MyHPN ZCS Plan. HIOS ID: Varies by Type. Attachment A Benefit Schedule. There is no Calendar Year Deductible or Member Cost Share under this Plan

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MyHPN ZCS Plan HIOS ID: Varies by Type Attachment A There is no Calendar Year Deductible or Member Cost Share under this Plan The Out Of Pocket Maximum does not include: 1) amounts charged for non-covered Services, 2) amounts exceeding applicable Plan benefit maximums or EME payments; or, 3) penalties for not obtaining any required Prior Authorization or for the Member otherwise not complying with HPN s Managed Care Program. Please note: For all Inpatient and Outpatient admissions, including those for Emergency or Urgent Care, in addition to specified surgical Copayment/Cost-share amounts, the Member is also responsible for all other applicable facility and professional Copayments/Cost-share as outlined in this Attachment A to the Agreement of Coverage (AOC). The Member is responsible for any/all amounts exceeding any stated maximum benefit amounts and/or any/all amounts exceeding the Plan s payment to n-plan Providers under this Plan. Further, such amounts do not accumulate to the calculation of the Calendar Year Out of Pocket Maximum. Medical Office Visits and Consultations Primary Care Services Convenient Care Facility Physician Extender or Assistant Physician Specialist Services Preventive Healthcare Services - For a complete list of Preventive Services, including all FDA approved contraceptives, go to http://doi.nv.gov/healthcare-reform/individuals-families/preventive- Care/. If you have a question about whether or not a service is Preventive, please contact the HPN Member Services Department (1-800-777-1840). 17H_IX_HMO_ZCS Page 1

n-preventive Routine Lab and X-ray Services The Copayment/Cost-share is in addition to the Physician office visit Copayment/Cost-share and applies to services rendered in a Physician s office or at an independent facility. Lab X-Ray Telemedicine Services (Available through select contracted Providers) Urgent Care Facility Emergency Services Emergency Room Facility (includes Physician Services) Member pays $0 per visit; waived if admitted. Hospital Admission - Emergency Stabilization (includes Physician Services) Applies until patient is stabilized and safe for transfer as determined by the attending Physician. Ambulance Services Member pays $0 per admission. Emergency Transport Member pays $0 per trip. n-emergency - HPN Arranged Transfers Member pays $0. Inpatient Hospital Facility Services (Elective and Emergency Post- Stabilization Admissions) Member pays $0 per admission. Outpatient Hospital Facility Services Member pays $0 per surgery. Ambulatory Surgical Facility Services Member pays $0 per surgery. Anesthesia Services Member pays $0 per surgery. Physician Surgical Services - Inpatient and Outpatient Inpatient Hospital Facility Member pays $0 per surgery. Outpatient Hospital Facility Member pays $0 per surgery. Ambulatory Surgical Facility Member pays $0 per surgery. Physician's Office Primary Care Physician (Includes all physician services related to the surgical procedure) Specialist (Includes all physician services related to the surgical procedure) 17H_IX_HMO_ZCS Page 2

Gastric Restrictive Surgery Services HPN provides a lifetime benefit maximum of one (1) Medically Necessary surgery per Member. Physician Surgical Services Member pays $0 per surgery. Subject to maximum Physician's Office Visit Organ and Tissue Transplant Surgical Services Inpatient Hospital Facility Member pays $0 per admission. Physician Surgical Services - Inpatient Hospital Facility Member pays $0 per surgery. Transportation, Lodging and Meals The maximum benefit per Member per Transplant Benefit Period for transportation, lodging and meals is $10,000. The maximum daily limit for lodging and meals is $200. Member pays $0 per surgery. Subject to maximum Procurement The maximum benefit per Member per Transplant Benefit Period for Procurement of the organ/tissue is $15,000 of EME. Member pays $0 per surgery. Subject to maximum Retransplantation Services Benefits are limited to one (1) Medically Necessary Retransplantation per Member per type of transplant. Member pays $0 per surgery. Subject to maximum Post-Cataract Surgical Services Frames and Lenses Member pays $0 per pair of glasses. Subject to maximum Contact Lenses Member pays $0 per set of contact lenses. Subject to maximum Benefit is limited to one (1) pair of Medically Necessary glasses or set of contact lenses as applicable per Member per surgery. Home Healthcare Services (does not include Specialty Prescription Drugs) 17H_IX_HMO_ZCS Page 3

Hospice Care Services Inpatient Hospice Facility Member pays $0 per admission. Outpatient Hospice Services Inpatient and Outpatient Respite Services Benefits are limited to a combined maximum benefit of five (5) Inpatient days or five (5) Outpatient visits per Member per ninety (90) days of Home Hospice Care. Inpatient Member pays $0 per admission. Subject to maximum Outpatient Subject to maximum Bereavement Services Benefits are limited to a maximum benefit of five (5) group therapy sessions. Treatment must be completed within six (6) months of the date of death of the Hospice patient. Subject to maximum Skilled Nursing Facility Subject to a maximum benefit of one hundred (100) days per Member per Calendar Year. Member pays $0 per admission; waived if admitted from an acute care facility. Subject to maximum benefit Residential Treatment Center Subject to a maximum benefit of one hundred (100) days per Member per Calendar Year. Member pays $0 per admission; waived if admitted from an acute care facility. Subject to maximum benefit Manual Manipulation Applies to Medical-Physician Services and Chiropractic office visit. Subject to a maximum benefit of twenty (20) visits per Member per Calendar Year. Subject to maximum 17H_IX_HMO_ZCS Page 4

Short-Term Habilitation Services (including but not limited to Physical, Speech and Occupational Therapy) Inpatient Hospital Facility Member pays $0 per admission. Subject to maximum Outpatient Subject to maximum All Inpatient and Outpatient Short-Term Habilitation Services are subject to a combined maximum benefit of sixty (60) days/visits per Member per Calendar Year. Short-Term Rehabilitation Services (including but not limited to Physical, Speech and Occupational Therapy) Inpatient Hospital Facility Member pays $0 per admission. Subject to maximum Outpatient Subject to maximum All Inpatient and Outpatient Short-Term Rehabilitation Services are subject to a combined maximum benefit of sixty (60) days/visits per Member per Calendar Year. Durable Medical Equipment Monthly rental or purchase at HPN s option. Purchases are limited to a single purchase of a type of DME, including repair and replacement, once every three (3) years. Member pays $0. Subject to maximum Genetic Disease Testing Services Office Visit Lab Includes Inpatient, Outpatient and independent Laboratory Services. Infertility Office Visit Evaluation Please refer to applicable surgical procedure Copayment/Cost-share and/or Coinsurance amount herein for any surgical infertility procedures performed. Medical Supplies (Obtained outside of a medical office visit) Member pays $0. 17H_IX_HMO_ZCS Page 5

Other Diagnostic and Therapeutic Services The Copayment/Cost-share amounts are in addition to the Physician office visit Copayment/Cost-share and applies to services rendered in a Physician's office or at an independent facility. Anti-cancer drug therapy, non-cancer related intravenous injection therapy or other Medically Necessary intravenous therapeutic services. Member pays $0 per day. Dialysis Member pays $0 per day. Therapeutic Radiology Member pays $0 per day. Complex Allergy Diagnostic Services (including RAST) and Serum Injections Otologic Evaluations Other complex diagnostic imaging services including: CT Scan and MRI; vascular diagnostic and therapeutic services; pulmonary diagnostic services; and complex neurological or psychiatric testing or therapeutic services. Member pays $0 per test or procedure. Positron Emission Tomography (PET) scans Member pays $0 per test or procedure. Prosthetic Devices Purchases are limited to a single purchase of a type of Prosthetic Device, including repair and replacement, once every three (3) years. Member pays $0 per device. Subject to maximum Orthotic Devices Purchases are limited to a single purchase of a type of Orthotic Device, including repair and replacement, once every three (3) years. Member pays $0 per device. Subject to maximum Self-Management and Treatment of Diabetes Education and Training Supplies (except for Insulin Pump Supplies) Member pays $0 per therapeutic supply. Insulin Pump Supplies Member pays $0 per therapeutic supply. Equipment (except for Insulin Pump) Member pays $0 per device. Insulin Pump Member pays $0 per device. 17H_IX_HMO_ZCS Page 6

Special Food Products and Enteral Formulas Special Food Products only are limited to a maximum benefit of one (1) thirty (30) day therapeutic supply per Member four (4) times per Calendar Year. Member pays $0. Subject to maximum Temporomandibular Joint Treatment Mental Health and Severe Mental Illness Services Inpatient Hospital Facility Member pays $0 per admission. Outpatient Treatment Substance Abuse Services Inpatient Hospital Facility Member pays $0 per admission. Outpatient Treatment Hearing Aids Purchases are limited to a single purchase of a type of Hearing Aid, including repair and replacement, once every three (3) years. Member pays $0. Subject to maximum Applied Behavioral Analysis (ABA) for the treatment of Autism for Members up to age 22 Limited to one thousand five hundred (1,500) total hours of therapy per Member per Calendar Year. Subject to maximum Vision Examination One (1) vision examination, covered once every Calendar Year, by a Plan Provider to include complete analysis of the eyes and related structures to determine the presence of vision problems or other abnormalities. Pediatric Vision Services for Members up to age 19 Subject to maximum Lenses One (1) pair of lenses will be covered once every Calendar Year when a prescription change is determined to be Medically Necessary. Lenses include choice of glass or plastic lenses, all lens powers (single vision, bifocal, trifocal and lenticular), fashion and gradient tinting, oversized and glass-grey #3 prescription sunglasses. Frames One (1) pair of frames, from the approved Formulary frame series, will be covered every Calendar Year. Charges for frames selected outside of the approved Formulary frame series are the responsibility of the Member. Discounts for non-formulary frames may be available through the Plan Provider. Subject to maximum Subject to maximum 17H_IX_HMO_ZCS Page 7

Contact Lenses Contact lenses are covered once every Calendar Year in lieu of eye glasses. Charges for contact lenses considered cosmetic in purpose shall be the responsibility of the Member. Low Vision Exam One comprehensive evaluation every five (5) years. Pediatric Vision Services for Members up to age 19 (continued) Subject to maximum Subject to maximum Optional Lenses and Treatments Standard Anti-Reflective (AR) Coating UV Treatment Tint (Fashion & Gradient & Glass-Grey) Standard Plastic Scratch Coating Photocromatic/Transitions Plastic (Other optional lenses and treatment services may be available to the Member at a discount. Please consult with your Provider.) Prescription Covered Drugs The Combined Medical and Prescription Drug Calendar Year Deductible (CYD) applies to Prescription Drug Tier Tier I Tier II Tier III Tier IV Tier I HMO Plan Benefit* Member pays $0 per Designated Plan Pharmacy Therapeutic Supply. Member pays $0 per Designated Plan Pharmacy Therapeutic Supply. Member pays $0 per Designated Plan Pharmacy Therapeutic Supply. Member pays $0 per Designated Plan Pharmacy Therapeutic Supply. Please refer to the HPN Prescription Drug List (PDL) for the listing of Covered Drugs and for any covered drugs requiring Prior Authorization and/or Step Therapy as outlined in the HPN AOC. The Member s medical Tier I Copayment/Cost-share will not be more than 50% of the allowed cost of providing any single service or supplying an item to a Member, after the deductible, if applicable, has been met. A Member may not contribute any more than the individual CYD amount toward the family CYD amount. A Member may not contribute any more than the individual Calendar Year Out of Pocket Maximum toward the family Calendar Year Out of Pocket Maximum amount. (1) Required Except as otherwise noted and, with the exception of certain Outpatient, non-emergency Mental Health, Severe Mental Illness and Substance Abuse Services, all Covered Services not provided by the Member s Primary Care Physician require a a Prior Authorization in the form of a written referral authorization from HPN. Please refer to your HPN Agreement of Coverage for additional information. (2) Eligible American Indians, as determined by the Exchange, are exempt from cost sharing requirements when Covered Services are rendered by an Indian Health Service (IHS), Indian Tribe, Tribal organization, or Urban Indian Organization (UIO) or through referral under contract health services. There will be no Member responsibility for American Indians when Covered Services are rendered by one of these Providers. 17H_IX_HMO_ZCS Page 8