READYCASH. What is ReadyCash
|
|
- Erin Bryant
- 5 years ago
- Views:
Transcription
1 READYCASH TITLE TEXT Fact Sheet What is ReadyCash ReadyCash is a CBN-licensed mobile payment service that provides individuals with a convenient way to create & manage electronic wallets (virtual accounts) where they can store money (mobile money) and execute transactions. In addition, customers can make payments for goods and services (utility bills, phone recharge, and merchant payments) from their mobile phone, anywhere within Nigeria. It meets with global security best-practices and CBN regulatory requirements for the delivery of mobile payment services in Nigeria.
2 The increased availability of electronic channels for financial exchange represents a bottom-up approach for dealing with the overwhelming cash exchange situation in Africa. Services provided either directly or through dealers/agents, account for a significant proportion of the overall volume of cash transactions. Many of these services affect a great number of banked, under-banked and unbanked Africans; making this segment a very key sector for introducing a paradigm shift by way of the bottom-to-top strategy.
3 Key Features of CASHFLOW Virtual Account/eWallet Management: Individuals are able to easily create a virtual account (ewallet) that is uniquely identified by their mobile phone number. Thereafter, funds must be deposited into this wallet through different channels such as; bank branches, online payments, funding at agent locations, etc and stored as electronic value. Account Management: ReadyCash supports administration of wallets created on the virtual account system, facilitating enquiries such as Account Balance, Mini statement and Full Statement. In addition, users are able to manage their Personal Identification Number (PIN) and Secret Word which serve to authorize transactions initiated on ReadyCash. Funds Transfer: As long as electronic value is available on ReadyCash wallets, subscribers will be able to initiate transfers from their mobile phone to a recipient of their choice, by specifying the recipient s mobile phone number or bank account number. The recipients can either choose to pick up the transferred funds from accredited ReadyCash Agent Outlets or in the case that they are registered ReadyCash users, leave the funds in their own wallets such that they can execute transactions of their own. In other words, ReadyCash supports; Transfer of funds to Registered individuals Transfer of funds to Un-registered individuals Transfer of funds to bank. Merchant Payments, Bills Payments and Other Purchases The ReadyCash service also allows enrolled members spend the funds in their wallets in a variety of ways such as; Payment of bills (utility bills, pay TV etc). Purchase of airtime pins. Payments to ReadyCash merchants. Payments for other goods and services that support the ReadyCash payment scheme. These payments are settled to corresponding Merchants and Billers bank account at Settlement time.
4 Key Features of CASHFLOW continued Agent Banking: ReadyCash customers (registered or unregistered) are able to deposit funds into their bank accounts domiciled at Partner banks, either through the ReadyCash front-end application (for registered customers) OR at ReadyCash Agent Locations (for un-registered customers). In the same manner, ReadyCash supports withdrawal of cash from bank accounts domiciled at Partner Banks, with termination of such transactions at ReadyCash Agent locations. Mobile Banking (m-banking): ReadyCash customers (registered) are able to transact with their bank accounts domiciled at Partner banks, through the ReadyCash frontend application. Through a secure integration to Partner banks, customers are able to initiate payments (bills payments, merchant payments, airtime recharge) and transfers from their bank account, via the front-end application. Account enquiries such as Mini-Statement and Balance Enquiry on bank accounts, can also be made via the application.
5 Key Benefits Customers Secure means of storing value in such a way that it is easily accessible for transacting when needed especially for Individuals without bank accounts (unbanked) or without easy access to their bank accounts (underserved). Uses mobile phone technology which is more or less ubiquitous in Nigeria thus service availability is almost guaranteed. Access to a variety of services such as funds transfer and bills payment through a convenient and secure interface Access to a variety of secure channels through which they can spend the stored value in their wallets in exchange for goods and services (web, self service kiosks, ATMs etc). Agents Extra revenue is earned from enrolling customers, pay-in and pay-out transactions. Solves the perennial cash handling problem that plagues most retail outlets as they can convert the cash they have on hand to stored value with ReadyCash by paying out for ReadyCash. Provides agents with an opportunity to sell other services to the customers (up selling and cross selling opportunities). Banks Provides access to funds within the unbanked section of the economy. Provides revenue from float paid as deposits into ReadyCash wallets. Revenue is earned from commission paid for certain transactions executed at the bank s premises. Mobile Network Operators (MNOs) The ReadyCash service relies on secure Short Messaging Service (SMS) protocol as well as the GPRS services provided by the MNOs to whom the end users subscribe. Revenue is earned through GPRS and SMS charges. Corporates, Billers and Merchants Merchants (businesses) accept payments securely from their customers. Access to a larger market, via an additional channel ReadyCash. Increase in customer base while leveraging existing relationship/integration to their bankers.
6 Relevant Business Needs Digital Banking Services Financial Inclusion
7 Relevant Business Segment Bottom of the Pyramid (BOP) banking
8 About Parkway Parkway is a leading financial technology provider creating modern banking experiences, proudly developed by Africans and delivered through Africa s leading banks to businesses and individuals across the continent. Parkway provides simple, intuitive, end-to-end corporate, retail and transaction banking solutions. Our core platform and service offering for government agencies, large corporates and small / medium enterprises (SME) enables our partner banks expand market share and build stronger relationships with businesses across the continent. Our youth banking and bottom of the pyramid (BOP) banking offerings take consumer engagement to a whole new level creating compelling opportunities for customer acquisition, retention and dominance in the African retail banking space.
INNOVATION & FINTECH DEVELOPMENT IN RETAIL PAYMENT SYSTEM IN INDONESIA
INNOVATION & FINTECH DEVELOPMENT IN RETAIL PAYMENT SYSTEM IN INDONESIA 1 OUTLINE 1 2 FINANCIAL INCLUSION FINTECH DEVELOPMENT Rp 3 CREATING INNOVATION 4 5 FINTECH RISKS MAPPING KEY TAKE AWAY 2 OUTLINE 1
More information2. What are the unique features and benefits of the new BSN Visa Debit Card?
FREQUENTLY ASKED QUESTIONS THE NEW BSN VISA DEBIT CARD 1. What is BSN Visa Debit Card? The BSN Visa Debit Card is the first multi-privilege Visa paywave debit card issued in Malaysia and is linked to your
More informationThe global awards will be announced on July 11, 2018 at our annual awards for excellence dinner in London.
SUBMISSION DEADLINE: THURSDAY MAY 17 SHORTLISTED INTERVIEW WINDOW: MAY 29 to JUNE 15 NOTIFICATIONS TO WINNERS: NO LATER THAN JUNE 22 Note to all participating banks from the editor: The aims of Euromoney
More informationRetail Banking Overview
Retail Banking Overview Speakers: Mikheil Gomarteli, Deputy CEO, Mass Retail Banking, JSC Bank of Georgia Ramaz Kukuladze, Deputy CEO, SOLO & MSME, JSC Bank of Georgia BGEO Investor Day 9 November 2017
More informationAWARDS FOR EXCELLENCE GLOBAL 2017
SUBMISSION DEADLINE: THURSDAY MAY 18 SHORTLISTED INTERVIEW WINDOW: MAY 22 to JUNE 14 NOTIFICATIONS TO WINNERS: NO LATER THAN JUNE 16 Note to all participating banks from the editor: Last year, we made
More informationThe Green Climate Fund s. Private Sector Facility
The Green Climate Fund s Private Sector Facility 2017 Published November 2017 by The Green Climate Fund (GCF) Songdo International Business District 175 Art Center-daero Yeonsu-gu, Incheon 22004 Republic
More informationWe are building a more sustainable bank
We are building a more sustainable bank Bitesize factbook We are building a more sustainable bank; a more responsible company, doing business in a more sustainable way. We consider the long-term impacts
More informationEffective NRI Banking... 4 Follow these simple steps for effective NRI Banking.
In focus Index In focus: Discover the joy of giving... 2 Read about the efforts made by ICICI Foundation to support inclusive growth & how you can make a difference by donating. ICICI Foundation for inclusive
More informationUP BILL PAYMENT 25% 30% 50% savings on document delivery costs. 3,600 clients trust ACI s industry-leading security and compliance
UP BILL PAYMENT Win customer loyalty 25% higher customer satisfaction 30% higher consumer engagement 50% savings on document delivery costs 3,600 clients trust ACI s industry-leading security and compliance
More information2017 Euromed Event Digital Transformation Implications on Inclusion and Stability
2017 Euromed Event Digital Transformation Implications on Inclusion and Stability Financial Inclusion and MENA Fintech Overview Peter McConaghy Financial Sector Specialist World Bank Group Casablanca,
More informationMicrosoft and the customer journey A look at how progressive organisations are leveraging MS platforms
Microsoft and the customer journey A look at how progressive organisations are leveraging MS platforms Tina Shepherd Skype for Business Technical Specialist The world has changed More Connected More Places
More information1. Operating Environment Tenacity in a challenging enviroment
1. Operating Environment Tenacity in a challenging enviroment Liquidity Challenges GDP Growth (Year-on-year) Regulatory Developments Liquidity shortages in the local market Depleted foreign currency reserves
More informationFinancial Innovation Challenge Fund General and Government to Person Payments Round Guidelines
Financial Innovation Challenge Fund General and Government to Person Payments Round Guidelines Financial Innovation Challenge Fund General Guidelines Introduction State Bank of Pakistan is implementing
More informationNational E-government Strategies: Integrating Social Media Technologies into Your Government 2.0.
Workshop on Greater Government Transparency and Citizen Engagement to Promote Effectiveness and Accountability in Public Service Delivery National E-government Strategies: Integrating Social Media Technologies
More informationPartnering with you to help your clients fund innovation and improve productivity by claiming R&D tax relief
Partnering with you to help your clients fund innovation and improve productivity by claiming R&D tax relief Who are we? 3 Introduction to research and development tax relief 4 Summary of research and
More informationGUIDELINES FOR SUBMISSION OF APPLICATION FOR LICENCE UNDER THE ICT LICENSING FRAMEWORK OF Botswana Communications Regulatory Authority
GUIDELINES FOR SUBMISSION OF APPLICATION FOR LICENCE UNDER THE ICT LICENSING FRAMEWORK OF 2015 Botswana Communications Regulatory Authority SEPTEMBER 2015 1 Contents INTRODUCTION... 3 Network Facilities
More informationBusiness Incubation. Entrepreneurship and Innovation
Business Incubation as a Tool for Promotion of Entrepreneurship and Innovation Advancing Innovation in ECA 2007 Regional Conference of ECAbit Yerevan, Armenia, September 17, 2007 Valerie D Costa, infodev
More informationThe Future is Consumer-Enabled Imaging: How Self-Service Kiosks Empower Patients, Improve Productivity and Lower Costs
The Future is Consumer-Enabled Imaging: How Self-Service Kiosks Empower Patients, Improve Productivity and Lower Costs There s a seismic shift occurring in healthcare delivery around the world. More patients
More informationSupported by: REPORT ON. April 2017 Sim Chankiriroth, ACCA, CPA, ACMA, CGMA. Financial Technology (FinTech) in Cambodia
Supported by: REPORT ON Financial Technology (FinTech) in Cambodia April 2017 Sim Chankiriroth, ACCA, CPA, ACMA, CGMA Financial Technology (FinTech) in Cambodia Setting the scene The term FinTech is a
More information6. Do I need to pay any charges when I use my BSN Matrix Visa Electron Debit Card/-i for retail or online purchases?
5. Where can I use my BSN Matrix Visa Electron Debit Card/-i? For Retail Purchases: At millions of Visa accepted outlets in Malaysia and overseas such as departmental stores, restaurants, petrol stations,
More informationBroadband Internet Affordability
Broadband Internet Affordability 1. Does it matter at the first place? 2. Why broadband access should be universal and affordable, and why connecting more people with the information, education, and health
More informationThe Fintech Revolution: Innovate at the Speed of Technology
EBOOK The Fintech Revolution: Innovate at the Speed of Technology Collaborating with Financial Institutions to Create Innovative and Engaging Financial Applications for Your Consumers. 1 Table of Contents
More informationDigital Financial Services: Job creation, Innovation and Entrepreneurship. Increasing the Impact
Digital Financial Services: Job creation, Innovation and Entrepreneurship Increasing the Impact Partnership Dialogue ITU, Geneva, Switzerland 30 September 2016 Rory Macmillan Agenda I. Introduction II.
More informationNavigating the road to Opportunities and challenges for telecom operators in the Middle East
Navigating the road to 2020 Opportunities and challenges for telecom operators in the Middle East 2 Navigating the road to 2020: opportunities and challenges for telecom operators in the Middle East Executive
More informationMonthly Giving. Marketing Kit. How To Promote Your Monthly Giving Program
Monthly Giving Marketing Kit How To Promote Your Monthly Giving Program About The Monthly Giving Marketing Kit This comprehensive guide is designed to help you attract new monthly donors and retain existing
More informationINTER-AMERICAN DEVELOPMENT BANK
INFORMATION AND COMMUNICATION TECHNOLOGY FOR DEVELOPMENT DIVISION (SDS/ICT) Danilo Piaggesi, Division Chief www.iadb.org/ict4dev GLOBAL ALLIANCE FOR ICT AND DEVELOPMENT INAUGURAL MEETING EMPOWERING THE
More informationP a g e Annual Report Healesville & District Community Enterprise Ltd.
P a g e Annual Report Healesville & District Community Enterprise Ltd. Contents Chairman s report 3 Manager s report 7 Healesville & District Community Enterprise Ltd Financial Statements Directors Report
More informationVIRTUAL BUSINESS INCUBATOR. Business Model Canvass
VIRTUAL BUSINESS INCUBATOR Business Model Canvass MISSION To unite the global entrepreneurial ecosystem in the development of an affordable virtual business incubator for early stage startups. CUSTOMER
More informationHong Kong has been an important part of our history since the early 1900s and will continue to be a focus of our work moving forward.
Hello, Hong Kong Citi s mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We have 200 years of experience helping
More informationInclusive Digital Entrepreneurship Platform for Africa
Inclusive Entrepreneurship Platform for Africa A collaborative platform that channels funding and support to catalyze the growth of inclusive digital businesses and the next generation of technology leaders.
More informationUnited Nations Millennium Development Goals - WGO s Green Office Awards Labelling Scheme (GOALS) Fact Sheet
Organiser: Core Supporting Organisation: United Nations Millennium Development Goals - WGO s Green Office Awards Labelling Scheme (GOALS) Fact Sheet Background To raise local business awareness of the
More informationDigital Bangladesh Strategy in Action
Digital Bangladesh Strategy in Action Introduction While Awami League s Charter for Change announced the concept of Digital Bangladesh as an integral component of Vision 2021, the budget 2009 10 speech
More informationigd IMPACT PRACTICAL, BUSINESS-DRIVEN IMPACT MEASUREMENT ICT // 2014
igd IMPACT PRACTICAL, BUSINESS-DRIVEN IMPACT MEASUREMENT ICT // 2014 igdimpact SECTOR FRAMEWORK igdimpact igdimpact is the Initiative for Global Development s (IGD) practical, business-oriented approach
More informationOPEN TECHNOLOGY AT THE CORE OF GLOBAL PAYMENTS %
OPEN TECHNOLOGY AT THE CORE OF GLOBAL PAYMENTS 160+ GLOBAL REACH Convenient access to local acquirers and alternative payment methods in 160+ countries 50% BUSINESS GROWTH Planet Payment won 50% more clients
More informationCHINA INTERNSHIP PROGRAM CHEAT SHEET
CHINA INTERNSHIP PROGRAM CHEAT SHEET V. August 2017 PROGRAM OVERVIEW Program operating since 2008 500+ program Alumni 200 host companies across Beijing & Shanghai Full time placements (40 hours per week)
More informationOutsourcing: Building Successful Strategies
Global Banking Symposium 2006 Outsourcing: Building Successful Strategies John Hunter June 8, 2006 What is outsourcing? Model Outsourcing Private Labeling Correspondent Relationship Definition Transfers
More information«FINTECH, INVESTING IN AFRICA»
«FINTECH, INVESTING IN AFRICA» RADISSON BLU ABIDJAN 18-19 DECEMBER 2017 SUMMARY Africa The wonderful Fintech market 3 Africa Fintech Forum : Description and Goals 5 Africa Fintech Forum Targets 6 The promoters
More informationSpeech by United Nations Development Programme
2015/SOM3/IEG/DIA/004 Session: 1 Speech by United Nations Development Programme Submitted by: United Nations Development Programme Public Private Dialogue on Inclusive Business Cebu, Philippines 27 August
More informationAnnual Report 2016/17
Annual Report 2016/17 Minister of Growth, Enterprise and Trade Legislative Building Winnipeg, Manitoba CANADA R3C 0V8 Her Honour the Honourable Janice C. Filmon, C.M., O.M. Lieutenant Governor of Manitoba
More informationDiana Korka Economic Affairs Officer, ICT Analysis Section, DTL, UNCTAD BAN Ki-moon, UN Secretary-General
16/04/2013 INFORMATION ECONOMY REPORT 2012 The Software Industry and Developing Countries Diana Korka Economic Affairs Officer, ICT Analysis Section, DTL, UNCTAD ESCWA Expert Group Meeting on The Role
More informationResearch Equipment Grants 2018 Scheme 2018 Guidelines for Applicants Open to members of Translational Cancer Research Centres
Research Equipment Grants 2018 Scheme 2018 Guidelines for Applicants Open to members of Translational Cancer Research Centres Applications close 12 noon 08 March 2018 Contents Definitions 3 Overview 4
More informationCurrent Trends in Business Process Outsourcing
Current Trends in Business Process Outsourcing December 2016 in association with Silver Partner Contents Executive Summary... 3 The Research... 5 What is your biggest customer service challenge?... 8 The
More informationCROWDFUNDING FOR NONPROFITS
FOR NONPROFITS Crowdfunding empowers nonprofit organizations to conveniently raise donations via mobile, social and online networks of volunteers, donors and staff. Donations and donor data are collected
More informationFundraising. Online. for your website
Fundraising Online for your website We are delighted with Charity Checkout and would highly recommend them to any not-for-profit organisation looking to deepen their online giving footprint. Sara Bowcutt
More informationSustainable Finance: Opportunities & Challenges
Sustainable Finance: Opportunities & Challenges Inaugural West African Roundtable By United Nations Environmental Programme - UNEP (21-22 May 2008 (9.50AM -11.35 AM) Venue: Citi - Nigeria International
More informationFundraising. Online. for your website
Fundraising Online for your website We are delighted with Charity Checkout and would highly recommend them to any not-for-profit organisation looking to deepen their online giving footprint. Sara Bowcutt
More informationRequest for Applications (RFA) ABADE-A
ABADE Main Darulaman Road, District 6 Kabul Afghanistan Phone: +93 (0) 797 957 209 www.abade.org February 10, 2014 Request for Applications (RFA) ABADE-A-14-007 For the Assistance in Building Afghanistan
More informationThe U.S. African Development Foundation 2016
The U.S. African Development Foundation 2016 ABOUT THE U.S. AFRICAN DEVELOPMENT FOUNDATION The U.S. African Development Foundation (USADF) is a small, independent agency with a big mission. Our work ensures
More informationDEVELOPMENT COMMITTEE
Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized DEVELOPMENT COMMITTEE (Joint Ministerial Committee of the Boards of Governors of the
More informationSpecial Purpose National Bank Charters for Fintech Companies
January 17, 2016 Comptroller Thomas J. Curry Office of the Comptroller of the Currency 400 7 th Street, SW Washington, D.C. 20219 Re: Special Purpose National Bank Charters for Fintech Companies Dear Comptroller
More informationRequest for Expressions of Interest (EOI): Grant award to Host organization(s) for the African Regional Mobile Applications Laboratory
Request for Expressions of Interest (EOI): Grant award to Host organization(s) for the African Regional Mobile Applications Laboratory infodev, a donor funded agency hosted by the World Bank, invites suitable
More informationDigital Economy and Society Index (DESI) Country Report Latvia
Digital Economy and Society Index (DESI) 1 2018 Country Report Latvia The DESI report tracks the progress made by Member States in terms of their digitisation. It is structured around five chapters: 1
More informationLevel 3 and tw telecom: Strengthening Level 3 s Position as a Premier Global Communications Company. Level 3 To Acquire tw telecom
Level 3 To Acquire tw telecom June 16, 2014 tw telecom s U.S.-based, enterprise-focused business is highly complementary to Level 3 s local-to-global business and positions Level 3 as a premier provider
More informationRemarkable. Lake County OH.
Remarkable. Lake County OH. 2018 Lake County Visitors Bureau Arts and Culture Fund Grants Project Support Grant Guidelines Introduction The Lake County Visitors Bureau (LCVB) is an independent, nonprofit,
More informationSubj: SOLICITATION AND CONDUCT OF PERSONAL COMMERCIAL AFFAIRS
UNITED STATES MARINE CORPS MARINE CORPS BASE QUANTICO, VIRGINIA 22134-5001 MCBO 5760.1A B 0525 MARINE CORPS BASE ORDER 5760.1A From: Commander To: Distribution List Subj: SOLICITATION AND CONDUCT OF PERSONAL
More informationCalifornia and CalFresh: State of Change
California and CalFresh: State of Change Linda Patterson, CalFresh Branch Chief California Department of Social Services Erin Horgan, Senior Policy Analyst County Welfare Directors Association Kim McCoy
More informationThe World Bank Group, Solomon Islands Portfolio Overview
The World Bank Group, Solomon Islands Portfolio Overview The World Bank Group works to assist the Government and people of Solomon Islands by supporting projects aimed at improving prospects for economic
More informationAvenant to RULES OF THE GAME «Just MoMo it / Winning is amazing!»
Avenant to RULES OF THE GAME «Just MoMo it / Winning is amazing!» ARTICLE I: ORGANISATION In application of the law N 2015/012 of 16 July 2015 to determine the regime on gambling and entertainment, MTN
More informationEmpowering Rural Indians through Financial Inclusion STRATEGY MAHINDRA FINANCE
Empowering Rural Indians through Financial Inclusion STRATEGY 2020 - MAHINDRA FINANCE Mahindra Finance Ramesh Iyer Jillian Watson Andrew Winnett Lea Matulovic Mahindra Goals Be among the top 50 globally
More information10 th Anniversary African Union Private Sector Forum. Draft Concept Note
10 th Anniversary African Union Private Sector Forum Draft Concept Note 10 th African Union Private Sector Forum 9-11May 2018 Cairo, Egypt Theme: Made in Africa towards realizing Africa's economic Transformation
More information3. What are the requirements to apply for BSN 1 Teachers Mastercard Gold Credit Card?
FREQUENTLY ASKED QUESTIONS (FAQs) BSN 1 TEACHERS MASTERCARD GOLD CREDIT CARD 1. What is BSN 1 Teachers Mastercard Gold Credit Card? This is a co-brand Card issued by BSN under a strategic partnership with
More informationGetting Ready For Your Giving Day. Everything you need to know about participating in a Giving Day on GiveGab!
Getting Ready For Your Giving Day Everything you need to know about participating in a Giving Day on GiveGab! What is a Giving Day? A powerful 24-hour online fundraising event that unites a community around
More informationCONFERENCE AGENDA Inaugural AWFP Conference Nairobi, Kenya October 2018
. CONFERENCE AGENDA Inaugural AWFP Conference Nairobi, Kenya 22-23 October 2018 events@awfpn.com AWFP 2018 22/02/2018- NETWORKING DINNER & AWARDS (SUBJECT TO AMENDMENTS) Awards will be presented to organisations
More informationBRANCHLESS & E-BANKING
BRANCHLESS & E- BANKING Service at UBL Omni Dukaan Utility Bill Payment Mobile Top up Money Transfer From Omni Dukaan- Account DR,00 2,50 4,00 6,00 8,00 0,00 3,00 5,00 6,00,00 25,00,00 40,00,000 0,000
More informationebook How to Recruit for Local Government in the Digital Age
ebook How to Recruit for Local Government in the Digital Age Local government human resource teams across the country are faced with the same challenge: how to attract quality talent in today s digital-first
More informationACI User Group Program Guidelines. Last Revised November 18, 2016 Effective Date January 15, 2016
ACI User Group Program Guidelines Last Revised November 18, 2016 Effective Date January 15, 2016 What is the User Group Program? Overview ACI User Groups were created to connect ACI customers and advisors
More informationCan Africa, India and the Middle East (AIM) transform the world s economic outlook?
Can Africa, India and the Middle East (AIM) transform the world s economic outlook? The better the question. The better the answer. The better the world works. AIM Africa India Middle East Borderless advisory
More informationCHUGtt=::---
--------CHUGtt=::---,oWERJG AWKA'S FUTURE March 1, 2018 ELECTROICALLY FILED WITH RCA Regulatory Commission of Alaska 701 W. 8 th Avenue, Suite 300 Anchorage, AK 99501 Subject: Tariff Advice o. 453-8 Commissioners:
More informationTOWN CENTRE REGENERATION EXECUTIVE COMMITTEE. 4 October Report by Corporate Transformation and Services Director 1 PURPOSE AND SUMMARY
TOWN CENTRE REGENERATION Report by Corporate Transformation and Services Director EXECUTIVE COMMITTEE 4 October 2016 1 PURPOSE AND SUMMARY 1.1 The purpose of this report is to discuss the Council s future
More informationin 2009, the men and women of the LAFD responded 753,428 times to come to the aid of their neighbors in need.
j LOS ANGELES FIRE EPARTMENT FOUNDATION OUR MISSION j The mission of the Los Angeles Fire Department Foundation is to create partnerships to provide resources, programs, services and equipment that assist
More informationQ&A with Maomao Hu. Co-Founder & COO of Kora. Principle Series:
MARCH 2018 V OL. 6 I S S U E 172 R E P O R T Q&A with Maomao Hu Co-Founder & COO of Kora. Principle Series: Please join Family Office Insights for this luncheon on Thursday, March 15th at 12PM. If you
More informationInvesting in the Power of Women
Investing in the Power of Women Progress Report on the Goldman Sachs 10,000 Women Initiative Developed by Babson College Report Summary Babson College, in partnership with the Goldman Sachs Foundation,
More informationINNOVATION SUPERCLUSTERS APPLICANT GUIDE
INNOVATION SUPERCLUSTERS APPLICANT GUIDE 1 To obtain a copy of this publication or an alternate format (Braille, large print, etc.), please contact: Permission to Reproduce Except as otherwise specifically
More informationGLOBAL STARTUP PROGRAM
GLOBAL STARTUP PROGRAM Terms of Reference NATIONAL CALL 2016 May 2016 Powered by Supported by 2016 IC 2 Institute Proprietary 2016 IC 2 Institute Proprietary 1 Chapter I - Objective and scope ARTICLE 1
More informationBusiness Startup Account. Let s get you started
A Business Startup Account Let s get you started Business Startup Package Get your business off the ground Starting a new business is a big step but maintaining it is an even greater one. You need to decide
More informationPRIVACY IMPACT ASSESSMENT (PIA) For the
PRIVACY IMPACT ASSESSMENT (PIA) For the NAVY CASH (NAVY CASH) Department of the Navy - NAVSUP SECTION 1: IS A PIA REQUIRED? a. Will this Department of Defense (DoD) information system or electronic collection
More informationSENIOR EXPERTS DIALOGUE ON SCIENCE, TECHNOLOGY AND INNOVATION AND THE AFRICAN TRANSFORMATION AGENDA
SENIOR EXPERTS DIALOGUE ON SCIENCE, TECHNOLOGY AND INNOVATION AND THE AFRICAN TRANSFORMATION AGENDA ON CITIES AS INNOVATION HUBS FOR AFRICA S TRANSFORMATION DATE: 2 4 November 2016 VENUE: Sierra Burgers
More informationThe role of national development banks un fostering SME access to finance
The role of national development banks un fostering SME access to finance Hernando Castro. Bancoldex. Colombia Septembre de 2017 Bancoldex s Ownership Structure Generalities Incorporated as a mixed stock
More informationRegulatory Updates Health Sciences Authority Singapore
Regulatory Updates Health Sciences Authority Singapore Wong Woei Jiuang Director, Medical Devices Branch, Health Sciences Authority, Singapore Background Scope Pre-market Consultation (PMC) Scheme Medical
More informationIntroduction Accessing Dashboard Viewing Proposal, Award & Contract Information Navigation
Researcher s Dashboard User Manual Introduction Welcome! This manual introduces the purpose and functionality of the Researcher s Dashboard for gathering useful information regarding proposals, awards,
More informationA story to highlight plights of Solomon Islander Entrepreneurs
Remarks by Mr. Gane Simbe, deputy Governor of the Central Bank of Solomon Islands at the launching of Mini Small and Medium Enterprises Business Loan Guarantee Scheme and the SME Policy 2016, Kitano Mendana
More information( ) Page: 1/24. Committee on Subsidies and Countervailing Measures SUBSIDIES
14 July 2017 (17-3798) Page: 1/24 Committee on Subsidies and Countervailing Measures Original: English SUBSIDIES NEW AND FULL NOTIFICATION PURSUANT TO ARTICLE XVI:1 OF THE GATT 1994 AND ARTICLE 25 OF THE
More informationEXTERNAL EVALUATION CONSULTANCY FOR MOBILE FINANCIAL SERVICES FOR WOMEN IN NIGERIA PROJECT TERMS OF REFERENCE
EXTERNAL EVALUATION CONSULTANCY FOR MOBILE FINANCIAL SERVICES FOR WOMEN IN NIGERIA PROJECT TERMS OF REFERENCE August 2017 1. About us The Cherie Blair Foundation for Women (the Foundation) supports women
More informationMonthly Meetings (Be Heard Professional Development Series) Work Plan
A. GENERAL IABC / Atlanta s professional development programs and our awards program have been designed to elevate the Atlanta business community to world-class communications status by providing practical
More informationFUND Application. The Valley Center Opportunity Zone A Community Development Corporation
The Valley Center Opportunity Zone A Community Development Corporation FUND Application (ALL FORMS MUST BE PROPERLY FILLED IN OR THIS APPLICATION WILL BE RETURNED) Submit to The VCOZ Office Latin Chamber
More informationThe Malaysian Public Sector ICT Strategic Plan
The Malaysian Public Sector ICT Strategic Plan PRIME MINISTER S DEPARTMENT Aras 6, Blok B2, Kompleks Jabatan Perdana Menteri Pusat Pentadbiran Kerajaan Persekutuan 62502 Putrajaya, Malaysia August 2003
More informationLeveraging on the Strength of SMMEs in driving Job Creation: 2018 SMMEs ICT SUMIITS & EXPO. Presented by Xolani Qubeka Chief Executive Officer
Leveraging on the Strength of SMMEs in driving Job Creation: 2018 SMMEs ICT SUMIITS & EXPO Presented by Xolani Qubeka Chief Executive Officer SBDI S DISRUPTIVE POSTURE The SBDI is committed to contribute
More informationTERMS OF REFERENCE BRANCHLESS AND MOBILE BANKING REGULATORY EXPERT. Monrovia (Liberia), Vientiane (Lao PDR) and Off-Site
TERMS OF REFERENCE POST TITLE: AGENCY/PROJECT NAME: PLACE OF ASSIGNMENT: BRANCHLESS AND MOBILE BANKING REGULATORY EXPERT MOBILE MONEY FOR THE POOR Monrovia (Liberia), Vientiane (Lao PDR) and Off-Site 1)
More informationMarket space for Young Entrepreneurs: Opportunities & Challenges Prof. Ashish Mohture 1 and Prof. Priyadarshani Zanjurne 2
Market space for Young Entrepreneurs: Opportunities & Challenges Prof. Ashish Mohture 1 and Prof. Priyadarshani Zanjurne 2 1,2 Assistant Professor, Modern Institute of Business Management ABSTRACT Entrepreneurship
More informationCharities Aid Foundation Retail Charity Bond 5% due 2026
Charities Aid Foundation Retail Charity Bond 5% due 2026 Social Impact Report 2018 Activities In April 2016 Charities Aid Foundation raised 20 million through a Retail Charity Bond to allow us to enhance
More informationTHIS IS NOT A REQUEST FOR COMPETITIVE BID OR REQUEST FOR PROPOSAL AND NO CONTRACT WILL BE AWARDED IN RESPONSE TO SUBMISSIONS.
Request for Information for Merchant Services to implement an Electronic Benefits Transfer for a Farmers Market Nutrition Program Process RFI/FNW-16/17-53 Due Date: JANUARY 13, 2017 @ 12:00 P.M. THIS IS
More informationSMME, Informal Sector and Cooperative Baseline Study
SMME, Informal Sector and Cooperative Baseline Study Executive Summary of Research Report for the Gauteng Provincial Government Department of Economic Development By: Prof. Ed Bbenkele Paper presented
More informationthe dti Incentive Programmes Mzwakhe Lubisi 18 October 2013 Austrian roundtable discussion DBSA
the dti Incentive Programmes Mzwakhe Lubisi 18 October 2013 Austrian roundtable discussion DBSA 1 the dti: THE ENTERPRISE ORGANISATION TEO s mission statement To stimulate and facilitate the development
More informationThe Software Industry Financial Report
The Software Industry Financial Report Executive Summary Software Equity Group, L.L.C. 12220 El Camino Real Suite 320 San Diego, CA 92130 info@softwareequity.com (858) 509-2800 2015 Annual Software Industry
More informationMobile for Development Utilities. Innovation Fund 2017: Our new grantees. Copyright 2018 GSM Association
Mobile for Development Utilities Innovation Fund 2017: Our new grantees Copyright 2018 GSM Association GSMA Mobile for Development Utilities The GSMA represents the interests of mobile operators worldwide,
More informationCrowdfunding at Cleveland Clinic: Guide and Application
Crowdfunding at Cleveland Clinic: Guide and Application Contents Page Cleveland Clinic Crowdfunding Overview 2 Cleveland Clinic Crowdfunding Guidelines 3 Platform Basics 4 Campaign Planning 5 Scoring Criteria
More informationBusiness Environment Institution Netrix Group Ltd.
Business Environment Institution Netrix Group Ltd. The mission of Netrix Group is to support other enterprises by providing a business advisory and IT support services. It is registered in the National
More informationDigital Inclusion for the Least Developed Countries: Innovation, Growth and Sustainability. ICTs in LDCs
ICTs in LDCs By G. M. Akapelwa-Ehueni PRESENTATION AGENDA 2010 Statistics for Zambia and Government Policy Framework for ICT Regulation Overview of the ICT Indicators Role of ZICTA in Promoting UA Universal
More informationResearch Announcement 16-01
Research Announcement 16-01 Version: 1.0 dated July 6, 2017 TABLE OF CONTENTS 1.0 INTRODUCTION... 4 2.0 RESEARCH AND DEVELOPMENT AREAS OF PARTICULAR INTEREST... 4 2.1 Technology Investment Plan... 5 2.2
More informationThe Community Reinvestment Act and Broadband
The Community Reinvestment Act and Broadband January 11, 2018 Organized by the Federal Reserve Bank of Richmond The Connecting Communities audio conference series is a Federal Reserve System initiative
More information