EU Funding for Environmental Projects

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Including LIFE, LEADER, ERDF, HORIZON 2020 as well as Financial Instruments European Seminar EU Funding for Environmental Projects Biodiversity, Nature Conservation & Protection, Natural Resource Management 12 th 13 th October 2015, Berlin Broschüre With experts from: European Investment Bank, Climate Change & Environment Federal Ministry for the Environment, Nature Conservation, Building and Nuclear Safety, Department of Territorial protection, Natura 2000, Marine Conservation, Germany Ministry of the Environment, LIFE Funding, Environmental R&D, Finland Ministry of Agriculture, Forestry, Environment and Water Management, National Contact Point for LIFE Environment, EU-Coordination, Austria Swedish Board of Agriculture, Coordination Office European Funds, Sweden National Laboratory for Civil Engineering (LNEC), Head of Hydraulics and Environment Department, Portugal London Borough of Enfield Council, Head of Sustainability Sustainability Service, United Kingdom Voiron Region, Department of Agriculture, Forest and Rural Development, France MME BirdLife Hungary, LIFE-Programme Manager, Hungary EVN Bulgaria (Energy and Grid Provider), Department Energy Policy and Environmental Affairs, Bulgaria 1

EUROPEAN SEMINAR EU Funding for Environmental Projects Biodiversity, Nature Conservation & Protection, Natural Resource Management There is More European Funding Available for Environmental Projects than Ever Before The success of environmental projects e. g. on biodiversity conservation, renewable energy or environmental engineering mainly depends on an effective funding and a good project management. In the current programming period 2014-2020, the environmental focus is present through funding instruments such as LIFE, ERDF, HORIZON 2020, EAFRD and LEADER. The multitude of funding and financial instruments for environmental projects makes it difficult to obtain a comprehensive overview that highlights the differences between the funding options. In addition significant changes have been introduced by newly adopted regulations concerning the most relevant EU funding programmes. However, managing the funds and applying successfully for European funds has proven to be difficult and will remain so. Nevertheless, to fund projects investing in the environment with ERDF or to reduce the environmental impact with LIFE, it is worth to spend time on an application. The beneficiaries may also combine their efforts supported by HORIZON 2020 with new funding opportunities, build strategic partnerships with local businesses and use these synergies for even more successful nature protection measures. The possibility of integrated projects in LIFE (with budgets up to 20 Million Euro) opens possibilities to rethink environmental projects completely. Know how to Apply for and Manage LIFE, H2020, and ESI Funds Effectively Practitioners from the public, private and research sectors as well as NGOs are confronted with a range of challenges when applying for European funds. Thorough knowledge of where to get funding and financial instruments and how to comply with all obligations that need to be fulfilled for a proper application is key to success. Being aware of the characteristics of high quality proposals further strengthens the position of prospective beneficiaries. During the course of the project, there are further administrative requirements that have to be followed: Eligibility of costs, performance indicators as well as reporting obligations are always difficult to assess for Project Leaders and Administrators. However, a profound knowledge of these requirements is crucial to avoid a recovery of grants. Therefore, take the opportunity at our European seminar to receive first-hand information from experienced practitioners in the field. Profit from best practice examples to manage successful environmental projects and to make full use of available ESI & H2020 funding. Who is this seminar for? Heads of Unit, Team Leaders, (Senior) Experts, Project Managers, Advisors, European Affairs (Experts) from organisations such as: public administrations on national, regional and local level - Ministry of Environment - Ministry of Agriculture - Ministry of Finance - Ministry of Economy - Ministry of Transport / Infrastructure - Ministry of Construction - Environmental agencies NGOs universities and research institutes construction, planning and energy companies Public, semi-private and private administrations of natural resources such as woodlands involved in environmental topics. Very informative and an excellent networking opportunity. Bernard McClure, Assistant Director, NI Environment Agency, United Kingdom 2

What will you learn at this seminar? Identify the relevant European funds and loans for projects in the field of sustainability and environmental protection Receive information on different aspects and details of funding programmes from experts from the public and private sectors as well as NGOs in this field Get first-hand information on Integrated Projects in LIFE and environmental Projects under Horizon 2020 Obtain in-deep knowledge about the possibility of funding through agricultural programmes such as EAFRD and LEADER and upcoming developments in these funds How to apply and manage financial Instruments from different sources Learn from experts how to get LIFE projects started and how to overcome common challenges Get an update on all techniques and requirements for EU funding How to build up transnational consortia and project cooperation? Benefit from the exchange of professional experiences and knowledge on how to successfully support environmental projects Which steps are crucial to assure that your private or public organisations structure complies to the requirements of EU funding? YOUR BENEFITS Establish networks and contacts in the environmental sector with local and international partners Receive a strategic overview of the relevant European funds and loans for projects in the field of sustainability and environmental protection Master Integrated Projects in LIFE and environmental Projects under Horizon 2020 Get first-hand information on the different aspects and details of the funding programmes from experts in this field Collect all relevant information on how to apply for funding from agricultural programmes such as EAFRD and LEADER and learn about their future orientations Develop the necessary knowledge to apply and handle financial instruments Become expert on how to start successful LIFE projects and how to overcome common challenges Learn how to build up a transnational project cooperation and consortia Improve your organisational readiness for managing EU funding 3

PROGRAMME DAY 1 EU Funding for Environmental Projects Biodiversity, Nature Conservation & Protection, Natural Resource Management 8.30-9.00 Registration and Hand-out of Seminar Material 9.00-9.05 Opening Remarks from the European Academy for Taxes, Economics & Law 9.05-9.15 Welcome Note from the Chair and Round of Introductions Frank Klingenstein, Department for Protected areas and Natura 2000, Federal Ministry for the Environment, Nature Conservation, Building and Nuclear Safety, Germany 9.15-10.00 Funding Possibilities for Environmental Projects within the LIFE-Programme Opportunities for EU funding for environmental projects Eligible projects and organisations Simplification of rules and financial management LIFE Nature & Biodiversity What is new in LIFE 2014-2020? Frank Klingenstein, Department for Protected areas and Natura 2000, Federal Ministry for the Environment, Nature Conservation, Building and Nuclear Safety, Germany 10.00-10.15 10.15-10.45 Coffee Break and Networking Opportunity 11.45-12.30 New Instruments in LIFE Environmental Projects: Integrated Projects Integrated projects are projects implementing on a large territorial scale environmental or climate plans or strategies required by specific Union environmental or climate legislation, primarily in the areas of nature, water, waste, air and climate change mitigation and adaptation, while ensuring involvement of stakeholders and promoting the coordination with at least one other relevant Union, national or private funding source. What are LIFE environmental projects and what is new in the LIFE 2016 call? How to write a good proposal? New calls Case studies from different member states Pekka Harju-Autti, Ministerial Adviser, LIFE Funding, Environmental R&D, Ministry of the Environment, Finland 12.30-12.45 12.45-13.45 Lunch Break and Networking Opportunity New Funding Possibilities in LIFE for the Public Sector and Private Sector, Research Institutions and NGOs 10.45-11.30 New LIFE Environmental Projects Nature & Biodiversity, Environment What are LIFE environmental projects and what is new in the LIFE 2016 call? How to write a good proposal New calls Case studies from different member states Pekka Harju-Autti, Ministerial Adviser, LIFE Funding, Environmental R&D, Ministry of the Environment, Finland 11.30-11.45 4 Truly European event - sharing experience and expertise across the member states. Glenn Moocruft, Head of EU Programmes, Northern Ireland Environment Agency

Financial Instruments and Loans for Environmental Projects 13.45-14.30 Combining EIB Financing and European Commission Funding Through the Natural Capital Financing Facility (NCFF) Objectives Scope: 100-125 million investment facility during 2015-2017 - Direct loans to individual, large projects - Indirect loans through financial intermediaries aimed at smaller projects - Indirect investment aimed at smaller projects via equity funds Project categories Eligibility criteria Example of potential project Benefits James Ranaivoson, Managerial Adviser, Operations in the European Union, Climate Change & Environment, European Investment Bank 14.30-14.45 14.45-15.15 Coffee Break and Networking Opportunity Perspective from the Private Sector Challenges in Applying for EU Funding 16.45-17.30 Making Environmental Investments Crucial First Steps for a Private Company when Applying for EU Funding Availability and access to EU environmental funding Project structuring and process of application aligning company s structure and way of working in compliance with the requirements of the EU programme Application and implementation Experience of EVN Bulgaria in application of EU funded environmental projects under LIFE programme Suggestions for improvement: regulatory requirements and environmental obligations; how to make EU programmes investor-friendly Lyubka Vasileva, Project Manager, EVN Bulgaria (Energy and Grid Provider) Lyudmila Chulkova, Coordinator, EVN Bulgaria (Energy and Grid Provider) 17.30-17.45 17.45 End of Day One 15.15-15.45 How to Build a Strategic Local Funding Framework to Improve Sustainability Involving Private Loans Enfield 2020 Building a framework for action A wide range of innovative funding solutions Financial Instruments from the EIB as a loan for infrastructure projects Jeff Laidler, Head of Sustainability, Sustainability Service, London Borough of Enfield Council, United Kingdom 15.45-16.00 16.00-16.30 How to Combine Local and European Loans Sources (including ERDF) London Energy Efficiency Fund Innovative back-to-back funding solution Structure of the fund Applying for the loans and due diligence How it works in practice Jeff Laidler, Head of Sustainability, Sustainability Service, London Borough of Enfield Council, United Kingdom 16.30-16.45 A good idea box to work further on EU funding for Environment. 5

PROGRAMME DAY 2 EU Funding for Environmental Projects Biodiversity, Nature Conservation & Protection, Natural Resource Management 9.00-9.05 Welcome from the Chair Dr. Margareta Stubenrauch, National Contact Point for LIFE Environment, EU-Coordination, Federal Ministry of Agriculture, Forestry, Environment and Water Management, Austria Environmental Research Funding for Public and Private Sector and Higher Education 9.05-9.45 Identify the Best Opportunities in Horizon 2020 and Coordinating a Successful Environment Project Environment in H2020 Eligible projects and organisations Simplification of rules and financial management The case of BINGO Sharing experience and lessons learned Main environment-related novelties Possibilities for synergies and blended funding Rafaela Matos, Principal Researcher, Head of Hydraulics and Environment Department, National Laboratory for Civil Engineering (LNEC), Portugal 9.45-10.00 10.00-10.15 Coffee Break and Networking Opportunity 11.15-12.00 How to Finance Environmental Projects with LEADER Funding LEADER in environment LEADER of Pays Voironnais: presentation of the LAG, main topics and priorities of the programme Who and how applying for LEADER funding: Steps and calendar of application The diversity of environmental projects financed Focus on agro-ecology: from Leader 2007/2013 to Leader 2014/2020 Camille Matz, Programme Officer for LEADER, Department of Agriculture, Forest and Rural Development, Voiron Region, France 12.00-12.15 12.15-13.30 Lunch Break and Networking Opportunity Agricultural Funding for Projects in Environmental Protection, Biodiversity and Sustainability 10.15-11.00 Rural Development Programme (EAFRD) and Environmental Projects for Public and Private Beneficiaries What is RDP and what possibilities are there for working with environmental projects RDP 2007-2013 and 2014-2020, what possibilities for environmental projects and is there any difference between the two programme periods? Selection process for applications Examples of projects Emma Svensson, Coordination Office European Funds, Swedish Board of Agriculture 11.00-11.15 Indeed an innovative programme. Very impressive Meeting the international colleagues and exchanging ideas and best practices was a unique opportunity. 6

How to Manage Environmental Projects From the Idea to Project Management to Financial Management 13.30-14.15 How to Write a Successful LIFE Application Applying for EU Funding for Environmental Projects Crucial First Steps Programme and topic selection Partners and finances Timing Logframe matrix Quantification Project implementation, including project examples Dr Margareta Stubenrauch, National Contact Point for LIFE Environment, EU-Coordination, Federal Ministry of Agriculture, Forestry, Environment and Water Management, Austria 14.15-14.30 16.00-16.45 Financial Aspects and Performance Indicators of Hungarian Major LIFE Project Concerning Hungarian Meadow Viper Conservation 1,6 Million LIFE + Project Setting up an operational partnership for a major LIFE+ project Analysis of project operation and reporting Project results in numbers and performance indicators how can we quantify a conservation project s success Bálint Halpern, LIFE-Programme Manager, MME BirdLife Hungary 16.45-17.00 Final 17.00 End of Seminar and Hand-out of Certificates 14.30-15.00 Coffee Break and Networking Opportunity 15.00-15.45 Building a Transnational Cooperation Project and Conditions of Success: A Multinational LEADER Project Bees & Biodiversity : Origin and goals of the project Building the transnational cooperation: steps from the idea to the project Global organisation between the 7 partners: local and common activities; management of the project; budget & funding Lessons learnt and keys to success Camille Matz, Programme Officer for LEADER, Department of Agriculture, Forest and Rural Development, Voiron Region, France 15.45-16.00 I think there is no alternative to this seminar in the environment or EU funding sector. An inspiring seminar that connects strongly to the finding of solution for the problems and challenges in environmental projects for the private and public sector as well as research institutes or NGOs. 7

SPEAKERS EU Funding for Environmental Projects Biodiversity, Nature Conservation & Protection, Natural Resource Management 8 James Ranaivoson Managerial Adviser, Operations in the European Union, Climate Change & Environment, European Investment Bank James Ranaivoson has been working as Managerial Adviser at the European Investment Bank since 2008. Previously, he held the position of Chief Investment Officer at the Inter-American Development Bank for over three years. From 1996 until 2005 James Ranaivoson was Head of the Bond Portfolio Division at the European Investment Bank and Director of the treasury department of the African Development Bank from 1994 to 1996. He started his career in finance as a financial engineer in 1983. Frank Klingenstein Department for Protected areas and Natura 2000, Federal Ministry for the Environment, Nature Conservation, Building and Nuclear Safety, Germany Since 2009, Frank Klingenstein is in charge of the German National Contact Point for LIFE Nature & Biodiversity at the German Federal Ministry for the Environment, Nature Conservation and Nuclear Safety. In addition to that, he is dealing with the European network of protected areas Natura 2000. Before joining the Federal Ministry Frank Klingenstein worked e.g. for the University of Bonn, Bonn Botanic Gardens and the German Federal Agency for Nature Conservation on the topics of conservation management in agriculture and forestry, biological information systems, international conservation policies (e. g. Genetic Resources and Benefit Sharing pursuant to the Convention on Biological Diversity), invasive alien species and climate change. Pekka Harju-Autti Ministerial Adviser, LIFE Funding, Environmental R&D, Ministry of the Environment, Finland Pekka Harju-Autti works in the Ministry of the Environment of Finland as a national coordinator of LIFE, and a representative of Finland in the LIFE Committee in Brussels. He is also a member in the EEA management board and the Finnish Advisory Board on Civil Society. His main interests are to enhance collaborative programme between researchers, the business sector, public authorities and funding organisations and integrating environmental issues more closely into the Finnish system of innovation. He has a background in Civil Engineering (Urban and Environmental technologies), and is about to complete a PhD on Measuring Environmental Awareness in Organisations, Political Parties and Nations. In his thesis he created a novel Environmental Awareness Index, measured cross-nationally for 57 countries. Moreover, in the thesis he created a new method to analyse environmental worldviews of individuals and organisations. Dr Margareta Stubenrauch National Contact Point for LIFE Environment, EU-Coordination, Federal Ministry of Agriculture, Forestry, Environment and Water Management, Austria Margareta Stubenrauch has been working at the National Contact Point for LIFE since 2007 and at the Federal Ministry of Agriculture, Forestry, Environment and Water Management in the department of EU-Coordination since 1999. She joined the Ministry in 1992. From 1996 to 1999 she also worked as a national Expert in DG Environment of the European Commission. Before joining the Ministry she had a position in the research department of a private company since 1989. Emma Svensson Coordination Office European Funds, Swedish Board of Agriculture Emma Svensson is working as coordinator for the Rural Development Programme at the Managing Authority in Sweden (Swedish Board of Agriculture) since 2010. Here, Emma Svensson has worked both with the detailed regulations for the former axis 2 (environment) in RDP and also in the ERDF financed project Baltic Compact where she was involved in a study on communication and local stakeholder involvement in agro-environmental projects in Baltic sea countries. Before working for the Board of Agriculture, Emma Svensson worked part time on dairy farms and part time as a natural science teacher.

Rafaela Matos Principal Researcher, Head of Hydraulics and Environment Department, National Laboratory for Civil Engineering (LNEC), Portugal Rafaela Matos has been working as a Researcher and Head of the Hydraulics and Environment Department for the last eleven years. She is leading the EU H2020 BINGO project Bringing INnovation to OnGOing water Management a better future under climate change, that was awarded the best project in a competition of 40 consortia. BINGO has a budget of about 8M and involves 20 Partners and about 80 participants from 6 European countries. It will last 4 years starting on 1 July. She has more than 35 years of experience in applied research with focus on Urban Hydrology and Hydraulics, Wastewater Regulation and European and International Standards, Performance Assessment of Water Services. She is Board Member of the Portuguese Water Partnership (PWP) and delegate at the EU / European Innovation Partnership on Water (EU / EIP on Water). She is also Member of the SAB-Strategic Advisory Board of the EU / JPI-Joint Programming Initiative Urban Europe. She is member of the Programme Committee of the International Water Association (IWA). Jeff Laidler Head of Sustainability, Sustainability Service, London Borough of Enfield Council, UK Jeff Laidler is an experienced Programme Manager in environmental and economic development, with over 15 years experience in the public and private sector. As Head of Sustainability at the London Borough of Enfield, Jeff Laidler has developed the Enfield 2020 Sustainability Programme. The Enfield 2020 Action Plan contains over 50 large-scale sustainability projects, including the Lee Valley Heat Network. Over 1 billion is being invested by the Council and partners to improve the sustainability of Enfield. Whilst working for the East of England Development Agency, he developed the region s Low Carbon Innovation Programme. It helped answer the challenges of low carbon economic growth, climate change and energy security. It also resulted in delivery of the East of England s electric vehicle recharging network, Lowestoft s OrbisEnergy offshore wind centre and Peterborough s Water Innovation Network. Jeff Laidler has worked in partnership with business and government at a high level across low carbon and energy policy. He is also able to initiate and deliver change, manage risk and achieve significant returns with modest resources. He is a member of both the Institute of Environmental Management and Assessment (IEMA), the Chartered Institute of Environmental Health Officers (MCIEH) and the Institute of Acoustics (AMIOA). Camille Matz Programme Officer for LEADER, Department of Agriculture, Forest and Rural Development, Voiron Region, France Camille Matz has been working as LEADER Programme Manager for the Pays Voironnais since 2009. As LEADER Project Manager, she has helped around 120 projects to find funding and apply for EAFRD funding from 2009 to 2014. She is also member of the rural regional network and has worked with the Rhône-Alpes Region on the new LEADER programme in 2013 / 2014, before compiling the application of her region for the 2014 / 2020 LEADER programme. She has been the Project Manager of the transnational Bees and Biodiversity project from 2012 to 2014, which associated 7 partners from 7 European countries for the preservation of bees and biodiversity. Bálint Halpern LIFE-Programme Manager, MME BirdLife Hungary Bálint Halpern became LIFE-Project Manager at the non-governmental organisation BirdLife Hungary in 2004 after joining in 2000. In 2009 the project he managed CONVIPURSRAK - Conservation of Hungarian meadow viper in the Carpathian-basin was selected as one of the best LIFE-Nature Projects. Before working with BirdLife Hungary Bálint Halpren was an Underwater Archaeologist Assistant. Lyubka Vasileva Project Manager, EVN Bulgaria (Energy and Grid Provider) Lyubka Vasileva works as a Project Manager of Life for Safe Grid project and the iurban under the 7th Framework Programme (FP7) Project since 2013. She started her career at EVN Bulgaria as a Project manager in 2011. In 2005 Lyubka Vasileva began managing project 2005-2011 experience in managing projects funded by FP7 and also structural funds. Lyudmila Chulkova Coordinator, EVN Bulgaria (Energy and Grid Provider) Lyudmila Chulkova started coordinating the Life for Safe Grid Project (LIFE12 NAT/BG/000572) as well as the iurban under the 7th Framework programme in 2014. From 2013 on she was part of the team that prepared the candidacy of the city of Plovdiv for the European Capital of Culture 2013.

ORGANISATIONAL MATTERS EU Funding for Environmental Projects Date of Event 12 th 13 th October 2015 Booking Number S-1135 Event Language The event language is English. Event Price Early booking price valid until the 21 st of August 2015: 1.189,- Euro excl. German VAT (19%) Normal price from the 22 nd of August 2015: 1.389,- Euro excl. German VAT (19%) The above price covers the following: Admission to the seminar Hand-out documents Seminar certificate, if seminar fully attended Soft drinks and coffee/tea on both event days Lunch on both event days Upon request you can receive a digital version of the seminar documents after the event for 60,- Euro excl. German VAT (19%) in addition to the seminar. All prices excl. German VAT (19%) BOOKING E-mail: booking@euroacad.eu Fax: +49 (0)30 802080-250 Phone: +49 (0)30 802080-230 For online booking please visit our website: www.euroacad.eu Contact European Academy for Taxes, Economics & Law at Potsdamer Platz, Leipziger Platz 9, 10117 Berlin Phone: +49 (0)30 80 20 80 230 Fax: +49 (0)30 80 20 80 250 E-mail: info@euroacad.eu Internet: www.euroacad.eu Your contact persons for the programme: Regina Lüning, M. Sc. econ. Head of Marketing and Sales Phone: +49 (0)30 80 20 80 246 Fax: +49 (0)30 80 20 80 259 E-mail: regina.luening@euroacad.eu Carl von Duhn Conference Manager Phone: +49 (0)30 8020 80 235 Fax: +49 (0)30 8020 80 259 E-mail: carl.vonduhn@euroacad.eu (Programme is subject to alterations) Event Location Maritim Hotel Berlin Stauffenbergstraße 26 10785 Berlin, Germany Phone: +49 (0)30 2033 4410 Fax: +49 (0)30 2033 4092 E-mail: info.ber@maritim.de Internet: www.maritim.de Please contact the hotel directly and refer to the European Academy for Taxes, Economics & Law if you wish to benefit from a limited room availability-contingent. Of course you can always look for an alternative hotel accommodation. 10

BOOKING E-mail: booking@euroacad.eu Fax: +49 (0)30 802080-250 Phone: +49 (0)30 802080-230 For online booking please visit our website: www.euroacad.eu European Academy for Taxes, Economics & Law at Potsdamer Platz Entrance: Leipziger Platz 9 10117 Berlin / Germany BOOKING BOOKING NUMBER: S-1135 (KB) 12 th 13 th OCTOBER 2015, BERLIN Herewith we register the following persons for the European Seminar: EU Funding for Environmental Projects. Delegate 1 Ms. Mr. First name Last name Your organisation Department Unit Job position Street Postcode / City Country Delegate 2 Ms. Mr. First name Last name Your organisation Department Unit Job position Street Postcode / City Country Delegate 3 Ms. Mr. First name Last name Your organisation Department Unit Job position Street Postcode / City Country Phone Fax E-mail Phone Fax E-mail Phone Fax E-mail I hereby order the digital version of the seminar documents (fee required) in addition to the seminar. I hereby order the digital version of the seminar documents (fee required) in addition to the seminar. I hereby order the digital version of the seminar documents (fee required) in addition to the seminar. Invoice Organisation First name Your Organisation Department Unit Job Position E-mail Ms. Mr. Last name Street Postcode / City Country Phone Fax With my signature I confirm my registration and accept the General Terms and Conditions as legally binding. I herewith agree to receive further information from the European Academy for Taxes, Economics & Law In case of registration of more than one delegate do you prefer: single invoice? collective invoice? NOTE Only Valid with Signature and Stamp. Place, Date Authorised Signature and Stamp European Academy for Taxes, Economics & Law Brauner Klingenberg GmbH Leipziger Platz 9 10117 Berlin Phone +49 (0)30 80 20 80 230 Fax +49 (0)30 80 20 80 259 11

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It includes training course documents as per course description, a lunch meal/ snack and refreshments during breaks, as well as, a participation certificate. The European Academy for Taxes, Economics & Law has the right to change speakers/instructors and to modify the course program if and where necessary while maintaining the overall nature of the course. All registered participants will be notified in case of a course cancellation due to force majeure, due to speakers preventions, due to troubles at the chosen location or due to a low registration rate. Course cancellation notification due to a low registration rate is issued no later than two (2) weeks before the course date. Course fees are reimbursed in the cases listed above; however, reimbursement for travel expenses or work absenteeism is only granted in cases of intention or gross negligence by the European Academy for Taxes, Economics & Law. Any reimbursement of travel expenses are to be considered as an exceptional goodwill gesture and form no future general obligation. In case of disturbances and/or interruptions, the European Academy for Taxes, Economics & Law commits itself to solve or limit any problems that might occur in order to maintain and continue the course as planned. 4. Payment Date and Payment, Default of Payment Payment of the course fee is payable immediately upon receipt of invoice. Where payment is not received or lacking clear assignment to a participant prior to commencement of the course, the European Academy for Taxes, Economics & Law may refuse the relevant participant s participation in that course. The course fee, however, is still due immediately and can be claimed as part of a dunning procedure or legal action. In accordance with BGB 247 (1), in case of default of payment within the stipulated time period, default interest on arrears of at least 5% above the ECB base rate is due and payable. The European Academy for Taxes, Economics & Law can claim higher damage for delay if and where proven. Equally, the participant may prove that a damage has not occurred or has had less effect than estimated by the European Academy for Taxes, Economics & Law. Payment shall be made by cashless bank transfer; cash or cheques will not be accepted. The European Academy for Taxes, Economics & Law is not liable for any loss of means of payment. The participant may only offset such claims against the European Academy for Taxes, Economics & Law s as are undisputed, legally recognized or recognized in writing by the European Academy for Taxes, Economics & Law. The right of retention is only acceptable in accordance with a counterclaim based on the same contract. 5. Cancellation Cancellations need to be issued in writing. Cancellation by the participant will be subject to cancellation charges as follows: 30 days or more prior to commencement of the course: service charge of 80,00 net, subject to current German VAT, payable immediately, course fee will be reimbursed, two (2) weeks to 30 days prior to commencement of the course: 50% of course fee net, subject to current German VAT, payable immediately, non-attendance or cancellation less than two (2) weeks prior to commencement of the course: 100% of course fee net, subject to current Germany VAT, payable immediately The European Academy for Taxes, Economics & Law gladly accepts without additional costs a substitute participant nominated in case of a cancellation if the substitute participant is registered at least three (3) days prior to the commencement of the course. Neither cancellation of a specific module/part of the course or substitution per module/per day is possible. 6. Copyright Seminar/course documents are protected by property rights and may not be duplicated, processed, amended, circulated or published in any other way without the written consent of the European Academy for Taxes, Economics & Law. The European Academy for Taxes, Economics & Law reserves all rights. 7. Liability All seminars and courses are prepared and presented by qualified speakers and instructors. The European Academy for Taxes, Economics & Law accepts no liability for the upto-dateness, correctness and completeness of the seminar documentation, as well as, presentation of the seminar. 8. Applicable Law, Place of Jurisdiction, Place of Performance All cases shall be governed and construed in accordance with German law to the exclusion of the UN Sales Convention. As far as legally admissible, place of performance and place of exclusive jurisdiction shall be Berlin, Germany. 9. Data Protection The European Academy for Taxes, Economics & Law protects personal data by taking appropriate protection measures. For the purpose of optimization of the product and service portfolio and according to the regulations of the data privacy laws, it stores and processes person-specific data on the training participants. Hence, all European Academy for Taxes, Economics & Law website hits are registered. All personal data will, in accordance with the law, be used for documentation requests, placed orders or other enquiries in order to send information out by post. The European Academy for Taxes, Economics & Law will, in accordance with the law, inform participants by email about special offers that resemble previously booked seminars. If and where personal data needs to be transferred to countries lacking appropriate data protection schemes, the European Academy for Taxes, Economics & Law shall grant alternative adequate protection. Furthermore, the European Academy for Taxes, Economics & Law will use personal data as far as participants have granted respective permission. When collecting personal data, the European Academy for Taxes, Economics & Law will always ask for permission regarding email information about offers. The participant may, at any time, express their objection to data collection for the purpose of advertisement or address via email or fax. Any data provided to the European Academy for Taxes, Economics & Law will be processed for reservations and bookings, as well as, for information about other seminars. Names and company names will be published in a participants list and forwarded to the mailing company. 12