Distribusi Simpanan Bank Umum Periode Februari 2018

Size: px
Start display at page:

Download "Distribusi Simpanan Bank Umum Periode Februari 2018"

Transcription

1 Distribusi Simpanan Bank Umum Periode Februari 2018 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

2 KATA PENGANTAR Distribusi Simpanan Bank Umum merupakan media informasi yang menyajikan data mengenai simpanan Bank Umum yang diterbitkan setiap bulan oleh Lembaga Penjamin Simpanan untuk memberikan informasi perkembangan simpanan perbankan khususnya Bank Umum. Sehubungan dengan kebutuhan penyajian informasi data simpanan yang lebih mudah dipahami (user friendly), pada bulan Februari 2018 LPS menyajikan Distribusi Simpanan Bank Umum dengan menggunakan format baru tanpa mengurangi esensi pada format sebelumnya. Selanjutnya dalam rangka mempertimbangkan kebutuhan pembaca pada penggunaan Distribusi Simpanan Bank Umum, kami menerima masukan (saran dan kritik) terhadap format baru Distribusi Simpanan Bank Umum yang dapat disampaikan melalui Group Penanganan Premi 1 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

3 DAFTAR ISI Keterangan 4 1. Total Simpanan dan Jumlah Total Simpanan dan Jumlah Pada Bank Umum Pertumbuhan Total Simpanan dan Jumlah (MoM) Pertumbuhan Simpanan dan Jumlah (YoY) 6 2. Distribusi Total Simpanan Dan Jumlah Total Simpanan dan Jumlah Berdasarkan Jenis Simpanan Distribusi Total Simpanan dan Jumlah Berdasarkan Jenis Simpanan 2.2. Total Simpanan dan Jumlah Berdasarkan Kepemilikan Simpanan 2.3. Total Simpanan dan Jumlah Berdasarkan Jenis Usaha Total Simpanan dan Jumlah Berdasarkan Tiering dan Simpanan Yang Dijamin Distribusi Jumlah Berdasarkan yang Dijamin Distribusi Total Simpanan Berdasarkan Simpanan yang Dijamin Total Simpanan dan Jumlah Berdasarkan Kepemilikan Bank Total Simpanan dan Jumlah Berdasarkan Valuta 11 Lampiran Lampiran 1: Pertumbuhan Simpanan dan Jumlah Selama 5 Tahun (YoY) 2. Lampiran 2: Total Simpanan dan Jumlah Berdasarkan Kepemilikan Simpanan, Jenis Simpanan dan Valuta 3. Lampiran 3: Total Simpanan dan Jumlah Berdasarkan Kepemilikan Simpanan, Tiering dan Valuta 4. Lampiran 4: Total Simpanan dan Jumlah Berdasarkan Kepemilikan Simpanan, Besaran Nilai Simpanan dan Valuta 5. Lampiran 5: Total Simpanan dan Jumlah Yang Dijamin Berdasarkan Kepemilikan Simpanan, Simpanan yang Dijamin dan Valuta Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

4 DAFTAR TABEL Tabel 1 Tabel 2 Tabel 3 Tabel 4 Tabel 5 Tabel 6 Tabel 7 Tabel 8 Tabel 9 Total Simpanan dan Jumlah Pada Bank Umum Total Simpanan dan Jumlah Berdasarkan Jenis Simpanan Total Simpanan dan Jumlah Berdasarkan Kepemilikan Simpanan Total Simpanan dan Jumlah Berdasarkan Jenis Usaha Total Simpanan dan Jumlah Berdasarkan Tiering dan Simpanan Yang Dijamin Distribusi Jumlah Berdasarkan yang Dijamin Distribusi Total Simpanan Berdasarkan Simpanan yang Dijamin Total Simpanan dan Jumlah Berdasarkan Kepemilikan Bank Total Simpanan dan Jumlah Berdasarkan Valuta DAFTAR GAMBAR Gambar 1a Pertumbuhan Total Simpanan dan Jumlah (MoM) Gambar 1b Pertumbuhan Simpanan dan Jumlah (YoY) 6 Gambar 2a Distribusi Total Simpanan Berdasarkan Jenis Simpanan 7 Gambar 2b Distribusi Jumlah Berdasarkan Jenis Simpanan Gambar 2c Distribusi Jumlah Berdasarkan yang Dijamin Gambar 2d Distribusi Total Simpanan Berdasarkan Simpanan yang Dijamin Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

5 KETERANGAN Sumber Data Laporan Posisi Simpanan yang disampaikan oleh 115 bank umum kepada Lembaga Penjamin Simpanan yang terdiri dari 102 Bank Umum Konvensional dan 13 Bank Umum Syariah. Definisi 1. Simpanan meliputi dana pihak ketiga dan simpanan dari bank lain. 2. Simpanan Yang Dijamin meliputi: a. seluruh simpanan dengan nominal sampai dengan Rp2 miliar; b. porsi simpanan yang dijamin (Rp2 miliar) dari seluruh simpanan dengan nominal di atas Rp2 miliar. 3. Besaran Nilai Simpanan Yang Dijamin adalah Rp2 miliar per nasabah per bank sebagaimana diatur dalam Peraturan Pemerintah No. 66 Tahun Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

6 1. Total Simpanan dan Jumlah 1.1. Tabel Total Simpanan dan Jumlah Pada Bank Umum Bulan (Month) 2015 () Tabel 1 Total Simpanan dan Jumlah (Total Deposits and Number of Account) (Rp Miliar/Billion IDR) () () () Januari Februari Maret April Mei Juni Juli Agustus September Oktober Nopember Desember Pertumbuhan Total Simpanan dan Jumlah (MoM) Gambar 1a Pertumbuhan Total Simpanan dan Jumlah (MoM) 5 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

7 1.3. Pertumbuhan Total Simpanan dan Jumlah (YoY) Gambar 1b Pertumbuhan Total Simpanan dan Jumlah (YoY) 6 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

8 2. Distribusi Total Simpanan Dan Jumlah 2.1. Total Simpanan dan Jumlah Berdasarkan Jenis Simpanan Tabel 2 Total Simpanan Berdasarkan Jenis Simpanan (Total Deposits by Type of Deposits ) (Rp Miliar/Billion IDR ) Januari 2018 Februari 2018 MoM Jenis Simpanan (Type of Deposits ) () () ( Account ) ( ) Giro (Demand Deposits ) , , , , , ,72 Tabungan (Saving Account ) , , , , ,85 (3.514) -0,21 Deposit on Call , , , , , ,93 Deposito (Time Deposits ) , , , ,31 (1.765) -0,04 (1.698) -0,07 Sertifikat Deposito (Certificate of Time Dep 314 0, , , ,36 (14) -4,46 (1.179) -5,73 Total , , , , , ,38 Keterangan: Persentase simpanan pada masing-masing jenis simpanan merupakan persentase terhadap total simpanan Distribusi Total Simpanan dan Jumlah Berdasarkan Jenis Simpanan Periode Februari Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

9 2.2. Total Simpanan dan Jumlah Berdasarkan Kepemilikan Simpanan Kepemilikan Simpanan (Ownership of Deposits ) Keterangan: Persentase simpanan pada masing-masing jenis simpanan merupakan persentase terhadap total simpanan 2.3. Total Simpanan dan Jumlah Berdasarkan Jenis Usaha Keterangan: Persentase simpanan pada masing-masing jenis simpanan merupakan persentase terhadap total simpanan () () ( Account ) ( ) Dana Pihak Ketiga (Third Party-Fund ) , , , , , ,46 Simpanan Dari Bank Lain (Funds From Other Bank ) , , , , ,47 (3.940) -3,97 Total , , , , , ,38 Jenis Usaha (Type of Business Banks ) Tabel 3 Total Simpanan Berdasarkan Kepemilikan Simpanan (Total Deposits by Ownership of Deposits ) (Rp Miliar/Billion IDR ) Januari 2018 Februari 2018 MoM Januari 2018 Tabel 4 Total Simpanan Berdasarkan Jenis Usaha Bank (Total Deposits by Type of Business Banks ) (Rp Miliar/Billion IDR ) () Februari 2018 () ( Account ) ( ) Konvensional (Conventional ) , , , , , ,40 Syariah (Sharia ) , , , , , ,01 Total , , , , , ,38 MoM 8 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

10 2.4. Total Simpanan dan Jumlah Berdasarkan Tiering dan Simpanan Yang Dijamin Tiering (Tiering of ) Tabel 5 Total Simpanan Berdasarkan Tiering (Total Deposits by Tiering of ) (Rp Miliar/Billion IDR ) Januari 2018 Februari 2018 MoM () () ( Account ) ( ) N 100 Jt , , , , , , Jt < N 200 Jt , , , , , , Jt < N 500 Jt , , , ,70 (195) -0,01 (229) -0, Jt < N 1 M , , , ,80 (1.477) -0,26 (1.450) -0,35 1 M < N 2 M , , , ,00 (2.043) -0,78 (2.571) -0,69 2 M < N 5 M , , , ,30 (733) -0,46 (1.318) -0,26 N > 5 M , , , ,40 (120) -0, ,83 Total , , , , , ,38 Keterangan: Persentase simpanan pada masing-masing jenis simpanan merupakan persentase terhadap total simpanan 9 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

11 Distribusi Jumlah Berdasarkan yang Dijamin Tabel 6 Distribusi berdasarkan Yang Dijamin (Distribution of Accounts by Insured Accounts) Februari 2018 Keterangan Simpanan Jumlah untuk Simpanan yang Dijamin Seluruhnya 2 Miliar ,90 untuk Simpanan yang Dijamin Sebagian > 2 Milyar ,10 Total ,00 Gambar 2c Distribusi Jumlah Berdasarkan Yang Dijamin Februari Distribusi Total Simpanan Berdasarkan Simpanan yang Dijamin Tabel 7 Distribusi Simpanan Berdasarkan Simpanan Yang Dijamin (Distribution of Deposits by Insured Deposits ) (Rp Miliar/Billion IDR ) Februari 2018 Keterangan Simpanan Total Simpanan Dijamin 2 Miliar ,30 > 2 Milyar ,39 Subtotal Simpanan Dijamin ,69 Simpanan Tidak Dijamin > 2 Milyar ,31 Subtotal Simpanan Tidak Dijamin Total ,00 Gambar 2d Distribusi Total Simpanan Berdasarkan Simpanan Yang Dijamin Februari 2018 (Rp Miliar) 10 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

12 2.5. Total Simpanan dan Jumlah Berdasarkan Kepemilikan Bank Kepemilikan Bank (Group of Banks ) Jumlah Bank (Number of Banks) 2.6. Total Simpanan dan Jumlah Berdasarkan Valuta () Tabel 8 Total Simpanan Berdasarkan Kepemilikan Bank (Total Deposits by Group of Banks ) (Rp Miliar/Billion IDR) Januari 2018 Februari 2018 MoM Jumlah Bank (Number of Banks) () Jumlah Bank ( Number of Banks ) ( Account ) ( ) Pemerintah (State Banks) , , , ,68 0 0, , ,02 BPD (Regional Government Banks) , , , ,10 0 0, , ,60 Swasta Nasional (Private National Banks ) , , , ,41 0 0, , ,42 Campuran (Joint Banks ) , , , ,55 0 0,00 (56) -0, ,57 Asing (Foreign Banks ) , , , ,26 0 0,00 (2.499) -1,01 (2.641) -1,50 Total , , , ,00 0 0, , ,38 Keterangan: Persentase simpanan pada masing-masing jenis simpanan merupakan persentase terhadap total simpanan Jenis Simpanan (Type of Deposits ) () Tabel 9 Total Simpanan Berdasarkan Valuta (Total Deposits by Currency ) (Rp Miliar/Billion IDR ) Januari 2018 Februari 2018 MoM () ( Account ) ( ) Rupiah (IDR ) , , , , , ,50 Valas (Currency ) , , , ,78 (2.321) -0,23 (2.608) -0,35 Total , , , , , ,38 Keterangan: Persentase simpanan pada masing-masing jenis simpanan merupakan persentase terhadap total simpanan 11 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

13 Lampiran Lampiran 1 Pertumbuhan Simpanan dan Jumlah Selama 5 Tahun (YoY) Tahun (Rp Miliar) 2014* , , * , , * , , * , , ** ,49 (28.864) -0,54 *) Data Year on Year (YoY) per 31 Desember Tabel 1.1 Pertumbuhan Total Simpanan dan Jumlah (Growth of Total Deposits and The Number of Accounts) Year on Year (YoY) (Rp Miliar) **) Data Year to Date (Ytd) sampai dengan 28 Februari Lembaga Penjamin Simpanan

14 Lampiran 2 Total Simpanan dan Jumlah Berdasarkan Kepemilikan Simpanan, Jenis Simpanan dan Valuta Total Simpanan Berdasarkan Kepemilikan Simpanan, Jenis Simpanan dan Valuta (Total Deposits by Ownership of Deposits, Type of Deposits and Currency ) (Rp Miliar/Billion IDR) Jenis Simpanan (Type of Deposits ) Dana Pihak Ketiga Simpanan Dari Bank Lain Total () () () Giro (Demand Deposit ) 3,206, ,242, , , ,217, ,289, Rupiah (IDR ) 3,025, , , , ,036, , Valas (Currency ) 181, , , , , Tabungan (Saving Account) 243,583, ,646, , , ,590, ,651, Rupiah (IDR ) 242,892, ,525, , , ,898, ,529, Valas (Currency ) 691, , , , Deposit on Call 6, , , , , Rupiah (IDR ) 6, , , , , Valas (Currency ) , , Deposito (Time Deposits ) 4,042, ,294, , , ,051, ,310, Rupiah (IDR ) 3,907, ,994, , , ,916, ,010, Valas (Currency ) 134, , , , Sertifikat Deposito (Certificate of Time Deposits ) , , , Rupiah (IDR ) , , , Valas (Currency ) Total 250,839, ,239, , , ,866, ,334, Rupiah (IDR ) 249,831, ,518, , , ,858, ,599, Valas (Currency ) 1,007, , , ,008, , Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

15 Lampiran 3 Total Simpanan dan Jumlah Berdasarkan Kepemilikan Simpanan, Tiering dan Valuta Total Simpanan Berdasarkan Kepemilikan Simpanan, Tiering dan Valuta (Total Deposits by Ownership of Deposits, Tiering and Currency ) (Rp Miliar/Billion IDR) Simpanan ( of Deposits ) Dana Pihak Ketiga Simpanan Dari Bank Lain Total () () () N 100 Jt , , , , , ,10 Rupiah (IDR ) , , , , , ,26 Valas (Currency ) , , ,13 3 0, , , Jt < N 200 Jt , , , , , ,70 Rupiah (IDR ) , , , , , ,55 Valas (Currency ) , , ,15 4 1, , , Jt < N 500 Jt , , , , , ,70 Rupiah (IDR ) , , , , , ,17 Valas (Currency ) , , , , , , Jt < N 1 M , , , , , ,80 Rupiah (IDR ) , , , , , ,20 Valas (Currency ) , , , , , ,80 1 M < N 2 M , , , , , ,00 Rupiah (IDR ) , , , , , ,10 Valas (Currency ) , , , , , ,90 2 M < N 5 M , , , , , ,30 Rupiah (IDR ) , , , , , ,84 Valas (Currency ) , , , , , ,16 N > 5 M , , , , , ,40 Rupiah (IDR ) , , , , , ,27 Valas (Currency ) , , , , , ,73 Total , , , , , ,00 Rupiah (IDR ) , , , , , ,22 Valas (Currency ) , , , , , ,78 14 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

16 Lampiran 4 Total Simpanan dan Jumlah Berdasarkan Kepemilikan Simpanan, Besaran Nilai Simpanan dan Valuta Simpanan ( of Deposits ) () Lampiran 5 Total Simpanan dan Jumlah Yang Dijamin Berdasarkan Kepemilikan Simpanan, Simpanan yang Dijamin dan Valuta () () N 2 M 250,591, ,300, , , ,615, ,309, Rupiah (IDR ) 249,613, ,185, , , ,637, ,194, Valas (Currency ) 978, , , , N > 2 M 247, ,938, , , , ,024, Rupiah (IDR ) 217, ,332, , , , ,404, Valas (Currency ) 29, , , , , Total 250,839, ,239, , , ,866, ,334, Rupiah (IDR ) 249,831, ,518, , , ,858, ,599, Valas (Currency ) 1,007, , , ,008, , Simpanan ( of Deposits ) Total Simpanan Berdasarkan Besaran Nilai Simpanan dan Valuta (Total Deposits by of Deposits and Currency ) (Rp Miliar/Billion IDR) Dana Pihak Ketiga Simpanan Dari Bank Lain Total Total Simpanan Berdasarkan Simpanan Yang Dijamin dan Valuta (Total Deposits by Insured Deposits and Currency ) (Rp Miliar/Billion IDR) Dana Pihak Ketiga Simpanan Dari Bank Lain Total () () () N 2 M (Dijamin Seluruhnya) 250,591, ,300, , , ,615, ,309, Rupiah (IDR ) 249,613, ,185, , , ,637, ,194, Valas (Currency ) 978, , , , N > 2 M (Dijamin Sebagian) 247, , , , , , Rupiah (IDR ) 217, , , , , , Valas (Currency ) 29, , , , Total 250,839, ,795, , , ,866, ,810, Rupiah (IDR ) 249,831, ,621, , , ,858, ,636, Valas (Currency ) 1,007, , ,008, , Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan

Distribusi Simpanan Bank Umum Periode Maret 2018

Distribusi Simpanan Bank Umum Periode Maret 2018 Distribusi Simpanan Bank Umum Periode Maret 2018 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan KATA PENGANTAR Distribusi Simpanan Bank Umum merupakan media informasi yang menyajikan data

More information

Distribusi Simpanan Bank Umum Periode April 2018

Distribusi Simpanan Bank Umum Periode April 2018 Distribusi Simpanan Bank Umum Periode April 2018 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan KATA PENGANTAR Distribusi Simpanan Bank Umum merupakan media informasi yang menyajikan data

More information

Distribusi Simpanan Bank Umum Periode Januari 2018

Distribusi Simpanan Bank Umum Periode Januari 2018 Distribusi Simpanan Bank Umum Periode Januari 2018 Lembaga Penjamin Simpanan Group Penanganan Premi Penjaminan KATA PENGANTAR Distribusi Simpanan Bank Umum merupakan media informasi yang menyajikan data

More information

POTENSI AKTIVITI MEMANCING LAUT DALAM SEBAGAI TARIKAN PELANCONGAN DI KUALA ROMPIN ISMAIL BIN HAJI MUDIN UNIVERSITI TEKNOLOGI MALAYSIA

POTENSI AKTIVITI MEMANCING LAUT DALAM SEBAGAI TARIKAN PELANCONGAN DI KUALA ROMPIN ISMAIL BIN HAJI MUDIN UNIVERSITI TEKNOLOGI MALAYSIA POTENSI AKTIVITI MEMANCING LAUT DALAM SEBAGAI TARIKAN PELANCONGAN DI KUALA ROMPIN ISMAIL BIN HAJI MUDIN UNIVERSITI TEKNOLOGI MALAYSIA POTENSI AKTIVITI MEMANCING LAUT DALAM SEBAGAI TARIKAN PELANCONGAN DI

More information

Laporan Aktiviti PI1M Kg Jepak

Laporan Aktiviti PI1M Kg Jepak Laporan Aktiviti PI1M Kg Jepak The purpose of this document is to provide a guide on the type of information required in the reports for RDD s newsletter, annual report, and other publications. Tujuan

More information

TATACARA PERMOHONAN Application procedure

TATACARA PERMOHONAN Application procedure BORANG PENYERTAAN Anugerah Penghargaan kepada Pengguna Malaysian Standards 2014 APPLICATION FORM Appreciation Award for Users of Malaysian Standards 2014 TATACARA PERMOHONAN Application procedure Setiap

More information

THE EDGE KUALA LUMPUR RAT RACE 2018

THE EDGE KUALA LUMPUR RAT RACE 2018 THE EDGE KUALA LUMPUR RAT RACE 2018 ORGANISATION S PROJECT PROPOSAL Important Note: Financial assistance provided under The Edge Kuala Lumpur Rat Race is to be used only for education and/or training projects/programmes.

More information

KAJIAN SIFAT TANAH AKIBAT ALIH FUNGSI LAHAN TEMBAKAU DELIMENJADILAHANPERKEBUNANTEBUDIPTPNllKEBUN TANDEM HULU KABUPATEN DELI SERDANG SKRIPSI OLEH:

KAJIAN SIFAT TANAH AKIBAT ALIH FUNGSI LAHAN TEMBAKAU DELIMENJADILAHANPERKEBUNANTEBUDIPTPNllKEBUN TANDEM HULU KABUPATEN DELI SERDANG SKRIPSI OLEH: KAJIAN SIFAT TANAH AKIBAT ALIH FUNGSI LAHAN TEMBAKAU DELIMENJADILAHANPERKEBUNANTEBUDIPTPNllKEBUN TANDEM HULU KABUPATEN DELI SERDANG SKRIPSI OLEH: ERICK FEBRIANTO 000303014IILMU TANAH DEPARTEMEN ILMU TANAH

More information

DENGAN RAHMAT TUHAN YANG MAHA ESA PRESIDEN REPUBLIK INDONESIA,

DENGAN RAHMAT TUHAN YANG MAHA ESA PRESIDEN REPUBLIK INDONESIA, www.hukumonline.com PERATURAN PRESIDEN REPUBLIK INDONESIA NOMOR 34 TAHUN 2014 TENTANG PENGESAHAN CONVENTION CONCERNING THE PROMOTIONAL FRAMEWORK FOR OCCUPATIONAL SAFETY AND HEALTH/CONVENTION 187, 2006

More information

Deposit Dragon Campaign ( Campaign )

Deposit Dragon Campaign ( Campaign ) Deposit Dragon Campaign ( Campaign ) Terms and Conditions 1. The Deposit Dragon Campaign (hereinafter referred to as Campaign ) commencing from 16 January 2012 and ends on 29 February 2012. (hereinafter

More information

Ms Nasah Sohor, 53, was crowned the overall winner of the award, which is the highest accolade awarded to enrolled nurses.

Ms Nasah Sohor, 53, was crowned the overall winner of the award, which is the highest accolade awarded to enrolled nurses. Title: Two Malay enrolled nurses awarded the Tan Chin Tuan Nursing Award Reporter: Nity Farhana Dolhamid Media/Date: BERITA, 22 November 2016 Translated by: Zulayqha Binte Zulkifli SINGAPORE: Two Malay

More information

IMPROVEMENT OF DISASTER COORDINATION PREPAREDNESS MODEL FOR SOFT-TARGET ORGANIZATIONS ABUBAKAR MOHAMMED BICHI

IMPROVEMENT OF DISASTER COORDINATION PREPAREDNESS MODEL FOR SOFT-TARGET ORGANIZATIONS ABUBAKAR MOHAMMED BICHI IMPROVEMENT OF DISASTER COORDINATION PREPAREDNESS MODEL FOR SOFT-TARGET ORGANIZATIONS ABUBAKAR MOHAMMED BICHI A project report submitted in partial fulfillment of the requirements for the award of the

More information

More Effective Decentralized Education Management and Governance

More Effective Decentralized Education Management and Governance More Effective Decentralized Education Management and Governance Quarterly Report No. 22 October 2010 This publication was produced for review by the United States Agency for International Development.

More information

ROAD MAINTENANCE MANAGEMENT IN KANO STATE: CASE STUDY AT KANO METROPOLITAN MURTALA MAHMOUD FAROUQ

ROAD MAINTENANCE MANAGEMENT IN KANO STATE: CASE STUDY AT KANO METROPOLITAN MURTALA MAHMOUD FAROUQ ROAD MAINTENANCE MANAGEMENT IN KANO STATE: CASE STUDY AT KANO METROPOLITAN MURTALA MAHMOUD FAROUQ A project report submitted in partial fulfillment of the requirements for the award of the degree of Master

More information

DEBIT CARD USAGE CAMPAIGN II ( Campaign ) - STAFF TERMS AND CONDITIONS Organizer and Eligibility

DEBIT CARD USAGE CAMPAIGN II ( Campaign ) - STAFF TERMS AND CONDITIONS Organizer and Eligibility DEBIT CARD USAGE CAMPAIGN II ( Campaign ) - STAFF TERMS AND CONDITIONS Organizer and Eligibility 1. This Campaign is organized by Bank Muamalat Malaysia Berhad BMMB (Organizer) (Company No. 6175-W). 2.

More information

DEBIT CARD USAGE CAMPAIGN II ( Campaign ) TERMS AND CONDITIONS Organizer and Eligibility

DEBIT CARD USAGE CAMPAIGN II ( Campaign ) TERMS AND CONDITIONS Organizer and Eligibility DEBIT CARD USAGE CAMPAIGN II ( Campaign ) TERMS AND CONDITIONS Organizer and Eligibility 1. This Campaign is organized by Bank Muamalat Malaysia Berhad BMMB (Organizer) (Company No. 6175-W). 2. This Campaign

More information

DETERM!N!NG EMERGENCY EVACUAT!ON A!D FOR FLOOD D!SASTER PREPAREDNESS NURSHAFEENA B!NT! KAMAL UN!VERS!T! TEKNOLOG! MALAYS!A

DETERM!N!NG EMERGENCY EVACUAT!ON A!D FOR FLOOD D!SASTER PREPAREDNESS NURSHAFEENA B!NT! KAMAL UN!VERS!T! TEKNOLOG! MALAYS!A DETERM!N!NG EMERGENCY EVACUAT!ON A!D FOR FLOOD D!SASTER PREPAREDNESS NURSHAFEENA B!NT! KAMAL UN!VERS!T! TEKNOLOG! MALAYS!A DETERMINING EMERGENCY EVACUATION AID FOR FLOOD DISASTER PREPAREDNESS NURSHAFEENA

More information

GAMBARAN TINGKAT STRES DAN MEKANISME KOPING PADA MAHASISAWA PROFESI NERS, UNIVERSITAS MUHAMMADIYAH SURAKARTA

GAMBARAN TINGKAT STRES DAN MEKANISME KOPING PADA MAHASISAWA PROFESI NERS, UNIVERSITAS MUHAMMADIYAH SURAKARTA GAMBARAN TINGKAT STRES DAN MEKANISME KOPING PADA MAHASISAWA PROFESI NERS, UNIVERSITAS MUHAMMADIYAH SURAKARTA Disusun Sebagai Salah Satu Syarat Menyelesaikan Program Studi Strata I Pada Program Studi Keperawatan

More information

More Effective Decentralized Education Management and Governance

More Effective Decentralized Education Management and Governance More Effective Decentralized Education Management and Governance Quarterly Report No. 18 October 2009 This publication was produced for review by the United States Agency for International Development.

More information

Publikasi Prosiding Seminar Internasional. Dr. I Wayan Mustika Universitas Gadjah Mada

Publikasi Prosiding Seminar Internasional. Dr. I Wayan Mustika Universitas Gadjah Mada Publikasi Prosiding Seminar Internasional dengan IEEE Dr. I Wayan Mustika Universitas Gadjah Mada Latar Belakang Trend penyelenggaraan seminar internasional di Indonesia meningkat dari tahun ke tahun Tuntutan

More information

2.3. For joint customer of Libshara-i, only the primary account holder will qualify to participate.

2.3. For joint customer of Libshara-i, only the primary account holder will qualify to participate. TERMS AND CONDITIONS FOR KFH DRAWS CAMPAIGN ( CAMPAIGN ) 1. Campaign Period 1.1. This KFH Draws campaign ( Campaign ) is organised by Kuwait Finance House (Malaysia) Berhad ( KFH Malaysia ) and the Campaign

More information

Critical Thingking and Decision Making Skills Based Learning Methods at The Faculty of Nursing Universitas Padjadjaran

Critical Thingking and Decision Making Skills Based Learning Methods at The Faculty of Nursing Universitas Padjadjaran Critical Thingking and Decision Making Skills Based Learning Methods at The Faculty of Nursing Universitas Padjadjaran Citra Windani Mambang Sari 1, Siti Yuyun Rahayu Fitri 2, Efri Widianti 3 1,2,3 Fakultas

More information

Survey on Perak and Selangor 3 messages

Survey on Perak and Selangor 3 messages Kuasa Team Survey on Perak and Selangor 3 messages Kuasa Team To: jjerald@pd.jaring.my Fri, Apr 25, 2014 at 3:20 PM From Praba, Very interested in local goverment

More information

More Effective Decentralized Education Management and Governance

More Effective Decentralized Education Management and Governance More Effective Decentralized Education Management and Governance Quarterly Report No. 23 January 2011 This publication was produced for review by the United States Agency for International Development.

More information

9888889 1822 1155 51 9101103 USIM 694 51 01 5 5 ABSTRAK Objektif kajian adalah untuk mendedahkan agenda tersembunyi pentadbiran Amerika Syarikat dan peranan institusi perancangan strategi Amerika dalam

More information

Terma-terma dan Syarat-syarat Kempen Ganjaran Tunai CIMB Bank Berhad

Terma-terma dan Syarat-syarat Kempen Ganjaran Tunai CIMB Bank Berhad Kempen Terma-terma dan Syarat-syarat Kempen Ganjaran Tunai CIMB Bank Berhad 1. Kempen Ganjaran Tunai ( Kempen ) dianjurkan oleh CIMB Bank Berhad ( Bank ) dan akan berlangsung dari 1 hb Mac hingga 31 Mei,

More information

EVALUATION OF DIFFERENT TECHNIQUES FOR GENERATING LANDSLIDE SUSCEPTIBILITY MAP JAVAD MIRNAZARI

EVALUATION OF DIFFERENT TECHNIQUES FOR GENERATING LANDSLIDE SUSCEPTIBILITY MAP JAVAD MIRNAZARI EVALUATION OF DIFFERENT TECHNIQUES FOR GENERATING LANDSLIDE SUSCEPTIBILITY MAP JAVAD MIRNAZARI A thesis submitted in fulfilment of the requirements for the award of the degree of Doctor of Philosophy (Remote

More information

Jabatan Hal Ehwal Pelajar

Jabatan Hal Ehwal Pelajar Bahagian Pengurusan Perniagaan & Siswaniaga Universiti Utara Malaysia Tel: 04 928 4096 / 3154 Faks: 04 928 4016 NO. RUJUKAN : BORANG PERMOHONAN LESEN B (LESEN TANPA PREMIS KEPADA PELAJAR)/ LICENSE B APPLICATION

More information

DESIGN OF A SECURE AND EFFICIENT MULTIPLE COINS PLUS MULTIPLE DENOMINATIONS E-CASH SCHEME CHANG YU CHENG UNIVERSITI TEKNOLOGI MALAYSIA

DESIGN OF A SECURE AND EFFICIENT MULTIPLE COINS PLUS MULTIPLE DENOMINATIONS E-CASH SCHEME CHANG YU CHENG UNIVERSITI TEKNOLOGI MALAYSIA DESIGN OF A SECURE AND EFFICIENT MULTIPLE COINS PLUS MULTIPLE DENOMINATIONS E-CASH SCHEME CHANG YU CHENG UNIVERSITI TEKNOLOGI MALAYSIA BAHAGIAN A Pengesahan Kerjasama* Adalah disahkan bahawa projek

More information

KNOWLEDGE TRANSFER PROGRAMME (KTP) LAPORAN KEMAJUAN BERKALA / PERIODIC PROGRESS REPORT

KNOWLEDGE TRANSFER PROGRAMME (KTP) LAPORAN KEMAJUAN BERKALA / PERIODIC PROGRESS REPORT KNOWLEDGE TRANSFER PROGRAMME (KTP) LAPORAN KEMAJUAN BERKALA / PERIODIC PROGRESS REPORT NOTA : Jika terdapat sebarang perubahan seperti dalam borang asal, sila pohon kelulusan dari pihak Urusetia. NOTE

More information

OVERLAPPED AND SHADOWED TREE CROWN SEGMENTATION BASED ON HSI COLOR MODEL AND WATERSHED ALGORITHM

OVERLAPPED AND SHADOWED TREE CROWN SEGMENTATION BASED ON HSI COLOR MODEL AND WATERSHED ALGORITHM i OVERLAPPED AND SHADOWED TREE CROWN SEGMENTATION BASED ON HSI COLOR MODEL AND WATERSHED ALGORITHM SENOSY SULIMAN MOHAMED ARRISH UNIVERSITI TEKNOLOGI MALAYSIA i OVERLAPPED AND SHADOWED TREE CROWN SEGMENTATION

More information

Save And Win Everyday Campaign Terms and Conditions

Save And Win Everyday Campaign Terms and Conditions Save And Win Everyday Campaign Terms and Conditions 1. The Campaign commences on 8th February 2011 and expires on 30th June 2011. 2. Subject to Clause 6 hereunder, this Campaign is open to eligible new

More information

Alliance Bank Loan & Credit Card Repayment Campaign Terms and Conditions

Alliance Bank Loan & Credit Card Repayment Campaign Terms and Conditions Alliance Bank Loan & Credit Card Repayment Campaign Terms and Conditions 1. Alliance Bank Loan & Credit Card Repayment Campaign ( Campaign ) is organised by Alliance Bank Malaysia Berhad ("ABMB") and shall

More information

Pemohonan: Program Gotong- Royong Mahabbah *Nama Penuh Program Laporan: Program Gotong- Royong Mahabbah *Nama Penuh Program

Pemohonan: Program Gotong- Royong Mahabbah *Nama Penuh Program Laporan: Program Gotong- Royong Mahabbah *Nama Penuh Program Standard Operating Procedure Permohonan Dana im4u Outreach Centre Berikut merupakan (SOP) im4u Outreach Centre bagi sebarang permohonan dana yang di kemukakan kepada pihak kami: Semasa Permohonan dibuat:

More information

PDF KUMPULAN WANG SIMPANAN PEKERJA BORANG DOCUMENT

PDF KUMPULAN WANG SIMPANAN PEKERJA BORANG DOCUMENT 03 April, 2018 PDF KUMPULAN WANG SIMPANAN PEKERJA BORANG DOCUMENT Document Filetype: PDF 182.57 KB 0 PDF KUMPULAN WANG SIMPANAN PEKERJA BORANG DOCUMENT Saya telah menamakan isteri saya sebagai penama di

More information

MOVING SHIP DETECTION FOR UNMANNED AERIAL VEHICLE USING ATOM PROCESSOR FOR CAMERA VISION MUHD FIRDAUS MUHD YUSOFF UNIVERSITI TEKNOLOGI MALAYSIA

MOVING SHIP DETECTION FOR UNMANNED AERIAL VEHICLE USING ATOM PROCESSOR FOR CAMERA VISION MUHD FIRDAUS MUHD YUSOFF UNIVERSITI TEKNOLOGI MALAYSIA i MOVING SHIP DETECTION FOR UNMANNED AERIAL VEHICLE USING ATOM PROCESSOR FOR CAMERA VISION MUHD FIRDAUS MUHD YUSOFF UNIVERSITI TEKNOLOGI MALAYSIA 1 MOVING SHIP DETECTION FOR UNMANNED AERIAL VEHICLE USING

More information

FACTORS INFLUENCING THE SUCCESSFUL IMPLEMENTATION OF CRIME PREVENTION THROUGH ENVIRONMENTAL DESIGN PROGRAM NATASHA AZIM BINTI HAJI HUSSIN

FACTORS INFLUENCING THE SUCCESSFUL IMPLEMENTATION OF CRIME PREVENTION THROUGH ENVIRONMENTAL DESIGN PROGRAM NATASHA AZIM BINTI HAJI HUSSIN i FACTORS INFLUENCING THE SUCCESSFUL IMPLEMENTATION OF CRIME PREVENTION THROUGH ENVIRONMENTAL DESIGN PROGRAM NATASHA AZIM BINTI HAJI HUSSIN A thesis submitted in fulfillment of the requirements for the

More information

DESIGN AND DEVELOPMENT OF A HAND MASSAGE DEVICE FOR BLOOD DONATION PROCESS MOHD FAHRI BIN ABD GHAFAR UNIVERSITI TEKNOLOGI MALAYSIA

DESIGN AND DEVELOPMENT OF A HAND MASSAGE DEVICE FOR BLOOD DONATION PROCESS MOHD FAHRI BIN ABD GHAFAR UNIVERSITI TEKNOLOGI MALAYSIA DESIGN AND DEVELOPMENT OF A HAND MASSAGE DEVICE FOR BLOOD DONATION PROCESS MOHD FAHRI BIN ABD GHAFAR UNIVERSITI TEKNOLOGI MALAYSIA DESIGN AND DEVELOPMENT OF A HAND MASSAGE DEVICE FOR BLOOD DONATION PROCESS

More information

EFFECT OF AGGREGATE GRADATION ON POROUS ASPHALT PROPERTIES FARAHIYAH BINTI ABDUL RAHMAN

EFFECT OF AGGREGATE GRADATION ON POROUS ASPHALT PROPERTIES FARAHIYAH BINTI ABDUL RAHMAN EFFECT OF AGGREGATE GRADATION ON POROUS ASPHALT PROPERTIES FARAHIYAH BINTI ABDUL RAHMAN A project report submitted in partial fulfillment of the requirements for the award of the degree of Master of Engineering

More information

KEMPEN 5X UNIRINGGIT FOR YOUR SPEND KAD PRVI MILES DAN PREFERRED PLATINUM UOBM TERMA DAN SYARAT

KEMPEN 5X UNIRINGGIT FOR YOUR SPEND KAD PRVI MILES DAN PREFERRED PLATINUM UOBM TERMA DAN SYARAT KEMPEN 5X UNIRINGGIT FOR YOUR SPEND KAD PRVI MILES DAN PREFERRED PLATINUM UOBM TERMA DAN SYARAT Kad PRVI Miles dan Preferred Platinum UOBM ( Kad ) 1. Kempen 5X for Your Spend Kad PRVI Miles Miles & Preferred

More information

TERMS & CONDITIONS STAND A CHANCE TO WIN A 40 SHARP LED TV

TERMS & CONDITIONS STAND A CHANCE TO WIN A 40 SHARP LED TV TERMS & CONDITIONS STAND A CHANCE TO WIN A 40 SHARP LED TV Note: Cardholders are advised to read and understand the Campaign Terms and Conditions before participating. 1) The Campaign is valid for selected

More information

As long as you love me:

As long as you love me: As long as you love me: Indonesia and the ASEAN Economic Community Presented at UP Asian Center Policy Forum, Manila, 17 August 2017 Shofwan Al Banna Choiruzzad Universitas Indonesia This was presented

More information

Earthwork Activities in Private Housing Industry

Earthwork Activities in Private Housing Industry Earthwork Activities in Private Housing Industry LAM YUEN SIONG A project report submitted in partial fulfilment of the requirement for the award of the degree of Master of Science (Construction Management)

More information

DISRUPTION ON REGIONAL ROAD MANAGEMENT

DISRUPTION ON REGIONAL ROAD MANAGEMENT DISRUPTION ON REGIONAL ROAD MANAGEMENT Dedy Gunawan Directorate General of Highways Ministry of Public Works and Housing bimtekjd@yahoo.co.id Slamet Muljono Directorate General of Highways Ministry of

More information

No. D/02915/10/2016/36

No. D/02915/10/2016/36 KEMENTERIAN LUAR NEGERI REPUBLIK INDONESIA No. D/02915/10/2016/36 Kementerian Luar Negeri Republik Indonesia menyampaikan salam hormatnya kepada Kedutaan Besar Amerika Serikat di Jakarta dan dengan hormat

More information

TOTAL HOSPITAL INFORMATION SYSTEM (THIS)

TOTAL HOSPITAL INFORMATION SYSTEM (THIS) TOTAL HOSPITAL INFORMATION SYSTEM (THIS) A Perkhidmatan Operasi, Sokongan dan Penyelenggaraan Perkakasan, Perisian, Rangkaian dan Aplikasi bagi Total Hospital (THIS) Di bawah Produk Cerner bagi Hospital

More information

A Intake Januari 2016 (Pelajar Baru / serta individu yang belum /ingin ambil kursus ini

A Intake Januari 2016 (Pelajar Baru / serta individu yang belum /ingin ambil kursus ini FAKULTI PENDIDIKAN DAN SAINS SOSIAL JADUAL KULIAH DOKTOR PENDIDIKAN (EdD.) SEMESTER JANUARY 2016 (1/16/67) PAKEJ TARIKH KULIAH MASA KULIAH KOD / KURSUS 1. 9/1/16 Sabtu A Intake Januari 2016 (Pelajar Baru

More information

Mulai 16 FEBRUARI 2018 hingga 15 MAC 2018

Mulai 16 FEBRUARI 2018 hingga 15 MAC 2018 PEKELILING PEPERIKSAAN 5/2018 PEPERIKSAAN SEMESTER PERTAMA Pelajar Program Pengajian Ijazah Tinggi Pelajar Program Pengajian Ijazah Pertama (Penuh Masa, Program Pesisir, Program Usaha Sama Akademik) Pelajar

More information

KANDUNGAN KANDUNGAN. 1 PENDAHULUAN 1.1 Pengenalan Latar Belakang Masalah Masalah pengajaran dan

KANDUNGAN KANDUNGAN. 1 PENDAHULUAN 1.1 Pengenalan Latar Belakang Masalah Masalah pengajaran dan vii KANDUNGAN BAB PERKARA PENGESAHAN STATUS TESIS PENGESAHAN PENYELIA JUDUL PENGAKUAN DEDIKASI PENGHARGAAN ABSTRAK ABSTRACT KANDUNGAN SENARAI JADUAL SENARAI RAJAH SENARAI SINGKATAN SENARAI LAMPIRAN MUKA

More information

RM10,000 RM99, % 3.50% 3.50% RM100,000 RM499, % 2.80% 2.50% RM500,000 dan ke atas 2.50% 2.30% 2.00%

RM10,000 RM99, % 3.50% 3.50% RM100,000 RM499, % 2.80% 2.50% RM500,000 dan ke atas 2.50% 2.30% 2.00% Terma-terma dan Syarat-syarat 1. Tempoh Kempen 1.1 Kempen dianjurkan oleh CIMB Islamic Bank Berhad ( Bank ) dan bermula pada 2 Januari 2014 dan berakhir pada 30 Jun 2014, termasuk kedua-dua tarikh tersebut

More information

RPK 332 Urban Design [Rekabentuk Bandar]

RPK 332 Urban Design [Rekabentuk Bandar] UNIVERSITI SAINS MALAYSIA Second Semester Examination 2009/2010 Academic Session April/May 2010 RPK 332 Urban Design [Rekabentuk Bandar] Duration: 2 hours [Masa: 2 jam] Please check that this examination

More information

GARIS PANDUAN PELAKSANAAN CONTINOUS PROFESSIONAL DEVELOPMENT

GARIS PANDUAN PELAKSANAAN CONTINOUS PROFESSIONAL DEVELOPMENT GARIS PANDUAN PELAKSANAAN CONTINOUS PROFESSIONAL DEVELOPMENT (CPD) SEBAGAI KAEDAH PENGIRAAN LATIHAN BAHARU DI UNIVERSITI PUTRA MALAYSIA (BAGI STAF BUKAN AKADEMIK) 1. TUJUAN Panduan ini bertujuan menerangkan

More information

UNIVERSITI PUTRA MALAYSIA MODELING OF SALT WATER INTRUSIONS INTO LANGAT RIVER ESTUARY, MALAYSIA

UNIVERSITI PUTRA MALAYSIA MODELING OF SALT WATER INTRUSIONS INTO LANGAT RIVER ESTUARY, MALAYSIA UNIVERSITI PUTRA MALAYSIA MODELING OF SALT WATER INTRUSIONS INTO LANGAT RIVER ESTUARY, MALAYSIA NORHABINA ABD ARIS FPAS 2012 19 MODELING OF SALT WATER INTRUSIONS INTO LANGAT RIVER ESTUARY, MALAYSIA By

More information

PERISYTIHARAN KAWASAN LARANGAN MEROKOK 2011 DECLARATION OF NON-SMOKING AREA 2011

PERISYTIHARAN KAWASAN LARANGAN MEROKOK 2011 DECLARATION OF NON-SMOKING AREA 2011 WARTA KERAJAAN PERSEKUTUAN 14 Jun 2011 14 June 2011 P.U. (B) 306 FEDERAL GOVERNMENT GAZETTE PERISYTIHARAN KAWASAN LARANGAN MEROKOK 2011 DECLARATION OF NON-SMOKING AREA 2011 DISIARKAN OLEH/ PUBLISHED BY

More information

STRESS IN NURSING STUDENTS: AN INDONESIAN PILOT CASE STUDY Stres pada Mahasiswa Keperawatan: Sebuah Penelitian Pilot di Indonesia

STRESS IN NURSING STUDENTS: AN INDONESIAN PILOT CASE STUDY Stres pada Mahasiswa Keperawatan: Sebuah Penelitian Pilot di Indonesia STRESS IN NURSING STUDENTS: AN INDONESIAN PILOT CASE STUDY Stres pada Mahasiswa Keperawatan: Sebuah Penelitian Pilot di Indonesia Imelda L.Ritonga STIKES IMELDA MEDAN Email: ritonga.imelda@gmail.com ABSTRAK

More information

MODUL POLITEKNIK KEMENTERIAN PENDIDIKAN MALAYSIA

MODUL POLITEKNIK KEMENTERIAN PENDIDIKAN MALAYSIA MODUL POLITEKNIK KEMENTERIAN PENDIDIKAN MALAYSIA E5124 / UNIT0/ 0 E5124 KOMUNIKASI DATA MOHD DAUD BIN ALANG HASSAN (PSP), MOHD KAMAL ARIFFIN BIN ZAKARIYA (PSP), ABU BAKAR BIN IBRAHIM (PSP). BIODATA PENULIS

More information

RELIABILITY OF SAFETY PERFORMANCE INDICATOR: COMPLIANCE AND EFFECTIVENESS OF SAFETY PROGRAMS IN CONSTRUCTION SITE RAMES KUMAR SHANMUGAM

RELIABILITY OF SAFETY PERFORMANCE INDICATOR: COMPLIANCE AND EFFECTIVENESS OF SAFETY PROGRAMS IN CONSTRUCTION SITE RAMES KUMAR SHANMUGAM i RELIABILITY OF SAFETY PERFORMANCE INDICATOR: COMPLIANCE AND EFFECTIVENESS OF SAFETY PROGRAMS IN CONSTRUCTION SITE RAMES KUMAR SHANMUGAM A project report is submitted in partial fulfilment of the requirements

More information

SYARAT DAN PANDUAN MEMOHON PINJAMAN PELAJARAN DI TATI UNIVERSITY COLLEGE (TATIUC) 2017

SYARAT DAN PANDUAN MEMOHON PINJAMAN PELAJARAN DI TATI UNIVERSITY COLLEGE (TATIUC) 2017 SYARAT DAN PANDUAN MEMOHON PINJAMAN PELAJARAN DI TATI UNIVERSITY COLLEGE (TATIUC) 2017 PENAJA UTAMA : PINJAMAN PERBADANAN TABUNG PENDIDIKAN TINGGI NASIONAL (PTPTN) PERMOHONAN Pelajar layak memohon pinjaman

More information

KERANGKA PROGRAM KERJAYA BERSTRUKTUR ( STRUCTURED CAREER PROGRAM FRAMEWORK ) PUSAT KERJAYA DAN KAUNSELING UNIVERSITI TEKNOLOGI MARA

KERANGKA PROGRAM KERJAYA BERSTRUKTUR ( STRUCTURED CAREER PROGRAM FRAMEWORK ) PUSAT KERJAYA DAN KAUNSELING UNIVERSITI TEKNOLOGI MARA KERANGKA PROGRAM KERJAYA BERSTRUKTUR ( STRUCTURED CAREER PROGRAM FRAMEWORK ) PUSAT KERJAYA DAN KAUNSELING UNIVERSITI TEKNOLOGI MARA FASA KOMPONEN OBJEKTIF AKTIVITI SASARAN PELAJAR PROGRAM FAKULTI / BAHAGIAN

More information

Current/Savings Account Standing Instruction Campaign. Terms & Conditions

Current/Savings Account Standing Instruction Campaign. Terms & Conditions Current/Savings Account Standing Instruction Campaign Terms & Conditions CAMPAIGN PERIOD 1. This Alliance Bank Credit Card payment via Standing Instruction from Current Account and/or Savings Account or

More information

Mewah Kad Visa Infinite UOBM Terma & Syarat

Mewah Kad Visa Infinite UOBM Terma & Syarat Kelayakan Kempen Kempen Pelan Pembayaran Easi 0% Faedah untuk Pendidikan, Perubatan dan Pembelian Mewah Kad Visa Infinite UOBM Terma & Syarat 1. Kempen Pelan Pembayaran Easi 0% Faedah untuk Pendidikan,

More information

PERPUSTAKAAN TUN ABDUL RAZAK, UiTM SHAH ALAM BORANG PERMOHONAN KEAHLIAN LUAR / EXTERNAL MEMBERSHIP FORM

PERPUSTAKAAN TUN ABDUL RAZAK, UiTM SHAH ALAM BORANG PERMOHONAN KEAHLIAN LUAR / EXTERNAL MEMBERSHIP FORM Borang PTAR(BPP)/Ahli Luar/06/2015/Pind.2016 PERPUSTAKAAN TUN ABDUL RAZAK, UiTM SHAH ALAM BORANG PERMOHONAN KEAHLIAN LUAR / EXTERNAL MEMBERSHIP FORM (Sila isi maklumat dengan lengkap/ All fields must be

More information

Terms and Conditions CASA EASY Cash Back Campaign

Terms and Conditions CASA EASY Cash Back Campaign Terms and Cditis CASA EASY Cash Back Campaign. Definiti. For the purpose of these terms and cditis, the following words and expressis shall have the meanings assigned to them except where the ctext otherwise

More information

TERMA DAN SYARAT. Kempen Mohon, Belanja dan Dapat Ganjaran

TERMA DAN SYARAT. Kempen Mohon, Belanja dan Dapat Ganjaran TERMA DAN SYARAT Kempen Mohon, Belanja dan Dapat Ganjaran 1. KEMPEN Kempen Mohon, Belanja dan Dapat Ganjaran ("Kempen") Bank Simpanan Nasional ("BSN") akan berlangsung dari 1 Ogos 2018 hingga akhir 31

More information

New SME Current Account Bundle Campaign. Campaign Date: 4 April September By: SME/Commercial Deposits

New SME Current Account Bundle Campaign. Campaign Date: 4 April September By: SME/Commercial Deposits New SME Current Account Bundle Campaign Campaign Date: 4 April 2016 30 September 2016 By: SME/Commercial Deposits New SME Current Account Bundle Campaign Page TERMS AND CONDITION The following terms and

More information

SKIM PEMBELAJARAN SEPANJANG HAYAT (Lifelong Learning Scheme)

SKIM PEMBELAJARAN SEPANJANG HAYAT (Lifelong Learning Scheme) Untuk Kegunaan Pejabat No. Rujukan Projek KTP PROGRAM PEMINDAHAN ILMU (Knowledge Transfer Program) KTP Borang Permohonan Geran dan Cadangan Projek KTP Borang KTP-PSH (Versi 6.0 Ogos 2016) SEKRETARIAT PEMINDAHAN

More information

A. MAKLUMAT PROJEK PROJECT INFORMATION

A. MAKLUMAT PROJEK PROJECT INFORMATION Perincian Perubahan Kelulusan Cadangan Pindaan/Tambahan Dokumen (CPD) bagi Skop Perkhidmatan Utaman untuk Kelulusan Mesyuarat Pengurusan Pejabat Timbalan Naib Canselor (Penyelidikan dan Inovasi) dan cadangan

More information

ADDITIONAL TERMS AND CONDITIONS JomPAY Nationwide Campaign

ADDITIONAL TERMS AND CONDITIONS JomPAY Nationwide Campaign ADDITIONAL TERMS AND CONDITIONS JomPAY Nationwide Campaign This Additional Terms and Conditions shall be read together with the Promotion Terms and Conditions which is available at www.jompay.com.my The

More information

Menimbang : a. bahwa ketentuan mengenai sertifikasi dan pengakuan organisasi perawatan pesawat udara di luar negeri

Menimbang : a. bahwa ketentuan mengenai sertifikasi dan pengakuan organisasi perawatan pesawat udara di luar negeri KEMENTERIAN PERHUBUNGAN DIREKTORAT JENDERAL PERHUBUNGAN UDARA PERATURAN DIREKTUR JENDERAL PERHUBUNGAN UDARA NOMOR: KP 236 TAHUN 2017 TENTANG PETUNJUK TEKNIS BAGIAN 8900-2.13 (STAFFINSTRUCTION 8900-2.13)

More information

More Effective Decentralized Education Management and Governance Quarterly Report No. 24

More Effective Decentralized Education Management and Governance Quarterly Report No. 24 More Effective Decentralized Education Management and Governance Quarterly Report No. 24 April 2011 This publication was produced for review by the United States Agency for International Development. It

More information

AN INVESTIGATION OF DETERMINANTS GLOBAL ENTREPRENEURSHIP: MULTI-COUNTRY PANEL STUDIES

AN INVESTIGATION OF DETERMINANTS GLOBAL ENTREPRENEURSHIP: MULTI-COUNTRY PANEL STUDIES AN INVESTIGATION OF DETERMINANTS GLOBAL ENTREPRENEURSHIP: MULTI-COUNTRY PANEL STUDIES Riznaldi Akbar University of Western Australia, Perth e-mail: riznaldi.akbar@research.uwa.edu.au ABSTRACT This study

More information

TERMS AND CONDITIONS FOR

TERMS AND CONDITIONS FOR 1.0 DEFINITION 1.0 DEFINISI For the purpose of these terms and conditions, the following words and expressions shall have the meanings assigned to them except where the context otherwise requires:- Bagi

More information

Semua Staff, Doktor, Jururawat Dan semua Kakitangan Hospital dan, Jabatan Ortopedik

Semua Staff, Doktor, Jururawat Dan semua Kakitangan Hospital dan, Jabatan Ortopedik PPUKM 3.10.32/263/10 2 September 2017 Semua Staff, Doktor, Jururawat Dan semua Kakitangan Hospital dan, Jabatan Ortopedik JEMPUTAN MENYERTAI PROGRAM ORTHO RUN 2017 SAVE LIMBS, SAVE LIVES Dengan hormatnya

More information

IMPROVEMENT OF ACCURACY LEVEL OF AUTOMOTIVE FRONT FENDER SHIELD ASSEMBLY USING PROCESS FAILURE MODE AND EFFECT ANALYSIS AND CONTROL PLAN TECHNIQUES

IMPROVEMENT OF ACCURACY LEVEL OF AUTOMOTIVE FRONT FENDER SHIELD ASSEMBLY USING PROCESS FAILURE MODE AND EFFECT ANALYSIS AND CONTROL PLAN TECHNIQUES IMPROVEMENT OF ACCURACY LEVEL OF AUTOMOTIVE FRONT FENDER SHIELD ASSEMBLY USING PROCESS FAILURE MODE AND EFFECT ANALYSIS AND CONTROL PLAN TECHNIQUES By KHAIRUL NIZAM BIN MD TOHIT Thesis submitted to the

More information

PERMOHONAN PENGGUNAAN RUANG PASCASISWAZAH POSTGRADUATE WORKSPCE APPLICATION FORM. Gambar Pasport / Passport Picture. 2 pcs. Disokong / Recommended

PERMOHONAN PENGGUNAAN RUANG PASCASISWAZAH POSTGRADUATE WORKSPCE APPLICATION FORM. Gambar Pasport / Passport Picture. 2 pcs. Disokong / Recommended PERMOHONAN PENGGUNAAN RUANG PASCASISWAZAH POSTGRADUATE WORKSPCE APPLICATION FORM UTM/SPS/BPPHP/012018 Gambar Pasport / Passport Picture 2 pcs 1. MAKLUMAT PEMOHON APPLICANT S PARTICULARS Nama Pemohon Name

More information

PENGUMUMAN TRAFIK MAKLUMAN TERKINI PELAN PENGURUSAN TRAFIK UNTUK PEMBINAAN MRT SSP SEPANJANG JALAN KUALA SELANGOR DAN LEBUHRAYA BARU PANTAI

PENGUMUMAN TRAFIK MAKLUMAN TERKINI PELAN PENGURUSAN TRAFIK UNTUK PEMBINAAN MRT SSP SEPANJANG JALAN KUALA SELANGOR DAN LEBUHRAYA BARU PANTAI PENGUMUMAN TRAFIK MAKLUMAN TERKINI PELAN PENGURUSAN TRAFIK UNTUK PEMBINAAN MRT SSP SEPANJANG JALAN KUALA SELANGOR DAN LEBUHRAYA BARU PANTAI 06 JULAI 2018 1. PENUTUPAN LORONG SECARA BERPERINGKAT DAN BERKALA

More information

MAYBANK PERSONAL LOAN/MAYBANK ISLAMIC PERSONAL FINANCING-i CAMPAIGN 2017 TERMS AND CONDITIONS

MAYBANK PERSONAL LOAN/MAYBANK ISLAMIC PERSONAL FINANCING-i CAMPAIGN 2017 TERMS AND CONDITIONS MAYBANK PERSONAL LOAN/MAYBANK ISLAMIC PERSONAL FINANCING-i CAMPAIGN 2017 TERMS AND CONDITIONS 1. The Campaign Period 1.1 The terms and Conditions shall govern the MAYBANK PERSONAL LOAN/MAYBANK ISLAMIC

More information

kecuali dimaklumkan sebaliknya.

kecuali dimaklumkan sebaliknya. KEMPEN PEROLEHAN DIGITAL KAD KREDIT HONG LEONG TEMPOH KEMPEN Kempen Perolehan Digital III ("Kempen") Hong Leong Bank ('HLB') akan bermula pada 13 Oktober 2017 dan berakhir pada 12 November 2017, kedua-dua

More information

Sistem Bakeri Interaktif

Sistem Bakeri Interaktif Prosiding Komputeran UTM Inovasi di dalam Teknologi dan Aplikasi Komputeran Volume: I Year: 2016 ISBN: 978-967-0194-82-0 1 Sistem Bakeri Interaktif Nurul Izzah Sazali 1, Md Hafiz Selamat* 2 Jabatan Sistem

More information

UOBM LADY S CARD TERMA DAN SYARAT

UOBM LADY S CARD TERMA DAN SYARAT UOBM LADY S CARD TERMA DAN SYARAT United Overseas Bank (Malaysia) Bhd ("UOBM") menganjurkan "Kad UOBM Lady s: Kempen Sepuluh Fesyen" ("Kempen") dari 1 Januari 2018 hingga 31 Disember 2018 (kedua-dua tarikh

More information

HEROES TRAINING ACADEMY

HEROES TRAINING ACADEMY HEROES TRAINING ACADEMY ACT LIKE A CHAMPION Tingkat 2 PT35443, Dataran Austin Kuala Nerus 21300 Kuala Terengganu, Terengganu heroestrainingacademy@gmail.com Kenapa Pentingnya CUSTOMER SERVICE? Sesetengah

More information

PENERBIT UNIVERSITI MALAYSIA SABAH Kota Kinabalu Sabah Malaysia

PENERBIT UNIVERSITI MALAYSIA SABAH Kota Kinabalu Sabah Malaysia PENERBIT UNIVERSITI MALAYSIA SABAH Kota Kinabalu Sabah Malaysia http://www.ums.edu.my 2014 Ahli Majlis Penerbitan Ilmiah Malaysia (MAPIM) Universiti Malaysia Sabah, 2014 All rights reserved. No part of

More information

More Effective Decentralized Education Management and Governance Quarterly Report No. 8

More Effective Decentralized Education Management and Governance Quarterly Report No. 8 More Effective Decentralized Education Management and Governance Quarterly Report No. 8 April 2007 This publication was produced for review by the United States Agency for International Development. It

More information

TERMS AND CONDITIONS

TERMS AND CONDITIONS TERMS AND CONDITIONS RHB Unit Trust & Fixed Deposit/Commodity Murabahah Deposit-i Campaign 1. RHB Bank Berhad (Company No. 6171-M) and RHB Islamic Bank Berhad (Company No. 680329-V) will be referred to

More information

Terms and conditions AmBank (M) Berhad and AmBank Islamic Berhad: Investment Bundle Campaign Campaign Period: 1 October 2018 to 31 December 2018

Terms and conditions AmBank (M) Berhad and AmBank Islamic Berhad: Investment Bundle Campaign Campaign Period: 1 October 2018 to 31 December 2018 Terms and conditions AmBank (M) Berhad and AmBank Islamic Berhad: Investment Bundle Campaign Campaign Period: 1 October 2018 to 31 December 2018 1. Definition For the purpose of this terms and conditions,

More information

TERMS AND CONDITIONS RHB Grow Your Wealth Campaign

TERMS AND CONDITIONS RHB Grow Your Wealth Campaign Q2 2018 Page 1 of 4 TERMS AND CONDITIONS RHB Grow Your Wealth Campaign RHB Bank Berhad (Company No. 6171-M) will be referred to as RHB Bank. CAMPAIGN PERIOD 1. RHB Grow Your Wealth ( the Campaign ) will

More information

Perkhidmatan Penyelesaian Pertikaian Kewangan Alternatif

Perkhidmatan Penyelesaian Pertikaian Kewangan Alternatif EDISI JAN 2018 RAKAN KEWANGAN ANDA Manfaatkan Simpanan KWSP Anda Hendak Meminjam atau Tidak? Perlindungan Tenang Menangani Produk Insurans / Takaful Yang Kompleks PP 16897/05/2011 (029495) Perkhidmatan

More information

Functional Assessment Report Laporan Penilaian Fungsian

Functional Assessment Report Laporan Penilaian Fungsian Functional Assessment Report Laporan Penilaian Fungsian IMPORTANT NOTE: This report assesses the need for assistance in Activities of Daily Living and is only for the purpose of application of specific

More information

NOOR SHAHIDA BINTI ROSLI MASTER OF SCIENCE UNIVERSITI MALAYSIA TERENGGANU

NOOR SHAHIDA BINTI ROSLI MASTER OF SCIENCE UNIVERSITI MALAYSIA TERENGGANU NOOR SHAHIDA BINTI ROSLI MASTER OF SCIENCE 2015 COMMUNITY ECOLOGY OF POLYCHAETA (ANNELIDA) IN SOFT BOTTOM MACROBENTHOS OF SOUTHERN SOUTH CHINA SEA (OFFSHORE PAHANG, TERENGGANU AND SABAH) NOOR SHAHIDA BINTI

More information

MAYBANK PRODUCTS UMBRELLA CAMPAIGN 2016 TERMS & CONDITIONS

MAYBANK PRODUCTS UMBRELLA CAMPAIGN 2016 TERMS & CONDITIONS CAMPAIGN PERIOD MAYBANK PRODUCTS UMBRELLA CAMPAIGN 2016 TERMS & CONDITIONS MAYBANK PRODUCTS UMBRELLA CAMPAIGN shall run from 22 April 2016 to 21 August 2016 (both dates inclusive) ( Campaign Period ) ELIGIBILITY

More information

THE IMPACT OF THE FACEBOOK WEBSITE QUALITY ON USER S PERCEIVED ATTITUDE, INTENTION AND LOYALTY AMONG STUDENTS OF UTM TAMER ADEL SALEH ALAJRAMI

THE IMPACT OF THE FACEBOOK WEBSITE QUALITY ON USER S PERCEIVED ATTITUDE, INTENTION AND LOYALTY AMONG STUDENTS OF UTM TAMER ADEL SALEH ALAJRAMI THE IMPACT OF THE FACEBOOK WEBSITE QUALITY ON USER S PERCEIVED ATTITUDE, INTENTION AND LOYALTY AMONG STUDENTS OF UTM TAMER ADEL SALEH ALAJRAMI A dissertation submitted in fulfillment of the requirements

More information

HUBUNGAN ANTARA AMALAN KEPIMPINAN TRANSFORMASI PEGAWAI PELAJARAN DAERAH DENGAN KETEGANGAN KERJA GURU BESAR

HUBUNGAN ANTARA AMALAN KEPIMPINAN TRANSFORMASI PEGAWAI PELAJARAN DAERAH DENGAN KETEGANGAN KERJA GURU BESAR HUBUNGAN ANTARA AMALAN KEPIMPINAN TRANSFORMASI PEGAWAI PELAJARAN DAERAH DENGAN KETEGANGAN KERJA GURU BESAR SUHAILAH BINTI MOHD YATIM UNIVERSITI TEKNOLOGI MALAYSIA HUBUNGAN ANTARA AMALAN KEPIMPINAN TRANSFORMASI

More information

Analisis Metabolisma Bandar Menggunakan Teknik Material Flow Analysis (MFA) di Seremban. Sharif Shofirun Bin Sharif Ali (P85768)

Analisis Metabolisma Bandar Menggunakan Teknik Material Flow Analysis (MFA) di Seremban. Sharif Shofirun Bin Sharif Ali (P85768) Analisis Metabolisma Bandar Menggunakan Teknik Material Flow Analysis (MFA) di Seremban Sharif Shofirun Bin Sharif Ali (P85768) Kolej Undang Undang, Kerajaan dan Pengajian Antarabangsa (COLGIS), Universiti

More information

TERMS AND CONDITION RHB Year End Mass Usage Campaign

TERMS AND CONDITION RHB Year End Mass Usage Campaign RHB.Win 228 Cash Back (ES) TnC. Ver Nv17 TERMS AND CONDITION RHB Year End Mass Usage Campaign Campaign Perid 1. The RHB Year End Mass Usage Campaign ( the Campaign ) is rganized by RHB Bank Berhad ( RHB

More information

Terma dan Syarat Kempen Kad-i Bank Islam Visa (Debit/Kredit) PIN dan Pandu Lebih Jauh

Terma dan Syarat Kempen Kad-i Bank Islam Visa (Debit/Kredit) PIN dan Pandu Lebih Jauh Terma dan Syarat Kempen Kad-i Bank Islam Visa (Debit/Kredit) PIN dan Pandu Lebih Jauh Tempoh Kempen 1. Bank Islam Malaysia Berhad ( Bank Islam ) dan Visa Worldwide Pte. Limited ("Visa") menganjurkan Kempen

More information

Terma dan Syarat Kempen Rujukan Memperkenalkan Ahli Baru Privilege Banking dan Wealth Banking

Terma dan Syarat Kempen Rujukan Memperkenalkan Ahli Baru Privilege Banking dan Wealth Banking Terma dan Syarat Kempen Rujukan Memperkenalkan Ahli Baru Privilege Banking dan Wealth Banking United Overseas Bank (Malaysia) Bhd (No. Syarikat 271809-K) ( UOBM ) sedang menjalankan Kempen Rujukan Memperkenalkan

More information

JADUAL PERKHIDMATAN BAS KAMPUS UNIVERSITI PUTRA MALAYSIA SESI 2018/2019

JADUAL PERKHIDMATAN BAS KAMPUS UNIVERSITI PUTRA MALAYSIA SESI 2018/2019 JADUAL PERKHIDMATAN BAS KAMPUS UNIVERSITI PUTRA MALAYSIA SESI 2018/2019 CAMPUS BUS SERVICES SCHEDULE UNIVERSITI PUTRA MALAYSIA SESSION 2018/2019 Disediakan oleh/prepared by: SEKSYEN PENGURUSAN KENDERAAN

More information

mybalikpulau A Mapping & Interpretation Heritage Education Program for Young People

mybalikpulau A Mapping & Interpretation Heritage Education Program for Young People mybalikpulau A Mapping & Interpretation Heritage Education Program for Young People Heritage Education Program mybalikpulau Cultural Mapping Identifying cultural assets Social interactions that take place

More information

TERMA DAN SYARAT. Preferred Current Account Cash Reward RM88 (November & December 2017)

TERMA DAN SYARAT. Preferred Current Account Cash Reward RM88 (November & December 2017) TERMA DAN SYARAT Preferred Current Account Cash Reward RM88 (November & December 2017) Tempoh Kempen 1. Preferred Current Account Cash Reward RM88 ( Kempen ) dianjurkan oleh CIMB Bank Berhad (13491-P)

More information

UTM as RU: The Current Status and Our Preparation for MyRA II (Innovation and Commercialization)

UTM as RU: The Current Status and Our Preparation for MyRA II (Innovation and Commercialization) UTM as RU: The Current Status and Our Preparation for MyRA II (Innovation and Commercialization) Prof. Ir. Dr. Azhar Abdul Aziz Innovation & Commercialization Centre 24 th. April 2013 IHLs Transformation

More information