SAVINGS ACCOUNT (HSA)

Summary of Benefits Platinum Trio HMO 0/25 OffEx

CA Group Business 2-50 Employees

2017 Summary of Benefits

CAPE COD MUNICIPAL HEALTH GROUP IMPORTANT - PLEASE READ

Benefits and Premiums are effective January 01, 2018 through December 31, 2018 PLAN DESIGN AND BENEFITS PROVIDED BY AETNA LIFE INSURANCE COMPANY

First Look: Plan Benefit Filings

17.1 PRODUCT INFORMATION. Fidelis Care s Metal-Level Products

Summary of Benefits Full PPO Savings Two-Tier Embedded Deductible 1500/2700/3000

$10 copay. $10 copay. $10 copay $5 copay $10 copay $5 copay. $10 copay. No charge. No charge. No charge

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. For Employees of - Digital Risk, LLC Open Access Plus Plan

Summary of Benefits Platinum Full PPO 0/10 OffEx

Blue Care Network Geared perfectly for your needs. Enroll by calling Retiree Health Care Connect (contact information inside)

DDP: PPO, CDHP, and EPO (EPO for PA residents only) DDNY: PPO and CDHP. Effective January 1, plans: HIGHLIGHTS Medical benefits 11

Health plan Open Enrollment

2019 Summary of Benefits

Stanislaus County Medical Benefits EPO Option. In-Network Benefits (Stanislaus County Partners in Out-of-Network Benefits

TUFTS HEALTH PLAN SPIRIT BENEFIT SUMMARY JULY 1, 2018 SPIRIT PLAN - LIMITED NETWORK

Covered Services List

Your Out-of-Pocket Type of Service

Benefits are effective January 01, 2017 through December 31, 2017

Summary of Benefits. January 1, 2018 December 31, Providence Medicare Dual Plus (HMO SNP)

Federal Employees. Benefits at a Glance for 2018 Plans. Featuring: - $0 Primary Care Physician Visits - $0 Lab Tests & X-rays

Aetna Health of California, Inc.

SUMMARY OF BENEFITS. It's Your Health. Features that Add Value. You Can Depend on CIGNA HealthCare. Quality Service Is Part of Quality Care

Aetna Fixed Indemnity Plan Helps pay for the costs of everyday medical expenses

Regence Engage Plan Highlights For Groups of /1/2016

The MITRE Corporation Plan

2018 Summary of Benefits

Blue Shield of California s PPO Plan

RSNA EMPLOYEE BENEFIT TRUST PLAN II S2502 NON GRANDFATHERED PLAN BENEFIT SHEET

Choice PPO Retired Employees Health Program Non-Medicare Eligible Retired Members

Amherst Central School District First Choice Health Plan. Non-First Choice Providers and Out-of-Network Providers

CLASSIC BLUE SECURE/BLUE CROSS BLUE SHIELD COMPLEMENTARY Monroe County Benefit Summary/Comparison (Over 65 Retirees)

FCPS BENEFITS COMPARISON FOR PLAN YEAR 2018 Active Employees and Retirees Under 65

Summary of Benefits. New York: Bronx, Kings, New York, Queens and Richmond Counties

Kaiser Permanente Group Plan 301 Benefit and Payment Chart

2016 OPEN ENROLLMENT MEDICAL PLANS

Transcription:

Steward Community Care Choice 2000 (HSA) Benefit Summary Benefits effective April 1, 2013 and beyond The FCHP difference FCHP Steward Community Care is a limited network HMO plan designed in partnership by Fallon Community Health Plan and Steward Health Care. Providing world-class health care where you live, FCHP Steward Community Care includes the benefits and coverage you deserve at an affordable price. It also includes the extras that FCHP members have long enjoyed, including our rich It Fits! fitness benefit, $0 wellness visits and eye exams, and other valuable member discounts. Introducing The Healthy Health Plan!* A program that rewards subscribers for being and becoming healthy. Simply click on the My Healthy Health Plan link on fchp.org, fill out your health assessment, and you will be eligible to receive up to $200 in financial incentives! See the Value-added features section for more details. How to receive care: With FCHP Steward Community Care Choice 2000, you can choose to get your care from doctors, specialists, hospitals and health care facilities in the FCHP Steward Community Care network. For a complete list of FCHP Steward Community Care providers, visit our Web site at fchp.org/steward. Obtaining specialty care When you want to visit a specialist, talk with your PCP first. He or she will help arrange specialty care for you. The following services do not require a referral when you see a provider in the FCHP Steward Community Care network: routine obstetrics/gynecology care, screening eye exams and behavioral health services. For medically necessary services that are not available at an FCHP Steward Community Care facility, you may receive care at either Brigham and Women s Hospital or Massachusetts General Hospital. For more information on referral procedures for specialty services, consult your FCHP Steward Community Care Member Handbook/Evidence of Coverage. Emergency medical care Emergency services do not require referral or authorization. When you have an emergency medical condition, you should go to the nearest emergency department or call your local emergency communications system (police, fire department or 911). For more information on emergency benefits and plan procedures for emergency services, consult your FCHP Steward Community Care Member Handbook/Evidence of Coverage. Choosing a primary care provider (PCP) Your relationship with your PCP is very important because he or she will work with FCHP to provide or arrange most of your care. As a member of FCHP Steward Community Care Choice 2000, you must select a PCP. To do this, just complete the section on your FCHP membership enrollment form. If you need help choosing a PCP, you can speak with a member of our Customer Service Department. FCHP Steward Community Care provides access to a network that is smaller than FCHP Select Care. In this plan, members have access to network benefits only from the providers in FCHP Steward Community Care. Please consult the FCHP Steward Community Care provider directory a paper copy can be requested by calling our Customer Service Department at 1-800-868-5200 or visit the provider search tool at fchp.org to determine which providers are included in FCHP Steward Community Care. Page 1

Plan specifics Benefit period The benefit period, sometimes referred to as a benefit year, is the 12-month span of plan coverage, and the time during which the deductible, out-of-pocket maximum and specific benefit maximums accumulate. Deductible A deductible is the amount of allowed charges you pay per benefit period before payment is made by the plan for certain covered services. The amount that is put toward your deductible is calculated based on the allowed charge or the provider s actual charge whichever is less. Embedded deductible Please note that once any one member in a family accumulates $2,500 of services that are subject to the family deductible, that individual member s deductible is considered met, and that family member will receive benefits for covered services less any applicable copayments. Varies by employer $2,000 individual/ $4,000 family $2,500 Out-of-pocket maximum The out-of-pocket maximum is the total amount of deductible, coinsurance and copayments you are responsible for in a benefit period. The out-of-pocket maximum does not include your premium charge or any amounts you pay for services that are not covered by the plan. Benefits Office Routine physical exams (according to MHQP preventive guidelines) $0 Office visits (primary care provider) Office visits (specialist) Office visits (limited service clinics, e.g., Minute Clinic) Routine eye exams (one every 12 months) $0 Short-term rehabilitative services (60 visits per benefit period) Prenatal care Preventive services Tests, immunizations and services geared to help screen for diseases and improve early detection when symptoms or diagnosis are not present Diagnostic services Tests, immunizations and services that are intended to diagnose, check the status of, or treat a disease or condition Imaging (CAT, PET, MRI, Nuclear Cardiology) Chiropractic care (12 visits per benefit period) $5,000 individual/ $10,000 family $40 per visit $25 first visit only Page 2

Benefits Prescriptions Please note: Specialty medication that falls under the medical benefit will apply towards your deductible. For more information, please contact FCHP s Customer Service Department at 1-800-868-5200. Prescription drugs, insulin and insulin syringes Generic contraceptives and contraceptive devices Brand contraceptives with no generic equivalent (prior authorization required) Brand contraceptives with a generic equivalent (prior authorization required) Prescription medication refills obtained through the mail order program Prilosec OTC, Prevacid 24HR, omeprazole OTC (prescription required) Inpatient hospital services Room and board in a semiprivate room (private when medically necessary) Physicians and surgeons services Physical and respiratory therapy Intensive care services Maternity care Same-day surgery Same-day surgery in a hospital outpatient or ambulatory care setting Emergencies Emergency room visit Skilled nursing Skilled care in a semiprivate room Tier 1/Tier 2/Tier 3/ Tier 4 $5/$15/$30/$50 $0 With prior authorization: $0 Tier 3: $30 Tier 4: $50 $10/$30/$60/$150 (90-day supply) $5 $100 copayment (waived if admitted) Page 3

Benefits Substance abuse Office visits Detoxification in an inpatient setting Rehabilitation in an inpatient setting Mental health Office visits Services in a general or psychiatric hospital Other health services Skilled home health care services Durable medical equipment Medically necessary ambulance services Value-added features It Fits!, an annual benefit period fitness reimbursement (including school and town sports programs, gym memberships, home fitness equipment, Weight Watchers, aerobics, Pilates and yoga classes) The Healthy Health Plan!*, a program that rewards subscribers for being and becoming healthy If you re already in great health, terrific! If you could use a little help to get healthier, you can choose to enroll in a customized action health plan that may include regular health coaching, wellness workshops, interactive tools and more! Oh Baby!, a program that provides prenatal vitamins, a convertible car seat, breast pump and other little extras for expectant parents all at no additional cost. Free 24/7 nurse call line Free chronic care management Free stop-smoking program Member discount program Free online access to health and wellness encyclopedia CVS Caremark ExtraCare Health Card provides 20% discount on CVS/pharmacybrand health related items. FCHP Family Fun provides discounts at Massachusetts and New Hampshire attractions 30% coinsurance $200 individual $400 family Page 4

Exclusions Hearing aids and the evaluation for a hearing aid (for age 22 and above) Long-term rehabilitative services Nonprescription drugs and vitamins Cosmetic surgery Experimental procedures or services that are not generally accepted medical practice Dental services not described in the FCHP Steward Community Care Member Handbook/Evidence of Coverage Routine foot care Custodial confinement Some services may require prior authorization. A complete list of benefits and exclusions is in the FCHP Steward Community Care Member Handbook/Evidence of Coverage, available by request. This is only a summary of benefits and exclusions. Questions? If you have any questions, please contact Fallon Community Health Plan Customer Service at 1-800-868-5200 (TTY users, please call TRS Relay 711), or visit our Web site at fchp.org. *Pending DOI Approval This health plan meets minimum creditable coverage standards and will satisfy the individual mandate that you have health insurance. As of January 1, 2009, the Massachusetts Health Care Reform Law requires that Massachusetts residents, eighteen (18) years and older, must have health coverage that meets the minimum creditable coverage standards set by the Commonwealth Health Insurance Connector. Benefits may vary by employer group. Weight Watchers is a registered trademark of Weight Watchers International, Inc. Page 5