2015 Cumberland County Benchmarking Report PER CAPITA ANALYSIS (Based on the 2015 Counties Comprehensive Annual Financial Report
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1 2015 Cumberland Benchmarking Report PER CAPITA ANALYSIS (Based on the 2015 Counties Comprehensive Annual Financial Report Last Updated November, 2016 Next Update November, 2017
2 Cumberland & 3rd Counties Land Area in Square Miles Westmoreland 3 359,320 $124,377,864 $346 $125,821,374 1,033 Lancaster 3 536,624 $154,067,724 $287 $150,855, York 3 442,867 $181,938,162 $411 $181,695, Luzerne 3 318,829 $120,386,757 $378 $127,966, Berks 3 413,691 $238,742,753 $577 $239,826, ,200 1, ,033 Land Area in Square Miles Erie 3 278,045 $89,409,587 $322 $90,119, Chester 3 515,939 $124,350,959 $241 $192,419, Dauphin 3 271,453 $193,520,077 $713 $198,856, Cumberland 3 246,338 $69,148,000 $281 $72,328, Lackawanna 3 212,719 $93,100,171 $438 $103,037, Northampton 3 300,654 $114,937,473 $382 $111,881, Lehigh 3 357,823 $146,725,854 $410 $148,450, * Source: U.S. Bureau of the Census Cumberland & 3rd Counties Labor Force Lancaster 3 536,624 $154,067,724 $287 $150,855, ,000 Chester 3 515,939 $124,350,959 $241 $192,419, ,617 York 3 442,867 $181,938,162 $411 $181,695, ,000 Berks 3 413,691 $238,742,753 $577 $239,826, ,800 Westmoreland 3 359,320 $124,377,864 $346 $125,821, , , , , ,000 Labor Force 273, , , , ,300 Lehigh 3 357,823 $146,725,854 $410 $148,450, ,300 Luzerne 3 318,829 $120,386,757 $378 $127,966, , , , ,100142, , , ,400 Northampton 3 300,654 $114,937,473 $382 $111,881, ,100 Dauphin 3 271,453 $193,520,077 $713 $198,856, ,900 Erie 3 278,045 $89,409,587 $322 $90,119, , ,000 Cumberland 3 246,338 $69,148,000 $281 $72,328, ,947 Lackawanna 3 212,719 $93,100,171 $438 $103,037, ,400 50,000 0 * Source: U.S. Bureau of the Census
3 Cumberland & 3rd Counties Unemployment Rate (December 2015) Luzerne 3 318,829 $120,386,757 $378 $127,966, % Erie 3 278,045 $89,409,587 $322 $90,119, % Westmoreland 3 359,320 $124,377,864 $346 $125,821, % Lackawanna 3 212,719 $93,100,171 $438 $103,037, % Lehigh 3 357,823 $146,725,854 $410 $148,450, % 6% 5% 4% 4.9% Unemployment Rate 3.9% 3.8% 4.5% 4.4% 4.3% 3.6% 3.4% 3.4% Northampton 3 300,654 $114,937,473 $382 $111,881, % Berks 3 413,691 $238,742,753 $577 $239,826, % York 3 442,867 $181,938,162 $411 $181,695, % 3% 3.0% 2.9% 2.8% Dauphin 3 271,453 $193,520,077 $713 $198,856, % Lancaster 3 536,624 $154,067,724 $287 $150,855, % 2% Cumberland 3 246,338 $69,148,000 $281 $72,328, % Chester 3 515,939 $124,350,959 $241 $192,419, % 1% 0% * Source: PA Department of Labor & Industry as of December 2015 Preliminary - Not Seasonally adjusted Cumberland & 3rd Counties Per Personal Income Chester 3 515,939 $124,350,959 $241 $192,419,116 $71,971 Cumberland 3 246,338 $69,148,000 $281 $72,328,838 $48,137 Dauphin 3 271,453 $193,520,077 $713 $198,856,059 $45,453 Northampton 3 300,654 $114,937,473 $382 $111,881,438 $45,299 Lehigh 3 357,823 $146,725,854 $410 $148,450,495 $45,211 Westmoreland 3 359,320 $124,377,864 $346 $125,821,374 $44,425 York 3 442,867 $181,938,162 $411 $181,695,729 $43,037 Berks 3 413,691 $238,742,753 $577 $239,826,075 $42,856 Lancaster 3 536,624 $154,067,724 $287 $150,855,405 $41,712 Lackawanna 3 212,719 $93,100,171 $438 $103,037,150 $41,187 Luzerne 3 318,829 $120,386,757 $378 $127,966,134 $39,760 Erie 3 278,045 $89,409,587 $322 $90,119,510 $38,200 * Source: Bureau of Economic Analysis $80,000 $70,000 $60,000 $50,000 $40,000 $30,000 $20,000 $10,000 $0 Per Personal Income $71,971 $48,137 $45,299 $44,425 $42,856 $45,453 $45,211 $43,037 $41,712 $41,187 $39,760 $38,200
4 Cumberland & 3rd Counties Median Household Income Chester 3 515,939 $124,350,959 $241 $192,419,116 $86,093 Cumberland 3 246,338 $69,148,000 $281 $72,328,838 $61,417 Northampton 3 300,654 $114,937,473 $382 $111,881,438 $61,041 York 3 442,867 $181,938,162 $411 $181,695,729 $58,906 Lancaster 3 536,624 $154,067,724 $287 $150,855,405 $57,120 Berks 3 413,691 $238,742,753 $577 $239,826,075 $55,798 Lehigh 3 357,823 $146,725,854 $410 $148,450,495 $55,681 Dauphin 3 271,453 $193,520,077 $713 $198,856,059 $54,337 Westmoreland 3 359,320 $124,377,864 $346 $125,821,374 $51,593 Lackawanna 3 212,719 $93,100,171 $438 $103,037,150 $46,056 Erie 3 278,045 $89,409,587 $322 $90,119,510 $45,703 Luzerne 3 318,829 $120,386,757 $378 $127,966,134 $45,118 * Source: U.S. Census Bureau American Community Survey $90,000 $80,000 $70,000 $60,000 $50,000 $40,000 $30,000 $20,000 $10,000 $86,093 $61,417 $61,041 Median Household Income $57,120 $55,681 $58,906 $55,798 $54,337 $51,593 $46,056 $45,703 $45,118 Cumberland & 3rd Counties Real Estate Tax Real Estate Tax Per Dauphin 3 271,453 $198,856,059 $733 $102,381,207 $377 Lackawanna 3 212,719 $103,037,150 $484 $78,403,295 $369 Luzerne 3 318,829 $127,966,134 $401 $114,447,790 $359 Berks 3 413,691 $239,826,075 $580 $136,151,892 $329 Northampton 3 300,654 $111,881,438 $372 $94,651,908 $315 Lehigh 3 357,823 $148,450,495 $415 $107,700,336 $301 Chester 3 515,939 $192,419,116 $373 $153,695,316 $298 York 3 442,867 $181,695,729 $410 $122,824,563 $277 Erie 3 278,045 $90,119,510 $324 $69,189,284 $249 Westmoreland 3 359,320 $125,821,374 $350 $81,405,681 $227 Lancaster 3 536,624 $150,855,405 $281 $118,053,482 $220 Cumberland 3 246,338 $ 72,328,838 $294 $50,564,085 $205 * Library Tax is not included in calculation $350 $250 $150 $50 Real Estate Tax Per $377 $369 $359 $329 $315 $301 $298 $277 $249 $227 $220 $205
5 Cumberland & 3rd Counties Real Estate Tax Tax as a Percentage of GF Luzerne 3 318,829 $127,966,134 $401 $114,447,790 89% Northampton 3 300,654 $111,881,438 $372 $94,651,908 85% Chester 3 515,939 $192,419,116 $373 $153,695,316 80% Lancaster 3 536,624 $150,855,405 $281 $118,053,482 78% Erie 3 278,045 $90,119,510 $324 $69,189,284 77% Lackawanna 3 212,719 $103,037,150 $484 $78,403,295 76% Lehigh 3 357,823 $148,450,495 $415 $107,700,336 73% Cumberland 3 246,338 $72,328,838 $294 $50,564,085 70% York 3 442,867 $181,695,729 $410 $122,824,563 68% Westmoreland 3 359,320 $125,821,374 $350 $81,405,681 65% Berks 3 413,691 $239,826,075 $580 $136,151,892 57% Dauphin 3 271,453 $198,856,059 $733 $102,381,207 51% 73% Tax as a Percentage of 100% 89% 90% 85% 80% 80% 78% 77% 76% 70% 70% 68% 65% 60% 57% 51% 50% 40% 30% 20% 10% 0% Cumberland & 3rd Counties Real Estate Tax Tax per Acre of Land Lehigh 3 357,823 $148,450, ,360 $107,700,336 $482 Northampton 3 300,654 $111,881, ,072 $94,651,908 $389 Berks 3 413,691 $239,826, ,960 $136,151,892 $307 Dauphin 3 271,453 $198,856, ,120 $102,381,207 $287 Lackawanna 3 212,719 $103,037, ,944 $78,403,295 $262 Chester 3 515,939 $192,419, ,480 $153,695,316 $246 York 3 442,867 $181,695, ,400 $122,824,563 $211 Luzerne 3 318,829 $127,966, ,480 $114,447,790 $197 Lancaster 3 536,624 $150,855, ,760 $118,053,482 $187 Cumberland 3 246,338 $72,328, ,200 $50,564,085 $142 Erie 3 278,045 $90,119, ,680 $69,189,284 $133 Westmoreland 3 359,320 $125,821, ,120 $81,405,681 $123 $500 $450 $350 $250 $150 $50 $0 Tax per Acre of Land $482 $389 $307 $287 $262 $246 $211 $197 $187 $142 $133 $123
6 Cumberland & 3rd Counties GF Per Dauphin 3 271,453 $193,520,077 $713 $198,856,059 $733 Berks 3 413,691 $238,742,753 $577 $239,826,075 $580 $800 $700 $733 Per Lackawanna 3 212,719 $93,100,171 $438 $103,037,150 $484 Lehigh 3 357,823 $146,725,854 $410 $148,450,495 $415 York 3 442,867 $181,938,162 $411 $181,695,729 $410 Luzerne 3 318,829 $120,386,757 $378 $127,966,134 $401 Chester 3 515,939 $124,350,959 $241 $192,419,116 $373 Northampton 3 300,654 $114,937,473 $382 $111,881,438 $372 Westmoreland 3 359,320 $124,377,864 $346 $125,821,374 $350 $600 $500 $580 $484 $415 $410 $401 $373 $372 $350 $324 $294 $281 Erie 3 278,045 $89,409,587 $322 $90,119,510 $324 Cumberland 3 246,338 $69,148,000 $281 $72,328,838 $294 Lancaster 3 536,624 $154,067,724 $287 $150,855,405 $281 Cumberland & 3rd Counties GF Per Dauphin 3 271,453 $198,856,059 $733 $193,520,077 $713 Berks 3 413,691 $239,826,075 $580 $238,742,753 $577 $800 $700 $713 Per Lackawanna 3 212,719 $103,037,150 $484 $93,100,171 $438 York 3 442,867 $181,695,729 $410 $181,938,162 $411 $600 $577 Lehigh 3 357,823 $148,450,495 $415 $146,725,854 $410 Northampton 3 300,654 $111,881,438 $372 $114,937,473 $382 Luzerne 3 318,829 $127,966,134 $401 $120,386,757 $378 Westmoreland 3 359,320 $125,821,374 $350 $124,377,864 $346 Erie 3 278,045 $90,119,510 $324 $89,409,587 $322 $500 $438 $411 $410 $382 $378 $346 $322 $287 $281 $241 Lancaster 3 536,624 $150,855,405 $281 $154,067,724 $287 Cumberland 3 246,338 $72,328,838 $294 $69,148,000 $281 Chester 3 515,939 $192,419,116 $373 $124,350,959 $241
7 Cumberland & 3rd Counties Fund Balance Fund Balance Per Berks 3 413,691 $239,826,075 $580 $136,702,209 $330 Cumberland 3 246,338 $72,328,838 $294 $26,632,682 $108 Lehigh 3 357,823 $148,450,495 $415 $36,680,259 $103 $350 $330 Fund Balance Per Erie 3 278,045 $90,119,510 $324 $27,777,143 Lackawanna 3 212,719 $103,037,150 $484 $20,263,838 $95 Dauphin 3 271,453 $198,856,059 $733 $24,262,396 $89 $250 Westmoreland 3 359,320 $125,821,374 $350 $28,286,729 $79 Northampton 3 300,654 $111,881,438 $372 $20,400,000 $68 Chester 3 515,939 $192,419,116 $373 $23,503,839 $46 York 3 442,867 $181,695,729 $410 $20,154,738 $46 Luzerne 3 318,829 $127,966,134 $401 $7,610,367 $24 Lancaster 3 536,624 $150,855,405 $281 $2,540,205 $5 $150 $50 $108 $103 $95 $89 $79 $68 $46 $46 $24 $5 Cumberland & 3rd Counties Fund Balance Fund Balance as a Percentage of Berks 3 413,691 $238,742,753 $577 $136,702, % Cumberland 3 246,338 $69,148,000 $281 $26,632, % Erie 3 278,045 $89,409,587 $322 $27,777, % Lehigh 3 357,823 $146,725,854 $410 $36,680, % Westmoreland 3 359,320 $124,377,864 $346 $28,286, % Lackawanna 3 212,719 $93,100,171 $438 $20,263, % Chester 3 515,939 $124,350,959 $241 $23,503, % Northampton 3 300,654 $114,937,473 $382 $20,400, % Dauphin 3 271,453 $193,520,077 $713 $24,262, % York 3 442,867 $181,938,162 $411 $20,154, % Luzerne 3 318,829 $120,386,757 $378 $7,610, % Lancaster 3 536,624 $154,067,724 $287 $2,540, % 70.0% 60.0% 50.0% 40.0% 30.0% 20.0% 10.0% 0.0% Fund Balance as a Percentage of 57% 39% 31% 25% 23% 22% 19% 18% 13% 11% 6% 2%
8 Cumberland & 3rd Counties Fund Balance Fund Balance Per Berks 3 413,691 $239,826,075 $580 $136,702, Cumberland 3 246,338 $72,328,838 $294 $26,632, Days of Fund Balance Erie 3 278,045 $90,119,510 $324 $27,777, Lehigh 3 357,823 $148,450,495 $415 $36,680, Westmoreland 3 359,320 $125,821,374 $350 $28,286, Lackawanna 3 212,719 $103,037,150 $484 $20,263, Chester 3 515,939 $192,419,116 $373 $23,503, Northampton 3 300,654 $111,881,438 $372 $20,400, Dauphin 3 271,453 $198,856,059 $733 $24,262, York 3 442,867 $181,695,729 $410 $20,154, Luzerne 3 318,829 $127,966,134 $401 $7,610, Lancaster 3 536,624 $150,855,405 $281 $2,540, Cumberland & 3rd Counties Outstanding Debt Outstanding Debt Per Chester 3 515,939 $124,350,959 $241 $518,930,000 $1,006 Berks 3 413,691 $238,742,753 $577 $283,625,639 $686 York 3 442,867 $181,938,162 $411 $253,178,762 $572 $1,200 $1,000 $1,006 Outstanding Debt Per Northampton 3 300,654 $114,937,473 $382 $165,962,894 $552 Lancaster 3 536,624 $154,067,724 $287 $235,183,400 $438 Lehigh 3 357,823 $146,725,854 $410 $127,596,018 $357 Dauphin 3 271,453 $193,520,077 $713 $89,275,000 $329 Erie 3 278,045 $89,409,587 $322 $77,585,000 $279 Luzerne 3 318,829 $120,386,757 $378 $84,604,265 $265 Westmoreland 3 359,320 $124,377,864 $346 $95,240,000 $265 Cumberland 3 246,338 $69,148,000 $281 $51,879,605 $211 Lackawanna 3 212,719 $93,100,171 $438 $40,867,430 $192 $800 $600 $686 $572 $552 $438 $357 $329 $279 $265 $265 $211 $192
9 Cumberland & 3rd Counties Fund Balance Retirement ARC Northampton 3 300,654 $114,937,473 $382 $20,400,000 $10,728,773 Lehigh 3 357,823 $146,725,854 $410 $36,680,259 $10,711,406 York 3 442,867 $181,938,162 $411 $20,154,738 $10,624,062 Luzerne 3 318,829 $120,386,757 $378 $7,610,367 $10,196,053 Dauphin 3 271,453 $193,520,077 $713 $24,262,396 $6,546,502 Westmoreland 3 359,320 $124,377,864 $346 $28,286,729 $6,418,453 Chester 3 515,939 $124,350,959 $241 $23,503,839 $6,025,657 Erie 3 278,045 $89,409,587 $322 $27,777,143 $4,341,227 Cumberland 3 246,338 $69,148,000 $281 $26,632,682 $3,620,219 Lancaster 3 536,624 $154,067,724 $287 $2,540,205 $2,848,309 Lackawanna 3 212,719 $93,100,171 $438 $20,263,838 $2,483,175 Berks 3 413,691 $238,742,753 $577 $136,702,209 $1,408,537 $12,000,000 $10,000,000 $8,000,000 $6,000,000 $4,000,000 $2,000,000 Retirement ARC $10,711,406 $10,728,773 $10,624,062 $10,196,053 $6,546,502 $6,418,453 $6,025,657 $4,341,227 $3,620,219 $2,848,309 $2,483,175 $1,408,537 Cumberland & 3rd Counties Retirement ARC Retirement ARC per Member Luzerne 3 318,829 $120,386,757 $378 $10,196,053 $ 3,457 Northampton 3 300,654 $114,937,473 $382 $10,728,773 $ 3,383 Lehigh 3 357,823 $146,725,854 $410 $10,711,406 $ 2,952 York 3 442,867 $181,938,162 $411 $10,624,062 $ 2,833 Dauphin 3 271,453 $193,520,077 $713 $6,546,502 $ 2,356 Erie 3 278,045 $89,409,587 $322 $4,341,227 $ 2,165 Cumberland 3 246,338 $69,148,000 $281 $3,620,219 $ 1,983 $4,000 $3,500 $3,000 $2,500 $2,000 $3,457 Retirement ARC per Member $3,383 $2,952 $2,833 $2,356 $2,165 $1,983 $1,585 Chester 3 515,939 $124,350,959 $241 $6,025,657 $ 1,585 Lackawanna 3 212,719 $93,100,171 $438 $2,483,175 $ 1,300 Lancaster 3 536,624 $154,067,724 $287 $2,848,309 $ 900 $1,500 $1,000 $1,300 $900 Berks 3 413,691 $238,742,753 $577 $1,408,537 $ 421 Westmoreland 3 359,320 $124,377,864 $346 $6,418,453 n/a $500 $421
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