2.3. For joint customer of Libshara-i, only the primary account holder will qualify to participate.

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1 TERMS AND CONDITIONS FOR KFH DRAWS CAMPAIGN ( CAMPAIGN ) 1. Campaign Period 1.1. This KFH Draws campaign ( Campaign ) is organised by Kuwait Finance House (Malaysia) Berhad ( KFH Malaysia ) and the Campaign will commence on 1 April 2018 and end on 31 March 2019 (both dates inclusive) ( Campaign Period ) KFH Malaysia reserves its absolute right and discretion to vary or amend the Campaign Period at any time with prior notice, without assigning any reason whatsoever. 2. Eligibility 2.1. The Campaign is open to all new and existing individual customers of KFH Malaysia age 18 years and above, whom are residents and non-residents of Malaysia ( Customers ) The products eligible in this Campaign are as follows: ( Participating Product ) i. KFH Libshara-i Account-i (new and existing Customers) ( Libshara-i ); ii. KFH Murabahah Personal Financing-i (approved and disbursed during Campaign Period) ( Personal Financing-i ); or iii. KFH Ijarah Muntahia Bi Al-Tamlik Asset Acquisition Financing-i ( Home Financing-i ) (Completed Properties) (approved and disbursed during Campaign Period) For joint customer of Libshara-i, only the primary account holder will qualify to participate For joint customer of Home Financing-i, both applicants will be considered as one (1) entry The employees of Kuwait Finance House Group ( KFH Group ) including its directors, consultants, permanent employees permanent and contract employees and their immediate family members (i.e. spouse, children and parents) are NOT eligible to participate in this Campaign. 3. Draw Categories and Frequencies (Please refer to Appendix A for the full Draw Schedule) No. of Winners Draw Category Prize Category Frequency Per Draw Per Campaign Monthly Draw 1st Prize nd Prize rd Prize Consolation Prize Quarterly Draw 1st Prize nd Prize rd Prize Consolation Prize Special Draw Special Draw Special Draw Grand Draw Grand Prizes 1 5 5

2 4. Qualifying Criteria 4.1. Minimum Amount The Customer is required to have and maintain the minimum amount in the Participating Products as follows: Participating Product Libshara-i Personal Financing-i Home Financing-i Monthly Draws RM100 average available balance maintained during specified draw period RM30,000 minimum financing approved and disbursed during Campaign Period RM150,000 minimum financing approved and disbursed during Campaign Period Minimum Amount Special Quarterly Draws Draws Grand Draw RM1,000 average available balance maintained during specified draw period RM30,000 minimum financing approved and disbursed during Campaign Period RM150,000 minimum financing approved and disbursed during Campaign Period i. For Libshara-i: The Average Available Balance ( AAB ) is determined by computing the sum of every end-day available balance in Libshara-i in that specific deposit period divided by the number of days in that specified period (As stipulated in Appendix A). The formula for calculating the AAB is as follows: AAB Calculation: = Sum of end-day available balance in Libshara of the respective draw period No. of days of the respective draw period 4.2. Draw Entries Participating Product Libshara-i Personal Financing-i Home Financing-i Monthly Draws 1 Draw Entry for every RM100 AAB 1 Draw Entry for every RM5,000 1 Draw Entry for every RM100,000 Draw Entries Special Quarterly Grand Draws Draws Draw 1 Draw Entry for every RM1,000 AAB 1 Draw Entry for every RM5,000 1 Draw Entry for every RM100,000

3 i. Illustration of draw entries calculation Participating Product Draw Entries Calculation Date 1/4/18 5/4/18 18/4/18 23/4/18 30/4/18 Libshara-i End-day Available Balance (RM) Personal Financing-i Total number of days in April monthly draw: 30 days Total Sum of end-day available balance: RM4,000 AAB for April monthly draw: RM4,000 / 30 = RM Number of eligible draw entries: 1 draw entry RM30,000 financing approved and disbursed No. of eligible draw entries: RM30,000 / RM5,000 = 6 draw entries Home Financing-i entries e: Above calculation for illustration purposes only. RM500,000 financing approved and disbursed No. of eligible draw entries: RM500,000 / RM100,000 = 5 draw ii. KFH Malaysia at its absolute discretion may review the Qualifying Criteria at any time and from time to time as it deems fit and appropriate. iii. Customers who have complied with the Qualifying Criteria as stated in Clause 4 hereinafter, shall be referred to as Participants. iv. Participants with higher number of draws entries may stand a higher chance of winning, subject to the draws being performed. 5. Winner Selection 5.1. Draw periods will be published at KFH Malaysia s corporate website kfh.com.my ( Draw Period ). However, KFH Malaysia may review the dates or frequency of the prize draw from time to time at its absolute discretion For clarity, when a quarterly draw is scheduled to be held, no monthly draw will be executed as stipulated in Appendix A All qualified entries will be put in a pool and draws will be made on the respective Draw Dates The respective draws will be carried out in the presence of KFH Malaysia s selection committee as well as an independent party. Short-listed Winners will have to answer one (1) challenge question before being declared as a prize winner ( Winners ) The Short-listed Winners will be contacted by KFH Malaysia on best effort basis, via his/her latest telephone number(s) furnished to KFH Malaysia during the opening of account / application for financing. A maximum of three (3) attempts will be made to contact the Short-listed Winners within two (2) different business days, from Mondays to Fridays between 10am till 6pm KFH Malaysia s selection committee shall have the absolute right to replace or select other Short-listed Winners who have missed their chance to win, including but not limited to the following circumstances: i. Short-listed Winner continues to remain uncontactable;

4 ii. Short-listed Winner answers the challenge question incorrectly; iii. Short-listed Winner has appointed another person / representative to answer the challenge question on his / her behalf; iv. Short-listed Winner has volunteered to disclaim / waive his/her cash prize; v. Short-listed Winner declines or refuses to attend any of the following events for marketing / publicity purposes, which shall be arranged by KFH Malaysia, such as the prize giving ceremony, press interview or photoshoot session ( for Grand Draw category); vi. Unsuccessful fulfillment / courier attempt(s) made to the Winners as per KFH Malaysia s record; or; vii. Short-listed Winner commits breach of any of the terms and conditions including any of hidden covenant or undertaking herein The Winners listing will be posted onto KFH Malaysia s corporate website at kfh.com.my or any other methods deemed suitable or practical by KFH Malaysia within 14 working days from the respective Draw Period All decisions by KFH Malaysia s winner selection committee shall be deemed final and conclusive. No correspondences, queries, appeals or protests will be entertained Participants are only entitled to a maximum of: i. One (1) monthly prize per month; and/or ii. One (1) quarterly prize per quarter; and/or iii. One (1) special draw per year; and/or iv. One (1) grand prize per year All winners will not be entitled to enter the following one (1) month / quarter / special draw of the same Draw Category they have already won but are eligible to enter the draws thereafter. The illustration as per table below. Winner Monthly Draw Quarterly ( Q ) Draw Special Draw Apr May Jun Q1 Q2 Q3 Special Special 1 2 Grand Draw Winner A WON X WON X Winner B WON X WON X WON Winner C WON WON Winner D (Personal Financing-i/ Home Financing-i) WON X WON X X X 6. Prizes 6.1. List of prizes will be displayed at the corporate website (kfh.com.my) and is subject to change from time to time The sum of the Cash Prizes will be credited into the Winner s account with KFH Malaysia within 14 working days from the Winners announcement date.

5 7. General 7.1. All Participants hereby agree to the following: i. Consent and authorise KFH Malaysia to disclose, advertise or publish their name and identity in any media, advertising or marketing materials including interviews, prize-giving or other publicity events arranged by KFH Malaysia; ii. Grant KFH Malaysia with an absolute and unrestricted right to modify, use and / or publish images, name & MyKad / Passport of the Winners for any marketing or commercial purpose without any compensation or payment whatsoever; and iii. To attend and participate in any of the following events to be arranged by KFH Malaysia such as the prize giving ceremony, press interview, photoshoot session or any other publicity events 7.2. KFH Malaysia reserves its absolute discretion to vary, delete or add to any of these terms and conditions contained herein wholly or in part by giving a minimum of twenty-one (21) calendar day s prior notice. KFH Malaysia may give such notice or communication to Participants through any modes or methods as it deems appropriate including, without limitation, by post, notification in the mass media, posting the notice in KFH Malaysia s branches, inserting the notice into the periodic statement of account, electronic transmission (including via facsimile, mobile phones, other devices or the internet) or posting at KFH Malaysia s website or at ATM or other terminals under the control of KFH Malaysia. These terms and conditions can be accessed at kfh.com.my Participants / Winners shall be solely responsible for any taxes and / or duties payable in connection with his / her participation in the Campaign including redeeming, receiving or using the Prizes, if any These terms and conditions shall prevail over any provision or representation contained in any promotional materials (including without limitation, printed flyers or buntings), or any advertisements on this product Decisions relating to the Campaign are final and binding on all Participants/Winners. If any matter arises which are not covered in these terms and conditions, they will be determined by KFH Malaysia at its absolute discretion These terms and conditions shall be governed by and construed in accordance with the laws of Malaysia, and Participants therefore agree to submit to the exclusive jurisdiction of the courts in Malaysia Save and except for the specific terms and conditions stated herein, all other terms and conditions governing the Participating Products shall continue to apply KFH Libshara-i Account-i is eligible for protection by PIDM.

6 Appendix A: Draw Schedule Draw Category Deposit Period Draw Date APRIL Monthly Draw: Month 1 1 Apr 30 Apr May 2018 MAY Monthly Draw: Month 2 1 May 31 May Jun 2018 Special Draw 1 1 May 31 May Jun 2018 JUNE Quarterly Draw: Quarter 1 1 Apr - 30 Jun Jul 2018 JULY Monthly Draw: Month 3 1 Jul 31 Jul Aug 2018 AUGUST Monthly Draw: Month 4 1 Aug 31 Aug Sep 2018 SEPTEMBER Quarterly Draw: Quarter 2 1 Jul 30 Sep Oct 2018 OCTOBER Monthly Draw: Month 5 1 Oct 31 Oct Nov 2018 NOVEMBER Monthly Draw: Month 6 1 Nov 30 Nov Dec 2018 DECEMBER Quarterly Draw: Quarter 3 1 Oct 31 Dec Jan 2019 JANUARY Monthly Draw: Month 7 1 Jan 31 Jan Feb 2019 Special Draw 2 1 Jan 31 Jan Feb 2019 FEBRUARY Monthly Draw: Month 8 1 Feb 28 Feb Mar 2019 Grand Draw 1 Apr Mar Apr 2019

7 TERMA-TERMA DAN SYARAT-SYARAT UNTUK KEMPEN ( KEMPEN ) CABUTAN KFH 1. Tempoh Kempen 1.1. Kempen ( Kempen ) ini bermula dari 5 Februari 2018 sehingga 30 April 2018, kedua-dua tarikh termasuk ( Tempoh Kempen ) Kuwait Finance House Malaysia Berhad ( KFH Malaysia ) mempunyai hak dan budi bicara mutlak untuk mengubah atau meminda Tempoh Kempen pada bila-bila masa dengan notis terlebih dahulu, tanpa memberikan apa pun alasannya. 2. Kelayakan 2.1. Kempen ini terbuka kepada pelanggan individu baru dan sedia ada KFH Malaysia berumur 18 tahun dan ke atas, yang merupakan warganegara Malaysia atau bukan warganegara Malaysia yang menetap di Malaysia ( Pelanggan ) Produk-produk yang layak untuk Kempen ini adalah sepeti berikut: ( Produk Yang Layak ) i. KFH Akaun Libshara-i (Pelanggan baru dan sedia ada); ( Libshara-i ) atau ii. iii. KFH Murabahah Peribadi-i (permohonan Pelanggan yang telah diluluskan dan menerima bayaran dalam Tempoh Kempen) ( Peribadi-i );atau KFH Ijarah Muntahia Bi Al-Tamlik Perolehan Aset-i (Perumahan Sedia Ada) (permohonan Pelanggan yang telah diluluskan dan menerima bayaran dalm Tempoh Kempen) ( Perumahan-i ) Bagi pemegang akaun bersama Libshara-i hanya pemegang akaun utama akan layak untuk mengambil bahagian Bagi pemohon bersama Perumahan, kedua-dua pemohon akan dianggap sebagai satu (1) penyertaan Pekerja Kumpulan Kuwait Finance House ("Kumpulan KFH") termasuk pengarah, perunding, pekerja tetap kakitangan tetap dan kontrak dan ahli keluarga terdekat mereka (iaitu pasangan, anak dan ibu bapa) adalah TIDAK layak untuk mengambil bahagian dalam Kempen.

8 3. Kategori Cabutan dan Kekerapan (Sila rujuk Lampiran A untuk Jadual Cabutan yang lengkap) Jumlah Pemenang Kategori Cabutan Kategori Hadiah Kekerapan Setiap Cabutan Setahun Cabutan Bulanan Hadiah Pertama Hadiah Kedua Hadiah Ketiga Hadiah Saguhati Cabutan Suku Hadiah Pertama Tahunan Hadiah Kedua Hadiah Ketiga Hadiah Saguhati Cabutan Istimewa Cabutan Istimewa Cabutan Istimewa Cabutan Utama Hadiah Utama Kriteria Kelayakan 4.1. Amaun Minima Pelanggan dikehendaki membuka atau memohon Produk Yang Layak dengan amaun minimum seperti berikut: Produk Yang Layak Libshara-i Peribadi-i Perumahan-i Cabutan Bulanan Mengekalkan minimum purata baki sedia ada RM100 bagi tempoh cabutan yang telah ditentukan RM30,000 amaun pembiayaan minimum yang telah diluluskan dan diterima bayaran dalam tempoh kempen RM150,000 minimum financing approved and disbursed Amaun Minimum Cabutan Cabutan Suku Istimewa Tahunan Tidak Berkaitan Tidak Berkaitan Cabutan Utama Mengekalkan minimum purata baki sedia ada RM1,000 bagi tempoh cabutan yang telah ditentukan RM30,000 amaun pembiayaan minimum yang telah diluluskan dan diterima bayaran dalam tempoh kempen RM150,000 minimum financing approved and disbursed Tidak Berkaitan Tidak Berkaitan

9 i. Untuk Libshara-i: Purata Baki Sedia Ada ( PBS ) ditentukan dengan mengira jumlah akhir setiap hari baki yang sedia ada di Libshara-i dalam tempoh deposit tertentu dibahagikan dengan bilangan hari dalam tempoh yang dinyatakan. Formula untuk pengiraan PBS adalah seperti berikut: Pengiraan PBS: = Jumlah baki sedia ada pada akhir hari dalam Libshara-i semasa tempoh cabutan yang berkenaan Bilangan hari cabutan berkenaan untuk bulanan/ suku tahunan/perayaan/ tahunan (seperti yang ditetapkan dalam Lampiran A) 4.2. Penyertaan Cabutan Produk Yang Layak Libshara-i Peribadi-i Perumahan-i Cabutan Bulanan 1 penyertaan cabutan bagi setiap PBS RM100 1 penyertaan cabutan bagi setiap RM5,000 1 penyertaan cabutan bagi setiap RM100,000 Penyertaan Cabutan Cabutan Cabutan Suku Cabutan Istimewa Tahunan Utama 1 penyertaan cabutan bagi setiap PBS RM1,000 1 penyertaan Tidak cabutan bagi Tidak Berkaitan setiap Berkaitan RM5,000 Tidak Berkaitan 1 penyertaan cabutan bagi setiap RM100,000 Tidak Berkaitan i. Ilustrasi untuk pengiraan penyertaan cabutan: Produk Yang Layak Pengiraan Penyertaan Cabutan Tarikh 1/4/18 5/4/18 18/4/18 23/4/18 30/4/18 Libshara-i Baki sedia ada pada akhir hari (RM) 1, ,000 Jumlah bilangan hari untuk cabutan bulan April: 30 hari Jumlah baki sedia ada pada akhir hari: RM4,000 PBS untuk cabutan bulanan: = RM4,000/ 30 = RM Bilangan penyertaan cabutan yang layak: 1 cabutan Peribadi-i RM30,000 - yang telah diluluskan dan diterima bayaran Jumlah Penyertaan Cabutan Yang Layak: RM30,000 / RM5,000 = 6 Penyertaan Cabutan Perumahan-i = 5 Penyertaan Cabutan a: Pengiraan diatas adalah untuk tujuan ilustrasi sahaja. RM500,000 yang telah diluluskan dan diterima bayaran Jumlah Penyertaan Cabutan Yang Layak:RM500,000 / RM100,000

10 ii. Walau bagaimanapun, KFH Malaysia mengikut budi bicara mutlaknya boleh menyemak semula Kriteria Kelayakan pada bila-bila masa dan dari masa ke semasa sebagaimana yang difikirkannya patut dan sesuai; iii. Pelanggan yang telah mematuhi Kriteria Kelayakan seperti yang dinyatakan dalam fasal 4.1 selepas ini, hendaklah dirujuk sebagai "Peserta"; iv. Peserta dengan nombor cabutan penyertaan yang lebih tinggi mempunyai peluang yang lebih tinggi untuk menang, tertakluk kepada cabutan bertuah yang dilakukan. 5. Pemilihan Pemenang 5.1 Tarikh cabutan (Lampiran A) akan diterbitkan di laman sesawang KFH Malaysia dari semasa ke semasa ("Tarikh Cabutan"). Walau bagaimanapun KFH Malaysia boleh menyemak semula kekerapan cabutan hadiah di atas budi bicara mutlaknya. 5.2 Apabila cabutan suku tahunan dilakukan, cabutan bulanan tidak akan diadakan. Proses yang sama akan dilakukan untuk cabutan hadiah utama. (Sila rujuk Lampiran A). 5.3 Semua penyertaan yang layak akan dimasukkan ke dalam cabutan terkumpul dan cabutan akan dibuat pada Tarikh Cabutan masing-masing. 5.4 Cabutan yang terpilih yang dijalankan di hadapan jawatankuasa pemilihan KFH Malaysia dan satu pihak berkecuali. Pemenang yang disenarai pendek harus menjawab satu (1) soalan cabaran sebelum diisytiharkan sebagai pemenang hadiah ("Pemenang"). 5.5 KFH Malaysia akan menghubungi Pemenang yang telah disenarai pendek melalui nombor telefon yang telah diberi kepada KFH Malaysia semasa pembukaan akaun / aplikasi pembiayaan. Maksima tiga (3) percubaan akan dibuat untuk menghubungi Pemenang yang disenarai pendek dalam masa 2 (dua) hari yang berbeza, dari hari Isnin hingga Jumaat antara jam 10 pagi dan 6 petang. 5.6 Jawatankuasa pemilihan pemenang KFH Malaysia mempunyai hak mutlak untuk memilih pengganti Pemenang yang telah disenarai pendek lain apabila perlu, termasuk tetapi tidak terhad kepada, senario berikut: i. Pemenang yang tersenarai pendek terus kekal gagal dihubungi; ii. Pemenang yang tersenarai pendek gagal menjawab soalan cabaran dengan betul; iii. Pemenang yang disenarai pendek telah melantik orang lain / wakil untuk menjawab soalan cabaran / bagi pihaknya; iv. Pemenang yang tersenarai pendek telah menawarkan untuk membatalkan hadiahnya; v. Pemenang yang disenaraikan pendek menolak atau enggan menghadiri mana-mana acara berikut yang akan diatur oleh KFH Malaysia seperti upacara penyampaian hadiah, wawancara akhbar, sesi penggambaran atau sebarang acara publisiti lain (bagi kategori Cabutan Utama); vi. vii. Pemenang yang tersenarai pendek tidak menuntut Hadiah dalam tempoh yang ditetapkan. Pemenang tersenarai pendek melakukan pelanggaran mana-mana terma dan syarat termasuk mana-mana perjanjian atau akujanji yang tertera disini. 5.7 Senarai Pemenang akan dipaparkan di laman web kfh.com.my atau mana-mana cara lain yang sesuai atau praktikal oleh KFH Malaysia dalam tempoh masa 14 hari berkerja dari tarikh cabutan. 5.8 Semua keputusan yang dibuat oleh jawatankuasa pemilihan pemenang disifatkan sebagai muktamad dan konklusif dan sebarang surat-menyurat, pertanyaan, rayuan atau bantahan tidak akan dilayan dalam apa jua keadaan sekalipun. 5.9 Peserta hanya berhak untuk menerima:

11 i. Satu (1) hadiah bulanan dalam tempoh satu bulan; dan / atau ii. Satu (1) hadiah suku tahun dalam tempoh satu suku tahun; dan / atau iii. Satu (1) hadiah cabutan istimewa dalam tempoh setahun; dan / atau iv. Satu (1) hadiah utama dalam tempoh setahun Semua Pemenang tidak akan layak untuk menyertai satu (1) cabutan bulanan/ suku tahunan/ perayaan seterusnya tetapi akan layak untuk menyertai cabutan selepas tempoh itu. Ilustrasi adalah seperti di bawah: Pemenang Cabutan Bulanan Quarterly ( Q ) Draw Cabutan Istimewa ( S ) Apr May Jun Q1 Q2 Q3 S1 S2 Cabutan Utama Pemenang A MENANG X MENANG X Pemenang B MENANG X MENANG X MENANG Pemenang C MENANG MENANG Pemenang D ( Peribadi-i / Perumahan-i MENANG X MENANG X X X 6. Hadiah 6.1 Senarai hadiah akan dipaparkan di laman web (kfh.com.my) dan boleh berubah dari semasa ke semasa. 6.2 Jumlah hadiah wang tunai akan dikreditkan ke dalam akaun Pemenang dengan KFH Malaysia dalam tempoh 14 hari bekerja dari tarikh pengumuman Pemenang. 7. Am 7.1. Dengan menyertai Kempen ini, semua Peserta bersetuju dengan perkara-perkara berikut: i. Memberikan persetujuan kepada KFH Malaysia untuk menyiarkan nama dan identiti mereka dalam mana-mana media, pengiklanan atau pemasaran bahan-bahan termasuk wawancara, pemberian hadiah atau acara publisiti lain yang diatur oleh KFH Malaysia; ii. KFH Malaysia mempunyai hak mutlak dan tidak terhad untuk mengubah suai, menggunakan dan/ atau menerbitkan imej Pemenang bagi apa-apa tujuan pemasaran atau komersial tanpa apa-apa pampasan atau bayaran; dan iii. Harus menghadiri mana-mana acara untuk sebab pemasaran atau publisiti, yang akan diatur oleh KFH Malaysia, seperti upacara penyampaian hadiah, wawancara akhbar atau sesi penggambaran (bagi kategori Cabutan Utama) KFH Malaysia mempunyai hak dan budi bicara mutlak untuk mengubah, memadam atau menambah mana-mana terma dan syarat yang terkandung di sini secara keseluruhannya atau sebahagiannya dengan memberikan sekurang-kurangnya minimum dua puluh satu (21) hari kalendar notis terlebih dahulu. KFH Malaysia boleh memberi notis atau komunikasi tersebut kepada Peserta yang Layak melalui apa-apa cara atau kaedah yang difikirkan sesuai termasuk tanpa had melalui pos, melalui pemberitahuan dalam media massa, dengan menyiarkan notis itu

12 di cawangan-cawangan KFH Malaysia, dengan memasukkan notis itu ke dalam penyata akaun berkala, melalui penghantaran elektronik (termasuk melalui faksimili, telefon bimbit, peranti lain atau internet) atau dengan memaparkan notis di laman sesawang KFH Malaysia atau di ATM atau terminal lain di bawah kawalan KFH Malaysia. Terma dan syarat ini boleh didapati di kfh.com.my Peserta / Pemenang hendaklah bertanggungjawab sepenuhnya terhadap sebarang cukai dan / atau duti perlu dibayar berkaitan dengan penyertaan beliau dalam Kempen ini, termasuk penebusan, menerima atau menggunakan Hadiah Terma dan syarat ini akan mengatasi mana-mana peruntukkan atau perwakilan yang yang terkandung dalam sebarang bahan promosi (termasuk tanpa had, risalah atau banting dicetak) atau mana-mana iklan untuk produk ini Keputusan yang berkaitan dengan Kempen ini adalah muktamad kepada semua Peserta / Pemenang. Jika ada perkara berbangkit yang tidak terkandung di dalam Terma dan syarat ini, ia akan ditentukan oleh KFH Malaysia Terma dan syarat ini akan ditadbir oleh dan ditafsirkan mengikut undang-undang Malaysia dan Peserta bersetuju untuk menyerahkan kepada bidang kuasa tidak eksklusif mahkamah Malaysia Terma dan syarat tertentu yang dinyatakan di sini, semua terma dan syarat lain yang mengawal Produk Yang Layak hendaklah terus terpakai KFH Libshara-i layak dilindungi oleh PIDM.

13 Lampiran A : Jadual Cabutan KFH Akaun Libshara-i-i Kategori Cabutan Tempoh Deposit Tarikh Cabutan* APRIL Cabutan Bulanan: Bulan Pertama 1 Apr 30 Apr Mei 2018 MEI Cabutan Bulanan: Bulan Kedua 1 Mei 31 Mei Jun 2018 Cabutan Istimewa 1 1 Mei 31 Mei Jun 2018 JUN Cabutan Suku Tahunan: Suku Pertama 31 Mac - 30 Jun Jul 2018 JULAI CABUTAN BULANAN: Bulan Ketiga 1 Jul 31 Jul Ogo 2018 OGOS Cabutan Bulanan: Bulan Keempat 1 Ogo 31 Ogo Sep 2018 SEPTEMBER Cabutan Suku Tahunan: Suku Kedua 1 Jul 30 Sep Okt 2018 OKTOBER Cabutan Bulanan: Bulan Kelima 1 Okt 31 Okt Nov 2018 NOVEMBER Cabutan Bulanan: Bulan Keenam 1 Nov 30 Nov Dis 2018 DISEMBER Cabutan Suku Tahunan: Suku Ketiga 1 Okt 31 Dis Jan 2019 JANUARI Cabutan Bulanan: Bulan Ketujuh 1 Jan 31 Jan Feb 2019 Cabutan Istimewa 2 1 Jan 31 Jan Feb 2019 FEBRUARI Cabutan Bulanan: Bulan Kelapan 1 Feb 28 Feb Mac 2019 Cabutan Utama 1 Apr Mac Apr 2019

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