All Colleague Webcast May 25, 2017 Presented by Global Benefits Know Your Numbers

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All Colleague Webcast May 25, 2017 Presented by Global Benefits 2017 Know Your Numbers

2017 Know Your Numbers 1 2 3 4 5 6 7 8 Know Your Numbers Campaign Biometric Screenings Personal Health Assessment (PHA) HealthyMe Rate Healthyroads TM Wellness Provider Key Resources Questions Appendix 1

Know Your Numbers Campaign

Know Your Numbers Campaign June 1 July 31 In order to qualify for the 2018 HealthyMe rate, you and your spouse/domestic partner must each complete and submit an individual biometric screening and confidential online PHA before July 31, 2017. The HealthyMe rate allows colleagues to receive: $600 reduction on your 2018 annual medical plan contributions if you participate and are enrolled in a Marsh & McLennan Companies medical plan*; OR if you and your spouse/domestic partner are both enrolled in a Marsh & McLennan Companies medical plan*, and only one of you completes the requirements (this is known as a Blended rate ). $1,200 reduction on your 2018 annual medical plan contributions if you AND your spouse/domestic partner both participate and are both enrolled in a Marsh & McLennan Companies medical plan*. *Excludes Hawaii HMSA (Hawaii HMO and Hawaii PPP). 3

Know Your Numbers Campaign June 1 July 31 THREE WAYS TO COMPLETE YOUR BIOMETRIC SCREENING Go to Wellbeing At Work and under Resources select Healthyroads to schedule your appointment. Your spouse/domestic partner will need to register separately for their own appointment. Sign up for an onsite location screening, Visit a Quest Patient Service Center (PSC), or See your health care provider and submit your completed Healthyroads Biometric Screening Health Care Provider Form to Healthyroads. COMPLETE AND SUBMIT AN ONLINE PERSONAL HEALTH ASSESSMENT You and your spouse/domestic partner must each complete and submit a confidential online PHA by July 31, 2017. 4

Healthyroads TM Onsite Wellness Manager Healthyroads Onsite Wellness Manager Meet Marsh & McLennan Companies Healthyroads TM Wellness Program Manager, Jessica (Jesse) Lawson. Ask her about online wellness resources, coaching, becoming a Wellness Champion, etc. Office Phone: +1 201 284 6432 Email: Jessica.Lawson@mmc.com 5

Biometric Screenings

Biometric Screenings Scheduling a Biometric Screening on the Healthyroads TM Website Once you have registered on the Healthyroads TM website, obtain your biometric screening one of three ways on the Healthyroads TM home page: Click Schedule your Biometric Screening. 1. At an onsite location screening. 2. At a PSC. Click Biometric Screening Health Care Provider Form 3. If you are completing your biometric screening with your health care provider. 7

Biometric Screenings Scheduling a Biometric Screening From the Healthyroads home page, access the Quest Diagnostics Health & Wellness appointment system: Click Schedule your Biometric Screening. Click Register Now and enter MMC in the Registration Key. Enter your Employee ID and date of birth. Your spouse/domestic partner will enter your Employee ID plus S and their own date of birth to register. You will need to establish a new username and password for this year. Enter a username and password, and click Continue. 8

Biometric Screenings Scheduling a Biometric Screening Follow instructions until you arrive at Schedule a Screening. You can either select At A Patient Service Center (PSC) or At An Onsite Event for a screening appointment. A confirmation of your screening appointment date, time and location will appear. You can add an Outlook appointment to your calendar. You will receive an confirmation email of your screening appointment details. Note: Your spouse/domestic partner will need to register separately and schedule an appointment under their own username. 9

Biometric Screenings Screenings with a Health Care Provider Complete a biometric screening with your health care provider using the Healthyroads Biometric Screening Health Care Provider Form (accessible via the Healthyroads home page or Wellbeing At Work under Resources). Email (mmc-providerforms@ashn.com) or fax (+1 844 964 7284) completed forms to Healthyroads to receive completion credit. 10

Personal Health Assessment (PHA)

Personal Health Assessment Free confidential online PHA provides a detailed picture of your health status. Includes questions relating to wellness and lifestyle health factors, as well as behavioral health factors and skills. Receive an instant overview of your overall health status, including a personalized action plan identifying potential risk factors. The Healthyroads Lifestyle Coaching Program is available to colleagues and spouse/domestic partners that meet the plan s eligibility criteria to work on identified health risks. All wellness resources are private and confidential: HIPAA policy laws prohibit the Company from receiving specific employee data. Marsh & McLennan Companies only receives aggregated data reports that are not personally identifiable. 12

HealthyMe Rate

HealthyMe Rate The HealthyMe rate allows colleagues to receive: $600 reduction on your 2018 annual medical plan contributions if you participate and are enrolled in a Marsh & McLennan Companies medical plan*; OR if you and your spouse/domestic partner are both enrolled in a Marsh & McLennan Companies medical plan, and only one of you completes the requirements (this is known as a Blended rate ). $1,200 reduction on your 2018 annual medical plan contributions if you AND your spouse/domestic partner both participate and are both enrolled in a Marsh & McLennan Companies medical plan*. Biometric screening numbers that are completed and submitted between August 1, 2016 and July 31, 2017 can be used for the 2018 HealthyMe rate. In addition, you MUST complete and submit your annual online PHA between January 1, 2017 and July 31, 2017, in order to receive the 2018 HealthyMe rate effective January 1, 2018.** *Excludes Hawaii HMSA (Hawaii HMO and Hawaii PPP). **Healthyroads Biometric Screening Health Care Provider Forms must be submitted via fax or email to Healthyroads no later than July 31, 2017. 14

HealthyMe Rate Rate Reduction Chart Know Your Numbers HealthyMe Reductions Complete & Submit Validated Biometrics & PHA by 7/31/2017 Employee Only Coverage Employee + Spouse/Domestic Partner Coverage Employee + Child(ren) Coverage Family (Employee + Spouse/Domestic Partner/Child(ren) Coverage) Neither Completes $0 $0 $0 $0 Employee Completes, Spouse/Domestic Partner Does Not Complete Spouse/Domestic Partner Completes, Employee Does Not Complete Employee and Spouse/Domestic Partner Both Complete $600 $600 $600 $600 $0 $600 $0 $600 $600 $1,200 $600 $1,200 15

HealthyMe Rate Know Your Numbers completion indicator will be loaded to the benefit s enrollment system and the HealthyMe rate will be automatically reflected during annual enrollment. Benefits-eligible new hires and their covered spouses/domestic partners hired during the period of June 1, 2017 December 31, 2017, and colleagues on an approved Leave of Absence from June 1, 2017 July 31, 2017, will be automatically eligible to receive a Marsh & McLennan Companies medical plan* HealthyMe rate in 2018. *Excludes Hawaii HMSA (Hawaii HMO and Hawaii PPP). 16

Healthyroads TM Wellness Provider

Healthyroads TM Wellness Provider Healthyroads TM Website 18

Healthyroads TM Wellness Provider Healthyroads TM Website Go to healthyroads.com Returning Users: Click Log In and enter username and password. Returning users will need to accept updated terms and conditions. New Users: Click Register. 19

Healthyroads TM Wellness Provider Step-by-Step Registration Instructions 1. Go to healthyroads.com. 2. Click Register. 20

Healthyroads TM Wellness Provider Step-by-Step Registration Instructions (continued) 3. Enter First and Last Name (exactly how it appears on paycheck) and Date of Birth to confirm eligibility. 4. Read and agree to the Terms and Conditions statement. 21

Healthyroads TM Wellness Provider Step-by-Step Registration Instructions (continued) 5. On the next screen, create your unique user name and password to complete registration. Note: Your covered Spouse/Domestic Partner will need to create their own separate account on healthyroads.com. Spouses/Domestic Partners enter their own first, last name, and date of birth. 22

Healthyroads TM Wellness Provider Personal Scorecard View your personal scorecard by clicking Scorecard under the My Health tab on the home page. 23

Healthyroads TM Wellness Provider Scheduling Coaching Enroll Online Log on to healthyroads.com and click Coaching Program under the Health Resources tab, then click Enroll Now to get started. Enroll by Phone Members may call Healthyroads Customer Service at +1 877 330 2746 to schedule their first coaching session. 24

Healthyroads TM Wellness Champion Network Interested in the Company s wellness program? Become a Wellness Champion! You can promote Marsh & McLennan s wellness programs and local wellness initiatives. You ll have an active role in communicating and raising awareness about wellness program initiatives as well as with assisting with specific wellness events and activities at your work location, such as onsite biometric screenings, Benefits Fairs, etc. To learn more or sign up, view the Wellness Champion Application on Wellbeing at Work or contact Jessica Lawson at Jessica.Lawson@mmc.com for more information. 25

Key Resources

Key Resources Contacts Healthyroads For general questions about Know Your Numbers. +1 877 330 2746 Monday Friday 8:00 am 9:00 pm ET For questions about Healthyroads Lifestyle Coaching Program. Quest Diagnostics Health & Wellness For questions about onsite location screenings. For questions about receiving a biometric screening at a PSC. +1 855 623 9355 Monday Friday 8:00 am 9:30 pm ET Saturday 8:30 am 5:00 pm ET 27

Key Resources Employee Service Center & Colleague Connect Employee Service Center Colleague Connect +1 866 374 2662 Available business days from 8:00 am to 8:00 pm ET. Detailed information on most employee benefits and resources are also available through the Career & Rewards page on Colleague Connect. 28

Communications Campaign Campaign Section of Colleague Connect Provides campaign information: Seasonal benefits Important deadlines Links to additional information 29

Communications Campaign Wellbeing At Work E-newsletter alerting colleagues of: Seasonal benefits Important deadlines Benefits available year-round 30

Questions

Appendix

Appendix Onsite Location Screening Schedule Location Name Event Date Amarillo Vision Room Customer Service Building 7/28/17 Anchorage Floor 4, Carl Brady Jr. Boardroom 6/27/17 Atlanta 25 th Floor 6/27/17 Atlanta 25 th Floor 6/28/17 Atlanta 25 th Floor 7/28/17 Austin Bldg. 1 Suite 200, Antone s, Stubb s, The Oasis, Zilker Park, Waterloo, Austin City Limits, Bass Concert Hall 6/20/17 Baltimore Maggitti Room 7/21/17 Boston (200 Clarendon St.) 12 th Floor 6/9/17 Boston (200 Clarendon St.) 12 th Floor 6/16/17 Boston (200 Clarendon St.) 12 th Floor 6/23/17 Boston (99 High St.) 14 th Floor Atlantic Conference Room #4010 6/23/17 Boston (99 High St.) 14 th Floor Atlantic Conference Room #4010 6/27/17 Burlington 6 th Floor Suite 610 6/14/17 Charlotte Midwood/Café 6/20/17 Chevy Chase 11 th Floor Lunchroom/Breakroom Area 7/12/17 Chicago (540 W. Madison St.) 11 th Fl. Bears Multipurpose, Cubs Conference and Fire Huddle Rooms 7/11/17 Chicago (540 W. Madison St.) 11 th Fl. Bears Multipurpose, Cubs Conference and Fire Huddle Rooms 7/12/17 Chicago (540 W. Madison St.) 11 th Fl. Bears Multipurpose, Cubs Conference and Fire Huddle Rooms 7/13/17 Chicago (155 North Wacker Drive 14 th Floor Café (14-A3.5) 7/25/17 Chicago (155 North Wacker Drive 14 th Floor Café (14-A3.5) 7/26/17 Chicago (155 North Wacker Drive 14 th Floor Café (14-A3.5) 7/27/17 For the most up-to-date information regarding the onsite biometric screening schedule, please go to Career & Rewards on Colleague Connect and click on the calendar within Wellbeing At Work. 33

Appendix Onsite Location Screening Schedule Location Name Event Date Cincinnati Suite 16, 16 th Floor - Lunchroom/Breakroom 7/26/17 Cleveland 37 th Floor, Suite 3760 7/25/17 Columbus 3 rd Floor, Suite 325 7/24/17 Dallas (5001 Spring Valley Road) Conference Room B 6/21/17 Dallas (1717 Main St.) - 44 th Floor Lunchroom 6/22/17 Dallas (1717 Main St.) - 44 th Floor Lunchroom 6/23/17 Dallas (8144 Walnut Hill Lane) 18 th Floor Board Room and Peace Room 7/20/17 Dallas (Park Central Drive) Mission Room, 2 nd Floor 7/13/17 Denver 13 th Floor 6/9/17 Edina - 5 th Floor Training Room and 5 th Floor Conference Room 6/26/17 Hapeville Suite 300 6/9/17 Hartford Constitution Room, 8 th Floor 7/21/17 Hoboken 3 rd Floor Training Room 6/9/17 Hoboken 3 rd Floor Training Room 6/29/17 Hoboken 3 rd Floor Training Room 7/20/17 Houston (500 Dallas Street) Blue Bonnet Room 6/29/17 Houston (2500 City West Boulevard) Suite 400/4 th Floor 7/31/17 Iowa City Conference Room A 6/22/17 Irvine 11 th Floor 7/7/17 Kalispell - Training Room 7/13/17 Kansas City 6 th Floor Cafe 7/26/17 For the most up-to-date information regarding the onsite biometric screening schedule, please go to Career & Rewards on Colleague Connect and click on the calendar within Wellbeing At Work. 34

Appendix Onsite Location Screening Schedule Location Name Event Date Las Vegas 4 th Floor 6/28/17 Los Angeles 22 nd Floor Lunchroom 7/17/17 Los Angeles 22 nd Floor Lunchroom 7/18/17 Los Angeles 22 nd Floor Lunchroom 7/19/17 Louisville Muhammad Ali 6 th Floor 6/26/17 Louisville Muhammad Ali 6 th Floor 6/27/17 Louisville Muhammad Ali 6 th Floor 6/28/17 Melville Suite 310 7/11/17 Miami Floor 9, Suite 950 7/12/17 Milwaukee 3 rd Floor Large Conference Room 6/9/17 Minneapolis 14 th Floor Conference Room B 6/27/17 Morristown - Cafe 7/18/17 Morristown - Cafe 7/19/17 New Berlin 2 nd Floor 7/12/17 New York (1166 Avenue of the Americas) 35 th Floor Café Area 6/1/17 New York (1166 Avenue of the Americas) 35 th Floor Café Area 6/2/17 New York (1166 Avenue of the Americas) 35 th Floor Café Area 6/19/17 New York (1166 Avenue of the Americas) 35 th Floor Café Area 6/20/17 New York (1166 Avenue of the Americas) 35 th Floor Café Area 6/27/17 New York (1166 Avenue of the Americas) 35 th Floor Café Area 6/28/17 For the most up-to-date information regarding the onsite biometric screening schedule, please go to Career & Rewards on Colleague Connect and click on the calendar within Wellbeing At Work. 35

Appendix Onsite Location Screening Schedule Location Name Event Date New York (1166 Avenue of the Americas) 35 th Floor Café Area 7/13/17 New York (1166 Avenue of the Americas) 35 th Floor Café Area 7/14/17 New York (1166 Avenue of the Americas) 35 th Floor Café Area 7/26/17 New York (1166 Avenue of the Americas) 35 th Floor Café Area 7/31/17 New York (499 Park Ave) Large Conference Room 7/18/17 Norwalk 2 nd Floor Riverside Café 7/26/17 Norwood Marketplace Atrium 7/18/17 Norwood Marketplace Atrium 7/19/17 Norwood Marketplace Atrium 7/20/17 Philadelphia 10 th Floor MMC University 7/10/17 Philadelphia 10 th Floor MMC University 7/14/17 Phoenix 6 th Floor Training Room 6/7/17 Phoenix 6 th Floor Training Room 6/8/17 Pittsburgh 4 th Floor Multipurpose Room 6/26/17 Portland 5 th Floor, Suite 500 6/21/17 Princeton Bethke Conference Room 6/20/17 Richmond Knowledge and Exchange Training Room 6/28/17 Rochester Conesus Conference Room 6/22/17 Saddle Brook 4 th Floor Resource Room 7/13/17 Saint Louis 12 th Floor Cafe 6/14/17 Salt Lake City Kim Briggs Boardroom 6/14/17 San Francisco (345 California St.) Sunset Room 7/19/17 For the most up-to-date information regarding the onsite biometric screening schedule, please go to Career & Rewards on Colleague Connect and click on the calendar within Wellbeing At Work. 36

Appendix Onsite Location Screening Schedule Location Name Event Date San Francisco (Four Embarcadero) 2 nd Floor Mercer Café 7/19/17 Seattle 18 th Floor Training Lunchroom 6/20/17 Seattle 18 th Floor Training Lunchroom 6/21/17 Somerset Somerset Boardroom 6/16/17 Southfield Great Lakes, AV Room, Lake Superior 6/16/17 Sunrise Everglades Room 6/14/17 Tampa Executive Boardroom 7/18/17 The Woodlands Suite 200, 2 nd Floor 6/8/17 Urbandale 1 st Floor Café #1090 1049-1165 combo 6/26/17 Urbandale 1 st Floor Café #1090 1049-1165 combo 6/27/17 Urbandale 1 st Floor Café #1090 1049-1165 combo 6/28/17 Urbandale 1 st Floor Café #1090 1049-1165 combo 6/29/17 Urbandale 1 st Floor Café #1090 1049-1165 combo 6/30/17 Vernon Hills North Training Room 7/19/17 Washington DC (1050 Connecticut Avenue N.W.) 7 th Floor Diamond Head Training Room 7/13/17 Washington DC (1255 23 rd Street N.W.) Suite 600 Georgetown Conference Room 7/18/17 Westlake Building 3, Suite 3500 7/21/17 White Plains 10 th Floor 7/19/17 For the most up-to-date information regarding the onsite biometric screening schedule, please go to Career & Rewards on Colleague Connect and click on the calendar within Wellbeing At Work. 37