U.S. Department of Veterans Affairs N. Central Avenue Phoenix, AZ

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1 Phoenix Regional Office 3333 N. Central Avenue Phoenix, AZ

2 VA Veterans Benefits Veterans Health National Administration (VBA) Administration (VHA) Cemetery Compensation/Pension Home Loans Voc Rehab & Employment Education VA Medical Centers Clinics Vet Centers Burial Plot

3 Disability Compensation A service-connected connected disability is a disease or injury incurred or aggravated while on active duty. The disability does not have to be combat or wartime related.

4 Disability Compensation Joint Injuries Neck, shoulder, back, knees, ankles. Hearing Loss and Tinnitus Ringing in the ears Skin Conditions Rashes, psoriasis Diagnosed Traumatic Brain Injury Headaches, lightheaded, ringing in ears, trouble with memory or concentration, impulsive, easily overwhelmed, trouble sleeping, easily irritated. it t Post Traumatic Stress Disorder (PTSD) Intrusive thoughts, loss of interest, concentration or feel numb, lack of normal emotions, trouble sleeping, easily startled or angered. Respiratory Conditions Asthma, Tuberculosis

5 Compensation - Sample Rates Rating Vet Only Vet+S Vet+S+1C Vet+S+2C Vet+S+3C 10% $123 N/A N/A N/A N/A 20% 243 N/A N/A N/A N/A 30% % % % 974 1,064 1,129 1,174 1,219 70% 1,228 1,333 1,409 1,461 1,513 80% 1,427 1,547 1,634 1,694 1,754 90% 1,604 1,739 1,837 1,904 1, % 2,673 2,823 2,932 3,007 3,082 S Spouse C = Child(ren) Rates effective Dec 1, 2010

6 VA Pension Eligibility Requirements: At least 90 days of active military service (generally, 24 months for enlistments after September 7, 1980) At least one day of wartime service (combat service not required) Totally and permanently disabled or attained age 65 Within income limits to qualify for this benefit

7 Compensation & Pension How to Apply Complete a VA Form EZ or VA Form , Veteran s Application for Compensation. Provide other supporting records; VA can help obtain them. VA Form , Authorization and Consent to Release Information to the Department of VA. Submit all documents to appropriate VA Regional Office.

8 Compensation & Pension How to Apply Online through ebenefits at -OR- Online through Veterans ON-line application (VONAPP) at -OR- Through a VA Regional Office (see Federal Benefits for Veterans Dependents & Survivors, VA Facilities, for locations.)

9 VA Home Loan Guaranty Buy a home Build a home Refinance existing loan Use only for property located in the US, its territories or possessions Must occupy the property as your home within a Must occupy the property as your home within a reasonable period of time

10 Home Loan Guaranty Guaranty up to $417,000 in the State of AZ No down payment No Mortgage Insurance Premiums If service-connected at 10% - no funding fee

11 Home Loan Guaranty 5 Easy Steps 1. Apply for a Certificate of Eligibility 2. Decide on a home you want to buy. 3. Select a Lender 4. Order an appraisal from VA (Lender) 5. Close on the home and move in.

12 Home Loans Eligibility Generally, must serve 24 months of continuous active duty or the full period for which called or ordered to active duty. Service must be at least 90 days during a period of war (181 during peacetime), unless discharged earlier due to a service connected disability. Certificate of Eligibility (COE) shows Service Member s or Veteran s eligibility for the benefit -COE must be updated upon separation/discharge.

13 Home Loans How to Apply Service Members or Veterans can obtain COE through ebenefitswww.ebenefits.va.gov OR Ask your lender to apply online through the VA Portal OR Complete and mail VA Form to: Eligibility Center, P.O. Box Winston-Salem, NC Eligibility can be restored if VA loan is paid in full and property is no longer owned by Service Member/Veteran.

14 Vocational Rehabilitation & Employment Helps veterans who have service connected disabilities become suitably employed, maintain employment or achieve independence in daily living.

15 Vocational Rehabilitation & Employment The following service delivery options may be provided d under a Rehabilitation i Plan: Reemployment Rapid Access to Employment Self-Employment Employment through long term services Independent Living

16 Education VA pays benefits to eligible veterans, reservists, and active duty service members while they are in an approved education or training program.

17 EDUCATION Programs Montgomery GI Bill Active Duty Ch 30 Selected Reserve Ch 1606 POST- 9/11 GI Bill - Ch 33

18 Montgomery GI BILL CH 30 Honorable discharge High school diploma or equivalent Books & supply stipend Expires 10 years after discharge 36 months of Entitlement Work-Study Program

19 Post-9/11 GIBill CH 33 Honorable Discharge Active Duty after 09/10/2001 Expires 15 years after High school diploma or discharge equivalent 36 months of entitlement / 48 Monthly housing allowance, month rule may apply books and supply stipend Transfer of Entitlement Dependents listed in Deers Yellow Ribbon Program Work Study Program

20 REAP - CH 1607 REAP provides educational assistance to members of the guard/reserve components called or ordered d to active duty in response to a war or national emergency as determined by the President or Congress. Serve on active duty after September 11, 2001, for a contingency operation and who served at least 90 consecutive days or more may be eligible. Individuals are eligible as soon as they reach the 90 day point, regardless of duty status. Individuals are eligible for benefits as long as they remain within their component. Individuals leaving their component will lose eligibility. 36 months of entitlement. 48 month combined benefits entitlement rule applies.

21 Education How to Apply Apply anytime online at Veterans online application (VONAPP) Submit (scan) records electronicallycertificate of Release or Discharge from Active Duty (DD Form 214) Copies of orders if activated from the Guard/Reserves 1 (888) April 2010

22 VGLI U.S. Department of Veterans Affairs Additional VA Benefits Post-separation insurance allowing conversion from SGLI coverage to renewable term insurance. Submit SGLV 8714 within one year and 120 days from discharge. Submit within 120 days of discharge - no need to prove in good health. Burial Benefits Burial Allowance = $300 burial/$300 plot allowance if in receipt of VA compensation/pension or die in VAMC or nursing home. $2000 burial allowance if die from a service connected disability. Free burial in a National Cemetery. Dependents may also be buried. Free headstone and flag regardless of burial site. Survivor Benefits (DIC) Paid to surviving spouse/dependent children of veteran who dies on active duty or from a service connected disability. Education benefits/health insurance (CHAMPVA) provided. VA Form

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24 A New Way to Access Information ebenefits -Your Gateway To Benefit Information Claim tracking VA Home Loan Certificate Access to military documents

25 Social Media Benefits

26 Phoenix VA Regional Office 3333 North Central Avenue Phoenix AZ Regional Office: Education Office: Home Loans: Voc. Rehab. & Employment: VA: Website(s): Education: TSGLI: