Nordic Fee Schedule and Cut-off Times for Correspondent Banks April 13 Danske Bank is a leading Nordic bank offering clearing services in,,, and The Republic of and is therefore your one point of entry across Northern Europe. The Nordic Fee Schedule includes terms and conditions for Nostro services in DKK, NOK, SEK and EUR as well as commercial payment services to all group markets and is governed by Danske Bank s General Conditions for Correspondent Banks. The terms and conditions for Nostro services and commercial payments may therefore be changed by Danske Bank without notice. DB008 13.04 Danske Bank A/S CR-nr. 611 6 8 - København
Nordic Fee Schedule and Cut-off Times applying to International Payments Account services Account Services Account Services 7 7 7 Credit rate Debit rate Confirmation of balances 0 70 0 0 Audit requests by banks and/or auditors min. 00 min. 00 min. 00 min. 7 min. 7 Due Diligence Questionnaire min. 00 min. 00 min. 00 min. 7 min. 7 Posting fee 0.0 0.0 0.0 0.07 0.07 Interest statements Account opening CLS Services Danske Bank Group offers a full range of CLS services in DKK, SEK and NOK Cash Management Tools Account adjustment Interest Netting Multi Currency Interest Netting Business Online (Internet access) Interest is calculated on the basis of 36 (366)/3 days and payable quarterly. Danske Bank does not give notice of changes in interest rates. Reporting MT900 sent upon entry 1. 1. MT9 sent upon entry 1. 1. MT9 sent at approx. 00.4 CET 0.7 0.7 MT941 sent as agreed 0.7 0.7 MT94 sent as agreed 0.7 0.7 MT90 sent at approx. 00.4 CET 0.7 0.7 Letter of Advice.0.0 Account Statement by mail 1.0 1.0 Additional copy/resent MT90 0 0 0 7.0 7.0 Page of 7 Danske Bank A/S CR-nr. 611 6 8 - København
Bank to bank cut-off times MTN (Times listed in CET) Book transfers 17.00 16.00 16.00 17.00 17.00 Clearing transfers 13.30 1.30 1.30 1.30 16.30 Transfers in EUR 1.30 Cancellations by MT9 alue dating If received correctly formatted by SWIFT before the mentioned cut off times, transfers are effected for value same day Bank to Bank transfers MTN Credit STP.0.0 Debit STP.0.0 Non-STP credit.0.0 Non-STP debit 8 8 International Incoming transfers cut-off times MTN (Times listed in CET) EU/EEA currencies and USD Other currencies 13.4 13.4-1 alue dating PSD value dating Own clients No currency conversion Currency conversion - local currency/eur Currency conversion - EU/EEA currencies +1 +1 * * * +1 +1 Clients of other banks Non-PSD value dating Own clients Clients of other banks +1 +1 +1 +1 +1 +1 +1 * Funds available International Incoming commercial transfers MT3 to final credit of Nostro Accounts PSD value dating Non-PSD value dating +1 +1 +1 +1 +1 Page 3 of 7 Danske Bank A/S CR-nr. 611 6 8 - København
Commercial transfers MTN Own clients EU-standard transfers Standard transfers (SHA) Standard transfers (OUR) 6.70 6 Intercompany transfers (INTC)(OUR) 1 17 6 Additional Non-STP charge * (irrespective of charge code) Clients of other banks EU-standard transfers Intermediary 1 Standard transfers (SHA/BEN) Standard transfers (OUR) 7 6.70 9 Guaranteed OUR ** Additional Non-STP charge * (irrespective of charge code) Letter of advice * Charged in DKK ** For guaranteed OUR please refer to Charge options, page 4 International Incoming commercial transfers MT3 to final credit of Nostro Accounts EU-standard transfer Standard transfer (SHA) 3 0,3 6,70 0,19 6 EU standard transfer: the charge code is SHA correct SWIFT BIC in field 7A correct IBAN account number in field 9 Charge options Intermediary fees in respect of clients of other banks are charged to remitting bank. Non-PSD payments with the code SHA or BEN specified in field 71A of the SWIFT message are free of charge for your bank, except for possible repair charges. We charge fees separately to remitting bank s account when processing OUR payments. Additional fees from beneficiary s bank will also be charged remitting bank s account. Danske Bank offers to bundle OUR charges together with non-stp and intermediary fees on the monthly invoice. A separate agreement can be made for Guaranteed OUR for payments to beneficiaries in,, and provided that you are able to use field 71G in your payment instruction. Danske Bank also offers to invoice your fees in the following currencies at your choice: DKK, SEK, NOK, EUR, USD, GBP and PLN. For further information about bundling and invoicing please contact your relationship manager in Financial Institutions or Banking Partners. You will find telephone numbers at the last page. Page 4 of 7 Danske Bank A/S CR-nr. 611 6 8 - København
Investigations MTN/MTN Adjustment of value date leading to payment of interest 1,000* 1,* 1,0* 13* 13* Cancellation/Amendments (not exceeding two months) 0 4 480 Investigation of transfers (not exceeding two months) 0 4 480 Investigation of transfers (exceeding two months) 800 870 9 Investigation of transfers (exceeding six months) 1,00 1,0 1,0 0 0 * Plus interest Investigations MTN/MTN Danske Bank is able to handle requests for value adjustment between accounts in Danske Bank within 180 days from enquiry date against payment of the related charges. We offer same day cancellation of MTN provided that you send a correctly formatted MT9 before CET on value day. If an annulment confirmation of a cancelled MTN is requested a cancellatiomendments fee is charged. Requests for cancellation of MTN received after cut-off time are handled on a best effort basis. Danske Bank sends out confirmation upon request and against a fee. Requests for cancellation of customer transfers (MTN) are handled on a best effort basis as payments are normally effected upon receipt, i.e. before the value date indicated in field 3A. Requests for cancellation of MTN in foreign currency where the amount has been converted are returned in the currency received. Conversion is made on the basis of Danske Bank s sellling rate for the currency in question on the day of return at prevailing market rate. All investigation fees are charged up-front or advised via MT191. Additional fees may apply for very time-consuming investigations. Cheques Cash letter in local currency 7 7 7 13 0.30 alue days 1 Cash letter in local currency drawn on Danske Bank, 0.% min. 13 max. 30 alue days Cash letter in foreign currency 7 7 alue days 7 Cheques drawn on account in Danske Bank 30 By arrangement 1 By arrangement By arrangement alue days Cash letter received for collection, min. 0.30% min. 00 max.,000.0% min. 00 max.,000 0.% min. 4 max. 30 0.% min. 4 max. 30 alue days 7 7 Investigation/cheque copies (not exceeding one month) 0 00 00 Investigation/cheque copies (exceeding one month) 800 1,000 1,000 Investigation/cheque copies (exceeding six months) 1,00 1,00 1,00 0 0 Stamp duty per item 0.0 Stop payment/unpaid items 1.0 Page of 7 Danske Bank A/S CR-nr. 611 6 8 - København
Cheque handling A cheque is considered final seven days after receipt with exceptions only in case of forgery and fraudulent endorsement. If the cheque proves to be forged or fraudulent at a later date, Danske Bank reserves the right to withdraw funds from the remitting bank s account. No volume restrictions applies. Danske Bank requires a MT1 for each cheque issued. Cheques presented through the retail branch network are debited the remitting bank s account value same day. Formatting Stop payment The preferred cheque format is - cm wide and 8 - cm high and with the remitting bank s account number (ten digits) printed on the front. Danske Bank accepts cheques assigned with own cheque numbers. Control digits are not used and pre-encoded lines are not necessary. Danske Bank requires a MT111 before 1.00 CET and will confirm action taken by MT11. A stop payment is valid for one year. Please send local cheques including detailed settlement instructions to Danske Bank A/S Tel: +4 4 14 01 33 Cheque Processing 3991-1 Holmens Kanal DK-9 Copenhagen K Danske Bank, Tel: +47 7 90 7 00 attn. Clearing Søndre Gate 13-1 N-7466 Trondheim Danske Bank, Tel: +46 7 48 18 00 P.O. Box 73 SE-3 9 Stockholm Danske Bank, Tel: +38 13 379 P.O. Box 13 Kaupintie 3/Foreign Cheques 0007 Helsinki Republic of Danske Bank, Republic of Tel: 33 1 484 0000 Clearing Control Unit 7 College Green Dublin Page 6 of 7 Danske Bank A/S CR-nr. 611 6 8 - København
Where can you find us Your one point of entry is Danske Bank, Copenhagen Danske Bank A/S Financial Institutions Banking Partners - 1 Holmens Kanal Tel: +4 4 1 83 1 Tel: +4 4 14 3 0 DK-9 Copenhagen K Fax: +4 4 14 9 06 Fax: +4 70 1 80 Tel: +4 33 44 00 00 Fax:+4 70 1 80 Incoming payments Interbank payments SWIFT: DABADKKK Tel: +4 4 14 61 63 Tel: +4 4 14 01 41 Fax: +4 4 14 99 31 Fax: +4 43 71 Danske Bank, Søndre Gate 13-1 N-7466 Trondheim SWIFT: DABANO Danske Bank, Box 73 S - 3 9 Stockholm SWIFT: DABASESX Danske Bank, Hiililaiturinkuja FI-0007 SAMPO BANK SWIFT: DABAFIHH Rep. of Danske Bank, Republic of 3 Roor, International House, 3 Harbourmaster Place, IFSC Dublin 1 SWIFT: DABAIED We invite you to visit our web site at www.danskebank.com where you can find extensive information in regard to SWIFT format requirements, Danske Bank s General Conditions and prices, Danske Bank s policies and procedures in regard to Know Your Customer, Anti-Money Laundering and the prevention of terrorist financing. Page 7 of 7 Danske Bank A/S CR-nr. 611 6 8 - København