Table of Benefits First Plan Plus Level 1

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Table of enefits First Plan Plus Level 1 pplicable to new registrations or renewals on/or after 1 st November, 2017. This Table of enefits must be read in conjunction with your Hospital Plan Terms and onditions and the directories of approved facilities. Facilities may change from time to time, so log on to Vhi.ie or phone us on (056) 444 4444 if you are planning treatment. ~ enefit Provision Section 1 - Hospital enefit Public 1 & 2 hospitals Day care, side room, semi-private & private accommodation Private hospitals and treatment centres Private 1, 2 & 3 hospitals (other than for certain investigations & treatments referred to in Section 1c & 1d) Day care, side room & semi-private accommodation Private accommodation Semi-private rate Radiotherapy (day care & out-patient) Private 4 hospitals (other than for certain investigations & treatments referred to in Section 1c & 1d) Day care & side room Semi-private accommodation 45% Private accommodation 35% Radiotherapy (day care & out-patient) ertain investigations and treatments - herein referred to as Fixed Price Procedures (FPPs), (contact us for details) Private 3 & 4 hospitals Day care cardiac FPPs Level 1 In-patient cardiac FPPs Level 1 - eacon Hospital & Galway linic (subject to a maximum co-payment of 75% 2,000 per claim) - Hermitage Medical linic, lackrock linic & Mater Private Hospital, 90% Day care non-cardiac FPPs Level 1 (other than Radiotherapy and hemotherapy, refer to Section 1) - eacon Hospital & Galway linic 0% - Hermitage Medical linic, lackrock linic & Mater Private Hospital, In-patient non-cardiac FPPs Level 1 (other than Radiotherapy and hemotherapy, refer to Section 1) - eacon Hospital & Galway linic 0% Denotes benefit changes to this plan since the last renewal date. If you have moved to or purchased this plan for the first time, benefit differences with your old plan, if applicable, are not highlighted.

D First Plan Plus Level 1 - Hermitage Medical linic, lackrock linic & Mater Private Hospital, 90% In-patient cardiac FPPs Level 2 0% Specified hip, knee & shoulder joint replacement procedures (herein referred to as Orthopaedic procedures) & specified Ophthalmic procedures - contact us for details of these Private 1, 2 & 3 hospitals Day care, side room & semi-private accommodation 80% Private accommodation 80% Semiprivate rate Private 4 hospitals Day care & side room 80% Semi-private accommodation 45% Private accommodation 35% When carried out as a Fixed Price Procedure (contact us for details) Private 3 & 4 hospitals - Hermitage Medical linic, lackrock linic & Mater Private Hospital, 80% - eacon Hospital & Galway linic 0% Section 2 - onsultants' fees/gp procedures In-patient treatment, day-care/side room/out-patient & GP procedures Participating consultant/gp Non-participating consultant/gp Standard benefit Section 3 - Psychiatric cover (read in conjunction with Section 1) In-patient psychiatric cover 100 days Day care psychiatric treatment for approved day care programmes ontact us for further details D In-patient treatment for alcoholism, drug or other substance abuse in any 5 year period 91 days Out-patient mental health treatment (in an approved out-patient mental health centre) Mental health assessment in every 2 year period 100 per member Mental health therapy, 7 visits 25 per visit Section 4 - Maternity Normal confinement Public hospital benefit (up to 3 days) aesarean delivery (as per hospital benefits listed) Refer Section 1 Home birth benefit 2,275

In-patient maternity consultant fees (per Schedule of enefits for Professional Fees) Vhi Fertility Programme greed Fertility benefit - benefit per member, towards the cost of specified fertility tests and treatments carried out in a Vhi Participating Fertility Treatment entre Initial consultation 100 discount at point of sale MH & Semen nalysis tests 100 discount at point of sale IUI - one treatment per lifetime, female members only 450 per treatment* IVF or ISI - up to 2 treatments per lifetime, female members only 1,000 per treatment* Fertility counselling - 4 sessions per treatment carried out in a Vhi Participating Fertility Treatment entre 40 per session Fertility support services - cupuncturists & Dieticians visits Refer Section 9 * These benefits are co-funded by Vhi and the Vhi Participating Fertility Treatment entre Section 5 - ancer care and other benefits Mammograms in an approved mammogram centre in each 24 month period, covered in accordance with our rules (contact us for details) ancer care support - one night's accommodation for each treatment 100 per night Manual lymph drainage following cancer treatment - 10 visits 50 per visit D E linical psychology counselling for oncology treatment (psycho oncology counselling) - 10 visits dditional cancer support benefits Wig/ hairpiece, post-mastectomy bra, swimsuit, surgical prosthesis following cancer treatment No excess applies, but subject to the benefit maximum for medical and surgical appliances set out below F Other benefits in Section 5 onvalescent care - first 14 nights Vhi Healthcare approved medical and surgical appliances - subject to an excess of 300 per member per year (contact us for details of eligible appliances) Vhi Hospital@Home Return home benefit Section 6 - Transport costs Refer Section 9 30 per night 6,500 per member year 100 per claim Transport costs (covered in accordance with our rules) greed

Section 7 - over outside Ireland Emergency treatment abroad 100,000 Elective treatment abroad (subject to prior approval) Surgical procedures available in Ireland (as per level of cover in Ireland) 100,000 Treatment not available in Ireland 100,000 Section 8 In-patient MRI scans (covered in accordance with Section 1) greed Out-patient MRI scans ategory 1 - approved MRI centres ategory 2 - approved MRI centres, agreed MRI & consultant Radiologists fees (subject to an excess of 125 per scan) PET-T scans (covered in accordance with our rules) greed Section 9 Day-to-day medical expenses (benefits are per visit, per member, unless otherwise indicated) General practitioner - 7 visits 25 onsultant consultation - 7 visits 60 Pathology - consultants fees (per referral) 60 D Radiology - consultants fees for professional services (per procedure) 60 E Pathology/Radiology or other diagnostic tests (refer to Section 8 for out-patient MRI benefits) - 50% of agreed in an approved out-patient centre 300 per year F Pre- and post-natal care (combined visits) 250 G Dental practitioner - 7 visits 25 H Physiotherapist - 7 visits 25 I cupuncturists, hiropractors, Osteopaths, Physical therapists, Reflexologists - 7 combined visits J hiropodists/podiatrists, Dieticians, Occupational therapists, Speech therapists, Orthoptists - 7 combined visits K linical Psychologist 7 visits 25 L Optical eye tests and glasses/contact lenses 75% of in each 24 month period M Hearing test in each 2 year period 25 N Health screening - in each 24 month period, covered in accordance with our rules (contact us for details) * Lifestage screening programme in a Vhi Medical entre 150 per screen Dexa scans in an approved dexa scan centre 50% cover O ccident & emergency cover - 2 visits 75 P Vhi Swiftare exclusive benefit to Vhi customers* 25 25 55

Initial consultation (charge is 125 you pay 50) 75 Follow-up treatment package after this consultation for x-rays, tests & medical 50% of total aids (maximum you will pay is 100 for this follow-up treatment) costs Q Travel vaccinations 60 per year R linical psychology counselling for oncology treatment (psycho oncology counselling)* - 10 visits 50 per visit nnual excess - per member, per year 25 nnual maximum - per member, per year 3,200 * These benefits are not subject to the annual excess or annual maximum Vhi Healthcare D trading as Vhi Healthcare is regulated by the entral ank of Ireland. Vhi Healthcare is tied to Vhi Insurance D for health insurance in Ireland which is underwritten by Vhi Insurance D. TOFRSPL1 V27 Nov17