Message from the Group CEO

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2 Message from the Group CEO On behalf of our team, I would like to thank you for your loyalty and for the trust you place in us every year. Your continued participation in our internationally certified training and certification programs encourages us to pursue our mission and strengthens our values, which focus on human development through sharing skills and experiences. Our priority is to meet the growing demand for professional training by developing the necessary tools to enable our training partners to achieve their professional and personal goals and benefit from training programs, customized to the needs and requirements of the professional world. In 2018, we shall witness significant changes, especially in Banking & Finance. The up-to-date reforms and regulations, implemented by the Central Banks in the region, introduce training needs in the fields of Anti- Money Laundering, Compliance and Risk. This reform requires in-depth reviews of current practices and lots of adjustments and training to master the new concepts. Our 2018 training plan covers the main areas of interest for improving performance at both the personal and professional level, which can be applied in a wide range of business sectors. To that end, we provide top-level training programs, the quality of which is highly appreciated by individuals, corporates, banks and governmental bodies, that prepare each participant to face current and future major professional challenges and help achieve career goals. I would like to emphasize our dedication to bypass your expectations, the professionalism of our consultants, our friendly customer service and the logistics team throughout your training journey with us. Let s continue to effectively harness that forward motion, that energy and passion, and ride it to many more records in the future. We look forward to welcoming as many of you as ever at our training Academy. Thank you! Respectfully, Azzam Alqadi

3 About UPA Headquartered in Amman-Jordan, Universe Path provides a wide range of corporate and continuing education training and consultancy services to corporate and government sectors throughout the Middle East and beyond, with a clear focus in human development. Our Management Team and consultants have years of academic and practical experience behind them in Financial, Human Resources, safety & Security and Hospitality industries, they will assist, design and deliver tailor-made training programs and solutions to meet your needs, objectives and requirements that focus on acquiring the knowledge and skills that can really make an impact in the workplace. Our Mission Share our customer s success, by designing and delivering superior quality training programs and business services that exceeds their expectations, and provide them with knowledge, skills, and values that will improve their business performance and gain an advantage over their competitors. Contribution to Community and Economic Development by Supporting and implementing Vocational Training and job placement Programs to develop local employability and skills development for the unemployed, under-privileged and disabled people that will help enhancing their well-being, building their independence, and promoting their development and re-integration to their communities. Our Core Values Excellence: Integrity: Our Vision To serve as the premier accredited provider of excellence in the delivery of highly competent, innovative corporate training and business management consulting services firm in the region. To partner with government institution, local community councils and non-profit organizations, to support and develop vocational and technical education and training programs that are in line with our social economic development mission. Commitment to quality and to the highest standards of excellence in all we do. Act with honesty and integrity, and to conduct our business with the highest standard of professional behavior and ethics. Professionalism: We operates in a professional manner with our customers and staff, we demonstrate competence, impartiality and reliability. Innovation: Stewardship: We value new ideas that work to continually improve our services and practices. We are committed to proactive environmental responsibility, enhancement of economic vitality of the communities in which we operate.

4 About Our Training We offer a wide range of Accredited and Certified Courses and programs delivered by highly qualified consultants with a valid status and verifiable online from international organizations that Covers a Wide Range of Industry. Main Areas Human Resource Management Maintenance & Engineering Management & Leadership Information Technology Finance & Accounting Project Management Oil and Gas Training Safety & Security Tailor-Made Courses Universe Path can also design and deliver tailor-made training programs to meet your needs, objectives and requirements that focus on acquiring the knowledge and skills that can really make an impact in the workplace. Please feel free to contact us for a Free Training Needs Assessment. In- Site training This option which is priced by day rather than a trainee can deliver significant savings in terms of training, travel, accommodation costs. Workshops Workshops are most often led by a single organizer/presenter who may simply act as a moderator to guide and facilitate group discussion. Workshops may be intended to generate analysis around a particular topic or to examine specific technical knowledge, skills or mythologies, and in some cases they aim to produce a scientific outcome (eg. publication, topical working group, new collaboration or initiative). Please contact us on marketing@universepath.com for one of our training specialists to get in touch.

5 Consultancy We will help people in your organizations to find the right solution and overcome the most critical issues on their agenda, by taking a personalized and tailored approach to achieve your organization s objectives. Compliance & Risk Management Banking & Finance Management & Leadership Engineering Oil & Gas Human Resource Management Our Clients Universe Path Academy has been privileged to work with most leading organizations in Jordan. With our carefully screened trainers and our excellent team, we have shaped a superior training experience that has been a privilege to share with top tier institutions. Our Clients Al Manaseer Group Arab Bank Audi Bank Jordan Phosphate Mines Cairo Amman Bank Al-Etihad Bank Jordan Commercial Bank Housing Bank for Trade and Finance Egyptian Arab Land Bank Arab Islamic Bank Safwa Bank (Dubai Islamic Bank) Telecommunications Regulatory Authority Micro fund for Women ASPT

6 International Affiliation Universe Path is authorized by the GAFM Board approved regional nominator CIATC, a TUV Accredited and ISO Certified for Quality and ISO Certified for Training Standards to offer the GAFM Certified training courses on their behalf. Universe Path is authorized by the IRCA approved training organization RICI, a leading Training, Certification and Inspection Service provider to offer the IRCA Certified training courses on their behalf. Universe Path is authorized by the LSI - Language Studies International, LSI has over 50 years experience in professional training and specialized language courses. LSI provides English for business and English for management and online. They offer a wide range of business English courses for individuals and small groups. Universe Path is authorized by the Castle School of English to offer International Courses on their behalf, The Castle School has established an enviable record of academic success over many years and has been the recipient of several awards in recognition of this.

7 1 Our Courses Business Relationships 2 Communication Skills

8 3 Contracts Management

9 4 Customer Service

10 5 Finance & Banking

11 6Human Resources Management

12 7 Health & Safety 8 Innovation & Creativity

13 9 Languages

14 10 Management & Leadership

15 11 Personal Effectiveness 12 Project Management

16 13 Risk 14 Sales & Marketing

17 15 Strategy

18 16 Microsoft

19

20 Global Academy of Finance and Management (GAFM) USA The GAFM was founded in 1996 by the original founders of the Graduate Leadership Society. The founders of our Standards Board are CEOs, Executives, Professors, and Industry experts from around the globe. The Standards Policy Board awards specialized board certifications, designations, and charters in the fields of: finance, accounting, management, and consulting fields to qualified professionals who have completed internationally recognized or accredited exams & education, government recognized degrees and documented management credentials and experience. GAFM /IBS Global Academy of Finance and Management is an International Board of Standards Accreditation council located in the EU and USA. GAFM Certification Programs have been trained in hundreds of corporations and banks including: Deutsche Bank, Citibank, Xerox, NASA, HSBC Bank, China Construction Bank, BAE Systems, United States Securities and Exchange Commission, The US NAVY, US Department of Energy, The Department of Interior, 3M Asia Pacific, Dow Chemical, Hewlett Packard Singapore, Indian Overseas Bank, Shangri La Hotels, Financial Industry Regulatory Authority - USA (FINRA), Securities and Commodities Authority (Abu Dhabi UAE) and more. Our GAFM Certification Board is recognized by the following 1. TUV Accredited - EU Recognized Technical Inspection and Accreditation body 2. ISO 9001 Certified for Quality 3. ISO Certified for Educational Standards 4. Approved Sanctioned by the Arab Academy for more than 20 Arab nations 5. In academic alliance with the ACBSP National Business Accreditation Agency for Certification Standards worldwide 6. The GAFM Board of Standards is a founding member of the quality assurance standards memorandum of the CHEA International Quality Group. GAFM is accredited by the TUV Austria and certified with both ISO 9001 Quality and ISO recognition (Learning Services for Education and Training). GAFM is the First US/EU based organization to achieve this global accreditation. Also, the GAFM was the first to effect a direct legal articulation with a government recognized national business accreditation agency for certification standards. Approved Sanctioned by the Arab League s Academy for over 20 Arab Nations. Benefits of successfully meeting the requirements of GAFM certification Programs Successful completion of any program makes you internationally certified in the field of the program. You can use the GAFM trademarked designation on your business card and resume Up to two-year membership to the GAFM professional body Access to the GAFM network and body of information online Preferred access to education centers in USA, UK, Europe, Asia, Middle East and Latin America Access to the GAFM journal published online Gold Embossed Certificate with your name and designation as MGAFM (Member of the Global Academy of Finance and Management)

21 Examination Examinations and assessment are currently provided as part of the course framework of a GAFM registered or accredited training program, such as: Executive Programs provided by partner universities or world-class training companies. Exams are localized to allow for regional regulatory conditions, taxation requirements and other market specific situations. Examinations are provided in the lingua-franca of the country where GAFM candidates are participating in the program. Normally, exams are conducted 12- weeks after the closure of their related training programs. English language is not mandatory. Continuous Education After receiving your GAFM certificate, you are required to show a continuous Education record during the two years of membership. Annually, each GAFM charter holder and board certification holder should complete 15 hours or more of continuing education CE credits. Contained below is a list of education that counts toward Continuous Education credits with the GAFM. The GAFM Approved Conference counts for full CE Credit. This is an approved 12- day conference or seminar event that counts for 15 hours. Attendance of 15 or more hours of approved education for lawyers or CPAs. (2 days of training) 15 Hours of executive education from an Approved Provider or AACSB, ABA, EQUIS, or ACBSP accredited business school approved program (i.e. or one full graduate course would count) Publish an article in the GAFM Articles Journal or Qualified Peer Reviewed Journal Attend one of our Global Wealth Management Conferences or Summits, or a GAFM recognized training program. Led a training course or taught a course or program in your field. 1 hour = 3 Credits Join the Elite club of GAFM Membership Members include top finance professors from colleges around the world such as Stanford, NYU, AGSM, University of London, Universite de Bourgogne Dijon Cedex, Thunderbird Graduate School, Stockholm School of Economics, Tulane, BU, American E-Commerce Association, The Wealth Management Commission, The Tax and Estate Planning Law Review, The Condor Falcon Graduate Institute, and Institute of Certified E- Commerce Consultants and thousands of other members (individuals and corporates). Other Alliances GAFM recently has applied for special NGO consultative status to the United Nations.

22 International GAFM Certifications Programs 2018 Welcome to our international GAFM certification programs 2018 training plan! Universe Path Academy encourages you or your staff to enroll and take advantage of the wonderful chance to meet other professionals and gain experience as a step towards fulfilling your career goals. Our international GAFM programs are furnished with the latest practical experiences, guidelines, country regulations, and updates in their related fields. We welcome your requests for in-house training in any of the below locations: Jordan KSA UAE Qatar Kuwait Egypt Oman Bahrain Libya Turkey USA Canada France European Countries Malaysia

23 Banking Certification Programs 3 Mar - 7 Mar 25 hours 1250 USD CRA CERTIFIED RISK ANALYST 5 May - 9 May 25 hours 1250 USD 7 Jul - 12 Jul 25 hours 1250 USD 15 Sep - 19 Sep 25 hours 1250 USD 10 Nov - 14 Nov 25 hours 1250 USD CORM CERTIFIED OPERATIONAL RISK MANAGER 31 Mar - 4 Apr 25 hours 1250 USD 4 Aug - 8 Aug 25 hours 1250 USD 29 Sep - 3 Oct 25 hours 1250 USD CFC CERTIFIED IN FINANCIAL CRIMES (ECONOMIC CRIME AND FRAUD PREVENTION) 24 Feb - 3 Mar 30 hours 1300 USD 14 Apr - 21 Apr 30 hours 1300 USD 11 Aug - 18 Aug 30 hours 1300 USD 3 Nov - 10 Nov 30 hours 1300 USD CCO CERTIFIED COMPLIANCE OFFICER 17 Mar - 21 Mar 25 hours 1250 USD 28 Apr - 2 May 25 hours 1250 USD 8 Sep - 12 Sep 25 hours 1250 USD 10 Nov - 14 Nov 25 hours 1250 USD

24 CAMC CERTIFIED IN ANTI-MONEY LAUNDERING CONSULTANT 7 Apr - 11 Apr 25 hours 1500 USD 14 Jul - 18 Jul 25 hours 1500 USD 6 Oct - 10 Oct 25 hours 1500 USD CCA CERTIFIED CREDIT ANALYST 10 Mar - 14 Mar 25 hours 1150 USD 5 May - 10 May 25 hours 1150 USD 25 Aug - 29 Aug 25 hours 1150 USD CTA CERTIFIED TREASURY ANALYST 7 Apr - 11 Apr 25 hours 1250 USD 28 Jul - 8 Aug 25 hours 1250 USD 3 Nov - 7 Nov 25 hours 1250 USD

25 Financial Management Certification Programs CFBA CERTIFIED FORECASTING AND BUDGETING ANALYST 21 Apr - 25 Apr 25 hours 1250 USD 21 Jul - 25 Jul 25 hours 1250 USD 22 Sep - 6 Sep 25 hours 1250 USD AFA ACCREDITED FINANCIAL ANALYST 17 Feb - 3 Mar 60 hours 2500 USD 11 Aug - 25 Aug 60 hours 2500 USD CWM CERTIFIED WEALTH MANAGER 5 May - 9 May 25 hours 1250 USD 10 Nov - 14 Nov 25 hours 1250 USD MFMS MASTER FINANCIAL MODELING SPECIALIST 31 Mar - 4 Apr 25 hours 1100 USD 28 Jul - 1 Aug 25 hours 1100 USD 20 Oct - 24 Oct 25 hours 1100 USD Insurance Certification Programs CCIP CHARTERED CERTIFIED INSURANCE PROFESSIONAL 24 Mar - 28 Mar 25 hours 1250 USD 22 Sep - 26 Sep 25 hours 1250 USD

26 Accounting Certification Programs MPA MASTER PROFESSIONAL AUDITOR AFA 17-Feb - 3-Mar 60 hourse 24 Mar - 28 Mar USD hours 1250 USD ACCREDITED FINANCIAL ANALYST 11-Aug 25-Aug 60 hourse 14 Jul - 18 Jul USD hours 1250 USD 8 Sep - 12 Sep 25 hours 1250 USD CIFRS CERTIFIED IN INTERNATIONAL FINANCIAL REPORTING STANDARDS 24 Feb - 28 Feb 25 hours 1350 USD 21 Apr - 25 Apr 25 hours 1350 USD 28 Jul - 1 Aug 25 hours 1350 USD 3 Nov - 7 Nov 25 hours 1350 USD CCA CHARTERED COST CONTROLLER 10 Mar - 14 Mar 25 hours 1250 USD 5 May - 9 May 25 hours 1250 USD 20 Oct - 24 Oct 25 hours 1250 USD

27 Human Resources Certification Programs CHRA CERTIFIED HUMAN RESOURCES ANALYST 14 Jul - 18 Jul 25 hours 1250 USD 10 Nov - 14 Nov 25 hours 1250 USD CHRBP CERTIFIED HUMAN RESOURCES BUSINESS PARTNER 1 Sep - 5 Sep 25 hours 1250 USD TMBP TALENT MANAGEMENT BEST PRACTICE CERTIFICATION 5 May - 9 May 25 hours 1500 USD 6 Oct - 10 Oct 25 hours 1500 USD Soft Skills Certification Programs 17 Feb - 21 Feb 23 hours 1100 USD CIPT CHARTERED INTERNATIONAL PROFESSIONAL TRAINER 21 Apr - 25 Apr 23 hours 1100 USD 7 Jul - 11 Jul 23 hours 1100 USD 15 Sep - 19 Sep 23 hours 1100 USD 10 Nov - 14 Nov 23 hours 1100 USD CALE CERTIFIED ADVANCED LEADERSHIP EXPERT 7 Apr - 11 Apr 25 hours 1250 USD 18 Aug - 22 Aug 25 hours 1250 USD

28 Sales & Marketing Certification Programs CMA CERTIFIED MARKETING ANALYST 24 Mar - 28 Mar 25 hours 1250 USD 4 Aug - 8 Aug 25 hours 1250 USD 27 Oct - 31 Aug 25 hours 1250 USD CDMS CERTIFIED DIGITAL MARKETING SPECIALIST 14 Apr - 23 Apr 40 hours 1000 USD 18 Aug - 27 Aug 40 hours 1000 USD 3 Nov - 12 Nov 40 hours 1000 USD CSM CERTIFIED SALES MANAGER 17 Mar - 21 Mar 25 hours 1250 USD 30 Jun - 4 Jul 25 hours 1250 USD 6 Oct - 10 Oct 25 hours 1250 USD

29 Discounts and Policies Frequent Clients In recognition of those clients who frequently nominate participants on public courses offered by Universe Path Academy, a special discount of 10% on paid fees will be given if 10 or more candidates are nominated per year. This special discount will apply to the 10th paid nomination onwards on courses offered during the period January 1 to December 31, For early payments (before 30 calendar days from the starting day), each participant shall receive 15% discount on the full price. In addition to the aforementioned discounts, one extra free place is offered to any organization that makes 3 paid nominations for the same certificate and dates. For group discounts (five participants and more), please contact: marketing@universepath.com Registration Terms Nominations to our public courses are to be processed by the client s HR/Training department except for self-nominations which are to be paid in advance. A refund will be issued back to the client in the event of course cancellation or seat unavailability. Registration confirmation is subject to Universe Path Academy s review of registration request and seat availability. Cancellation Terms If a confirmed registration is cancelled less than 3 calendar days prior to the course start date, a substitute participant may be nominated to attend the same course, or a 20% cancellation charge is applied. The same 20% cancellation fee will be charged in case the participant is a no-show. Feedback and Complaints Universe Path Academy welcomes feedback related to its people, products or processes. If you have comments and/or suggestions which will ultimately help us improve in any way, please write to us on marketing@universepath.com and we commit to respond to you within 2 business days at the most.

30 Contact Us Wasfi Al-tal St. (Bld No. 101), Tabba a Center, 5th Floor, Offices T: +962 (6) F: +962 (6) M (Jordan) : +962 (0) M (France) : +33 (0) E. marketing@universepath.com

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