REGULATIONS of HugeThing.vc powered by Aviva Acceleration Programme

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1 REGULATIONS of HugeThing.vc powered by Aviva Acceleration Programme 1. General Provisions 1. The organiser of HugeThing.vc powered by Aviva Acceleration Programme is HUGE THING Spółka z ograniczoną odpowiedzialnością with its registered office in Poznań, ul. Obornicka 330, Poznań, entered into the Register of Entrepreneurs kept by Sąd Rejonowy w Poznaniu Nowe Miasto i Wilda, VIII Wydział Gospodarczy Krajowego Rejestru Sądowego [District Court in Poznań Nowe Miasto i Wilda, VIII Commercial Division of the National Court Register] under number KRS , NIP [Taxpayer Identification Number] , REGON [National Business Registry Number] , hereinafter referred to as the Organiser. 2. Whenever the Regulations refer to: a) Programme it should be understood as HugeThing.vc powered by Aviva Acceleration Programme dedicated to innovative business projects (in particular of the financial and insurance industry - FinTech, InsurTech) at an early stage of their development, designed to help originators to create a business model and verify the first hypothesis of the project, covering the period of working with Participants of the Projects in the form of training, workshops, advisory support and mentoring as well as exchange of experience, b) Partner it should be understood as company Aviva Spółka z ograniczoną odpowiedzialnością with its registered office in Warsaw, ul. Inflancka 4b, Warszawa, entered into the Register of Entrepreneurs kept by Sąd Rejonowy dla m. st. Warszawy w Warszawie, XIII Wydział Gospodarczy Krajowego Rejestru Sądowego [District Court for the Capital City of Warsaw, XIII Commercial Division of the National Court Register] under number , c) Project it should be understood as an innovative business project at least at the stage of Minimum Viable Product (MVP), in particular of the financial and insurance industry (FinTech, InsurTech), whose product or service solutions may be applied in areas of identified needs of the Partner, d) Participant it should be understood as a creator or co-creator of the Project qualified for the accelerative (workshop) part of the Programme, who is involved in the accelerative (workshop) part of the Programme at the invitation of the Organiser and the Partner, e) Mentor it should be understood as an expert who at the invitation of the Organiser conducts classes/activities with Participants of the Programme and offers advisory support to Projects during the course of the Programme, f) Regulations it should be understood as these Regulations of HugeThing.vc powered by Aviva Acceleration Programme.

2 2. Organisational Assumptions 1. The accelerative (workshop) part of the Programme shall be carried out in Warsaw in the period The Organiser shall directly notify the Participants of the specific location and schedule of the Programme by electronic means. 2. Projects selected by the Organiser and the Partner as part of the conducted recruitment process shall take part in the Programme. The conditions of recruitment of Projects to the Programme shall be published by the Organiser on its website 3. Recruitment to the Programme 1. Recruitment of Projects to the Programme shall include two stages: 1) a stage of preliminary evaluation of Projects, 2) a stage of selecting Projects to the Programme. 2. The first stage shall involve evaluation of Projects notified by electronic means to the e- mail address indicated by the Organiser. The notification should satisfy the conditions laid down by the Organiser. Following the preliminary evaluation of Projects, the Projects qualified to the second stage of recruitment shall be selected. 3. The second stage shall involve interviews with teams of the Projects qualified for the second stage of recruitment. After conducting interviews with the teams, the Organiser and the Partner shall select Projects qualified for the accelerative (workshop) part of the Programme. 4. Participants may resign from participation in the Programme, but not later than The resignation must be made electronically to the address indicated by the Organiser. 5. In the event: a) Participant resigns after , b) Participant does not take part in the Programme despite the lack of early resignation, c) Participant is excluded from the Programme pursuant to 8.3 of these Regulations, the Organiser may charge the costs of organising the Programme to such Programme Participant proportionally attributable to the Participant. 4. Rights and Obligations of Programme Participants 1. Participation in the Programme is free of charge. This applies to both payment in cash, as well as any form of participation in profit the Project may generate or share in rights to the Project.

3 2. Each Participant, during the accelerative (workshop) part of the Programme, shall be entitled to: a) participate in classes/activities according to the schedule of the Programme, b) receive training materials or other aids offered by the Organiser, c) use Mentors technical advice within the scope offered by the Organiser. 3. Participants acknowledge that the Organiser shall not provide accommodation, food, medical care or personal computers to Participants during the accelerative (workshop) part of the Programme. Participants shall be required to provide the above benefits by themselves. 4. Each Programme Participant shall be obliged to: a) keep confidential any information obtained in connection with participation in the Programme regarding other Projects or other confidential information provided by the Organiser and the Partner, if disclosure of such information could infringe the rights of other Programme Participants, the Organiser or the Partner; the Organiser and the Partner may require from Participants to sign confidentiality agreements prior to or during the accelerative part of the Programme, under pain of exclusion from the Programme or a further part thereof, b) actively participate in the accelerative (workshop) part of the Programme, provided that each Project should be represented during the classes/activities by at least one Participant being a member of the team of the Project concerned, c) comply with order regulations, in particular applicable fire protection regulations, in the premises and in the building in which the accelerative part of the Programme is carried out, d) comply with the provisions of these Regulations, e) use the name tag received from the Organiser, if the manager or administrator of the building in which the accelerative part of the Programme is carried out requires access control of persons. 5. Intellectual Property 1. Each Programme Participant by accepting these Regulations warrants that the Project notified by him (or with his participation) to the Programme, both as a whole and each of its components, does not infringe any third party rights, including image rights, moral rights and copyrights, rights arising from inventions, utility models, industrial designs, trademarks, geographical indications and topographies of integrated circuits. 2. By notifying a Project to the Programme, the Participant grants the Organiser and the Partner - exclusively for purposes related to the organisation and promotion of the Programme - an unpaid and unlimited in time license to use all elements of the Project, including in particular the logo, designation of the website or other signs identifying the Project or its creators.

4 3. The Organiser, the Partner, Mentors and other Programme Participants shall not be entitled to commercially exploit the Project as a whole or any part thereof without the prior written consent of the creators of the Project. 4. Each Participant agrees to the free use of his image in the photo and audiovisual materials by the Organiser and the Partner for purposes related to the organisation and promotion of the Programme. 6. Implementation of Projects 1. By joining the Programme, Participants wish to potentially implement and operate the Project for the purpose of satisfying the identified needs of the Partner or entities of the Partner s group of companies, whereby the conditions for possible implementation and use of the Project shall be the subject of separate negotiations and agreements between the creators of the Project and the Partner or the relevant entity of the Partner s group of companies. 2. Within 12 months of the completion of the Programme, all Projects participating in the accelerative part may not be implemented in any entity involved in financial or insurance activities, other than the Partner or an entity of the Partner s group of companies. In justified cases, at the request of the Participants being the creators of the Project, the Partner may withdraw from the above reservation in relation to a given Project. 3. Within 24 months of the completion of the Programme, Participants shall be obliged to negotiate with potential investors regarding investment in the Project participating in the Programme, taking into account the right to join the round of investment in a given Project by the Partner or an entity of the Partner s group of companies and the Organiser or an entity of the Organiser s group of companies, under terms providing 20% discount for these entities compared to the terms of investment for an external investor (which means that an external investor will invest 20% more in the value of the Project than the value of the investment assessed for the Partner and the Organiser or entities of their groups of companies). Participants are required to inform the Organiser and the Partner in writing about the planned round of investment. Within 1 month of receipt of the above information, the Organiser and the Partner (each of them individually) shall be entitled to make a statement of: (i) accession to the round of investment, or (ii) an indication of another entity of the group of companies, which will join the round of investment in place of the Organiser or the Partner, or (iii) the resignation of joining the round of investment. 4. In the event of a breach by the Participant of the obligations referred to in paragraph 3 above, the Partner and the Organiser respectively, depending on whose rights are violated, shall have the right, among others, to inform the potential investor about the rights arising out of these Regulations and to request him to join the investment in a given Project.

5 7. Protection of Personal Data 1. The Organiser is the controller of personal data provided by Participants during the recruitment process to the Programme and during its implementation. The data provided by Participants shall be collected and processed in accordance with the provisions of the Personal Data Protection Act of 29 August 1997 (Journal of Laws of 2016 item 922, as amended). 2. By sending a notification to the Programme, Participant agrees to: a) processing of his data by the Organiser for the purposes related to recruitment and organisation and implementation of the Programme, as well as for marketing purposes, b) receive information from the Organiser about the organisation of the Programme and other information, including commercial information relating to the Organiser or Partner, to the provided address, c) provide his personal data to the Partner for the purposes related to recruitment and organisation and implementation of the Programme, as well as for marketing purposes. 3. Pursuant to the Personal Data Protection Act, the Organiser shall not provide, sell or lend for use any personal data of Participants to other persons or institutions, subject to point 2 c) above. Each Participant shall have the right of access to his data and the right to demand having them rectified. 8. Complaints 1. Participants may submit any complaints, comments and concerns in electronic form regarding the organisation or conduct of the Programme during its course and within 30 days from the date of completion of the accelerative (workshop) part of the Programme. 2. The Organiser shall consider the complaints and address the comments or objections within 14 days of receipt and respond by or by registered letter within the same time limit. The response to the complaint shall be final. 9. Responsibility 1. The Organiser declares that all materials and information provided to the Participants by the Organiser, the Partner, their representatives or Mentors during the Programme are purely of educational nature. The Organiser and the Partner shall not be liable for any damage caused to Participants or third parties in connection with or as a result of the use of information, knowledge or skills acquired by the Participants during the Programme. 2. Participant shall be solely responsible for any damage caused by its culpable noncompliance with the law or provisions of these Regulations, including for any damage to the property entrusted to the Participant for use during the accelerative (workshop) part of the Programme.

6 3. The Organiser shall have the right to exclude Participant from the Programme in the event: a) Participant does not comply with the provisions of these Regulations, b) Participant is under the influence of alcohol or drugs during the course, c) Participant s behaviour otherwise violates good morals or principles of social coexistence. 10. Changes Any changes - permanent or temporary - in these Regulations shall be published on the website of the Programme Organiser

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