January 02, 2013 Wednesday. January 03, 2013 Thursday. 10:00 AM - 10:30 AM Check in with David Silberman G Street

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January 02, 2013 Wednesday 10:00 AM - 10:30 AM Check in with David Silberman -- 1700 G Street 11:00 AM - 11:10 AM Check in with Jen Howard -- 1700 G Street 11:30 AM - 11:45 AM Meeting on Outreach -- 1700 G Street 12:00 PM - 1:00 PM Lunch 1:00 PM - 2:00 PM Check-In with Meredith Fuchs -- 1700 G Street 2:30 PM - 3:00 PM Check in with Operations -- 1700 G Street 3:00 PM - 4:00 PM Check-In with Garry Reeder -- 1700 G Street 4:45 PM - 5:15 PM Check-In with Kelly Cochran -- 1700 G Street January 03, 2013 Thursday 9:00 AM - 10:00 AM Meeting with Michael Hansen, Leadership Coach -- 1700 G Street 10:00 AM - 10:30 AM Staff Interview -- 1700 G Street 10:30 AM - 11:00 AM Meeting on Operations -- 1700 G Street 11:00 AM - 11:30 AM Check-In with Ana Mahony -- call-in 11:30 AM - 11:45 AM Check-In with Jen Howard -- 1700 G Street 12:00 PM - 1:00 PM Management Discussion -- 1700 G Street 1:00 PM - 1:45 PM Check-In with Garry Reeder and Steve Antonakes -- 1700 G Street. Room 3000. 2:00 PM - 2:45 PM Mortgage Policy Discussion -- 1700 G Street. 3:00 PM - 4:00 PM Meeting on Mortgage Policy -- 1700 G Street 4:00 PM - 5:30 PM Policy Discussion -- 1700 G Street. 1 3/7/2013 3:38 PM

January 04, 2013 Friday 9:30 AM - 10:00 AM Travel 10:00 AM - 11:00 AM Meeting with Jeremy Stein, Governor, Federal Reserve Board -- Eccles Building 11:00 AM - 11:30 AM Travel 11:30 AM - 12:00 PM Check-In with Chris D'Angelo and Zach Luck -- 1700 G Street. 12:00 PM - 12:30 PM Weekly Prep -- 12:30 PM - 1:30 PM External Call Time 1:30 PM - 1:40 PM Call Time Debrief -- 2:45 PM - 3:15 PM Check-In with Len Kennedy -- 1700 G Street 3:00 PM - 5:30 PM Travel January 07, 2013 Monday 11:15 AM - 12:00 PM Policy Discussion -- 1700 G Street 12:00 PM - 1:00 PM Interview with Karen Weiss, Bloomberg News -- 1700 G Street 1:30 PM - 2:00 PM New Employee Orientation Video Filming -- 1700 G Street 3:00 PM - 3:30 PM Call with U.S. Senator Bob Menendez 3:30 PM - 4:30 PM Ability to Repay Speech Prep -- 1700 G Street. 4:30 PM - 5:30 PM Policy Discussion -- 1700 G Street. 5:30 PM - 6:00 PM Check in with Gail Hillebrand -- 1700 G Street. 6:00 PM - 6:15 PM Check-In with Garry Reeder 6:30 PM - 7:30 PM Meeting with HUD Secretary Shaun Donovan 2 3/7/2013 3:38 PM

January 08, 2013 Tuesday 10:00 AM - 12:00 PM Executive Committee Meeting -- 1700 G Street 12:00 PM - 12:30 PM Check in with Zixta Martinez -- 1700 G Street. 12:30 PM - 1:00 PM Lunch 1:00 PM - 2:30 PM Project Catalyst Discussion -- 1700 G Street 3:00 PM - 3:45 PM Weekly Check-In with Raj Date and Garry Reeder -- 1700 G Street 4:00 PM - 5:00 PM Check-In with Meredith Fuchs -- 1700 G Street 5:00 PM - 5:30 PM Check in with Len Kennedy -- 1700 G Street 5:30 PM - 6:00 PM Communications Discussion -- 1700 G Street 6:00 PM - 6:30 PM Check-In with Garry Reeder -- 1700 G Street 6:30 PM - 6:45 PM Call with Kent Markus -- Call-In January 09, 2013 Wednesday 9:15 AM - 9:45 AM Consumer Education and Engagement Meeting -- 1700 G Street 10:00 AM - 11:00 AM Roundtable with Women's Groups -- 1700 G Street 11:00 AM - 11:30 AM Call with Governor Frank Keating, President CEO of the American Bankers Association -- Call-In 11:30 AM - 12:30 PM Check-In with Supervision, Enforcement and Fair Lending -- 1700 G Street 12:30 PM - 1:00 PM Communications Prep -- 1700 G Street 1:00 PM - 4:00 PM Call-Time 4:00 PM - 6:00 PM Interviews with CNBC and Bloomberg TV 6:00 PM - 6:45 PM Ability to Repay Field Hearing Prep -- 1700 G Street 3 3/7/2013 3:38 PM

January 10, 2013 Thursday 7:30 AM - 8:30 AM Travel to Baltimore 8:30 AM - 9:00 AM Check-In with Jen Howard and Moira Vahey -- Call-In 9:00 AM - 10:15 AM Local Press Interviews -- Baltimore 10:30 AM - 10:55 AM Meet and Greet with Electeds -- Westminister Hall, Baltimore. 11:00 AM - 1:00 PM Public Field Hearing -- Westminster Hall, Baltimore. 1:00 PM - 2:00 PM Follow up Press Interviews -- Westminster Hall, Baltimore. 2:00 PM - 3:00 PM Travel 3:00 PM - 4:00 PM Interview with Lisa Sylvester, CNN 4:30 PM - 5:00 PM Interview with PBS News Hour 5:30 PM - 6:00 PM Meeting with Lisa Applegate, Director of Regulatory Implementation -- 1700 G Street. 6:00 PM - 6:30 PM Travel 6:30 PM - 8:00 PM Dinner in Honor of Former SEC Chairman Mary Schapiro -- Main Treasury January 11, 2013 Friday 9:30 AM - 9:45 AM Call with Richard Davis, President and CEO of U.S. Bancorp 10:00 AM - 11:00 AM Meeting with Karen Dynan, Vice President and Co-Director, Economic Studies, Brookings -- 1700 G Street 12:00 PM - 3:00 PM Travel to Ohio 3:00 PM - 4:30 PM External Call Time 4:20 PM - 4:30 PM Call Time Debrief -- Call-In 4:30 PM - 5:30 PM Mortgage Servicing Briefing -- Call-in 5:30 PM - 6:00 PM Check-In with Chris D'Angelo and Zach Luck -- Call-In 4 3/7/2013 3:38 PM

January 11, 2013 Continued Friday 6:00 PM - 6:30 PM Weekly Prep -- Call-In January 14, 2013 Monday 9:30 AM - 10:30 AM Meeting with Michael Hansen, Leadership Coach -- 1700 G Street. 10:30 AM - 11:00 AM Meeting on Operations -- 1700 G Street. 11:00 AM - 11:30 AM FDIC Prep -- 1700 G Street 11:30 AM - 12:00 PM Travel 12:00 PM - 1:00 PM Lunch with Governor Dan Tarrullo, Federal Reserve Board of Governors -- Federal Reserve 1:00 PM - 1:30 PM Travel 1:30 PM - 2:00 PM Discussion on Mortgage Policy -- 1700 G Street. 2:00 PM - 3:00 PM Check-In with Meredith Fuchs -- 1700 G Street. 3:00 PM - 3:15 PM Speak at New Hire Orientation -- 1700 G Street 3:30 PM - 4:00 PM Check-In with Garry Reeder -- 1700 G Street 4:00 PM - 5:00 PM Call Time 5:00 PM - 5:30 PM Policy Committee Download -- 1700 G Street. 5:30 PM - 6:00 PM Check-In with Kelly Cochran -- 1700 G Street. 7:00 PM - 8:00 PM Dinner with Steve Antonakes -- Georgia Browns January 15, 2013 Tuesday 9:00 AM - 9:45 AM Prep for Meeting with Secretary of Education Arne Duncan -- 1700 G Street. 5 3/7/2013 3:38 PM

January 15, 2013 Continued Tuesday 10:00 AM - 11:00 AM FDIC Board Meeting -- FDIC Building 11:45 AM - 12:30 PM Check-In with Garry Reeder -- 1700 G Street. 12:30 PM - 1:00 PM Lunch 1:00 PM - 3:00 PM Executive Committee Meeting -- 1625 I Street 3:00 PM - 3:15 PM Travel 3:15 PM - 3:45 PM Check-In with Lani Lee -- 1700 G Street. 3:45 PM - 4:15 PM Check in with Len Kennedy -- 1700 G Street 5:00 PM - 5:05 PM Call with Glen Messina, CEO of PHH Corporation 5:30 PM - 6:00 PM Press Prep -- 1700 G Street. January 16, 2013 Wednesday 9:00 AM - 10:00 AM Atlanta Trip Prep -- 1700 G Street. 10:00 AM - 10:30 AM Check in with Operations -- 1700 G Street. 11:00 AM - 11:30 AM Interview with Yuki Noguchi, National Public Radio -- 1700 G Street. 11:30 AM - 12:00 PM Interview with Diana Olick, CNBC -- 1700 G Street. 12:15 PM - 1:00 PM Weekly Check-In with Garry Reeder and Raj Date -- 1700 G Street 1:00 PM - 4:00 PM Call-Time 4:00 PM - 5:15 PM Event Honoring U.S. Treasury Secretary Tim Geithner -- Department of Treasury 5:30 PM - 6:00 PM Travel 6:59 PM - 9:02 PM Flight to Atlanta 9:30 PM - 10:00 PM Check-In to Hotel Westin Peachtree Plaza The Westin Peachtree Plaza 210 Peachtree St 6 3/7/2013 3:38 PM

January 16, 2013 Continued Wednesday Atlanta, Georgia 30303 January 17, 2013 Thursday 7:30 AM - 8:00 AM Check In with Jen Howard and Moira Vahey -- Call-In 8:00 AM - 10:00 AM Local Press Interviews 10:00 AM - 10:15 AM Travel 10:15 AM - 11:00 AM Meet and Greet with Members of Congress and State Elected Officials -- Rialto Center for the Arts 11:00 AM - 1:00 PM Public Field Hearing -- Rialto Center for the Arts 1:00 PM - 1:50 PM Press Interviews/Lunch 1:50 PM - 2:00 PM Travel 2:00 PM - 3:15 PM Community Roundtable -- The Westin Peachtree Plaza 3:15 PM - 3:30 PM Travel 3:30 PM - 4:30 PM Roundtable with Georgia Banking Representatives 4:30 PM - 5:00 PM Travel 5:00 PM - 6:00 PM Meeting with Jonathan Reckford, CEO of Habitat for Humanity -- Habitat for Humanity 6:00 PM - 6:30 PM Travel 6:30 PM - 8:00 PM Dinner with John Hope Bryant, CEO of Project Hope -- Paschal s, Atlanta January 18, 2013 Friday 8:40 AM - 9:00 AM Travel 9:00 AM - 10:00 AM Meeting with William Rogers, CEO SunTrust 10:00 AM - 10:30 AM Travel 7 3/7/2013 3:38 PM

January 18, 2013 Continued Friday 10:30 AM - 11:30 AM Housing Industry Roundtable -- The Westin Peachtree Plaza 12:00 PM - 1:00 PM Roundtable with Georgia Credit Union Affiliates -- The Westin Peachtree Plaza 1:00 PM - 3:00 PM External Call Time 2:45 PM - 3:00 PM Call with Tom Donahue, President and CEO of U.S. Chamber of Commerce -- Call-In 4:00 PM - 5:35 PM Flight to Columbus 6:00 PM - 6:30 PM Check-In with Garry Reeder January 21, 2013 Monday 7:30 AM - 8:00 AM Check-In -- 15th and H NW to St John's 8:00 AM - 2:00 PM Presidential Inauguration -- U.S. Capitol January 22, 2013 Tuesday 9:30 AM - 10:00 AM Check in with Zixta Martinez -- 1700 G Street. 10:00 AM - 10:30 AM Weekly Prep -- 1700 G Sreet. 10:30 AM - 12:00 PM Executive Committee Meeting -- 1700 G Street 12:00 PM - 12:30 PM Lunch 12:30 PM - 1:00 PM Prep for Enforcement Discussion -- 1700 G Street. 1:00 PM - 2:00 PM Call-Time 2:00 PM - 2:30 PM Check in with Supervision, Enforcement and Fair Lending -- 1700 G Street. 2:30 PM - 3:00 PM Call with HUD Inspector General David Montoya -- Call-In 3:00 PM - 3:30 PM Check-In with Chris Lipset -- 1700 G Street. 3:30 PM - 4:00 PM Check-in with Mike Gordon -- 1700 G Street. 8 3/7/2013 3:38 PM

January 22, 2013 Continued Tuesday 4:00 PM - 4:30 PM Check-In with Ana Mahony -- 1700 G Street. 4:30 PM - 5:30 PM Enforcement Discussion -- 1700 G Street. January 23, 2013 Wednesday 10:00 AM - 11:00 AM Meeting with Jackie Pata and Jefferson Keel, National Congress of American Indians -- 1700 G Street. 11:00 AM - 12:00 PM Policy Discussion -- 1700 G Street. 12:00 PM - 1:00 PM Lunch 1:00 PM - 1:15 PM Check-In with Ana Mahony -- 1700 G Street. 1:15 PM - 1:30 PM Meeting on Debt Collection -- 1700 G Street. 2:00 PM - 2:45 PM Weekly Check in with Garry Reeder and Steve Antonakes -- 1700 G Street 2:45 PM - 3:00 PM Travel 3:00 PM - 3:30 PM Meeting with U.S. Senator Bob Corker 3:45 PM - 4:00 PM Meeting with U.S. Senator Mike Crapo -- Dirksen Senate Office Building 4:15 PM - 4:45 PM Meeting with U.S. Senator Heidi Heitkamp 5:00 PM - 5:30 PM Meeting with U.S. Senator Tim Johnson -- Hart Senate Office Building 5:30 PM - 6:00 PM Meeting with U.S. Senator Joe Manchin 6:00 PM - 6:30 PM Travel 6:30 PM - 8:00 PM Dinner with Raj Date January 24, 2013 Thursday 9:00 AM - 10:00 AM Policy Discussion -- 1700 G Street 10:00 AM - 10:30 AM Meeting with Laban Jackson, CEO of Clear Creek Properties, Board Member of JP Morgan -- 1700 G Street. 9 3/7/2013 3:38 PM

January 24, 2013 Continued Thursday 10:30 AM - 12:30 PM Call Time 11:30 AM - 12:00 PM Work time/video Shoot -- 1700 G Street. 12:30 PM - 1:00 PM Meeting with Richard Davis, CEO of U.S. Bancorp -- 1700 G Street NW 1:00 PM - 1:45 PM Call Time 1:45 PM - 2:00 PM Travel 2:00 PM - 3:00 PM White House Personnel Announcement -- The White House 3:00 PM - 3:30 PM Call Time 3:30 PM - 4:30 PM Discussion on Regulatory Implementation -- 1700 G Street. 4:30 PM - 5:00 PM Check-In with David Silberman -- 1700 G St. 5:30 PM - 6:00 PM Check-In with Garry Reeder -- 1700 G Street 6:45 PM - 7:15 PM Travel to Ohio -- Airport January 25, 2013 Friday 10:30 AM - 10:45 AM Check-In with Moira Vahey -- 11:00 AM - 12:00 PM Staff Call Time -- Call-In 11:30 AM - 11:40 AM Call with Senator Portman 12:00 PM - 1:00 PM RC Time 1:00 PM - 1:30 PM Check-in with Mike Gordon -- Via phone 1:30 PM - 2:00 PM Check-In with Chris D'Angelo and Zach Luck -- 2:00 PM - 3:00 PM Legal Discussion 3:00 PM - 3:10 PM Call Time Debrief -- 10 3/7/2013 3:38 PM

January 25, 2013 Continued Friday 3:30 PM - 4:00 PM Meeting on Operations -- Call-In 4:00 PM - 4:30 PM Weekly Prep -- Call-In 5:00 PM - 5:30 PM Check in with Len Kennedy -- January 26, 2013 Saturday 10:30 AM - 11:00 AM Call with David Stevens January 28, 2013 Monday 10:00 AM - 10:30 AM Meeting on Consumer Advisory Board and Councils -- 1700 G Street. 11:30 AM - 12:00 PM Check-In with Kelly Cochran -- 1700 G Street. 12:00 PM - 1:00 PM Brown Bag Lunch with DFAs -- 1700 G Street. 1:00 PM - 1:30 PM Security Interview -- 1700 G Street. 1:30 PM - 2:00 PM Travel 2:00 PM - 2:20 PM Fingerprints -- FBI Visitor Center 2:30 PM - 3:00 PM Prep for Managers Meeting -- 1700 G Street. 3:00 PM - 3:30 PM Check in with Len Kennedy -- 1700 G Street 3:30 PM - 4:30 PM Update on Regulation Implementation -- 1700 G Street. 4:30 PM - 5:00 PM Check-In with Office of Financial Empowerment -- 1700 G Street. 5:00 PM - 5:15 PM Call with U.S. Senator Jon Tester 5:15 PM - 5:45 PM Prep for Meeting with the Network Branded Prepaid Card Association -- 1700 G Street. 5:45 PM - 6:15 PM Project Catalyst Meeting -- 1700 G Street. 6:15 PM - 6:45 PM Enforcement Meeting -- 1700 G Street 11 3/7/2013 3:38 PM

January 29, 2013 Tuesday 9:00 AM - 9:30 AM FFIEC Compliance Conference 9:30 AM - 10:00 AM Travel 10:00 AM - 11:00 AM Executive Committee Meeting -- 1700 G Street 11:00 AM - 12:00 PM Management Discussion 12:00 PM - 12:30 PM CFPB Digital Briefing -- 1700 G Street. 12:30 PM - 1:30 PM Meeting with Ed Clark, President and CEO of TD Bank Group -- 1700 G Street. 1:30 PM - 1:45 PM Interagency Community Affairs Meeting -- 1700 G Street. 2:00 PM - 3:00 PM Enforcement Discussion -- 1700 G Street 3:00 PM - 3:30 PM Travel 3:30 PM - 4:00 PM Meeting with U.S. Senator Lisa Murkowski 4:00 PM - 4:30 PM Travel 4:30 PM - 5:00 PM Deputy Director Meeting -- 1700 G Street. 5:00 PM - 5:30 PM Check-In with Garry Reeder -- 1700 G Street January 30, 2013 Wednesday 9:00 AM - 9:30 AM Check in with Steve Antonakes -- 1700 G Street 9:30 AM - 10:00 AM Policy Meeting -- 1700 G Street. 10:00 AM - 10:15 AM Travel 10:15 AM - 10:45 AM Meeting with Department of Education Secretary Arne Duncan -- Hay Adams Hotel 10:45 AM - 11:00 AM Travel 11:00 AM - 12:00 PM FSOC Prep 12 3/7/2013 3:38 PM

January 30, 2013 Continued Wednesday 12:00 PM - 12:30 PM Check-In with Meredith Fuchs -- 1700 G Street. 12:30 PM - 1:00 PM Check in with Office of Financial Empowerement -- 1700 G Street. 1:00 PM - 1:30 PM Lunch 1:30 PM - 2:00 PM Check in with David Silberman -- 1700 G Street. 2:00 PM - 3:00 PM Meeting with the Network Branded Prepaid Card Association -- 1700 G Street. 3:00 PM - 3:10 PM Call with Irene Dorner, HSBC -- Call-In 3:15 PM - 4:00 PM Weekly Check in with Garry Reeder and Steve Antonakes -- 1700 G Street 4:00 PM - 4:30 PM Travel 4:30 PM - 5:00 PM Meeting with Neal Wolin, Deputy Secretary of the U.S. Treasury -- Main Treasury 5:00 PM - 5:30 PM Travel 5:30 PM - 6:00 PM Check in with Operations -- 1700 G Street. 6:00 PM - 6:15 PM Call with Senator Johnson -- (b) (6) 6:15 PM - 6:35 PM Check in with Ashwin about Policy Committee -- 1700 G Street. 6:35 PM - 6:45 PM Call with U.S. Senator Elizabeth Warren 6:45 PM - 7:45 PM Work Time for Agenda Speech January 31, 2013 Thursday 9:00 AM - 10:00 AM Policy Discussion -- 1700 G Street. 9:30 AM - 10:00 AM Picture with Fair Lending -- 1700 G Street. 10:30 AM - 12:30 PM FSOC Meeting -- Main Treasury 12:30 PM - 1:30 PM Lunch with Marty Gruenberg -- FDIC 13 3/7/2013 3:38 PM

January 31, 2013 Continued Thursday 1:30 PM - 2:00 PM Travel 2:00 PM - 2:30 PM Check-In with Wendy Kamenshine -- 1700 G Street. 4:00 PM - 4:30 PM All Hands Meeting -- Call-In 5:00 PM - 5:30 PM Check-In with Garry Reeder -- 1700 G Street 5:30 PM - 6:00 PM Travel 6:00 PM - 7:00 PM Dinner with Raj Date -- Jack Rose, 2007 18th St 6:45 PM - 7:15 PM Travel to Ohio -- Airport 14 3/7/2013 3:38 PM